Mortgage Lenders and Brokers in American Canyon, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
American Canyon, California mortgage lenders include Bank of America NABank of America NA5085 Main St, American Canyon, CA 94503A+5.0 ★Texas Ratio: 4.14%, Redwood Credit UnionRedwood Credit Union406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281A+5.0 ★Texas Ratio: 4.20%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Travis Credit UnionTravis Credit Union5819 Lone Tree Way, Antioch, CA 94531A+5.0 ★Texas Ratio: 4.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, and Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in American Canyon, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in American Canyon are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in American Canyon, California
Market share is the lender's share of all home loans closed in American Canyon, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in American Canyon 5085 Main St, American Canyon, CA 94503 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +13 HELOCs |
0% | n/a | View | |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional, HELOC | 10 +5 HELOCs |
3.7% | 76.9% | $185,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1.9% | 100% | $543,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 4 +1 HELOCs |
1.5% | 100% | $167,500 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, FHA, HELOC | 3 +7 HELOCs |
1.1% | 100% | $281,666 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +2 HELOCs |
1.1% | 100% | $285,000 | View |
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5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $100,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 66.7% | $230,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.7% | 66.7% | $205,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $475,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional, FHA, VA | 35 | 13% | 94.6% | $682,142 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 6 | 2.2% | 100% | $476,666 | |
Pennymac Loan Services LLC
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Conventional | 4 | 1.5% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 4 | 1.5% | 100% | $402,500 | View |
Alameda Mortgage Corporation
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Conventional | 3 | 1.1% | 100% | $438,333 | |
Residential Wholesale Mortgage
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Conventional, FHA | 3 | 1.1% | 100% | $738,333 | |
AmWest Funding Corp
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Conventional | 3 | 1.1% | 100% | $545,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.7% | 100% | $625,000 | |
New American Funding, LLC.
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FHA | 2 | 0.7% | 100% | $655,000 | |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.4% | 100% | $495,000 | |
MortgageOne, Inc
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FHA | 1 | 0.4% | 100% | $635,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 100% | $815,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.4% | 100% | $535,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Winprime Lending
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Conventional | 1 | 0.4% | 100% | $565,000 | |
Linked Home Loans, LLC dba Home Guide Mortgage
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Conventional | 1 | 0.4% | 100% | $765,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $485,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
The Police Credit Union of California
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Mission Loans, LLC
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FHA | 1 | 0.4% | 100% | $485,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $605,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.4% | 25% | $705,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.4% | 50% | $705,000 | |
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 55 | 20.4% | 98.2% | $651,545 | |
Rocket Mortgage
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Conventional, FHA, VA | 24 | 8.9% | 80.6% | $393,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 21 +2 HELOCs |
7.8% | 88% | $516,904 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 6 +1 HELOCs |
2.2% | 100% | $428,333 | |
Nationstar Mortgage
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Conventional | 6 | 2.2% | 75% | $135,000 | |
Triad Financial Services, Inc.
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Conventional | 5 | 1.9% | 52.4% | $163,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 4 +1 HELOCs |
1.5% | 100% | $470,000 | |
Newrez LLC
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Conventional | 4 | 1.5% | 80% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 3 +1 HELOCs |
1.1% | 100% | $505,000 | View |
Everett Financial, Inc.
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Conventional, FHA | 3 | 1.1% | 100% | $608,333 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 3 | 1.1% | 50% | $598,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.7% | 25% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.7% | 100% | $560,000 | View |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.7% | 100% | $315,000 | |
21St Mortgage
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Conventional | 2 | 0.7% | 18.2% | $175,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $155,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.4% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.4% | 100% | $735,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.4% | 33.3% | $635,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.4% | 100% | $655,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $585,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $645,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $625,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 33.3% | $55,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.4% | 75% | $165,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $155,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 50% | $685,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.4% | 100% | $575,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nasa Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
American Canyon Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in American Canyon, California
Looking for mortgage lenders near me or mortgage brokers near me in American Canyon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in American Canyon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in American Canyon, CA
Use these to narrow the list above. Each category shows how many American Canyon, CA lenders fit and what that kind of lender is usually best for.
Who Lends in American Canyon, CA
Independent mortgage companies closed 84.8 percent of home loans in American Canyon, California in 2025, banks 6.7 percent and credit unions 8.6 percent. Change Lending was the largest mortgage company, Bank of America NA the largest bank and Redwood Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in American Canyon, CA
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in American Canyon, California with 0 loans, about 0 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in American Canyon, California, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 98.2 percent, against a 82.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in American Canyon, California in 2025, led by DHI Mortgage Company, LTD. with 21. 10 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 12 credit unions closed home loans in American Canyon, California in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in American Canyon, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in American Canyon, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up American Canyon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
