Mortgage Lenders and Brokers in Lemon Grove, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lemon Grove, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA7080 Broadway, Lemon Grove, CA 91945A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA3099 Lemon Grove Ave, Lemon Grove, CA 91945A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.3123 Lemon Grove Ave, Lemon Grove, CA 91945A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, California Coast Credit UnionCalifornia Coast Credit Union386 E H St Ste 213, Chula Vista, CA 91910 7487A+5.0 ★Texas Ratio: 1.25%, Mission Federal Credit UnionMission Federal Credit Union1301 17th St, Bakersfield, CA 93301A+5.0 ★Texas Ratio: 0.79%, Point Mortgage CorpPoint Mortgage Corp2610 El Camino Real Unit A, Carlsbad, CA 92008 1214A+5.0 ★Texas Ratio: 2.57%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, and Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lemon Grove, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lemon Grove are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lemon Grove, California
Market share is the lender's share of all home loans closed in Lemon Grove, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lemon Grove 7080 Broadway, Lemon Grove, CA 91945 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.8% | 100% | $295,000 | View |
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1 office in Lemon Grove 3099 Lemon Grove Ave, Lemon Grove, CA 91945 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +11 HELOCs |
0.3% | 100% | $145,000 | View |
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1 office in Lemon Grove 3123 Lemon Grove Ave, Lemon Grove, CA 91945 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 12.5% | $125,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 10 | 2.6% | 90.9% | $386,000 | View |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
Conventional, HELOC | 9 +6 HELOCs |
2.3% | 90% | $112,777 | View |
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1301 17th St, Bakersfield, CA 93301 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 6 +3 HELOCs |
1.6% | 85.7% | $225,000 | View |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
Conventional, FHA, VA | 4 | 1% | 100% | $640,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 4 | 1% | 100% | $505,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional, FHA, VA | 3 | 0.8% | 100% | $528,333 | |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA, VA | 3 | 0.8% | 100% | $468,333 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.8% | 75% | $188,333 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 2 | 0.5% | 100% | $160,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $415,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $455,000 | View |
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2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $65,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $545,000 | View |
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995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, VA | 10 | 2.6% | 80% | $508,000 | |
loanDepot.com LLC
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Conventional, FHA | 8 | 2.1% | 100% | $247,500 | |
Resicentral LLC
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Conventional, FHA, VA | 8 | 2.1% | 90% | $748,750 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 2.1% | 100% | $567,500 | |
New American Funding, LLC.
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Conventional, FHA | 8 | 2.1% | 88.9% | $402,500 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 5 | 1.3% | 100% | $567,000 | View |
Kind Lending, LLC
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1% | 57.1% | $705,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 4 | 1% | 100% | $695,000 | |
Vista Point Mortgage, LLC
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Conventional | 4 | 1% | 100% | $295,000 | |
Cornerstone First Mortgage, LLC
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Conventional, VA | 3 | 0.8% | 100% | $571,666 | |
MortgageOne, Inc
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FHA, VA | 3 | 0.8% | 100% | $801,666 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, FHA | 3 | 0.8% | 75% | $665,000 | |
Stg Mortgage Inc
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FHA | 3 | 0.8% | 100% | $778,333 | |
Hometown Equity Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 75% | $708,333 | |
Nmsi, Inc.
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Conventional | 3 | 0.8% | 100% | $578,333 | |
Residential Wholesale Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $625,000 | |
Fundloans Capital
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Conventional | 2 | 0.5% | 100% | $430,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.5% | 66.7% | $660,000 | |
American Pacific Mortgage Corporation
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VA | 2 | 0.5% | 100% | $845,000 | |
Geo-Corp, Inc.
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FHA | 2 | 0.5% | 100% | $770,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $355,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +2 HELOCs |
0.3% | 100% | $215,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $775,000 | |
Ahl Funding
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FHA | 1 | 0.3% | 100% | $765,000 | |
JMJ Financial Group Inc.
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VA | 1 | 0.3% | 100% | $535,000 | |
San Diego Funding
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Conventional | 1 | 0.3% | 100% | $655,000 | |
Ony Glo, Inc.
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FHA | 1 | 0.3% | 50% | $705,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Franklin Loan Corporation
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FHA | 1 | 0.3% | 100% | $495,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $1,045,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $655,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 60 +5 HELOCs |
15.6% | 82.7% | $646,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 38 | 9.9% | 78.8% | $452,631 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 15 +10 HELOCs |
3.9% | 46.9% | $168,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 15 | 3.9% | 93.8% | $672,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
3.6% | 93.3% | $669,285 | |
Freedom Mortgage Corporation
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FHA, VA | 11 | 2.9% | 84.6% | $736,818 | |
Newrez LLC
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Conventional, FHA, VA | 9 | 2.3% | 83.3% | $716,111 | |
The Loan Store, Inc
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Conventional, VA, Jumbo, HELOC | 7 +1 HELOCs |
1.8% | 87.5% | $725,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 5 | 1.3% | 100% | $617,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.3% | 100% | $677,000 | |
Nationstar Mortgage
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Conventional, VA | 4 | 1% | 100% | $317,500 | |
Mortgage Research Center
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VA | 4 | 1% | 100% | $712,500 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
0.8% | 75% | $611,666 | View |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 0.8% | 60% | $481,666 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 2 +4 HELOCs |
0.5% | 100% | $730,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 66.7% | $160,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.5% | 44.4% | $545,000 | |
PHH Mortgage Corporation
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FHA | 2 | 0.5% | 100% | $535,000 | |
Loanunited.Com, LLC
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FHA | 2 | 0.5% | 100% | $625,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.5% | 28.6% | $110,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.5% | 100% | $470,000 | |
Encompass Lending Group, L.P.
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Conventional | 2 | 0.5% | 100% | $520,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.5% | 40% | $230,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 9.1% | $115,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $755,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 100% | $765,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $495,000 | |
TruHome Solutions, LLC
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FHA | 1 | 0.3% | 100% | $515,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 50% | $105,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.3% | 100% | $595,000 | |
LoanFlight Lending, LLC.
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Conventional | 1 | 0.3% | 100% | $645,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $755,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.3% | 100% | $765,000 | |
Ameritrust Mortgage Corporation
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VA | 1 | 0.3% | 100% | $375,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.3% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $795,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 50% | $645,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $585,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.3% | 100% | $865,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $775,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NOVA Financial & Investment Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lemon Grove Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lemon Grove, California
Looking for mortgage lenders near me or mortgage brokers near me in Lemon Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lemon Grove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lemon Grove, CA
Use these to narrow the list above. Each category shows how many Lemon Grove, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Lemon Grove, CA
Independent mortgage companies closed 82.6 percent of home loans in Lemon Grove, California in 2025, banks 8.9 percent and credit unions 8.6 percent. Point Mortgage Corp was the largest mortgage company, Wells Fargo Bank NA the largest bank and California Coast Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lemon Grove, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Lemon Grove, California with 3 loans, about 0.8 percent of the market. The largest lender headquartered in California was Bank of America NA with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lemon Grove, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 82.7 percent, against a 79.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Lemon Grove, California in 2025, led by United Wholesale Mortgage with 9. 27 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 15 credit unions closed home loans in Lemon Grove, California in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lemon Grove, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lemon Grove, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lemon Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
