Mortgage Lenders and Brokers in Escalon, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Escalon, California mortgage lenders include BMO Harris Bank NABMO Harris Bank NA1633 1st St, Escalon, CA 95320A+5.0 ★Texas Ratio: 3.54%, PNC Bank N.A.PNC Bank N.A.3380 Mchenry Ave, Escalon, CA 95320A+5.0 ★Texas Ratio: 4.24%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Valley Strong Credit UnionValley Strong Credit Union8200 Stockdale Hwy Ste P, Bakersfield, CA 93311A5.0 ★Texas Ratio: 13.47%, Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, Mission City Federal Credit UnionMission City Federal Credit Union1391 Franklin St, Santa Clara, CA 95050 4710A+5.0 ★Texas Ratio: 1.35%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, and Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Escalon, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Escalon are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Escalon, California
Market share is the lender's share of all home loans closed in Escalon, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Escalon 1633 1st St, Escalon, CA 95320 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 3 +9 HELOCs |
2.2% | 60% | $251,666 | View |
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★ 1.7 stars, 3 reviews 1 office in Escalon 3380 Mchenry Ave, Escalon, CA 95320 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.7% | 100% | $405,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 2.2% | 100% | $351,666 | View |
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8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
Conventional, HELOC | 2 +1 HELOCs |
1.5% | 100% | $315,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +1 HELOCs |
1.5% | 100% | $105,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $345,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $105,000 | View |
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1391 Franklin St, Santa Clara, CA 95050 4710 A+5.0 ★Texas Ratio: 1.35% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $295,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
FHA | 1 | 0.7% | 100% | $445,000 | |
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48 Rancho Del Mar, Aptos, CA 95003 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 1 | 0.7% | 100% | $465,000 | View |
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785 Oak Grove Rd, Concord, CA 94518 A+5.0 ★Texas Ratio: 0.87% |
Conventional | 1 | 0.7% | 25% | $415,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $405,000 | View |
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229 S Main St, Angels Camp, CA 95222 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 0.7% | 100% | $375,000 | View |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Pacific Mortgage Corporation
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Conventional, FHA | 10 | 7.4% | 100% | $440,000 | |
Generations Home Loans, LLC
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Conventional, FHA | 8 | 5.9% | 100% | $392,500 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA | 5 | 3.7% | 83.3% | $427,000 | View |
Pennymac Loan Services LLC
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Conventional | 4 | 2.9% | 66.7% | $252,500 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 2.2% | 100% | $531,666 | |
loanDepot.com LLC
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FHA, VA, HELOC | 2 +1 HELOCs |
1.5% | 66.7% | $595,000 | |
Flexpoint, Inc.
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Conventional, FHA | 2 | 1.5% | 100% | $260,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 1.5% | 100% | $525,000 | |
Operating Engineers Federal Credit Union
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Conventional | 2 | 1.5% | 100% | $95,000 | |
JMAC Lending, Inc.
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Conventional | 2 | 1.5% | 100% | $505,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $525,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 33.3% | $305,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.7% | 100% | $655,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 20 | 14.7% | 95.5% | $265,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 17 +1 HELOCs |
12.5% | 77.3% | $484,411 | |
Nationstar Mortgage
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Conventional | 6 | 4.4% | 75% | $126,666 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 3 | 2.2% | 100% | $375,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 1.5% | 100% | $490,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 1.5% | 100% | $165,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 1.5% | 100% | $200,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +3 HELOCs |
0.7% | 50% | $165,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $645,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 1 | 0.7% | 100% | $855,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.7% | 100% | $585,000 | |
Newrez LLC
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FHA | 1 | 0.7% | 100% | $495,000 | |
Nbkc Bank
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Conventional | 1 | 0.7% | 100% | $805,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $575,000 | |
TruHome Solutions, LLC
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FHA | 1 | 0.7% | 100% | $435,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $465,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.7% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.7% | 100% | $435,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.7% | 100% | $615,000 | |
Lennar Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $505,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.7% | 100% | $555,000 | |
Servis One, Inc
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Conventional | 1 | 0.7% | 100% | $65,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 100% | $365,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.7% | 100% | $575,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.7% | 100% | $465,000 | View |
Leaderone Financial Corp.
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Conventional | 1 | 0.7% | 100% | $435,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $475,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Amerisave Mortgage Company
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Escalon Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Escalon, California
Looking for mortgage lenders near me or mortgage brokers near me in Escalon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Escalon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Escalon, CA
Use these to narrow the list above. Each category shows how many Escalon, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Escalon, CA
Independent mortgage companies closed 80.1 percent of home loans in Escalon, California in 2025, banks 11.8 percent and credit unions 8.1 percent. Synergy One Lending, Inc. was the largest mortgage company, BMO Harris Bank NA the largest bank and Valley Strong Credit Union the largest credit union. Among lenders headquartered in California, Valley Strong Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Escalon, CA
By home loans closed in 2025, BMO Harris Bank NA was the largest mortgage lender in Escalon, California with 3 loans, about 2.2 percent of the market. The largest lender headquartered in California was Valley Strong Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Escalon, California in 2025, led by United Wholesale Mortgage with 5. 7 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 12 credit unions closed home loans in Escalon, California in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Escalon, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Escalon, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Escalon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
