Mortgage Lenders and Brokers in Bear Valley Springs, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bear Valley Springs, California mortgage lenders include Valley Strong Credit UnionValley Strong Credit Union8200 Stockdale Hwy Ste P, Bakersfield, CA 93311A5.0 ★Texas Ratio: 13.47%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, First City Credit UnionFirst City Credit Union500 W Woodbury Rd, Altadena, CA 91001 5410A+5.0 ★Texas Ratio: 2.03%, Safe 1 Credit UnionSafe 1 Credit Union1400 Mill Rock Way, Bakersfield, CA 93311A+5.0 ★Texas Ratio: 1.69%, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union7900 Downing Ave, Bakersfield, CA 93308A+5.0 ★Texas Ratio: 1.69%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Logix Federal Credit UnionLogix Federal Credit Union100 N First St Ste 100, Burbank, CA 91502 1845A+5.0 ★Texas Ratio: 5.23%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, and City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bear Valley Springs, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bear Valley Springs are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bear Valley Springs, California
Market share is the lender's share of all home loans closed in Bear Valley Springs, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
Conventional, Jumbo, HELOC | 8 +7 HELOCs |
4.2% | 75% | $338,750 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 2 | 1.1% | 50% | $435,000 | View |
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500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 2 | 1.1% | 100% | $75,000 | View |
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1400 Mill Rock Way, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 1.1% | 100% | $130,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 1.1% | 100% | $425,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.1% | 66.7% | $240,000 | View |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $425,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
VA | 1 | 0.5% | 100% | $435,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.5% | 100% | $845,000 | View |
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2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Christian Community Credit Union
255 N Lone Hill Ave, San Dimas, CA 91773 2308 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 7 | 3.7% | 100% | $355,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 4 | 2.1% | 66.7% | $422,500 | |
Golden Empire Mortgage, Inc.
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Conventional, VA | 4 | 2.1% | 100% | $390,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 4 | 2.1% | 57.1% | $317,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 2.1% | 80% | $365,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.1% | 100% | $480,000 | |
American Financial Network, Inc.
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Conventional, VA | 2 | 1.1% | 100% | $400,000 | |
Mission Loans, LLC
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Conventional | 2 | 1.1% | 100% | $165,000 | |
New American Funding, LLC.
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FHA | 2 | 1.1% | 100% | $320,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 2 | 1.1% | 100% | $280,000 | |
Augusta Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $325,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.5% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.76% |
FHA | 1 | 0.5% | 100% | $355,000 | View |
New Wave Lending Group Inc
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Conventional | 1 | 0.5% | 100% | $645,000 | |
Dignified Home Loans LLC
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Conventional | 1 | 0.5% | 100% | $455,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.5% | 100% | $325,000 | |
JSB Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $365,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $365,000 | |
Hometown Equity Mortgage, LLC
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FHA | 1 | 0.5% | 50% | $535,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.5% | 100% | $425,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Popa FCU - Cerritos
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Conventional | 1 | 0.5% | 100% | $45,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $805,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.5% | 66.7% | $35,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 28 +1 HELOCs |
14.7% | 86.1% | $417,142 | |
Rocket Mortgage
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Conventional, VA | 22 | 11.6% | 71% | $256,818 | |
Nations Lending Corporation
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Conventional, FHA, VA | 17 | 8.9% | 94.7% | $386,176 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 4.2% | 100% | $422,500 | |
Mortgage Research Center
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VA | 6 | 3.2% | 100% | $483,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 2.1% | 100% | $320,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
1.6% | 42.9% | $65,000 | |
Nationstar Mortgage
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Conventional | 3 | 1.6% | 100% | $361,666 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $520,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 66.7% | $275,000 | |
Newrez LLC
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VA, Jumbo | 2 | 1.1% | 66.7% | $585,000 | |
Ameritrust Mortgage Corporation
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Conventional, Jumbo | 2 | 1.1% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 2 | 1.1% | 100% | $75,000 | View |
Village Capital & Investment
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VA | 2 | 1.1% | 75% | $430,000 | |
American Financial Resources LLC
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VA | 1 | 0.5% | 100% | $755,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
American Financing Corporation
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Conventional | 1 | 0.5% | 50% | $475,000 | |
First Colony Mortgage Corporat
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USDA | 1 | 0.5% | 100% | $265,000 | |
Delta Community Credit Union
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Conventional | 1 | 0.5% | 100% | $405,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $395,000 | View |
Peoples Mortgage Company
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Conventional | 1 | 0.5% | 100% | $5,000 | |
Castle & Cooke Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.5% | 100% | $535,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $175,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
V.I.P. Mortgage, Inc.
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VA | 1 | 0.5% | 100% | $575,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.5% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 0.5% | 100% | $345,000 | View |
Alliant Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bear Valley Springs Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bear Valley Springs, California
Looking for mortgage lenders near me or mortgage brokers near me in Bear Valley Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bear Valley Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bear Valley Springs, CA
Use these to narrow the list above. Each category shows how many Bear Valley Springs, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Bear Valley Springs, CA
Independent mortgage companies closed 82.6 percent of home loans in Bear Valley Springs, California in 2025, banks 6.8 percent and credit unions 10.5 percent. American Pacific Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Valley Strong Credit Union the largest credit union. Among lenders headquartered in California, Valley Strong Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bear Valley Springs, CA
By home loans closed in 2025, Valley Strong Credit Union was the largest mortgage lender in Bear Valley Springs, California with 8 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Bear Valley Springs, California in 2025, led by Nations Lending Corporation with 3. 19 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 19 credit unions closed home loans in Bear Valley Springs, California in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bear Valley Springs, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bear Valley Springs, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bear Valley Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
