Mortgage Lenders and Brokers in Felton, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Felton, California mortgage lenders include US Bank, N.A.US Bank, N.A.6221 Graham Hill Rd, Felton, CA 95018A+5.0 ★Texas Ratio: 2.85%, Bay Federal Credit UnionBay Federal Credit Union48 Rancho Del Mar, Aptos, CA 95003A+5.0 ★Texas Ratio: 1.88%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Mechanics BankMechanics Bank801 San Pablo Ave, Albany, CA 94706A+5.0 ★Texas Ratio: 1.81%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, Stanford Federal Credit UnionStanford Federal Credit Union1860 Embarcadero Rd, Palo Alto, CA 94303 3335A+5.0 ★Texas Ratio: 1.30%, Technology Credit UnionTechnology Credit Union10051 S De Anza Blvd, Cupertino, CA 95014 2105A+5.0 ★Texas Ratio: 3.57%, and Sunflower Bank, N.A.Sunflower Bank, N.A.1888 Century Park E, Los Angeles, CA 90067A5.0 ★Texas Ratio: 10.77%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Felton, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Felton are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Felton, California
Market share is the lender's share of all home loans closed in Felton, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Felton 6221 Graham Hill Rd, Felton, CA 95018 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
2.1% | 75% | $235,000 | View |
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48 Rancho Del Mar, Aptos, CA 95003 A+5.0 ★Texas Ratio: 1.88% |
Conventional, HELOC | 14 +11 HELOCs |
10% | 82.4% | $415,714 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.4% | 66.7% | $535,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo | 2 | 1.4% | 100% | $1,810,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.4% | 66.7% | $465,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.4% | 100% | $290,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $745,000 | View |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $705,000 | View |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 50% | $135,000 | View |
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1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.7% | 100% | $895,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA, VA | 8 | 5.7% | 88.9% | $776,250 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2.9% | 100% | $640,000 | |
Guild Mortgage Company
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Conventional | 3 | 2.1% | 75% | $401,666 | |
Kind Lending, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.4% | 100% | $415,000 | |
Franklin Loan Corporation
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Conventional | 2 | 1.4% | 100% | $645,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 2 | 1.4% | 100% | $925,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 25% | $525,000 | |
ML Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $685,000 | |
Cornerstone First Mortgage, LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,575,000 | |
Alameda Mortgage Corporation
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VA | 1 | 0.7% | 100% | $655,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.7% | 100% | $565,000 | |
AmWest Funding Corp
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Conventional, Jumbo | 1 | 0.7% | 50% | $1,265,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.7% | 100% | $565,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.7% | 100% | $765,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $565,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.7% | 100% | $425,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.7% | 100% | $505,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.7% | 100% | $585,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 23 +1 HELOCs |
16.4% | 100% | $760,652 | |
Rocket Mortgage
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Conventional, VA | 22 | 15.7% | 82.8% | $561,818 | |
United Wholesale Mortgage
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Conventional, FHA | 7 | 5% | 77.8% | $703,571 | |
Better Mortgage Corporation
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Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $720,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 1.4% | 100% | $580,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 1.4% | 100% | $510,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 1.4% | 100% | $525,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $755,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.7% | 100% | $805,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.7% | 100% | $585,000 | |
Primelending
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Conventional | 1 | 0.7% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.7% | 100% | $445,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.7% | 100% | $645,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $835,000 | |
Sage Home Loans Corporation
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FHA | 1 | 0.7% | 100% | $1,085,000 | |
Nbkc Bank
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Conventional | 1 | 0.7% | 100% | $705,000 | |
Data Mortgage, Inc
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Conventional | 1 | 0.7% | 100% | $735,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.7% | 100% | $715,000 | View |
First Colony Mortgage Corporat
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Conventional | 1 | 0.7% | 100% | $305,000 | |
Peoples Mortgage Company
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VA | 1 | 0.7% | 100% | $585,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 100% | $825,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.7% | 100% | $605,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.7% | 100% | $305,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 33.3% | $65,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Alliant Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Felton Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Felton, California
Looking for mortgage lenders near me or mortgage brokers near me in Felton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Felton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Felton, CA
Use these to narrow the list above. Each category shows how many Felton, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Felton, CA
Independent mortgage companies closed 75 percent of home loans in Felton, California in 2025, banks 13.6 percent and credit unions 11.4 percent. Mason-McDuffie Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and Bay Federal Credit Union the largest credit union. Among lenders headquartered in California, Bay Federal Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Felton, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Felton, California with 3 loans, about 2.1 percent of the market. The largest lender headquartered in California was Bay Federal Credit Union with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Felton, California in 2025, led by CrossCountry Mortgage, LLC with 2. 6 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 8 credit unions closed home loans in Felton, California in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Felton, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Felton, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Felton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
