Mortgage Lenders and Brokers in Kerman, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Kerman, California mortgage lenders include Bank of America NABank of America NA702 S Madera Ave, Kerman, CA 93630A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Noble Federal Credit UnionNoble Federal Credit Union175 N Clovis Ave, Clovis, CA 93612 0304A+5.0 ★Texas Ratio: 4.29%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, Educational Employees Credit UnionEducational Employees Credit Union1660 Herndon Ave Ste 101, Clovis, CA 93611A+5.0 ★Texas Ratio: 0.58%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union7900 Downing Ave, Bakersfield, CA 93308A+5.0 ★Texas Ratio: 1.69%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, and Kind Lending, LLCKind Lending, LLCIrvine, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kerman, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kerman are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kerman, California
Market share is the lender's share of all home loans closed in Kerman, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Kerman 702 S Madera Ave, Kerman, CA 93630 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 2.2% | 100% | $265,000 | View |
|
175 N Clovis Ave, Clovis, CA 93612 0304 A+5.0 ★Texas Ratio: 4.29% |
Conventional | 3 | 2.2% | 60% | $95,000 | View |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 2 +2 HELOCs |
1.5% | 100% | $300,000 | View |
|
1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
Conventional, HELOC | 1 +4 HELOCs |
0.7% | 100% | $355,000 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
|
7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Kind Lending, LLC
|
Conventional, FHA, VA | 40 | 29.4% | 85.4% | $374,500 | |
Alameda Mortgage Corporation
|
Conventional, FHA | 13 | 9.6% | 100% | $217,307 | |
Golden Empire Mortgage, Inc.
|
FHA, VA | 3 | 2.2% | 100% | $445,000 | |
Guild Mortgage Company
|
Conventional, FHA | 3 | 2.2% | 60% | $241,666 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 3 | 2.2% | 100% | $278,333 | View |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 1.5% | 50% | $180,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 1.5% | 66.7% | $350,000 | |
Residential Wholesale Mortgage
|
FHA | 1 | 0.7% | 100% | $425,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.7% | 100% | $305,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 0.7% | 50% | $55,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.7% | 100% | $425,000 | |
Ahl Funding
|
FHA | 1 | 0.7% | 100% | $335,000 | |
Generations Home Loans, LLC
|
Conventional | 1 | 0.7% | 100% | $245,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.7% | 100% | $355,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.7% | 100% | $125,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.7% | 100% | $225,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.7% | 100% | $225,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA | 12 | 8.8% | 92.3% | $391,666 | |
Rocket Mortgage
|
Conventional, FHA | 12 | 8.8% | 75% | $181,666 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 4 +3 HELOCs |
2.9% | 100% | $437,500 | |
Nationstar Mortgage
|
Conventional | 4 | 2.9% | 71.4% | $145,000 | |
Newrez LLC
|
Conventional | 3 | 2.2% | 50% | $81,666 | |
First Community Mortgage, Inc.
|
Conventional | 2 | 1.5% | 100% | $400,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 2 | 1.5% | 100% | $210,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.7% | 100% | $295,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.7% | 33.3% | $155,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.7% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 1.59% |
FHA | 1 | 0.7% | 100% | $465,000 | View |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
RoundPoint Mortgage Servicing LLC
|
FHA | 1 | 0.7% | 100% | $465,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.7% | 100% | $435,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
Geneva Financial LLC
|
FHA | 1 | 0.7% | 100% | $205,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.7% | 20% | $25,000 | |
Valon Mortgage
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Kerman Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kerman, California
Looking for mortgage lenders near me or mortgage brokers near me in Kerman? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kerman in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kerman, CA
Use these to narrow the list above. Each category shows how many Kerman, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Kerman, CA
Independent mortgage companies closed 89 percent of home loans in Kerman, California in 2025, banks 6.6 percent and credit unions 4.4 percent. Kind Lending, LLC was the largest mortgage company, Bank of America NA the largest bank and Noble Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kerman, CA
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Kerman, California with 0 loans, about 0 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Kerman, California in 2025, led by Kind Lending, LLC with 29. 3 lenders closed VA loans, led by Golden Empire Mortgage, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 6 credit unions closed home loans in Kerman, California in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kerman, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kerman, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kerman. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
