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Mortgage Lenders and Brokers in Brentwood, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Brentwood, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3100 Balfour Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.1125 Second Steet, Brentwood, CA 94513A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA1115 2nd St, Brentwood, CA 94513A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA6261 Lone Tree Way, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA4540 Balfour Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 3.54%, Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%, Tri Counties BankTri Counties Bank2200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 5.34%, Bank of StocktonBank of Stockton6590 Lone Tree Way, Brentwood, CA 94513A+5.0 ★Texas Ratio: 0.21%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, and Patelco Credit UnionPatelco Credit Union5601 Lone Tree Way Ste T 110, Brentwood, CA 94513 5376A5.0 ★Texas Ratio: 6.65%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Brentwood, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Brentwood are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Brentwood, California

Market share is the lender's share of all home loans closed in Brentwood, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Brentwood 3100 Balfour Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	23 +3 HELOCs	2.3%	96.3%	$711,086	View
US Bank, N.A. 1 office in Brentwood 1125 Second Steet, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	20 +11 HELOCs	2%	64.5%	$664,500	View
Wells Fargo Bank NA 1 office in Brentwood 1115 2nd St, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, Jumbo	13	1.3%	86.7%	$465,000	View
Bank of America NA 2 offices in Brentwood 6261 Lone Tree Way, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	11 +39 HELOCs	1.1%	84.6%	$738,636	View
BMO Harris Bank NA 1 office in Brentwood 4540 Balfour Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 3.54%	Conventional, FHA, HELOC	8 +11 HELOCs	0.8%	80%	$518,750	View
Fremont Bank 1 office in Brentwood 200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11%	Conventional, HELOC	7 +20 HELOCs	0.7%	58.3%	$312,142	View
Tri Counties Bank 1 office in Brentwood 2200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 5.34%	Conventional, HELOC	1 +5 HELOCs	0.1%	50%	$305,000	View
Bank of Stockton 1 office in Brentwood 6590 Lone Tree Way, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 0.21%	Conventional	1	0.1%	33.3%	$365,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	13	1.3%	92.9%	$241,153	View
Patelco Credit Union 5601 Lone Tree Way Ste T 110, Brentwood, CA 94513 5376 A5.0 ★Texas Ratio: 6.65%	Conventional, HELOC	11 +18 HELOCs	1.1%	85.7%	$235,909	View
Pacific Service Credit Union 840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59%	Conventional	9	0.9%	84.6%	$89,444	View
Travis Credit Union 5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51%	Conventional	8	0.8%	80%	$182,500	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	8	0.8%	100%	$626,250	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	7 +7 HELOCs	0.7%	80%	$886,428	View
1st Northern California Credit Union 8660 Brentwood Blvd Ste E, Brentwood, CA 94513 5671 A+5.0 ★Texas Ratio: 0.12%	Conventional	7	0.7%	80%	$256,428	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional	6	0.6%	100%	$488,333
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA	6	0.6%	100%	$706,666	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional	5	0.5%	100%	$885,000	View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	Conventional, HELOC	4 +3 HELOCs	0.4%	100%	$812,500	View
Provident Credit Union 2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49%	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.3%	100%	$838,333	View
San Francisco Federal Credit Union 1811 El Camino Real, Burlingame, CA 94010 A+5.0 ★Texas Ratio: 0.53%	Conventional, Jumbo	3	0.3%	100%	$815,000	View
1st UNITED CREDIT UNION 2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28%	Conventional, HELOC	2 +8 HELOCs	0.2%	100%	$80,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$705,000	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$90,000	View
Redwood Credit Union 406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20%	Conventional	2	0.2%	100%	$185,000	View
