Mortgage Lenders and Brokers in Auburn, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Auburn, California mortgage lenders include US Bank, N.A.US Bank, N.A.2360 Grass Valley Hwy, Auburn, CA 95603A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA2995 Grass Valley Hwy, Auburn, CA 95603A+5.0 ★Texas Ratio: 5.36%, Sunflower Bank, N.A.Sunflower Bank, N.A.1888 Century Park E, Los Angeles, CA 90067A5.0 ★Texas Ratio: 10.77%, BMO Harris Bank NABMO Harris Bank NA13422 Lincoln Way, Auburn, CA 95603A+5.0 ★Texas Ratio: 3.54%, Columbia BankColumbia Bank500 Auburn Folsom Rd, Auburn, CA 95603A+5.0 ★Texas Ratio: 2.28%, Bank of America NABank of America NA2885 Bell Rd, Auburn, CA 95603A+5.0 ★Texas Ratio: 4.14%, Tri Counties BankTri Counties Bank789 High St, Auburn, CA 95603A+5.0 ★Texas Ratio: 5.34%, The Golden 1 Credit UnionThe Golden 1 Credit Union2248 Grass Valley Hwy, Auburn, CA 95603A+5.0 ★Texas Ratio: 5.50%, SAFE Credit UnionSAFE Credit Union7887 Walerga Rd, Antelope, CA 95843A+5.0 ★Texas Ratio: 3.24%, and Banner BankBanner Bank5901 Priestly Dr, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 2.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Auburn, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Auburn are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Auburn, California
Market share is the lender's share of all home loans closed in Auburn, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Auburn 2360 Grass Valley Hwy, Auburn, CA 95603 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +3 HELOCs |
2.3% | 83.3% | $285,000 | View |
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2 offices in Auburn 2995 Grass Valley Hwy, Auburn, CA 95603 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $185,000 | View |
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1 office in Auburn 1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.5% | 100% | $795,000 | View |
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1 office in Auburn 13422 Lincoln Way, Auburn, CA 95603 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.5% | 100% | $445,000 | View |
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1 office in Auburn 500 Auburn Folsom Rd, Auburn, CA 95603 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1 office in Auburn 2885 Bell Rd, Auburn, CA 95603 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1 office in Auburn 789 High St, Auburn, CA 95603 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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2248 Grass Valley Hwy, Auburn, CA 95603 A+5.0 ★Texas Ratio: 5.50% |
Conventional, FHA, HELOC | 7 +11 HELOCs |
3.2% | 100% | $295,000 | View |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional, HELOC | 5 +3 HELOCs |
2.3% | 100% | $339,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo | 2 | 0.9% | 66.7% | $1,145,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 2 | 0.9% | 100% | $40,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $165,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo | 1 | 0.5% | 100% | $2,475,000 | View |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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2558A Bell Rd, Auburn, CA 95603 2502 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
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560 1st St Ste B106, Benicia, CA 94510 3579 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
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415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93% |
Conventional, Jumbo | 1 | 0.5% | 50% | $1,025,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, FHA, Jumbo | 9 | 4.1% | 100% | $408,333 | |
Provident Funding Associates
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Conventional | 8 | 3.6% | 100% | $543,750 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 6 | 2.7% | 85.7% | $631,666 | |
American Pacific Mortgage Corporation
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Conventional, Jumbo | 5 | 2.3% | 100% | $559,000 | |
loanDepot.com LLC
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Conventional, VA | 4 | 1.8% | 100% | $257,500 | |
Kind Lending, LLC
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Conventional, Jumbo | 3 | 1.4% | 75% | $631,666 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.9% | 100% | $425,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.9% | 100% | $420,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.9% | 100% | $470,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.9% | 100% | $585,000 | |
Residential Wholesale Mortgage
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VA | 1 | 0.5% | 100% | $545,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.5% | 100% | $715,000 | |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Linked Home Loans, LLC dba Home Guide Mortgage
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Conventional | 1 | 0.5% | 100% | $195,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $495,000 | |
Generations Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $475,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $315,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 42 +2 HELOCs |
19.1% | 91.7% | $570,238 | |
Rocket Mortgage
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Conventional, Jumbo | 21 | 9.5% | 87.5% | $348,809 | |
The Loan Store, Inc
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Conventional, VA, HELOC | 19 +2 HELOCs |
8.6% | 95% | $536,052 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 6 | 2.7% | 100% | $923,333 | |
Guaranteed Rate, Inc.
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Conventional, VA | 5 | 2.3% | 100% | $323,000 | |
Newrez LLC
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Conventional, Jumbo | 5 | 2.3% | 100% | $583,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 5 | 2.3% | 100% | $581,000 | |
Mortgage Research Center
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VA, Jumbo | 4 | 1.8% | 100% | $745,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
1.4% | 75% | $145,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 3 | 1.4% | 100% | $321,666 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 0.9% | 100% | $505,000 | |
First Colony Mortgage Corporat
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FHA | 2 | 0.9% | 100% | $680,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.9% | 100% | $725,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.9% | 100% | $990,000 | View |
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A+5.0 ★Texas Ratio: 4.67% |
Conventional | 2 | 0.9% | 100% | $175,000 | View |
First Technology Federal Credit Union
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Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $305,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +2 HELOCs |
0.5% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $565,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $545,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $455,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.5% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.5% | 100% | $525,000 | View |
Discover Bank
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Conventional | 1 | 0.5% | 50% | $75,000 | |
Peak Residential Lending Inc
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Conventional | 1 | 0.5% | 100% | $795,000 | |
American Financing Corporation
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Conventional | 1 | 0.5% | 50% | $115,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.5% | 100% | $805,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $405,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.5% | 100% | $455,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.5% | 100% | $545,000 | |
21St Mortgage
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Conventional | 1 | 0.5% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 10.53% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Auburn Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Auburn, California
Looking for mortgage lenders near me or mortgage brokers near me in Auburn? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Auburn in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Auburn, CA
Use these to narrow the list above. Each category shows how many Auburn, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Auburn, CA
Independent mortgage companies closed 82.7 percent of home loans in Auburn, California in 2025, banks 6.8 percent and credit unions 10.5 percent. Guild Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Auburn, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Auburn, California with 5 loans, about 2.3 percent of the market. The largest lender headquartered in California was Bank of America NA with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Auburn, California in 2025, led by United Wholesale Mortgage with 4. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 19 credit unions closed home loans in Auburn, California in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Auburn, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Auburn, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Auburn. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
