Mortgage Lenders and Brokers in California City, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
California City, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Usc Credit UnionUsc Credit Union3720 S Flower St FL 4, Los Angeles, CA 90089A+5.0 ★Texas Ratio: 5.49%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%, San Francisco Fire Credit UnionSan Francisco Fire Credit Union3201 California St, San Francisco, CA 94118 1903A+5.0 ★Texas Ratio: 3.32%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, and First City Credit UnionFirst City Credit Union500 W Woodbury Rd, Altadena, CA 91001 5410A+5.0 ★Texas Ratio: 2.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in California City, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in California City are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in California City, California
Market share is the lender's share of all home loans closed in California City, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 6 | 1.7% | 100% | $276,666 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 40% | $30,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.6% | 66.7% | $150,000 | View |
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3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49% |
Conventional | 2 | 0.6% | 100% | $200,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 40% | $75,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $65,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.3% | 100% | $355,000 | View |
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500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 0.3% | 66.7% | $245,000 | View |
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300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 1 | 0.3% | 100% | $315,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 0.3% | 50% | $225,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200 A+5.0 ★Texas Ratio: 0.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA, HELOC | 29 +1 HELOCs |
8% | 97.3% | $227,068 | View |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
3.6% | 87.5% | $215,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 2.8% | 90.9% | $241,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, USDA | 10 | 2.8% | 100% | $287,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 9 | 2.5% | 100% | $235,000 | |
American Financial Network, Inc.
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FHA, VA | 7 | 1.9% | 100% | $339,285 | |
Zillow Home Loans, LLC
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Conventional, VA | 7 | 1.9% | 87.5% | $342,142 | |
Kind Lending, LLC
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Conventional, FHA, VA | 5 | 1.4% | 100% | $167,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 5 | 1.4% | 100% | $205,000 | |
Campos Financial Corp
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FHA, VA | 5 | 1.4% | 100% | $347,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 5 | 1.4% | 100% | $165,000 | |
Royal Pacific Funding
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Conventional, FHA | 4 | 1.1% | 100% | $165,000 | |
Geo-Corp, Inc.
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Conventional, FHA | 4 | 1.1% | 100% | $307,500 | |
New American Funding, LLC.
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Conventional, FHA, VA | 4 | 1.1% | 100% | $247,500 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 3 | 0.8% | 57.1% | $125,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 3 | 0.8% | 100% | $171,666 | |
ML Mortgage Corp.
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Conventional, VA | 2 | 0.6% | 100% | $225,000 | |
Alameda Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $180,000 | |
Augusta Financial, Inc.
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Conventional, VA | 2 | 0.6% | 100% | $255,000 | |
Hightechlending, Inc
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FHA, VA | 2 | 0.6% | 100% | $305,000 | |
Flexpoint, Inc.
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FHA, VA | 2 | 0.6% | 75% | $260,000 | |
Hometown Equity Mortgage, LLC
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FHA | 2 | 0.6% | 40% | $290,000 | |
Cake Mortgage Corp.
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Conventional | 2 | 0.6% | 100% | $290,000 | |
Cornerstone First Mortgage, LLC
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USDA | 1 | 0.3% | 100% | $145,000 | |
Pacific Lending LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
Resicentral LLC
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VA | 1 | 0.3% | 100% | $305,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 1 | 0.3% | 100% | $285,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $205,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Winprime Lending
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Ahl Funding
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FHA | 1 | 0.3% | 100% | $255,000 | |
Greenbox Loans
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.3% | 100% | $325,000 | |
Mortgage Management Consultants, Inc.
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.3% | 100% | $325,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 40 | 11.1% | 79.2% | $239,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 38 | 10.5% | 77.6% | $303,684 | |
Mortgage Research Center
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VA | 21 | 5.8% | 65.6% | $299,761 | |
Freedom Mortgage Corporation
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FHA, VA | 16 | 4.4% | 91.3% | $287,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +2 HELOCs |
1.7% | 75% | $165,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 6 | 1.7% | 100% | $336,666 | |
Newrez LLC
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VA | 6 | 1.7% | 75% | $321,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 1.4% | 100% | $227,000 | |
New Day Financial, LLC.
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VA | 4 | 1.1% | 50% | $290,000 | |
Village Capital & Investment
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FHA, VA | 4 | 1.1% | 66.7% | $235,000 | |
Everett Financial, Inc.
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Conventional | 3 | 0.8% | 100% | $238,333 | |
Equity Prime Mortgage LLC
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FHA | 3 | 0.8% | 100% | $238,333 | |
Nations Direct Mortgage, LLC
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FHA, VA | 3 | 0.8% | 75% | $351,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.6% | 25% | $90,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 50% | $185,000 | |
Ameritrust Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.6% | 100% | $345,000 | View |
Planet Home Lending, LLC
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FHA, USDA | 2 | 0.6% | 40% | $320,000 | |
Better Mortgage Corporation
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FHA | 2 | 0.6% | 100% | $235,000 | |
Mutual of Omaha Mortgage
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FHA | 2 | 0.6% | 100% | $220,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, USDA | 2 | 0.6% | 66.7% | $240,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, USDA | 2 | 0.6% | 100% | $190,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $245,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.3% | 100% | $275,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 14.3% | $35,000 | |
Nbkc Bank
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VA | 1 | 0.3% | 100% | $205,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 14.3% | $245,000 | |
Plus Relocation Mortgage, LLC
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VA | 1 | 0.3% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.68% |
VA | 1 | 0.3% | 100% | $315,000 | View |
Click n' Close, Inc.
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VA | 1 | 0.3% | 100% | $195,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Nationstar Mortgage
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FHA | 1 | 0.3% | 33.3% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.3% | 100% | $355,000 | View |
Veritas Funding, LLC
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VA | 1 | 0.3% | 100% | $295,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Geneva Financial LLC
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FHA | 1 | 0.3% | 100% | $265,000 | |
Texana Bank
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VA | 1 | 0.3% | 100% | $255,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
California City Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in California City, California
Looking for mortgage lenders near me or mortgage brokers near me in California City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in California City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in California City, CA
Use these to narrow the list above. Each category shows how many California City, CA lenders fit and what that kind of lender is usually best for.
Who Lends in California City, CA
Independent mortgage companies closed 90.9 percent of home loans in California City, California in 2025, banks 5.5 percent and credit unions 3.6 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in California City, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in California City, California with 6 loans, about 1.7 percent of the market. The largest lender headquartered in California was Schoolsfirst FCU with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
43 lenders closed FHA loans in California City, California in 2025, led by United Wholesale Mortgage with 19. 36 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 10 credit unions closed home loans in California City, California in 2025, alongside 73 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in California City, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in California City, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up California City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