Farmers & Merchants Bank of Ce 785 Oak Grove Rd, Concord, CA 94518 A+5.0 ★Texas Ratio: 0.87%	Conventional	2	0.2%	100%	$370,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional	2	0.2%	100%	$290,000	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional	2	0.2%	100%	$295,000	View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	Conventional	2	0.2%	100%	$105,000	View
Nuvision Federal Credit Union 6560 Lone Tree Way Ste D, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 3.84%	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$155,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$625,000	View
SAFE Credit Union 7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$365,000	View
Monterra Credit Union 415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$845,000	View
Columbia Bank 3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28%	Conventional	1	0.1%	100%	$415,000	View
San Francisco Fire Credit Union 3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$105,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	20%	$105,000	View
Mechanics Bank 801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81%	Conventional	1	0.1%	100%	$665,000	View
Mirastar Federal Credit Union 1638 W Campbell Ave, Campbell, CA 95008 A5.0 ★Texas Ratio: 6.21%	Conventional	1	0.1%	100%	$645,000	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional	1	0.1%	100%	$255,000	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$785,000	View
Meriwest Credit Union 19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20%	Conventional	1	0.1%	100%	$185,000	View
Uncle Credit Union 1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51%	HELOC	0 +3 HELOCs	0%	n/a		View
Stanford Federal Credit Union 1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30%	HELOC	0 +2 HELOCs	0%	n/a		View
Keypoint Credit Union 10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00%	HELOC	0 +1 HELOCs	0%	n/a		View
Premier America Credit Union 521 N Hollywood Way Ste E, Burbank, CA 91505 4984 A5.0 ★Texas Ratio: 13.97%	HELOC	0 +1 HELOCs	0%	n/a		View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	HELOC	0 +1 HELOCs	0%	n/a		View
Pennymac Loan Services LLC	Conventional, FHA, VA	37	3.6%	86%	$665,000
loanDepot.com LLC	Conventional, FHA, VA, HELOC	26 +4 HELOCs	2.6%	83.9%	$639,615
American Pacific Mortgage Corporation	Conventional, FHA, Jumbo	17	1.7%	94.4%	$603,235
Alameda Mortgage Corporation	Conventional, FHA, VA	15	1.5%	100%	$598,333
New American Funding, LLC.	Conventional, FHA, VA, HELOC	14 +3 HELOCs	1.4%	87.5%	$412,142
Kind Lending, LLC	Conventional, FHA	12	1.2%	66.7%	$518,333
Paramount Residential Mortgage	Conventional	7	0.7%	87.5%	$717,857
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA	6	0.6%	100%	$623,333	View
Googain, Inc.	Conventional	5	0.5%	100%	$433,000
AmWest Funding Corp	Conventional, HELOC	4 +2 HELOCs	0.4%	100%	$440,000
Guild Mortgage Company	Conventional	4	0.4%	80%	$387,500
New Wave Lending Group Inc	Conventional	4	0.4%	100%	$605,000
Nmsi, Inc.	Conventional, FHA	4	0.4%	100%	$685,000
Provident Funding Associates	Conventional	3	0.3%	100%	$478,333
Hometown Equity Mortgage, LLC	Conventional	3	0.3%	50%	$465,000
JMAC Lending, Inc.	Conventional	3	0.3%	100%	$411,666
Cornerstone First Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$1,005,000
MortgageOne, Inc	Conventional	2	0.2%	100%	$800,000
Golden Empire Mortgage, Inc.	FHA, VA	2	0.2%	100%	$505,000
American Financial Network, Inc.	Conventional, FHA	2	0.2%	100%	$790,000
HomeXpress Mortgage Corp.	Conventional	2	0.2%	100%	$735,000
Stg Mortgage Inc	Conventional, FHA	2	0.2%	100%	$675,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	2	0.2%	100%	$700,000
ClearEdge Lending LLC	Conventional	2	0.2%	100%	$785,000
Carrington Mortgage Services LLC	Conventional	2	0.2%	27.3%	$170,000
Plaza Home Mortgage, Inc	Conventional	2	0.2%	50%	$285,000
Cake Mortgage Corp.	Conventional	2	0.2%	100%	$755,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$185,000
Goodleap, LLC	Conventional	1	0.1%	100%	$465,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$805,000
Resicentral LLC	Conventional	1	0.1%	33.3%	$435,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	50%	$145,000
Bridgeway Lending Partners, LLC	Conventional	1	0.1%	100%	$525,000
AdvantageFirst Lending Inc	Conventional	1	0.1%	50%	$365,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$555,000
Fidelity Lending Solutions Inc	Conventional	1	0.1%	100%	$745,000
Crestline Funding Corporation	Conventional	1	0.1%	100%	$505,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$815,000
