Mortgage Lenders and Brokers in Morada, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Morada, California mortgage lenders include Bank of StocktonBank of Stockton229 S Main St, Angels Camp, CA 95222A+5.0 ★Texas Ratio: 0.21%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Eagle Community Credit UnionEagle Community Credit Union2310A E Lincoln Ave, Anaheim, CA 92806 4109A+5.0 ★Texas Ratio: 3.63%, Sunwest BankSunwest Bank500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%, and The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Morada, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Morada are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Morada, California
Market share is the lender's share of all home loans closed in Morada, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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229 S Main St, Angels Camp, CA 95222 A+5.0 ★Texas Ratio: 0.21% |
Conventional, Jumbo | 5 | 6.3% | 100% | $581,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 5.1% | 100% | $745,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 3 | 3.8% | 100% | $1,255,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.3% | 100% | $425,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 1.3% | 100% | $505,000 | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.3% | 100% | $365,000 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 1 | 1.3% | 100% | $65,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 1.3% | 100% | $95,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 1.3% | 100% | $685,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional | 4 | 5.1% | 100% | $365,000 | |
AAA Capital Investment, Inc
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Conventional | 2 | 2.5% | 100% | $450,000 | |
Kind Lending, LLC
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Conventional | 2 | 2.5% | 100% | $615,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 2.5% | 100% | $690,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 2.5% | 100% | $330,000 | |
AmWest Funding Corp
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Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $645,000 | |
Resicentral LLC
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Conventional | 1 | 1.3% | 100% | $395,000 | |
American Financial Network, Inc.
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Conventional, Jumbo | 1 | 1.3% | 100% | $955,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, Jumbo | 1 | 1.3% | 100% | $1,045,000 | View |
Nexera Holding LLC
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Conventional | 1 | 1.3% | 100% | $285,000 | |
New American Funding, LLC.
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, VA, Jumbo | 9 | 11.4% | 81.8% | $667,222 | |
United Wholesale Mortgage
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Conventional, FHA, Jumbo, HELOC | 7 +1 HELOCs |
8.9% | 70% | $727,857 | |
Triad Financial Services, Inc.
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Conventional | 3 | 3.8% | 75% | $128,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
2.5% | 66.7% | $130,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 2.5% | 100% | $320,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2.5% | 100% | $570,000 | |
The Loan Store, Inc
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Conventional, VA | 2 | 2.5% | 100% | $540,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 2 | 2.5% | 100% | $330,000 | |
Genisys Credit Union
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Conventional, Jumbo | 1 | 1.3% | 100% | $1,145,000 | |
American Financial Resources LLC
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Conventional | 1 | 1.3% | 100% | $255,000 | |
Primelending
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VA | 1 | 1.3% | 100% | $485,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 1.3% | 100% | $635,000 | |
Everett Financial, Inc.
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Conventional | 1 | 1.3% | 100% | $145,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 1.3% | 100% | $655,000 | |
Equity Prime Mortgage LLC
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Conventional | 1 | 1.3% | 100% | $645,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 1.3% | 100% | $675,000 | |
Princeton Mortgage Corporation
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Conventional | 1 | 1.3% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1.3% | 100% | $585,000 | View |
Bay Equity LLC
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Conventional | 1 | 1.3% | 100% | $465,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.3% | 100% | $295,000 | |
Mortgage Research Center
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VA, Jumbo | 1 | 1.3% | 100% | $885,000 | |
21St Mortgage
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Conventional | 1 | 1.3% | 25% | $85,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 1.3% | 100% | $655,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A4.8 ★Texas Ratio: 2.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Morada Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Morada, California
Looking for mortgage lenders near me or mortgage brokers near me in Morada? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Morada in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Morada, CA
Use these to narrow the list above. Each category shows how many Morada, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Morada, CA
Independent mortgage companies closed 75.9 percent of home loans in Morada, California in 2025, banks 20.3 percent and credit unions 3.8 percent. Synergy One Lending, Inc. was the largest mortgage company, Bank of Stockton the largest bank and Eagle Community Credit Union the largest credit union. Among lenders headquartered in California, Bank of Stockton led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Morada, CA
By home loans closed in 2025, Bank of Stockton was the largest mortgage lender in Morada, California with 5 loans, about 6.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Morada, California in 2025, led by United Wholesale Mortgage with 2. 4 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 6 credit unions closed home loans in Morada, California in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Morada, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Morada, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Morada. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
