Mortgage Lenders and Brokers in El Monte, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
El Monte, California mortgage lenders include US Bank, N.A.US Bank, N.A.2900 Parkway Dr, El Monte, CA 91732A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA12039 Valley Blvd, El Monte, CA 91732A+5.0 ★Texas Ratio: 3.68%, East West BankEast West Bank3920 Peck Rd, El Monte, CA 91732A+5.0 ★Texas Ratio: 2.84%, Bank of America NABank of America NA11138 Main St, El Monte, CA 91731A+5.0 ★Texas Ratio: 4.14%, Cathay BankCathay Bank9650 Flair Dr, El Monte, CA 91731A+5.0 ★Texas Ratio: 4.57%, Wells Fargo Bank NAWells Fargo Bank NA3603 Peck Rd, El Monte, CA 91731A+5.0 ★Texas Ratio: 5.36%, Certified Federal Credit UnionCertified Federal Credit Union4455 Arden Dr, El Monte, CA 91731A+5.0 ★Texas Ratio: 1.07%, Citibank, NACitibank, NA11141 Main St, El Monte, CA 91731A+5.0 ★Texas Ratio: 2.82%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, and City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in El Monte, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in El Monte are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in El Monte, California
Market share is the lender's share of all home loans closed in El Monte, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in El Monte 2900 Parkway Dr, El Monte, CA 91732 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 38 +2 HELOCs |
10.4% | 95% | $519,210 | View |
|
3 offices in El Monte 12039 Valley Blvd, El Monte, CA 91732 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 11 +2 HELOCs |
3% | 92.9% | $278,636 | View |
|
3 offices in El Monte 3920 Peck Rd, El Monte, CA 91732 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 10 +9 HELOCs |
2.7% | 100% | $434,000 | View |
|
2 offices in El Monte 11138 Main St, El Monte, CA 91731 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +10 HELOCs |
1.4% | 83.3% | $347,000 | View |
|
1 office in El Monte 9650 Flair Dr, El Monte, CA 91731 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 3 | 0.8% | 100% | $441,666 | View |
|
2 offices in El Monte 3603 Peck Rd, El Monte, CA 91731 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
|
4455 Arden Dr, El Monte, CA 91731 A+5.0 ★Texas Ratio: 1.07% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
|
1 office in El Monte 11141 Main St, El Monte, CA 91731 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 1.1% | 100% | $107,500 | View |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 4 | 1.1% | 100% | $552,500 | View |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 3 +8 HELOCs |
0.8% | 100% | $158,333 | View |
|
12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 3 | 0.8% | 80% | $85,000 | View |
|
901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional | 2 | 0.5% | 100% | $450,000 | View |
|
2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 2 | 0.5% | 100% | $145,000 | View |
|
17709 Pioneer Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 2 | 0.5% | 100% | $500,000 | View |
|
10761 Valley Blvd Unit C, El Monte, CA 91731 A+5.0 ★Texas Ratio: 2.65% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $55,000 | View |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 33.3% | $105,000 | View |
|
31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $685,000 | View |
|
16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $535,000 | View |
|
2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $185,000 | View |
|
16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
|
200 E Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 3.91% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
|
500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
|
3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
|
9204 Flair Dr, El Monte, CA 91731 2834 A+5.0 ★Texas Ratio: 3.95% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
|
1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
|
325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
|
5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
LA Financial Credit Union
50 E Foothill Blvd, Arcadia, CA 91006 2314 |
Conventional | 1 | 0.3% | 100% | $165,000 | |
|
100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Inspire Home Loans Inc.
|
Conventional, FHA | 20 | 5.5% | 95.5% | $576,500 | |
AmWest Funding Corp
|
Conventional, HELOC | 13 +1 HELOCs |
3.6% | 100% | $325,000 | |
Nmsi, Inc.
|
Conventional | 12 | 3.3% | 100% | $520,000 | |
Emet Lending Group, Inc.
|
Conventional | 11 | 3% | 100% | $607,727 | |
General Mortgage Capital Corporation
|
Conventional | 10 | 2.7% | 100% | $399,000 | |
New Wave Lending Group Inc
|
Conventional | 10 | 2.7% | 100% | $505,000 | |
AAA Capital Investment, Inc
|
Conventional | 9 | 2.5% | 100% | $525,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 8 | 2.2% | 75% | $520,000 | View |
Fidelity Lending Solutions Inc
|
Conventional | 7 | 1.9% | 100% | $615,000 | |
Flexpoint, Inc.
|
Conventional | 5 | 1.4% | 100% | $393,000 | |
Pennymac Loan Services LLC
|
Conventional | 3 | 0.8% | 75% | $345,000 | |
Coast 2 Coast Funding Group, Inc
|
Conventional | 3 | 0.8% | 100% | $321,666 | |
First Stardand Financial dba Nexcap Home Loans
|
Conventional | 3 | 0.8% | 100% | $625,000 | |
T. J. Financial, Inc.
|
Conventional | 3 | 0.8% | 100% | $365,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $80,000 | |
ML Mortgage Corp.
|
Conventional | 2 | 0.5% | 100% | $435,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 2 | 0.5% | 100% | $580,000 | |
JSB Mortgage Corporation
|
Conventional | 2 | 0.5% | 100% | $435,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 2 | 0.5% | 100% | $600,000 | |
Citadel Servicing Corporation
|
Conventional | 2 | 0.5% | 100% | $470,000 | |
Cake Mortgage Corp.
|
Conventional | 2 | 0.5% | 100% | $660,000 | |
New American Funding, LLC.