Network Capital Funding Corporation	VA	1	0.1%	100%	$975,000
Calcon Mutual Mortgage LLC	FHA	1	0.1%	100%	$405,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$75,000
Land Home Financial Services,	Conventional	1	0.1%	50%	$355,000
Ony Glo, Inc.	Conventional	1	0.1%	50%	$515,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$745,000	View
The Police Credit Union of California	Conventional	1	0.1%	100%	$525,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$205,000
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$525,000
Ardri LLC	Conventional	1	0.1%	100%	$835,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$785,000
Nexera Holding LLC	Conventional	1	0.1%	50%	$105,000
Operating Engineers Federal Credit Union	Conventional	1	0.1%	100%	$105,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$595,000
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +7 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	151 +1 HELOCs	14.9%	89.8%	$432,682
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	117 +19 HELOCs	11.5%	92.2%	$674,658
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	28 +2 HELOCs	2.8%	93.3%	$530,714
Everett Financial, Inc.	Conventional, FHA, VA, Jumbo, HELOC	27 +1 HELOCs	2.7%	100%	$590,185
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, HELOC	24 +1 HELOCs	2.4%	100%	$559,166	View
Spring Eq, LLC	Conventional, HELOC	19 +12 HELOCs	1.9%	58.8%	$161,315
Newrez LLC	Conventional, FHA, VA	15	1.5%	93.8%	$544,333
Nationstar Mortgage	Conventional, VA	14	1.4%	78.9%	$307,142
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA, VA	12	1.2%	92.3%	$585,000
The Loan Store, Inc	Conventional, FHA, HELOC	11 +5 HELOCs	1.1%	91.7%	$561,363
Shea Mortgage Inc.	Conventional	10	1%	100%	$545,000
Homeowners Financial Group, LLC	Conventional, FHA	10	1%	100%	$544,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	9	0.9%	100%	$328,333	View
Ameritrust Mortgage Corporation	Conventional, FHA	8	0.8%	100%	$520,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	8	0.8%	88.9%	$570,000	View
Freedom Mortgage Corporation	FHA, VA	7	0.7%	58.3%	$570,714
Amerisave Mortgage Company	Conventional	7	0.7%	50%	$126,428
Teachers Federal Credit Union	Conventional	7	0.7%	100%	$839,285
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	6 +6 HELOCs	0.6%	70%	$243,333
Discover Bank	Conventional	6	0.6%	42.9%	$103,333
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	5 +4 HELOCs	0.5%	100%	$527,000
Guaranteed Rate Affinity, LLC	Conventional	5	0.5%	100%	$803,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +7 HELOCs	0.4%	66.7%	$107,500	View
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.4%	50%	$310,000
Vellum Mortgage, Inc.	Conventional	4	0.4%	100%	$542,500
Better Mortgage Corporation	Conventional, VA, HELOC	3 +1 HELOCs	0.3%	75%	$548,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.3%	100%	$545,000	View
Premier Mortgage Resources, LLC	Conventional	3	0.3%	100%	$525,000
Sage Home Loans Corporation	Conventional	3	0.3%	100%	$605,000
Envoy Mortgage, Ltd	Conventional	3	0.3%	100%	$511,666
Equity Prime Mortgage LLC	Conventional, FHA	3	0.3%	100%	$638,333
Deephaven Mortgage LLC	Conventional	3	0.3%	60%	$551,666
Mutual of Omaha Mortgage	Conventional	3	0.3%	100%	$321,666
Champions Funding, LLC	Conventional	3	0.3%	100%	$568,333
Arc Home LLC	Conventional	2	0.2%	100%	$350,000
Primelending	Conventional	2	0.2%	100%	$635,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	2	0.2%	100%	$625,000	View
Union Home Mortgage Corp.	Conventional	2	0.2%	100%	$595,000
Service Federal Credit Union	Conventional	2	0.2%	100%	$1,140,000
Mortgage Research Center	Conventional, VA	2	0.2%	50%	$395,000
Uif Corporation	Conventional	2	0.2%	100%	$630,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.2%	100%	$625,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.2%	100%	$555,000	View
21St Mortgage	Conventional	2	0.2%	40%	$185,000
Ark-La-Tex Financial Services LLC	Conventional	2	0.2%	66.7%	$675,000
Alliant Credit Union	Conventional, HELOC	1 +9 HELOCs	0.1%	100%	$575,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$685,000
Pentagon Federal Credit Union	VA, HELOC	1 +3 HELOCs	0.1%	100%	$985,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$805,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$815,000	View
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$1,045,000
Nbkc Bank	Conventional	1	0.1%	100%	$165,000
Triad Financial Services, Inc.	Conventional	1	0.1%	50%	$95,000
