Mortgage Lenders and Brokers in Fruitridge Pocket, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Fruitridge Pocket, California mortgage lenders include River City BankRiver City Bank5650 Sunrise Blvd, Citrus Heights, CA 95610A+5.0 ★Texas Ratio: 0.00%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, and Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fruitridge Pocket, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fruitridge Pocket are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fruitridge Pocket, California
Market share is the lender's share of all home loans closed in Fruitridge Pocket, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
5650 Sunrise Blvd, Citrus Heights, CA 95610 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 4.7% | 100% | $175,000 | View |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 2.3% | 66.7% | $265,000 | View |
|
5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 2 | 2.3% | 100% | $185,000 | View |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 1 +3 HELOCs |
1.2% | 50% | $205,000 | View |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 33.3% | $375,000 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 1.2% | 100% | $505,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 1.2% | 100% | $345,000 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 100% | $305,000 | View |
|
2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Kind Lending, LLC
|
Conventional, FHA, VA | 3 | 3.5% | 75% | $278,333 | |
Pennymac Loan Services LLC
|
Conventional | 2 | 2.3% | 100% | $210,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 2.3% | 100% | $255,000 | |
Flexpoint, Inc.
|
FHA | 2 | 2.3% | 100% | $350,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 2 | 2.3% | 66.7% | $300,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 2.3% | 100% | $185,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 2 | 2.3% | 100% | $325,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 1.2% | 100% | $765,000 | |
Golden Empire Mortgage, Inc.
|
FHA | 1 | 1.2% | 100% | $465,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 1.2% | 100% | $245,000 | |
AmWest Funding Corp
|
Conventional | 1 | 1.2% | 100% | $155,000 | |
Royal Pacific Funding
|
Conventional | 1 | 1.2% | 100% | $195,000 | |
Land Home Financial Services,
|
FHA | 1 | 1.2% | 100% | $295,000 | |
Generations Home Loans, LLC
|
FHA | 1 | 1.2% | 100% | $355,000 | |
Provident Funding Associates
|
Conventional | 1 | 1.2% | 100% | $335,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 1.2% | 100% | $275,000 | |
Summit Funding.Inc
|
Conventional | 1 | 1.2% | 100% | $55,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 1.2% | 100% | $315,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 1.2% | 100% | $345,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
18.6% | 94.4% | $329,375 | |
Rocket Mortgage
|
Conventional, FHA, VA | 9 | 10.5% | 83.3% | $308,333 | |
Mortgage Research Center
|
VA | 3 | 3.5% | 75% | $458,333 | |
The Loan Store, Inc
|
Conventional, HELOC | 2 +1 HELOCs |
2.3% | 50% | $400,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1.2% | 100% | $325,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 1.2% | 100% | $295,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 1.2% | 100% | $385,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 1.2% | 100% | $405,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1.2% | 50% | $115,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 1.2% | 100% | $395,000 | View |
Peak Residential Lending Inc
|
FHA | 1 | 1.2% | 100% | $375,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 1.2% | 100% | $335,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 1.2% | 100% | $285,000 | |
Self Help Federal Credit Union
|
Conventional | 1 | 1.2% | 100% | $355,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1.2% | 100% | $385,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 1.2% | 100% | $85,000 | View |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.2% | 100% | $415,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
FHA | 1 | 1.2% | 100% | $325,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.2% | 100% | $335,000 | |
Spring Eq, LLC
|
Conventional | 1 | 1.2% | 50% | $85,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Fruitridge Pocket Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fruitridge Pocket, California
Looking for mortgage lenders near me or mortgage brokers near me in Fruitridge Pocket? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fruitridge Pocket in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fruitridge Pocket, CA
Use these to narrow the list above. Each category shows how many Fruitridge Pocket, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Fruitridge Pocket, CA
Independent mortgage companies closed 80.2 percent of home loans in Fruitridge Pocket, California in 2025, banks 16.3 percent and credit unions 3.5 percent. Sun West Mortgage Company, Inc was the largest mortgage company, River City Bank the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, River City Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fruitridge Pocket, CA
By home loans closed in 2025, River City Bank was the largest mortgage lender in Fruitridge Pocket, California with 4 loans, about 4.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Fruitridge Pocket, California in 2025, led by Rocket Mortgage with 3. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 5 credit unions closed home loans in Fruitridge Pocket, California in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fruitridge Pocket, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fruitridge Pocket, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fruitridge Pocket. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
