Mortgage Lenders and Brokers in Valle, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Valle, Arizona mortgage lenders include Oneaz Credit UnionOneaz Credit Union1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558A+5.0 ★Texas Ratio: 4.17%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA39518 N Gavilan Peak Pkwy, Anthem, AZ 85086A+5.0 ★Texas Ratio: 4.14%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, MidFirst BankMidFirst Bank3611 W Anthem Way, Anthem, AZ 85086A+5.0 ★Texas Ratio: 4.93%, Goldwater Bank, N.A.Goldwater Bank, N.A.10 Acoma Blvd S, Lake Havasu City, AZ 86403C+4.1 ★Texas Ratio: 26.20%, Arizona Central Credit UnionArizona Central Credit Union1805 W Chandler Blvd, CHANDLER, AZ 85224A5.0 ★Texas Ratio: 8.52%, and Sunflower Bank, N.A.Sunflower Bank, N.A.355 E Germann Rd, Gilbert, AZ 85297A5.0 ★Texas Ratio: 10.77%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Valle, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Valle are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Valle, Arizona
Market share is the lender's share of all home loans closed in Valle, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 2 +12 HELOCs |
1.5% | 66.7% | $320,000 | View |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
1.5% | 66.7% | $360,000 | View |
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39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 1.5% | 100% | $915,000 | View |
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39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.7% | 100% | $1,245,000 | View |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 33.3% | $145,000 | View |
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13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.7% | 100% | $1,065,000 | View |
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3611 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,005,000 | View |
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10 Acoma Blvd S, Lake Havasu City, AZ 86403 C+4.1 ★Texas Ratio: 26.20% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52% |
Conventional | 1 | 0.7% | 100% | $25,000 | View |
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355 E Germann Rd, Gilbert, AZ 85297 A5.0 ★Texas Ratio: 10.77% |
VA | 1 | 0.7% | 100% | $805,000 | View |
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1160 S Watson Rd, Buckeye, AZ 85326 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,685,000 | View |
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3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.7% | 50% | $745,000 | View |
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101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +4 HELOCs |
0% | 50% | View | |
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4555 E Mayo Blvd, Phoenix, AZ 85050 A+5.0 ★Texas Ratio: 2.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $305,000 | |
Sun American Mortgage Company
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FHA | 1 | 0.7% | 100% | $435,000 | |
Oaktree Funding Corp
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Conventional, Jumbo | 1 | 0.7% | 100% | $2,285,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.7% | 100% | $595,000 | |
Starboard Financial Management, LLC
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Peoples Mortgage Company
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FHA | 1 | 0.7% | 100% | $525,000 | |
V.I.P. Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,035,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 30 +1 HELOCs |
22.2% | 94.1% | $538,333 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 14 | 10.4% | 82.4% | $412,857 | |
Guild Mortgage Company
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Conventional, FHA, VA, Jumbo | 11 | 8.1% | 100% | $472,272 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 6 | 4.4% | 100% | $500,000 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 4 | 3% | 100% | $615,000 | |
Newrez LLC
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Conventional, VA | 3 | 2.2% | 50% | $365,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 3 | 2.2% | 100% | $1,338,333 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 3 | 2.2% | 100% | $658,333 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 2.2% | 100% | $441,666 | |
Synergy One Lending, Inc.
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Conventional | 2 | 1.5% | 100% | $470,000 | |
Mortgage Research Center
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VA | 2 | 1.5% | 66.7% | $500,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 1.5% | 100% | $1,455,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.5% | 66.7% | $335,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $25,000 | |
American Airlines Federal Cred
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Conventional, Jumbo | 1 | 0.7% | 100% | $965,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,585,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Primelending
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Conventional | 1 | 0.7% | 100% | $375,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.7% | 50% | $365,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 100% | $565,000 | |
Loansteady LLC
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Conventional, Jumbo | 1 | 0.7% | 50% | $1,505,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $465,000 | |
Advancial Federal Credit Union
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,345,000 | |
Resicentral LLC
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Conventional | 1 | 0.7% | 100% | $665,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 50% | $55,000 | |
American Liberty Mortgage Inco
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VA | 1 | 0.7% | 100% | $575,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.7% | 100% | $545,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.7% | 100% | $565,000 | |
Click n' Close, Inc.
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VA | 1 | 0.7% | 100% | $705,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $485,000 | |
Bank of Colorado
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Conventional | 1 | 0.7% | 100% | $375,000 | |
Nfm, Inc
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,315,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.7% | 100% | $745,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.7% | 100% | $435,000 | |
Provident Funding Associates
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Conventional | 1 | 0.7% | 100% | $555,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $515,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.7% | 100% | $285,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.7% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.7% | 100% | $435,000 | View |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Valle Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Valle, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Valle? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Valle in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Valle, AZ
Use these to narrow the list above. Each category shows how many Valle, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Valle, AZ
Independent mortgage companies closed 80 percent of home loans in Valle, Arizona in 2025, banks 13.3 percent and credit unions 6.7 percent. Valon Mortgage was the largest mortgage company, US Bank, N.A. the largest bank and Oneaz Credit Union the largest credit union. Among lenders headquartered in Arizona, Oneaz Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Valle, AZ
By home loans closed in 2025, Oneaz Credit Union was the largest mortgage lender in Valle, Arizona with 2 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Valle, Arizona in 2025, led by United Wholesale Mortgage with 3. 14 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 10 credit unions closed home loans in Valle, Arizona in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Valle, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Valle, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Valle. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
