Mortgage Lenders and Brokers in Los Altos Hills, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Los Altos Hills, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, Hsbc Bank USA, NAHsbc Bank USA, NA1107 S Baldwin Ave, Arcadia, CA 91007A+5.0 ★Texas Ratio: 4.86%, Citizens Bank, NACitizens Bank, NA750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941A+5.0 ★Texas Ratio: 5.44%, East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%, and City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Los Altos Hills, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Los Altos Hills are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Los Altos Hills, California
Market share is the lender's share of all home loans closed in Los Altos Hills, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 27 | 20.1% | 93.1% | $3,144,259 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 21 +2 HELOCs |
15.7% | 100% | $2,315,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 10 | 7.5% | 90.9% | $3,283,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 9 +1 HELOCs |
6.7% | 69.2% | $3,401,666 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 5 | 3.7% | 83.3% | $2,761,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional, Jumbo | 4 | 3% | 100% | $2,380,000 | |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
2.2% | 100% | $3,455,000 | View |
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750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.5% | 100% | $5,300,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.5% | 100% | $1,995,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 2 | 1.5% | 100% | $2,850,000 | View |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.7% | 100% | $3,105,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.7% | 100% | $2,205,000 | View |
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325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84% |
Conventional, Jumbo | 1 | 0.7% | 100% | $2,505,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.7% | 100% | $3,055,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo | 1 | 0.7% | 100% | $2,855,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.7% | 100% | $2,225,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 4 | 3% | 100% | $1,367,500 | |
AmWest Funding Corp
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.7% | 100% | $1,825,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,215,000 | |
General Mortgage Capital Corporation
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Conventional, Jumbo | 1 | 0.7% | 100% | $2,005,000 | |
Redwood Residential Acquisition Corporation
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Conventional, Jumbo | 1 | 0.7% | 100% | $2,565,000 | |
Googain, Inc.
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Conventional, Jumbo | 1 | 0.7% | 100% | $3,005,000 | |
New Wave Lending Group Inc
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Conventional, Jumbo | 1 | 0.7% | 100% | $2,355,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.7% | 50% | $655,000 | |
Paramount Residential Mortgage
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Conventional, Jumbo | 1 | 0.7% | 100% | $2,295,000 | |
JMAC Lending, Inc.
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Conventional, Jumbo | 1 | 0.7% | 100% | $3,175,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 7 | 5.2% | 87.5% | $2,647,857 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 6 | 4.5% | 88.9% | $2,580,000 | View |
Rocket Mortgage
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Conventional, HELOC | 2 +1 HELOCs |
1.5% | 100% | $630,000 | |
Originpoint, LLC
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Conventional, Jumbo | 2 | 1.5% | 100% | $3,255,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 2 | 1.5% | 100% | $2,200,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 2 | 1.5% | 100% | $5,505,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 1 | 0.7% | 100% | $2,555,000 | |
Fourleaf Federal Credit Union
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,805,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $3,465,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.7% | 100% | $4,915,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $885,000 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 1 | 0.7% | 100% | $2,565,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.7% | 50% | $5,505,000 | View |
Champions Funding, LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $2,005,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Los Altos Hills Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Los Altos Hills, California
Looking for mortgage lenders near me or mortgage brokers near me in Los Altos Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Los Altos Hills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Los Altos Hills, CA
Use these to narrow the list above. Each category shows how many Los Altos Hills, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Los Altos Hills, CA
Independent mortgage companies closed 21.6 percent of home loans in Los Altos Hills, California in 2025, banks 76.1 percent and credit unions 2.2 percent. Synergy One Lending, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Stanford Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Los Altos Hills, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Los Altos Hills, California with 27 loans, about 20.1 percent of the market. The largest lender headquartered in California was Bank of America NA with 21 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 4 credit unions closed home loans in Los Altos Hills, California in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Los Altos Hills, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Los Altos Hills, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Los Altos Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
