Mortgage Lenders and Brokers in Desert Hot Springs, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Desert Hot Springs, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA14000 Palm Dr, Desert Hot Springs, CA 92240A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA13000 Palm Dr, Desert Hot Springs, CA 92240A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.66565 Pierson Blvd, Desert Hot Springs, CA 92240A+5.0 ★Texas Ratio: 4.24%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, Banner BankBanner Bank5901 Priestly Dr, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 2.91%, and Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Desert Hot Springs, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Desert Hot Springs are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Desert Hot Springs, California
Market share is the lender's share of all home loans closed in Desert Hot Springs, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Desert Hot Springs 14000 Palm Dr, Desert Hot Springs, CA 92240 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.5% | 75% | $205,000 | View |
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1 office in Desert Hot Springs 13000 Palm Dr, Desert Hot Springs, CA 92240 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.3% | 75% | $260,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Desert Hot Springs 66565 Pierson Blvd, Desert Hot Springs, CA 92240 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 7 +7 HELOCs |
1.2% | 100% | $133,571 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.7% | 57.1% | $377,500 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 3 | 0.5% | 100% | $341,666 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA | 3 | 0.5% | 60% | $238,333 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 3 | 0.5% | 100% | $351,666 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 2 | 0.3% | 66.7% | $55,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $505,000 | View |
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995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $105,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.2% | 33.3% | $405,000 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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1080 S Brawley Ave US Highway 86, Brawley, CA 92227 2350 A+5.0 ★Texas Ratio: 2.05% |
Conventional | 1 | 0.2% | 50% | $125,000 | View |
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3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.2% | 100% | $505,000 | View |
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300 S Highland Springs Ave, Banning, CA 92220 6504 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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5180 N Palm Ave, Fresno, CA 93704 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
VA | 1 | 0.2% | 50% | $375,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 33.3% | $75,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional, FHA, VA | 22 | 3.7% | 78.6% | $264,545 | |
ML Mortgage Corp.
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Conventional, FHA | 15 | 2.5% | 100% | $315,666 | |
Kind Lending, LLC
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Conventional, FHA, VA | 14 | 2.3% | 75% | $244,285 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 13 | 2.2% | 100% | $393,461 | View |
Paramount Residential Mortgage
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Conventional, FHA | 13 | 2.2% | 100% | $295,769 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 12 | 2% | 70.6% | $204,166 | |
Franklin Loan Corporation
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Conventional, FHA | 11 | 1.8% | 100% | $218,636 | |
Guild Mortgage Company
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Conventional, FHA, VA | 6 | 1% | 100% | $270,000 | |
American Financial Network, Inc.
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Conventional, FHA, VA | 6 | 1% | 85.7% | $226,666 | |
Royal Pacific Funding
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Conventional, FHA | 6 | 1% | 100% | $225,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 6 | 1% | 75% | $373,333 | |
Geo-Corp, Inc.
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FHA | 5 | 0.8% | 83.3% | $409,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 5 | 0.8% | 62.5% | $215,000 | |
Flexpoint, Inc.
