Mortgage Lenders and Brokers in Calexico, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Calexico, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA250 E 4th St, Calexico, CA 92231A+5.0 ★Texas Ratio: 5.36%, Sun Community FCUSun Community FCU2536 Rockwood Ave, Calexico, CA 92231 4407A+5.0 ★Texas Ratio: 2.05%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, California Coast Credit UnionCalifornia Coast Credit Union386 E H St Ste 213, Chula Vista, CA 91910 7487A+5.0 ★Texas Ratio: 1.25%, Point Mortgage CorpPoint Mortgage Corp2610 El Camino Real Unit A, Carlsbad, CA 92008 1214A+5.0 ★Texas Ratio: 2.57%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, and Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Calexico, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Calexico are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Calexico, California
Market share is the lender's share of all home loans closed in Calexico, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Calexico 14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 2.5% | 100% | $205,000 | View |
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1 office in Calexico 250 E 4th St, Calexico, CA 92231 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 2% | 80% | $175,000 | View |
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2536 Rockwood Ave, Calexico, CA 92231 4407 A+5.0 ★Texas Ratio: 2.05% |
Conventional | 10 | 5.1% | 90.9% | $177,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +1 HELOCs |
2.5% | 66.7% | $123,000 | View |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $85,000 | View |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
FHA | 1 | 0.5% | 100% | $395,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.5% | 100% | $435,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA | 14 | 7.1% | 93.3% | $315,714 | |
Paramount Residential Mortgage
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Conventional, FHA | 10 | 5.1% | 100% | $292,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA, HELOC | 5 +1 HELOCs |
2.5% | 100% | $381,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 2% | 80% | $130,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 3 | 1.5% | 100% | $365,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.5% | 75% | $365,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 1% | 100% | $350,000 | |
Franklin Loan Corporation
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Conventional | 2 | 1% | 100% | $175,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1% | 100% | $305,000 | |
ML Mortgage Corp.
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FHA | 1 | 0.5% | 100% | $375,000 | |
Goodleap, LLC
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FHA | 1 | 0.5% | 100% | $315,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.5% | 100% | $415,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.5% | 33.3% | $175,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 23 +2 HELOCs |
11.6% | 67.6% | $338,913 | |
Rocket Mortgage
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Conventional, FHA | 21 | 10.6% | 72.4% | $214,047 | |
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A+5.0 ★Texas Ratio: 5.65% |
Conventional, FHA | 16 | 8.1% | 88.9% | $290,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 4% | 100% | $340,000 | |
Primelending
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Conventional, FHA, VA | 7 | 3.5% | 72.7% | $266,428 | |
Equity Prime Mortgage LLC
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FHA, VA | 6 | 3% | 85.7% | $356,666 | |
Nationstar Mortgage
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Conventional | 6 | 3% | 100% | $150,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
2% | 44.4% | $95,000 | |
Everett Financial, Inc.
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Conventional, FHA | 4 | 2% | 66.7% | $202,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +3 HELOCs |
1% | 50% | $100,000 | |
Newrez LLC
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Conventional | 2 | 1% | 25% | $150,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1% | 100% | $245,000 | |
Champions Funding, LLC
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Conventional | 2 | 1% | 100% | $170,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.5% | 100% | $455,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.5% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 14.3% | $105,000 | |
myCUmortgage
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FHA | 1 | 0.5% | 100% | $395,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.5% | 100% | $375,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $675,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.5% | 100% | $295,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.5% | 100% | $115,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 50% | $375,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Calexico Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Calexico, California
Looking for mortgage lenders near me or mortgage brokers near me in Calexico? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Calexico in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Calexico, CA
Use these to narrow the list above. Each category shows how many Calexico, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Calexico, CA
Independent mortgage companies closed 79.8 percent of home loans in Calexico, California in 2025, banks 12.1 percent and credit unions 8.1 percent. Point Mortgage Corp was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Sun Community FCU the largest credit union. Among lenders headquartered in California, Sun Community FCU led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Calexico, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Calexico, California with 5 loans, about 2.5 percent of the market. The largest lender headquartered in California was Sun Community FCU with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Calexico, California in 2025, led by United Wholesale Mortgage with 14. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 6 credit unions closed home loans in Calexico, California in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Calexico, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Calexico, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Calexico. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
