Mortgage Lenders and Brokers in Fowler, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fowler, California mortgage lenders include Noble Federal Credit UnionNoble Federal Credit Union175 N Clovis Ave, Clovis, CA 93612 0304A+5.0 ★Texas Ratio: 4.29%, Educational Employees Credit UnionEducational Employees Credit Union1660 Herndon Ave Ste 101, Clovis, CA 93611A+5.0 ★Texas Ratio: 0.58%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Keypoint Credit UnionKeypoint Credit Union10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611A+5.0 ★Texas Ratio: 3.00%, Citizens Business Bank, NACitizens Business Bank, NA19197 Town Center Dr, Apple Valley, CA 92308A+5.0 ★Texas Ratio: 0.53%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Point Mortgage CorpPoint Mortgage Corp2610 El Camino Real Unit A, Carlsbad, CA 92008 1214A+5.0 ★Texas Ratio: 2.57%, Certified Federal Credit UnionCertified Federal Credit Union200 N Puente St, Brea, CA 92821 3824A+5.0 ★Texas Ratio: 1.07%, and First California Federal Credit UnionFirst California Federal Credit Union2525 E Shields Ave, Fresno, CA 93726A+5.0 ★Texas Ratio: 4.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fowler, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fowler are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fowler, California
Market share is the lender's share of all home loans closed in Fowler, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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175 N Clovis Ave, Clovis, CA 93612 0304 A+5.0 ★Texas Ratio: 4.29% |
Conventional, HELOC | 3 +2 HELOCs |
1.6% | 75% | $95,000 | View |
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1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
Conventional, HELOC | 2 +5 HELOCs |
1.1% | 50% | $310,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
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10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
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19197 Town Center Dr, Apple Valley, CA 92308 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 1 | 0.5% | 100% | $655,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.5% | 50% | $515,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 0.5% | 100% | $335,000 | View |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
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2525 E Shields Ave, Fresno, CA 93726 A+5.0 ★Texas Ratio: 4.38% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Alameda Mortgage Corporation
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Conventional | 9 | 4.7% | 100% | $370,555 | |
Kind Lending, LLC
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Conventional, FHA | 9 | 4.7% | 69.2% | $503,888 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 3 | 1.6% | 75% | $341,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.1% | 100% | $270,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 1.1% | 100% | $390,000 | |
Residential Wholesale Mortgage
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FHA | 1 | 0.5% | 100% | $525,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 100% | $45,000 | |
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A5.0 ★Texas Ratio: 8.76% |
FHA | 1 | 0.5% | 100% | $455,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $655,000 | |
New American Funding, LLC.
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VA | 1 | 0.5% | 100% | $355,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.5% | 100% | $215,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.5% | 12.5% | $345,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Clm Mortgage, Inc
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Conventional, FHA, VA | 39 | 20.5% | 100% | $489,358 | |
K. Hovnanian American Mortgage
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Conventional, FHA, VA | 39 | 20.5% | 88.6% | $475,256 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 27 +2 HELOCs |
14.2% | 80% | $487,592 | |
Rocket Mortgage
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Conventional, FHA | 12 | 6.3% | 92.3% | $277,500 | |
The Loan Store, Inc
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Conventional, HELOC | 4 +1 HELOCs |
2.1% | 80% | $350,000 | |
Nationstar Mortgage
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Conventional | 4 | 2.1% | 100% | $335,000 | |
Newrez LLC
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Conventional | 3 | 1.6% | 75% | $115,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 1.1% | 100% | $400,000 | |
Altitude Financial Corporation
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FHA | 2 | 1.1% | 100% | $450,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.1% | 100% | $445,000 | |
Arc Home LLC
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Conventional | 1 | 0.5% | 100% | $135,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.5% | 100% | $435,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $515,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.5% | 100% | $625,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.5% | 100% | $465,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $495,000 | |
Agwest Farm Credit, Flca
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Conventional | 1 | 0.5% | 100% | $755,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 25% | $175,000 | |
Luxury Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $355,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a |
Fowler Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fowler, California
Looking for mortgage lenders near me or mortgage brokers near me in Fowler? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fowler in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fowler, CA
Use these to narrow the list above. Each category shows how many Fowler, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Fowler, CA
Independent mortgage companies closed 92.1 percent of home loans in Fowler, California in 2025, banks 2.6 percent and credit unions 5.3 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Noble Federal Credit Union the largest credit union. Among lenders headquartered in California, Noble Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fowler, CA
By home loans closed in 2025, Noble Federal Credit Union was the largest mortgage lender in Fowler, California with 3 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Fowler, California in 2025, led by K. Hovnanian American Mortgage with 23. 6 lenders closed VA loans, led by K. Hovnanian American Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 8 credit unions closed home loans in Fowler, California in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fowler, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fowler, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fowler. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