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Conventional | 4 | 0.7% | 71.4% | $252,500 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, FHA | 3 | 0.5% | 100% | $395,000 | |
AdvantageFirst Lending Inc
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Conventional, FHA, VA | 3 | 0.5% | 100% | $248,333 | |
Ez Fundings Inc
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Conventional | 3 | 0.5% | 100% | $291,666 | |
First Nations Home Finance Corporation
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Conventional, FHA, USDA | 3 | 0.5% | 83.3% | $361,666 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 3 | 0.5% | 100% | $321,666 | |
AmWest Funding Corp
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Conventional | 2 | 0.3% | 100% | $175,000 | |
Ahl Funding
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FHA | 2 | 0.3% | 100% | $380,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 0.3% | 100% | $315,000 | |
Greenbox Loans
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Conventional | 2 | 0.3% | 100% | $390,000 | |
JSB Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $290,000 | |
Hometown Equity Mortgage, LLC
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Conventional, FHA | 2 | 0.3% | 28.6% | $295,000 | |
Vista Point Mortgage, LLC
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Conventional | 2 | 0.3% | 100% | $275,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +2 HELOCs |
0.2% | 50% | $295,000 | |
Financial Partners Credit Unio
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Resicentral LLC
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FHA | 1 | 0.2% | 100% | $415,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $175,000 | |
JMJ Financial Group Inc.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0.2% | 50% | $335,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.2% | 50% | $365,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lennar Mortgage, LLC
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Conventional, FHA, VA | 107 | 18% | 87% | $420,420 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 78 +2 HELOCs |
13.1% | 81.2% | $364,487 | |
Rocket Mortgage
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Conventional, FHA, VA | 55 | 9.2% | 72.8% | $246,272 | |
CrossCountry Mortgage, LLC
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FHA, VA, USDA | 9 | 1.5% | 100% | $360,555 | |
Movement Mortgage, LLC
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Conventional, FHA | 7 | 1.2% | 77.8% | $260,714 | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 1.2% | 87.5% | $207,857 | |
American Financial Resources LLC
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Conventional, FHA, VA, USDA | 6 | 1% | 100% | $318,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 6 | 1% | 27.3% | $135,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 6 | 1% | 50% | $236,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
0.8% | 100% | $365,000 | |
Freedom Mortgage Corporation
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VA | 5 | 0.8% | 66.7% | $431,000 | |
Nationstar Mortgage
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Conventional | 5 | 0.8% | 50% | $115,000 | |
Mortgage Research Center
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VA | 5 | 0.8% | 71.4% | $307,000 | |
Village Capital & Investment
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FHA | 5 | 0.8% | 100% | $445,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 4 +3 HELOCs |
0.7% | 83.3% | $397,500 | |
Equity Prime Mortgage LLC
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FHA, VA | 4 | 0.7% | 80% | $357,500 | |
Spring Eq, LLC
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Conventional | 4 | 0.7% | 44.4% | $70,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 4 | 0.7% | 100% | $322,500 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 3 +3 HELOCs |
0.5% | 60% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 75% | $275,000 | View |
Newrez LLC
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Conventional, VA | 3 | 0.5% | 23.1% | $401,666 | |
All Credit Considered Mortgage, Inc.
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Conventional | 3 | 0.5% | 100% | $211,666 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 0.5% | 100% | $478,333 | |
21St Mortgage
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Conventional | 3 | 0.5% | 18.8% | $118,333 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.3% | 100% | $80,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.3% | 46.2% | $95,000 | |
Loanunited.Com, LLC
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FHA, VA | 2 | 0.3% | 100% | $385,000 | |
Bay Equity LLC
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Conventional | 2 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
Originpoint, LLC
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $475,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $185,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $255,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Foundation Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 5.65% |
FHA | 1 | 0.2% | 100% | $435,000 | View |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $345,000 | |
Nations Lending Corporation
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FHA | 1 | 0.2% | 100% | $325,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $515,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.2% | 33.3% | $295,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.2% | 100% | $65,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.2% | 25% | $365,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
Luxury Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Desert Hot Springs Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Desert Hot Springs, California
Looking for mortgage lenders near me or mortgage brokers near me in Desert Hot Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Desert Hot Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Desert Hot Springs, CA
Use these to narrow the list above. Each category shows how many Desert Hot Springs, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Desert Hot Springs, CA
Independent mortgage companies closed 92.6 percent of home loans in Desert Hot Springs, California in 2025, banks 4.4 percent and credit unions 3 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Desert Hot Springs, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Desert Hot Springs, California with 3 loans, about 0.5 percent of the market. The largest lender headquartered in California was Schoolsfirst FCU with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Desert Hot Springs, California, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 87 percent, against a 77 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Desert Hot Springs, California in 2025, led by Lennar Mortgage, LLC with 59. 20 lenders closed VA loans, led by Lennar Mortgage, LLC, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 15 credit unions closed home loans in Desert Hot Springs, California in 2025, alongside 92 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Desert Hot Springs, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Desert Hot Springs, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Desert Hot Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