PHH Mortgage Corporation	VA	1	0.1%	100%	$735,000
Loanunited.Com, LLC	Conventional	1	0.1%	100%	$395,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$595,000
Emporium Tpo LLC	Conventional	1	0.1%	100%	$765,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$315,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$805,000	View
Nqm Funding, LLC	Conventional	1	0.1%	100%	$265,000
Intercap Lending Inc	Conventional	1	0.1%	100%	$575,000
Das Acquisition Company, LLC	FHA	1	0.1%	100%	$725,000
Northwest Federal Credit Union	Conventional	1	0.1%	100%	$115,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$1,145,000
Bay Equity LLC	Conventional	1	0.1%	100%	$885,000
SIRVA Mortgage, Inc. A+5.0 ★Texas Ratio: 2.36%	Conventional	1	0.1%	100%	$565,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	100%	$855,000	View
Planet Home Lending, LLC	Conventional	1	0.1%	100%	$655,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	100%	$715,000	View
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$545,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$775,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$755,000	View
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$235,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$645,000
Genway Home Mortgage, Inc.	Conventional	1	0.1%	100%	$1,085,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$175,000
Right Start Mortgage, Inc	Conventional	1	0.1%	100%	$555,000
Fairway Independent Mort Corp	FHA	1	0.1%	100%	$675,000
Toyota Financial Savings Bank	Conventional	1	0.1%	100%	$75,000
First Business Bank A5.0 ★Texas Ratio: 8.08%	Conventional	1	0.1%	100%	$815,000	View
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$355,000	View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +16 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +2 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Fed Ex Employees Credit Association	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	HELOC	0 +1 HELOCs	0%	n/a		View
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Brentwood Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Brentwood, California

Looking for mortgage lenders near me or mortgage brokers near me in Brentwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Brentwood in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Brentwood, CA

Use these to narrow the list above. Each category shows how many Brentwood, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 111 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 43 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 39 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 37 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 26 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 9 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 88 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Brentwood, CA

Independent mortgage companies closed 75.4 percent of home loans in Brentwood, California in 2025, banks 15.9 percent and credit unions 8.7 percent. Change Lending was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Patelco Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 11 loans.

75.4%

Mortgage companies

15.9%

Banks

8.7%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Brentwood, CA

Who is the largest mortgage lender in Brentwood, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Brentwood, California with 23 loans, about 2.3 percent of the market. The largest lender headquartered in California was Bank of America NA with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Brentwood, CA have the highest approval rates?

Among lenders with meaningful volume in Brentwood, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 92.2 percent, against a 85.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Brentwood, CA mortgage lenders offer FHA, VA and USDA loans?

37 lenders closed FHA loans in Brentwood, California in 2025, led by United Wholesale Mortgage with 21. 26 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Brentwood, CA lender list?

Yes. 43 banks and 39 credit unions closed home loans in Brentwood, California in 2025, alongside 111 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Brentwood, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Brentwood, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Brentwood, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Brentwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.