Greenfield, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA560 Walnut Ave, Greenfield, CA 93927A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA502 El Camino Real, Greenfield, CA 93927A+5.0 ★Texas Ratio: 3.68%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Bay Federal Credit UnionBay Federal Credit Union48 Rancho Del Mar, Aptos, CA 95003A+5.0 ★Texas Ratio: 1.88%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%, Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%, Wescom Central Credit UnionWescom Central Credit Union5601 E La Palma Ave, Anaheim, CA 92807A+5.0 ★Texas Ratio: 2.66%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, and Mechanics BankMechanics Bank801 San Pablo Ave, Albany, CA 94706A+5.0 ★Texas Ratio: 1.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Greenfield, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Greenfield are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Greenfield, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Greenfield 560 Walnut Ave, Greenfield, CA 93927 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 2.8% | 75% | $395,000 | View |
|
1 office in Greenfield 502 El Camino Real, Greenfield, CA 93927 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.8% | 100% | $265,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 2.8% | 100% | $78,333 | View |
|
48 Rancho Del Mar, Aptos, CA 95003 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 2 | 1.8% | 66.7% | $65,000 | View |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.9% | 100% | $485,000 | View |
|
200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.9% | 100% | $95,000 | View |
|
10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.9% | 100% | $75,000 | View |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
|
Conventional, FHA | 6 | 5.5% | 75% | $390,000 | |
Flexpoint, Inc.
|
Conventional, FHA | 6 | 5.5% | 100% | $421,666 | |
Franklin Loan Corporation
|
Conventional, FHA | 6 | 5.5% | 85.7% | $363,333 | |
Summit Funding.Inc
|
Conventional, FHA, USDA | 5 | 4.6% | 100% | $487,000 | |
Kind Lending, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
1.8% | 100% | $500,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 2 | 1.8% | 100% | $365,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.9% | 100% | $535,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.9% | 100% | $385,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.9% | 100% | $435,000 | View |
Royal Pacific Funding
|
FHA | 1 | 0.9% | 100% | $725,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.9% | 100% | $325,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.9% | 100% | $505,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.9% | 50% | $715,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 0.9% | 100% | $525,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA | 19 | 17.4% | 95.5% | $419,736 | |
Rocket Mortgage
|
Conventional, FHA | 13 | 11.9% | 86.7% | $265,769 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA, USDA | 5 | 4.6% | 100% | $375,000 | |
Newrez LLC
|
Conventional, FHA, VA | 5 | 4.6% | 83.3% | $351,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 4 | 3.7% | 100% | $472,500 | |
The Loan Store, Inc
|
Conventional, HELOC | 2 +1 HELOCs |
1.8% | 100% | $425,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 1.8% | 40% | $90,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.9% | 100% | $455,000 | |
Primelending
|
Conventional | 1 | 0.9% | 100% | $465,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.9% | 100% | $235,000 | |
First Colony Mortgage Corporat
|
VA | 1 | 0.9% | 100% | $695,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.9% | 100% | $185,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.9% | 100% | $75,000 | |
Mortgage Research Center
|
VA | 1 | 0.9% | 50% | $615,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.9% | 100% | $125,000 | |
Veritas Funding, LLC
|
FHA | 1 | 0.9% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.9% | 100% | $145,000 | View |
Geneva Financial LLC
|
Conventional | 1 | 0.9% | 100% | $205,000 | |
Spring Eq, LLC
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Greenfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Greenfield in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Greenfield, CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 86.2 percent of home loans in Greenfield, California in 2025, banks 11 percent and credit unions 2.8 percent. loanDepot.com LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Bay Federal Credit Union the largest credit union. Among lenders headquartered in California, Bay Federal Credit Union led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Greenfield, California with 3 loans, about 2.8 percent of the market. The largest lender headquartered in California was Bay Federal Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Greenfield, California in 2025, led by United Wholesale Mortgage with 7. 4 lenders closed VA loans, led by Newrez LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 4 credit unions closed home loans in Greenfield, California in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Greenfield, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Greenfield, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Greenfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.