Mortgage Lenders and Brokers in Citrus, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Citrus, California mortgage lenders include Foothill Federal Credit UnionFoothill Federal Credit Union250 W Colorado Blvd, Arcadia, CA 91007A+5.0 ★Texas Ratio: 1.28%, Arrowhead Central Credit UnionArrowhead Central Credit Union23971 Lake Dr, Crestline, CA 92325A+5.0 ★Texas Ratio: 3.64%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Usc Credit UnionUsc Credit Union3720 S Flower St FL 4, Los Angeles, CA 90089A+5.0 ★Texas Ratio: 5.49%, Wescom Central Credit UnionWescom Central Credit Union5601 E La Palma Ave, Anaheim, CA 92807A+5.0 ★Texas Ratio: 2.66%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, California Credit UnionCalifornia Credit Union633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973A+5.0 ★Texas Ratio: 2.90%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Citrus, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Citrus are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Citrus, California
Market share is the lender's share of all home loans closed in Citrus, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28% |
Conventional, HELOC | 7 +6 HELOCs |
6.9% | 87.5% | $325,000 | |
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23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 2 | 2% | 100% | $130,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 2% | 50% | $755,000 | View |
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3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49% |
Conventional | 2 | 2% | 100% | $95,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 1 +4 HELOCs |
1% | 100% | $445,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 1 +3 HELOCs |
1% | 100% | $65,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 100% | $355,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1% | 50% | $285,000 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 1% | 100% | $145,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 33.3% | $385,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 1% | 100% | $765,000 | View |
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1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 1% | 100% | $155,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $435,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nmsi, Inc.
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Conventional | 5 | 4.9% | 100% | $519,000 | |
AmWest Funding Corp
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Conventional, VA, HELOC | 4 +1 HELOCs |
3.9% | 100% | $565,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 3 | 2.9% | 100% | $438,333 | |
Royal Pacific Funding
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Conventional, FHA | 3 | 2.9% | 100% | $508,333 | |
New American Funding, LLC.
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Conventional | 3 | 2.9% | 100% | $308,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 2% | 66.7% | $440,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 2% | 100% | $445,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 2 | 2% | 100% | $475,000 | View |
Bay-Valley Mortgage Group
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Conventional, FHA | 2 | 2% | 100% | $560,000 | |
Financial Partners Credit Unio
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Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $85,000 | |
ML Mortgage Corp.
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FHA | 1 | 1% | 100% | $765,000 | |
Fundloans Capital
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Conventional | 1 | 1% | 100% | $645,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 1% | 100% | $355,000 | |
Golden Empire Mortgage, Inc.
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FHA | 1 | 1% | 50% | $725,000 | |
Resicentral LLC
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Conventional | 1 | 1% | 100% | $255,000 | |
Guild Mortgage Company
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Conventional | 1 | 1% | 100% | $685,000 | |
Winprime Lending
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FHA | 1 | 1% | 100% | $735,000 | |
New Wave Lending Group Inc
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FHA | 1 | 1% | 100% | $835,000 | |
Flexpoint, Inc.
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Conventional | 1 | 1% | 100% | $405,000 | |
Ony Glo, Inc.
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Conventional | 1 | 1% | 100% | $125,000 | |
Franklin Loan Corporation
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Conventional | 1 | 1% | 100% | $125,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1% | 100% | $445,000 | |
Southland Credit Uniom
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Conventional | 1 | 1% | 100% | $535,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1% | 100% | $605,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 1% | 100% | $475,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 9 | 8.8% | 91.7% | $405,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 7 +2 HELOCs |
6.9% | 80% | $685,000 | |
Nationstar Mortgage
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Conventional | 4 | 3.9% | 80% | $92,500 | |
Ark-La-Tex Financial Services LLC
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Conventional | 3 | 2.9% | 100% | $431,666 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 2% | 100% | $455,000 | |
Newrez LLC
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Conventional | 2 | 2% | 100% | $170,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +3 HELOCs |
1% | 100% | $755,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
1% | 20% | $125,000 | |
Movement Mortgage, LLC
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FHA | 1 | 1% | 100% | $685,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1% | 33.3% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1% | 100% | $675,000 | View |
Discover Bank
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Conventional | 1 | 1% | 20% | $275,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1% | 100% | $725,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1% | 100% | $475,000 | |
Mortgage Research Center
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VA | 1 | 1% | 50% | $725,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1% | 100% | $235,000 | |
Village Capital & Investment
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VA | 1 | 1% | 100% | $665,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Citrus Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Citrus, California
Looking for mortgage lenders near me or mortgage brokers near me in Citrus? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Citrus in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Citrus, CA
Use these to narrow the list above. Each category shows how many Citrus, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Citrus, CA
Independent mortgage companies closed 78.4 percent of home loans in Citrus, California in 2025, banks 4.9 percent and credit unions 16.7 percent. Change Lending was the largest mortgage company, Bank of America NA the largest bank and Foothill Federal Credit Union the largest credit union. Among lenders headquartered in California, Foothill Federal Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Citrus, CA
By home loans closed in 2025, Foothill Federal Credit Union was the largest mortgage lender in Citrus, California with 7 loans, about 6.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Citrus, California in 2025, led by Rocket Mortgage with 3. 5 lenders closed VA loans, led by AmWest Funding Corp. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 11 credit unions closed home loans in Citrus, California in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Citrus, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Citrus, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Citrus. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
