Mortgage Lenders and Brokers in Lake Wildwood, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Wildwood, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, 1st Northern California Credit Union1st Northern California Credit Union560 1st St Ste B106, Benicia, CA 94510 3579A+5.0 ★Texas Ratio: 0.12%, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union7900 Downing Ave, Bakersfield, CA 93308A+5.0 ★Texas Ratio: 1.69%, PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%, Redwood Credit UnionRedwood Credit Union406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281A+5.0 ★Texas Ratio: 4.20%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, and El Dorado Savings BankEl Dorado Savings Bank1227 Oak Ct, Arnold, CA 95223A+5.0 ★Texas Ratio: 0.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Wildwood, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Wildwood are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Wildwood, California
Market share is the lender's share of all home loans closed in Lake Wildwood, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 2.4% | 80% | $345,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 3 | 1.8% | 100% | $305,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional, Jumbo | 3 | 1.8% | 100% | $711,666 | |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 2 | 1.2% | 66.7% | $540,000 | View |
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560 1st St Ste B106, Benicia, CA 94510 3579 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 2 | 1.2% | 100% | $260,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $75,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $395,000 | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $465,000 | View |
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1227 Oak Ct, Arnold, CA 95223 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.6% | 100% | $355,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional | 1 | 0.6% | 100% | $355,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.6% | 100% | $465,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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5026 Rhonda Rd, Anderson, CA 96007 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Pacific Mortgage Corporation
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Conventional | 4 | 2.4% | 100% | $397,500 | |
loanDepot.com LLC
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Conventional, VA | 3 | 1.8% | 100% | $291,666 | |
Guild Mortgage Company
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Conventional | 3 | 1.8% | 60% | $215,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 2 | 1.2% | 100% | $200,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 1.2% | 100% | $360,000 | |
New American Funding, LLC.
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FHA | 2 | 1.2% | 100% | $295,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 1.2% | 100% | $175,000 | |
Kind Lending, LLC
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Conventional, Jumbo | 1 | 0.6% | 50% | $1,745,000 | |
Mid Valley Services Inc
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Conventional | 1 | 0.6% | 100% | $175,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.6% | 100% | $285,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.6% | 50% | $275,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Hometown Equity Mortgage, LLC
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FHA | 1 | 0.6% | 50% | $385,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Summit Funding.Inc
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,165,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.6% | 100% | $375,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.6% | 50% | $475,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.6% | 100% | $325,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 21 +2 HELOCs |
12.8% | 87.5% | $395,000 | |
The Loan Store, Inc
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Conventional, VA, HELOC | 16 +1 HELOCs |
9.8% | 100% | $396,250 | |
Rocket Mortgage
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Conventional, VA | 14 | 8.5% | 77.8% | $240,000 | |
Nationstar Mortgage
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Conventional | 9 | 5.5% | 100% | $180,555 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 4.3% | 100% | $439,285 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 3.7% | 100% | $280,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 3% | 83.3% | $395,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 2.4% | 44.4% | $150,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 3 | 1.8% | 100% | $348,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1.2% | 100% | $340,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 1.2% | 100% | $515,000 | View |
Mortgage Research Center
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VA | 2 | 1.2% | 100% | $415,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 1.2% | 100% | $450,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $145,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $425,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.6% | 100% | $225,000 | |
American Financial Resources LLC
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VA | 1 | 0.6% | 100% | $665,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.6% | 100% | $705,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 33.3% | $385,000 | |
Nbkc Bank
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Conventional | 1 | 0.6% | 50% | $475,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $775,000 | View |
Premier Lending Inc.
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Churchill Mortgage Corporation
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VA | 1 | 0.6% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.6% | 100% | $585,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.6% | 100% | $595,000 | View |
Rogue Credit Union
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $445,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.6% | 50% | $1,655,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.6% | 100% | $125,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,085,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.6% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 4.67% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.6% | 50% | $155,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Wildwood Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Wildwood, California
Looking for mortgage lenders near me or mortgage brokers near me in Lake Wildwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Wildwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Wildwood, CA
Use these to narrow the list above. Each category shows how many Lake Wildwood, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Wildwood, CA
Independent mortgage companies closed 81.7 percent of home loans in Lake Wildwood, California in 2025, banks 12.8 percent and credit unions 5.5 percent. Synergy One Lending, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and 1st Northern California Credit Union the largest credit union. Among lenders headquartered in California, Synergy One Lending, Inc. led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Wildwood, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lake Wildwood, California with 4 loans, about 2.4 percent of the market. The largest lender headquartered in California was Synergy One Lending, Inc. with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Lake Wildwood, California in 2025, led by United Wholesale Mortgage with 4. 15 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 15 credit unions closed home loans in Lake Wildwood, California in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Wildwood, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Wildwood, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Wildwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