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $55,000 | |
MortgageOne, Inc
|
Conventional | 1 | 0.3% | 100% | $485,000 | |
Golden Empire Mortgage, Inc.
|
FHA | 1 | 0.3% | 100% | $625,000 | |
Augusta Financial, Inc.
|
Conventional | 1 | 0.3% | 100% | $435,000 | |
Bridgeway Lending Partners, LLC
|
Conventional | 1 | 0.3% | 100% | $665,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.3% | 100% | $275,000 | |
Winprime Lending
|
Conventional | 1 | 0.3% | 100% | $625,000 | |
Abundance 99, Inc.
|
Conventional | 1 | 0.3% | 100% | $195,000 | |
Royal Pacific Funding
|
Conventional | 1 | 0.3% | 100% | $795,000 | |
Greenbox Loans
|
Conventional | 1 | 0.3% | 100% | $1,095,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $455,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.3% | 100% | $715,000 | |
Vista Point Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $115,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Kind Lending, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA | 29 | 8% | 82.9% | $341,896 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 22 +4 HELOCs |
6% | 88% | $572,272 | |
21St Mortgage
|
Conventional | 6 | 1.6% | 35.3% | $146,666 | |
Newrez LLC
|
Conventional | 5 | 1.4% | 55.6% | $213,000 | |
Triad Financial Services, Inc.
|
Conventional | 5 | 1.4% | 41.7% | $125,000 | |
Nationstar Mortgage
|
Conventional | 5 | 1.4% | 55.6% | $155,000 | |
HomeBridge Financial Services, Inc
|
Conventional, FHA, VA, HELOC | 4 +6 HELOCs |
1.1% | 80% | $642,500 | |
The Loan Store, Inc
|
Conventional, HELOC | 4 +3 HELOCs |
1.1% | 100% | $440,000 | |
Kbhs Home Loans, LLC
|
Conventional, VA | 4 | 1.1% | 80% | $352,500 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.5% | 66.7% | $285,000 | View |
Freedom Mortgage Corporation
|
VA | 2 | 0.5% | 100% | $1,005,000 | |
Nqm Funding, LLC
|
Conventional | 2 | 0.5% | 100% | $680,000 | |
Summit Mortgage Bankers, Inc.
|
Conventional | 2 | 0.5% | 100% | $670,000 | |
Credit Human Federal Credit Un
|
Conventional | 2 | 0.5% | 100% | $140,000 | |
Bay Equity LLC
|
Conventional | 2 | 0.5% | 100% | $520,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $205,000 | |
Guaranteed Rate, Inc.
|
VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $795,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.3% | 100% | $675,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.3% | 100% | $275,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.3% | 25% | $375,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $425,000 | |
Oaktree Funding Corp
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.3% | 25% | $75,000 | |
Emporium Tpo LLC
|
Conventional | 1 | 0.3% | 100% | $545,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.3% | 100% | $675,000 | |
Communityamerica Federal Credit Union
|
Conventional | 1 | 0.3% | 50% | $235,000 | |
|
A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.3% | 100% | $945,000 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
Logan Finance Corporation
|
Conventional | 1 | 0.3% | 100% | $405,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.3% | 100% | $605,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.3% | 100% | $415,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.3% | 100% | $375,000 | |
Village Capital & Investment
|
FHA | 1 | 0.3% | 100% | $645,000 | |
Valon Mortgage
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +3 HELOCs |
0% | 0% | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 0.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeStreet Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
El Monte Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in El Monte, California
Looking for mortgage lenders near me or mortgage brokers near me in El Monte? The list below shows the banks, credit unions and mortgage brokers that closed home loans in El Monte in 2025, with lenders based there listed first.
Types of Mortgage Lenders in El Monte, CA
Use these to narrow the list above. Each category shows how many El Monte, CA lenders fit and what that kind of lender is usually best for.
Who Lends in El Monte, CA
Independent mortgage companies closed 70.6 percent of home loans in El Monte, California in 2025, banks 24.2 percent and credit unions 5.2 percent. Vision One Mortgage, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Certified Federal Credit Union the largest credit union. Among lenders headquartered in California, East West Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in El Monte, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in El Monte, California with 38 loans, about 10.4 percent of the market. The largest lender headquartered in California was East West Bank with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in El Monte, California in 2025, led by United Wholesale Mortgage with 7. 7 lenders closed VA loans, led by US Bank, N.A.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 19 credit unions closed home loans in El Monte, California in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in El Monte, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in El Monte, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up El Monte. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
