Mortgage Lenders and Brokers in Auberry, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Auberry, California mortgage lenders include Educational Employees Credit UnionEducational Employees Credit Union1660 Herndon Ave Ste 101, Clovis, CA 93611A+5.0 ★Texas Ratio: 0.58%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Noble Federal Credit UnionNoble Federal Credit Union175 N Clovis Ave, Clovis, CA 93612 0304A+5.0 ★Texas Ratio: 4.29%, United Local Credit UnionUnited Local Credit Union3650 E Ashlan Ave, Fresno, CA 93726A+5.0 ★Texas Ratio: 0.63%, First California Federal Credit UnionFirst California Federal Credit Union2525 E Shields Ave, Fresno, CA 93726A+5.0 ★Texas Ratio: 4.38%, ClearPath LendingClearPath Lending300 E Magnolia Blvd, Burbank, CA 91502A+5.0 ★Texas Ratio: 2.77%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, and The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Auberry, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Auberry are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Auberry, California
Market share is the lender's share of all home loans closed in Auberry, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
Conventional, HELOC | 3 +4 HELOCs |
2.3% | 75% | $228,333 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +2 HELOCs |
2.3% | 100% | $415,000 | View |
|
175 N Clovis Ave, Clovis, CA 93612 0304 A+5.0 ★Texas Ratio: 4.29% |
Conventional, HELOC | 2 +2 HELOCs |
1.6% | 100% | $70,000 | View |
|
3650 E Ashlan Ave, Fresno, CA 93726 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 2 | 1.6% | 100% | $195,000 | View |
|
2525 E Shields Ave, Fresno, CA 93726 A+5.0 ★Texas Ratio: 4.38% |
Conventional | 2 | 1.6% | 100% | $245,000 | View |
|
300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 1 | 0.8% | 50% | $565,000 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 50% | $155,000 | View |
|
5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.8% | 100% | $505,000 | View |
|
840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.8% | 100% | $355,000 | View |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 12 +1 HELOCs |
9.3% | 92.3% | $284,166 | |
Kind Lending, LLC
|
Conventional, FHA, Jumbo | 8 | 6.2% | 88.9% | $405,000 | |
Alameda Mortgage Corporation
|
Conventional | 5 | 3.9% | 100% | $445,000 | |
Pennymac Loan Services LLC
|
Conventional, VA | 5 | 3.9% | 100% | $511,000 | |
American Pacific Mortgage Corporation
|
Conventional, VA, Jumbo | 5 | 3.9% | 100% | $489,000 | |
loanDepot.com LLC
|
Conventional, FHA | 4 | 3.1% | 80% | $547,500 | |
Golden Empire Mortgage, Inc.
|
Conventional, FHA | 3 | 2.3% | 75% | $491,666 | |
Paramount Residential Mortgage
|
Conventional | 2 | 1.6% | 100% | $375,000 | |
JMAC Lending, Inc.
|
Conventional | 2 | 1.6% | 100% | $585,000 | |
5Th Sreet Capital Inc.
|
Conventional | 1 | 0.8% | 100% | $585,000 | |
Resicentral LLC
|
Conventional | 1 | 0.8% | 100% | $595,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.8% | 100% | $305,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.8% | 100% | $525,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.8% | 100% | $415,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
FHA | 1 | 0.8% | 100% | $515,000 | View |
Land Home Financial Services,
|
Conventional | 1 | 0.8% | 100% | $235,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.8% | 100% | $325,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.8% | 100% | $545,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.8% | 100% | $505,000 | |
Coastal Funding SLC, Inc.
|
Conventional | 1 | 0.8% | 100% | $375,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.8% | 50% | $35,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 1 | 0.8% | 100% | $255,000 | |
Operating Engineers Federal Credit Union
|
Conventional | 1 | 0.8% | 100% | $155,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.8% | 50% | $625,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, VA | 18 | 14% | 70.4% | $299,444 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 11 +4 HELOCs |
8.5% | 80% | $504,090 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, HELOC | 2 +1 HELOCs |
1.6% | 100% | $525,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +1 HELOCs |
1.6% | 100% | $125,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 2 | 1.6% | 50% | $255,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 1.6% | 100% | $450,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 1.6% | 100% | $555,000 | |
Mortgage Research Center
|
VA | 2 | 1.6% | 33.3% | $315,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 50% | $105,000 | |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0.8% | 100% | $265,000 | |
Newrez LLC
|
Conventional | 1 | 0.8% | 20% | $55,000 | |
Nbkc Bank
|
Conventional | 1 | 0.8% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.8% | 100% | $525,000 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.8% | 50% | $695,000 | View |
Evergreen Moneysource Mortgage Company
|
Conventional | 1 | 0.8% | 100% | $335,000 | |
Starboard Financial Management, LLC
|
Conventional | 1 | 0.8% | 100% | $575,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.8% | 100% | $385,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.8% | 100% | $475,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.8% | 100% | $525,000 | View |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Auberry Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Auberry, California
Looking for mortgage lenders near me or mortgage brokers near me in Auberry? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Auberry in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Auberry, CA
Use these to narrow the list above. Each category shows how many Auberry, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Auberry, CA
Independent mortgage companies closed 82.9 percent of home loans in Auberry, California in 2025, banks 8.5 percent and credit unions 8.5 percent. ClearPath Lending was the largest mortgage company, US Bank, N.A. the largest bank and Educational Employees Credit Union the largest credit union. Among lenders headquartered in California, Educational Employees Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Auberry, CA
By home loans closed in 2025, Educational Employees Credit Union was the largest mortgage lender in Auberry, California with 3 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Auberry, California in 2025, led by New American Funding, LLC. with 2. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 8 credit unions closed home loans in Auberry, California in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Auberry, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Auberry, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Auberry. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
