Mortgage Lenders and Brokers in Willcox, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Willcox, Arizona mortgage lenders include PNC Bank N.A.PNC Bank N.A.173 S Haskell Ave, Willcox, AZ 85643A+5.0 ★Texas Ratio: 4.24%, Oneaz Credit UnionOneaz Credit Union1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558A+5.0 ★Texas Ratio: 4.17%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, Vantage West Credit UnionVantage West Credit Union2008 E Florence Blvd, Casa Grande, AZ 85122 5402A+5.0 ★Texas Ratio: 5.26%, Wells Fargo Bank NAWells Fargo Bank NA41830 N Gavilan Peak Parway, Anthem, AZ 85086A+5.0 ★Texas Ratio: 5.36%, NOVA Financial & Investment CorporationNOVA Financial & Investment CorporationTucson, AZ, The Loan Store, IncThe Loan Store, IncTucson, AZ, Altitude Financial CorporationAltitude Financial CorporationTucson, AZ, and Starboard Financial Management, LLCStarboard Financial Management, LLCGilbert, AZ. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Willcox, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Willcox are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Willcox, Arizona
Market share is the lender's share of all home loans closed in Willcox, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Willcox 173 S Haskell Ave, Willcox, AZ 85643 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 50% | $45,000 | View |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.1% | 100% | $195,000 | View |
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39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 100% | $335,000 | View |
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2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 1.1% | 100% | $145,000 | View |
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41830 N Gavilan Peak Parway, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $365,000 | View |
NOVA Financial & Investment Corporation
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Conventional, FHA | 7 | 7.8% | 70% | $160,714 | |
The Loan Store, Inc
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Conventional | 3 | 3.3% | 100% | $195,000 | |
Altitude Financial Corporation
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USDA | 1 | 1.1% | 100% | $175,000 | |
Starboard Financial Management, LLC
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FHA | 1 | 1.1% | 100% | $365,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 12.2% | 85.7% | $166,818 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 11 | 12.2% | 100% | $202,272 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 8.9% | 80% | $236,250 | |
Fairway Independent Mort Corp
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Conventional | 4 | 4.4% | 100% | $220,000 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 3 | 3.3% | 100% | $175,000 | |
BoxCar Mortgage, LLC
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Conventional, FHA | 3 | 3.3% | 100% | $198,333 | |
American Pacific Mortgage Corporation
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FHA, USDA | 3 | 3.3% | 75% | $211,666 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 2.2% | 40% | $290,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 2.2% | 66.7% | $215,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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Conventional | 2 | 2.2% | 100% | $120,000 | |
Nations Lending Corporation
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Conventional, VA | 2 | 2.2% | 100% | $145,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 2.2% | 100% | $135,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, USDA | 2 | 2.2% | 100% | $155,000 | |
Newrez LLC
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VA | 1 | 1.1% | 100% | $165,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.1% | 100% | $385,000 | |
Kind Lending, LLC
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FHA | 1 | 1.1% | 100% | $225,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.1% | 100% | $85,000 | |
Loanunited.Com, LLC
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FHA | 1 | 1.1% | 100% | $185,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.1% | 25% | $425,000 | |
Cmg Mortgage Inc
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FHA | 1 | 1.1% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 1.1% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 2.68% |
FHA | 1 | 1.1% | 100% | $125,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 1.1% | 100% | $255,000 | |
New Day Financial, LLC.
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VA | 1 | 1.1% | 100% | $255,000 | |
Planet Home Lending, LLC
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VA | 1 | 1.1% | 100% | $105,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.1% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 3.54% |
VA | 1 | 1.1% | 100% | $425,000 | View |
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A5.0 ★Texas Ratio: 8.33% |
Conventional | 1 | 1.1% | 100% | $145,000 | |
Texana Bank
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VA | 1 | 1.1% | 100% | $275,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 1.1% | 100% | $155,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 1.1% | 100% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nuvision Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Willcox Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Willcox, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Willcox? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Willcox in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Willcox, AZ
Use these to narrow the list above. Each category shows how many Willcox, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Willcox, AZ
Independent mortgage companies closed 90 percent of home loans in Willcox, Arizona in 2025, banks 5.6 percent and credit unions 4.4 percent. NOVA Financial & Investment Corporation was the largest mortgage company, PNC Bank N.A. the largest bank and Oneaz Credit Union the largest credit union. Among lenders headquartered in Arizona, Oneaz Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Willcox, AZ
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Willcox, Arizona with 0 loans, about 0 percent of the market. The largest lender headquartered in Arizona was Oneaz Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Willcox, Arizona in 2025, led by CrossCountry Mortgage, LLC with 6. 14 lenders closed VA loans, led by CrossCountry Mortgage, LLC, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 5 credit unions closed home loans in Willcox, Arizona in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Willcox, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Willcox, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Willcox. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
