Mortgage Lenders and Brokers in Bonita, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bonita, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4500 Bonita Rd, Bonita, CA 91902A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA4420 Bonita Rd, Bonita, CA 91902A+5.0 ★Texas Ratio: 4.14%, California Coast Credit UnionCalifornia Coast Credit Union386 E H St Ste 213, Chula Vista, CA 91910 7487A+5.0 ★Texas Ratio: 1.25%, Point Mortgage CorpPoint Mortgage Corp2610 El Camino Real Unit A, Carlsbad, CA 92008 1214A+5.0 ★Texas Ratio: 2.57%, Mission Federal Credit UnionMission Federal Credit Union1301 17th St, Bakersfield, CA 93301A+5.0 ★Texas Ratio: 0.79%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, California Credit UnionCalifornia Credit Union633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973A+5.0 ★Texas Ratio: 2.90%, and San Diego County Credit UnionSan Diego County Credit Union2530 El Camino Real, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 0.52%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bonita, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bonita are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bonita, California
Market share is the lender's share of all home loans closed in Bonita, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bonita 4500 Bonita Rd, Bonita, CA 91902 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
2.9% | 85.7% | $608,333 | View |
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1 office in Bonita 4420 Bonita Rd, Bonita, CA 91902 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 100% | $235,000 | View |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
Conventional, HELOC | 4 +5 HELOCs |
1.9% | 100% | $157,500 | View |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
Conventional, FHA | 4 | 1.9% | 100% | $712,500 | View |
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1301 17th St, Bakersfield, CA 93301 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 3 +11 HELOCs |
1.4% | 100% | $598,333 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1% | 66.7% | $465,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA, VA, Jumbo | 2 | 1% | 100% | $1,165,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1% | 100% | $800,000 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $165,000 | View |
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2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,285,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, VA | 5 | 2.4% | 83.3% | $571,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA, Jumbo | 5 | 2.4% | 83.3% | $741,000 | View |
Kind Lending, LLC
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Conventional, HELOC | 3 +1 HELOCs |
1.4% | 100% | $591,666 | |
loanDepot.com LLC
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Conventional | 3 | 1.4% | 100% | $308,333 | |
Guild Mortgage Company
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Conventional | 3 | 1.4% | 100% | $258,333 | |
AmWest Funding Corp
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Conventional | 3 | 1.4% | 100% | $668,333 | |
Residential Wholesale Mortgage
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Conventional | 2 | 1% | 100% | $190,000 | |
Resicentral LLC
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Conventional, VA | 2 | 1% | 100% | $900,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, Jumbo | 2 | 1% | 66.7% | $765,000 | |
AdvantageFirst Lending Inc
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Conventional, VA | 2 | 1% | 100% | $580,000 | |
American Financial Network, Inc.
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Conventional, VA, Jumbo | 2 | 1% | 66.7% | $1,175,000 | |
New American Funding, LLC.
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Conventional | 2 | 1% | 100% | $690,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 2 | 1% | 100% | $830,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Fundloans Capital
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,405,000 | |
MortgageOne, Inc
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VA | 1 | 0.5% | 100% | $625,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $1,015,000 | |
Googain, Inc.
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,125,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.5% | 100% | $1,005,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.5% | 100% | $385,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $945,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $845,000 | |
Zillow Home Loans, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,325,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 1 | 0.5% | 50% | $1,125,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $1,035,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.5% | 20% | $75,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $925,000 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,085,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 37 +8 HELOCs |
17.6% | 90.7% | $843,378 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 28 | 13.3% | 82.9% | $574,642 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 8 | 3.8% | 80% | $670,000 | |
Spring Eq, LLC
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Conventional, HELOC | 6 +3 HELOCs |
2.9% | 50% | $181,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 6 | 2.9% | 100% | $766,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 6 | 2.9% | 100% | $1,020,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +9 HELOCs |
1.9% | 71.4% | $180,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, Jumbo | 4 | 1.9% | 100% | $1,220,000 | View |
Fairway Independent Mort Corp
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Conventional, VA, Jumbo | 3 | 1.4% | 75% | $788,333 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 1% | 28.6% | $80,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1% | 100% | $500,000 | |
Cardinal Financial Company, Li
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Conventional, VA, Jumbo | 2 | 1% | 100% | $740,000 | |
Planet Home Lending, LLC
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Conventional, VA | 2 | 1% | 100% | $675,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $105,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $795,000 | View |
Originpoint, LLC
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FHA | 1 | 0.5% | 50% | $1,035,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.5% | 100% | $805,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.5% | 100% | $1,035,000 | View |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.5% | 100% | $665,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.5% | 66.7% | $995,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.5% | 100% | $1,035,000 | |
Bay Equity LLC
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Conventional | 1 | 0.5% | 100% | $995,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.5% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA, Jumbo | 1 | 0.5% | 100% | $1,135,000 | View |
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A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 0.5% | 100% | $925,000 | View |
Mortgage Research Center
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VA, Jumbo | 1 | 0.5% | 100% | $1,355,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $215,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 50% | $995,000 | View |
Logan Finance Corporation
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,525,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $955,000 | View |
21St Mortgage
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Conventional | 1 | 0.5% | 100% | $95,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Longbridge Financial, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Bonita Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bonita, California
Looking for mortgage lenders near me or mortgage brokers near me in Bonita? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bonita in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bonita, CA
Use these to narrow the list above. Each category shows how many Bonita, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Bonita, CA
Independent mortgage companies closed 85.2 percent of home loans in Bonita, California in 2025, banks 8.6 percent and credit unions 6.2 percent. Point Mortgage Corp was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and California Coast Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bonita, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Bonita, California with 6 loans, about 2.9 percent of the market. The largest lender headquartered in California was Bank of America NA with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Bonita, California in 2025, led by United Wholesale Mortgage with 3. 19 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 14 credit unions closed home loans in Bonita, California in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bonita, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bonita, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bonita. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
