Mortgage Lenders and Brokers in Loomis, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Loomis, California mortgage lenders include US Bank, N.A.US Bank, N.A.3700 Taylor Road, Loomis, CA 95650A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA3680 Taylor Rd, Loomis, CA 95650A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, SAFE Credit UnionSAFE Credit Union7887 Walerga Rd, Antelope, CA 95843A+5.0 ★Texas Ratio: 3.24%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, Columbia BankColumbia Bank3700 Lone Tree Way, Antioch, CA 94509A+5.0 ★Texas Ratio: 2.28%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Tri Counties BankTri Counties Bank2686 Gateway Dr, Anderson, CA 96007A+5.0 ★Texas Ratio: 5.34%, and Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Loomis, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Loomis are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Loomis, California
Market share is the lender's share of all home loans closed in Loomis, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Loomis 3700 Taylor Road, Loomis, CA 95650 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, Jumbo, HELOC | 17 +8 HELOCs |
7% | 70.8% | $875,588 | View |
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1 office in Loomis 3680 Taylor Rd, Loomis, CA 95650 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 1.2% | 100% | $1,398,333 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 6 | 2.5% | 87.5% | $651,666 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 5 +4 HELOCs |
2.1% | 100% | $203,000 | View |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
1.6% | 100% | $952,500 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 3 +20 HELOCs |
1.2% | 100% | $491,666 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.2% | 75% | $621,666 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.8% | 100% | $2,755,000 | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.8% | 100% | $960,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.8% | 100% | $120,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 50% | $745,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $1,905,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 0.4% | 100% | $995,000 | View |
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501 G St, Davis, CA 95616 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,245,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,005,000 | View |
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1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
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1811 El Camino Real, Burlingame, CA 94010 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 1 | 0.4% | 100% | $655,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,685,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5026 Rhonda Rd, Anderson, CA 96007 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5329 Sunrise Blvd, Fair Oaks, CA 95628 3539 A+5.0 ★Texas Ratio: 5.95% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, Jumbo | 11 | 4.5% | 92.3% | $823,181 | |
Pennymac Loan Services LLC
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Conventional | 7 | 2.9% | 100% | $429,285 | |
Kind Lending, LLC
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Conventional, FHA, Jumbo | 5 | 2.1% | 71.4% | $689,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 5 | 2.1% | 83.3% | $479,000 | |
loanDepot.com LLC
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Conventional | 4 | 1.6% | 100% | $382,500 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 3 | 1.2% | 100% | $1,338,333 | |
Paramount Residential Mortgage
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Conventional, VA, Jumbo | 3 | 1.2% | 100% | $781,666 | |
Plaza Home Mortgage, Inc
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FHA, VA | 3 | 1.2% | 75% | $461,666 | |
Provident Funding Associates
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Conventional | 2 | 0.8% | 100% | $585,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.8% | 100% | $510,000 | |
Summit Funding.Inc
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Conventional | 2 | 0.8% | 100% | $145,000 | |
Nmsi, Inc.
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Conventional | 2 | 0.8% | 100% | $560,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 2 | 0.8% | 100% | $830,000 | |
Alameda Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $625,000 | |
Goodleap, LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,085,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.4% | 100% | $235,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.4% | 100% | $605,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.4% | 100% | $795,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.4% | 50% | $315,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.4% | 100% | $565,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.4% | 100% | $605,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Mason-McDuffie Mortgage Corporation
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VA | 1 | 0.4% | 100% | $395,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $335,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $645,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 31 +7 HELOCs |
12.8% | 96.9% | $612,419 | |
Rocket Mortgage
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Conventional, FHA, Jumbo | 21 | 8.6% | 80.8% | $438,333 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 8 +1 HELOCs |
3.3% | 100% | $505,000 | |
Spring Eq, LLC
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Conventional, Jumbo, HELOC | 8 +1 HELOCs |
3.3% | 61.5% | $182,500 | |
Nationstar Mortgage
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Conventional, FHA, VA | 6 | 2.5% | 85.7% | $203,333 | |
Newrez LLC
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Conventional, FHA, Jumbo | 5 | 2.1% | 100% | $541,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 5 | 2.1% | 100% | $1,599,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 1.2% | 100% | $1,211,666 | View |
Fairway Independent Mort Corp
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Conventional | 3 | 1.2% | 100% | $528,333 | |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $910,000 | |
Premier Mortgage Resources, LLC
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Conventional | 2 | 0.8% | 100% | $485,000 | |
American Financing Corporation
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Conventional | 2 | 0.8% | 100% | $80,000 | |
Mortgage Research Center
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VA | 2 | 0.8% | 100% | $570,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA, HELOC | 1 +2 HELOCs |
0.4% | 100% | $475,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $715,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,005,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 100% | $535,000 | |
Everett Financial, Inc.
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Conventional, Jumbo | 1 | 0.4% | 100% | $945,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 22.2% | $55,000 | |
Freedom Mortgage Corporation
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VA, Jumbo | 1 | 0.4% | 100% | $815,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $575,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.4% | 100% | $695,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.4% | 66.7% | $165,000 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,355,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 50% | $105,000 | |
Data Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $585,000 | |
Peak Residential Lending Inc
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Conventional | 1 | 0.4% | 100% | $585,000 | |
Apci Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $635,000 | |
Bay Equity LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $2,805,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $565,000 | |
Gardner Financial Services
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Conventional | 1 | 0.4% | 100% | $755,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.4% | 100% | $735,000 | View |
21St Mortgage
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Conventional | 1 | 0.4% | 50% | $85,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $845,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.4% | 100% | $655,000 | View |
Alliant Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate Affinity, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeStreet Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Great Lakes Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Loomis Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Loomis, California
Looking for mortgage lenders near me or mortgage brokers near me in Loomis? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Loomis in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Loomis, CA
Use these to narrow the list above. Each category shows how many Loomis, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Loomis, CA
Independent mortgage companies closed 73.7 percent of home loans in Loomis, California in 2025, banks 19.8 percent and credit unions 6.6 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Loomis, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Loomis, California with 17 loans, about 7 percent of the market. The largest lender headquartered in California was Schoolsfirst FCU with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Loomis, California in 2025, led by United Wholesale Mortgage with 3. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 18 credit unions closed home loans in Loomis, California in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Loomis, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Loomis, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Loomis. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
