Mortgage Lenders and Brokers in Albany, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Albany, California mortgage lenders include Citibank, NACitibank, NA1377 Solano Ave, Albany, CA 94706A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA1516 Solano Ave, Albany, CA 94707A+5.0 ★Texas Ratio: 4.14%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.1451 Solano Ave, Albany, CA 94706A+5.0 ★Texas Ratio: 3.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%, Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%, and Chevron Federal Credit UnionChevron Federal Credit Union9525 Camino Media, Bakersfield, CA 93311A+5.0 ★Texas Ratio: 2.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Albany, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Albany are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Albany, California
Market share is the lender's share of all home loans closed in Albany, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Albany 1377 Solano Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 3 | 2.1% | 100% | $985,000 | View |
|
1 office in Albany 1516 Solano Ave, Albany, CA 94707 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +4 HELOCs |
1.4% | 100% | $780,000 | View |
|
1 office in Albany 1451 Solano Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 4.9% | 100% | $682,142 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 7 | 4.9% | 87.5% | $675,000 | View |
|
2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 1 +4 HELOCs |
0.7% | 100% | $245,000 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $715,000 | View |
|
200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $335,000 | View |
|
10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 50% | $605,000 | View |
|
9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.7% | 100% | $1,265,000 | View |
|
3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.7% | 100% | $765,000 | View |
|
901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.7% | 100% | $875,000 | View |
|
415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,645,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,305,000 | View |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.7% | 100% | $1,045,000 | View |
|
2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Pennymac Loan Services LLC
|
Conventional, Jumbo | 5 | 3.5% | 83.3% | $899,000 | |
AmWest Funding Corp
|
Conventional | 3 | 2.1% | 100% | $771,666 | |
American Pacific Mortgage Corporation
|
Conventional, Jumbo | 3 | 2.1% | 100% | $975,000 | |
New American Funding, LLC.
|
Conventional | 3 | 2.1% | 100% | $521,666 | |
General Mortgage Capital Corporation
|
Conventional | 2 | 1.4% | 100% | $820,000 | |
Nmsi, Inc.
|
Conventional | 2 | 1.4% | 100% | $540,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.7% | 100% | $855,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional, Jumbo | 1 | 0.7% | 100% | $755,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.7% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.7% | 100% | $655,000 | View |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
CrossCountry Mortgage, LLC
|
Conventional, VA, Jumbo | 23 | 16.2% | 100% | $781,521 | |
Rocket Mortgage
|
Conventional, VA, Jumbo | 22 | 15.5% | 96% | $596,363 | |
United Wholesale Mortgage
|
Conventional, FHA, HELOC | 10 +1 HELOCs |
7% | 90.9% | $729,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo | 9 | 6.3% | 100% | $871,666 | View |
Vellum Mortgage, Inc.
|
Conventional | 3 | 2.1% | 100% | $738,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 2.1% | 100% | $371,666 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 1.4% | 100% | $720,000 | View |
Summit Mortgage Bankers, Inc.
|
Conventional | 2 | 1.4% | 100% | $485,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.4% | 100% | $330,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 1.4% | 100% | $905,000 | View |
Spring Eq, LLC
|
Conventional | 2 | 1.4% | 50% | $230,000 | |
Kbhs Home Loans, LLC
|
Conventional | 1 | 0.7% | 100% | $725,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.7% | 100% | $405,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.7% | 100% | $75,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.7% | 20% | $935,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.7% | 100% | $815,000 | |
Dart Bank
|
Conventional | 1 | 0.7% | 100% | $465,000 | |
Valon Mortgage
|
Conventional | 1 | 0.7% | 100% | $325,000 | |
Homeowners Financial Group, LLC
|
Conventional | 1 | 0.7% | 100% | $575,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.7% | 100% | $685,000 | |
Village Capital & Investment
|
FHA | 1 | 0.7% | 100% | $305,000 | |
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Albany Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Albany, California
Looking for mortgage lenders near me or mortgage brokers near me in Albany? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Albany in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Albany, CA
Use these to narrow the list above. Each category shows how many Albany, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Albany, CA
Independent mortgage companies closed 73.2 percent of home loans in Albany, California in 2025, banks 21.1 percent and credit unions 5.6 percent. Pennymac Loan Services LLC was the largest mortgage company, Citibank, NA the largest bank and Patelco Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Albany, CA
By home loans closed in 2025, Citibank, NA was the largest mortgage lender in Albany, California with 3 loans, about 2.1 percent of the market. The largest lender headquartered in California was Bank of America NA with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Albany, California in 2025, led by United Wholesale Mortgage with 1. 2 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 13 credit unions closed home loans in Albany, California in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Albany, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Albany, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Albany. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
