Mortgage Lenders and Brokers in Arnold, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Arnold, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, El Dorado Savings BankEl Dorado Savings Bank1227 Oak Ct, Arnold, CA 95223A+5.0 ★Texas Ratio: 0.41%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%, Valley Strong Credit UnionValley Strong Credit Union8200 Stockdale Hwy Ste P, Bakersfield, CA 93311A5.0 ★Texas Ratio: 13.47%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, Travis Credit UnionTravis Credit Union5819 Lone Tree Way, Antioch, CA 94531A+5.0 ★Texas Ratio: 4.51%, and Provident Credit UnionProvident Credit Union2250 S Shore Ctr Ste C, Alameda, CA 94501A+5.0 ★Texas Ratio: 0.49%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Arnold, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Arnold are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Arnold, California
Market share is the lender's share of all home loans closed in Arnold, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 3.4% | 100% | $420,714 | View |
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1227 Oak Ct, Arnold, CA 95223 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 7 | 3.4% | 100% | $129,285 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +2 HELOCs |
2.9% | 66.7% | $436,666 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
1.5% | 100% | $361,666 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.5% | 75% | $441,666 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $285,000 | View |
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8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.5% | 100% | $375,000 | |
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5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.5% | 100% | $475,000 | View |
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2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
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229 S Main St, Angels Camp, CA 95222 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Pacific Mortgage Corporation
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Conventional, FHA | 11 | 5.4% | 100% | $294,090 | |
New American Funding, LLC.
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Conventional, FHA | 11 | 5.4% | 100% | $331,363 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 2.5% | 100% | $331,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 5 | 2.5% | 100% | $293,000 | |
loanDepot.com LLC
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Conventional | 4 | 2% | 100% | $302,500 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 4 | 2% | 100% | $267,500 | |
Alameda Mortgage Corporation
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Conventional | 3 | 1.5% | 100% | $311,666 | |
Provident Funding Associates
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Conventional | 3 | 1.5% | 100% | $341,666 | |
Kind Lending, LLC
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Conventional | 2 | 1% | 100% | $535,000 | |
Mission Loans, LLC
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Conventional | 2 | 1% | 100% | $525,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 1% | 100% | $285,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $465,000 | |
Catalyst Mortgage
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.5% | 100% | $315,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Griffin Funding Inc.
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
8.8% | 90.5% | $416,111 | |
Rocket Mortgage
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Conventional | 12 | 5.9% | 100% | $240,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 12 | 5.9% | 100% | $300,833 | View |
CrossCountry Mortgage, LLC
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Conventional, VA | 9 | 4.4% | 100% | $410,555 | |
The Loan Store, Inc
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Conventional, HELOC | 7 +1 HELOCs |
3.4% | 100% | $352,142 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 5 | 2.5% | 100% | $137,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 2% | 100% | $520,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
1.5% | 37.5% | $85,000 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 1.5% | 75% | $411,666 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 3 | 1.5% | 100% | $331,666 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $245,000 | View |
Nationstar Mortgage
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Conventional | 2 | 1% | 100% | $60,000 | |
Better Mortgage Corporation
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Conventional | 2 | 1% | 100% | $275,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 1% | 100% | $485,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 1% | 100% | $440,000 | |
Champions Funding, LLC
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Conventional | 2 | 1% | 100% | $405,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $495,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Newrez LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 50% | $75,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.5% | 100% | $435,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.5% | 100% | $275,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Boeing Employees' Credit Union
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Conventional | 1 | 0.5% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 2.48% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.5% | 100% | $595,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $195,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.5% | 100% | $345,000 | View |
Arnold Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Arnold, California
Looking for mortgage lenders near me or mortgage brokers near me in Arnold? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Arnold in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Arnold, CA
Use these to narrow the list above. Each category shows how many Arnold, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Arnold, CA
Independent mortgage companies closed 70.1 percent of home loans in Arnold, California in 2025, banks 25 percent and credit unions 4.9 percent. Synergy One Lending, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Valley Strong Credit Union the largest credit union. Among lenders headquartered in California, El Dorado Savings Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Arnold, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Arnold, California with 7 loans, about 3.4 percent of the market. The largest lender headquartered in California was El Dorado Savings Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Arnold, California in 2025, led by United Wholesale Mortgage with 3. 3 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 14 credit unions closed home loans in Arnold, California in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Arnold, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Arnold, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Arnold. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
