Jackson, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA11 Main St, Jackson, CA 95642A+5.0 ★Texas Ratio: 5.36%, Bank of MarinBank of Marin422 Sutter St, Jackson, CA 95642A+5.0 ★Texas Ratio: 2.03%, Bank of America NABank of America NA30 Broadway, Jackson, CA 95642A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.12200 Industry Blvd, Jackson, CA 95642A+5.0 ★Texas Ratio: 4.24%, The Golden 1 Credit UnionThe Golden 1 Credit Union12120 Industry Blvd Ste 31, Jackson, CA 95642 9374A+5.0 ★Texas Ratio: 5.50%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, El Dorado Savings BankEl Dorado Savings Bank135 Main St, Jackson, CA 95642A+5.0 ★Texas Ratio: 0.41%, and Keypoint Credit UnionKeypoint Credit Union10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611A+5.0 ★Texas Ratio: 3.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jackson, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jackson are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Jackson, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Jackson 11 Main St, Jackson, CA 95642 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.3% | 60% | $295,000 | View |
|
★ 2 stars, 1 review 1 office in Jackson 422 Sutter St, Jackson, CA 95642 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 2 | 0.9% | 100% | $135,000 | View |
|
1 office in Jackson 30 Broadway, Jackson, CA 95642 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $445,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Jackson 12200 Industry Blvd, Jackson, CA 95642 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
12120 Industry Blvd Ste 31, Jackson, CA 95642 9374 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 3 +11 HELOCs |
1.3% | 75% | $335,000 | View |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 3 +1 HELOCs |
1.3% | 100% | $225,000 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.9% | 66.7% | $190,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA | 2 | 0.9% | 100% | $400,000 | View |
|
135 Main St, Jackson, CA 95642 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 2 | 0.9% | 66.7% | $70,000 | View |
|
10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
|
1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
|
8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
|
9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
Conventional, Jumbo | 1 | 0.4% | 100% | $995,000 | View |
|
560 1st St Ste B106, Benicia, CA 94510 3579 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
|
200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $635,000 | View |
|
2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Alameda Mortgage Corporation
|
Conventional, FHA, VA | 9 | 3.9% | 100% | $375,000 | |
JMJ Financial Group Inc.
|
Conventional, FHA | 8 | 3.5% | 100% | $328,750 | |
loanDepot.com LLC
|
Conventional, FHA | 6 | 2.6% | 75% | $218,333 | |
Paramount Residential Mortgage
|
Conventional, FHA | 5 | 2.2% | 100% | $321,000 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 4 | 1.7% | 100% | $545,000 | |
Pennymac Loan Services LLC
|
Conventional | 4 | 1.7% | 80% | $162,500 | |
Guild Mortgage Company
|
Conventional, VA | 4 | 1.7% | 100% | $410,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 3 | 1.3% | 75% | $281,666 | |
Residential Wholesale Mortgage
|
Conventional, FHA | 2 | 0.9% | 100% | $275,000 | |
Resicentral LLC
|
Conventional, FHA | 2 | 0.9% | 100% | $410,000 | |
Land Home Financial Services,
|
Conventional | 2 | 0.9% | 100% | $395,000 | |
Summit Funding.Inc
|
Conventional, VA | 2 | 0.9% | 100% | $410,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $175,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.4% | 50% | $485,000 | |
AmWest Funding Corp
|
FHA | 1 | 0.4% | 100% | $445,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
FHA | 1 | 0.4% | 100% | $255,000 | View |
Generations Home Loans, LLC
|
Conventional | 1 | 0.4% | 100% | $205,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.4% | 50% | $385,000 | |
Franklin Loan Corporation
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.4% | 100% | $335,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $315,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 39 | 17% | 81.2% | $271,923 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 32 +1 HELOCs |
14% | 97% | $394,687 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 10 | 4.4% | 100% | $239,000 | |
The Loan Store, Inc
|
Conventional, FHA | 6 | 2.6% | 88.9% | $306,666 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 4 | 1.7% | 100% | $442,500 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 4 | 1.7% | 100% | $427,500 | |
Triad Financial Services, Inc.
|
Conventional | 4 | 1.7% | 83.3% | $185,000 | |
Credit Human Federal Credit Un
|
Conventional | 3 | 1.3% | 75% | $145,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +4 HELOCs |
0.9% | 28.6% | $55,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA, VA | 2 | 0.9% | 100% | $425,000 | |
Lakeview Loan Servicing, LLC
|
VA | 2 | 0.9% | 100% | $520,000 | |
Movement Mortgage, LLC
|
Conventional, VA | 2 | 0.9% | 100% | $460,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.9% | 100% | $175,000 | |
Homeowners Financial Group, LLC
|
Conventional, FHA | 2 | 0.9% | 100% | $125,000 | |
Mortgage Research Center
|
VA | 2 | 0.9% | 66.7% | $395,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Royal United Mortgage LLC
|
Conventional | 1 | 0.4% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $435,000 | |
Newrez LLC
|
Conventional | 1 | 0.4% | 33.3% | $55,000 | |
NOVA Financial & Investment Corporation
|
Conventional | 1 | 0.4% | 100% | $265,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.4% | 100% | $105,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.4% | 20% | $185,000 | |
Princeton Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.4% | 100% | $705,000 | View |
Discover Bank
|
Conventional | 1 | 0.4% | 100% | $65,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $215,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $375,000 | View |
Churchill Mortgage Corporation
|
VA | 1 | 0.4% | 100% | $535,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.4% | 100% | $45,000 | |
Genway Home Mortgage, Inc.
|
VA | 1 | 0.4% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 3.12% |
VA | 1 | 0.4% | 100% | $365,000 | View |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $445,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.4% | 100% | $265,000 | |
Farm Credit Mid-America, Aca
|
Conventional, Jumbo | 1 | 0.4% | 100% | $1,125,000 | |
Toyota Financial Savings Bank
|
Conventional | 1 | 0.4% | 100% | $605,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.4% | 50% | $405,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $405,000 | View |
21St Mortgage
|
Conventional | 1 | 0.4% | 50% | $65,000 | |
Village Capital & Investment
|
FHA | 1 | 0.4% | 100% | $205,000 | |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ussfcu
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Jackson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jackson in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Jackson, CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 85.6 percent of home loans in Jackson, California in 2025, banks 7.9 percent and credit unions 6.6 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, Bank of Marin led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Jackson, California with 3 loans, about 1.3 percent of the market. The largest lender headquartered in California was Bank of Marin with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Jackson, California in 2025, led by United Wholesale Mortgage with 11. 18 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 16 credit unions closed home loans in Jackson, California in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jackson, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jackson, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jackson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.