Mortgage Lenders and Brokers in Tonopah, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Tonopah, Arizona mortgage lenders include Bell BankBell Bank1850 E Northrop Blvd, Chandler, AZ 85286A+5.0 ★Texas Ratio: 3.66%, Bank of America NABank of America NA39518 N Gavilan Peak Pkwy, Anthem, AZ 85086A+5.0 ★Texas Ratio: 4.14%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, SunWest Federal Credit UnionSunWest Federal Credit Union121 E Birch Ave, Flagstaff, AZ 86001A+5.0 ★Texas Ratio: 2.68%, Copper State Credit UnionCopper State Credit Union3428 W Anthem Way, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.49%, PNC Bank N.A.PNC Bank N.A.2840 Highway 95, Bullhead City, AZ 86442A+5.0 ★Texas Ratio: 4.24%, Oneaz Credit UnionOneaz Credit Union1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558A+5.0 ★Texas Ratio: 4.17%, and NOVA Financial & Investment CorporationNOVA Financial & Investment CorporationTucson, AZ. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tonopah, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tonopah are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Tonopah, Arizona
Market share is the lender's share of all home loans closed in Tonopah, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA | 4 | 1.5% | 80% | $382,500 | View |
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39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.8% | 100% | $325,000 | View |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
Conventional, HELOC | 1 +13 HELOCs |
0.4% | 33.3% | $265,000 | View |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 50% | $105,000 | View |
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39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 50% | $325,000 | View |
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121 E Birch Ave, Flagstaff, AZ 86001 A+5.0 ★Texas Ratio: 2.68% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NOVA Financial & Investment Corporation
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Conventional, FHA, VA | 9 | 3.4% | 90% | $332,777 | |
Homeowners Financial Group, LLC
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Conventional, FHA, VA | 6 | 2.3% | 100% | $331,666 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA, VA | 6 | 2.3% | 100% | $373,333 | |
Peak Residential Lending Inc
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Conventional, FHA | 3 | 1.1% | 75% | $311,666 | |
New West Lending, Inc.
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Conventional, FHA | 3 | 1.1% | 100% | $448,333 | |
Starboard Financial Management, LLC
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Conventional, FHA, VA | 3 | 1.1% | 100% | $298,333 | |
The Loan Store, Inc
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Conventional, FHA | 2 | 0.8% | 50% | $350,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 53 | 20.3% | 77.9% | $353,867 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 23 | 8.8% | 92% | $398,478 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 15 | 5.7% | 93.8% | $305,000 | |
Rocket Mortgage
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Conventional, VA | 11 | 4.2% | 66.7% | $298,636 | |
Click n' Close, Inc.
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Conventional, FHA | 9 | 3.4% | 90% | $223,888 | |
Securitynational Mortgage Company
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Conventional, FHA | 8 | 3.1% | 88.9% | $375,000 | |
Efinity Financial LLC
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Conventional, FHA, USDA | 8 | 3.1% | 100% | $411,250 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 7 | 2.7% | 87.5% | $309,285 | View |
New American Funding, LLC.
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Conventional, FHA | 6 | 2.3% | 100% | $313,333 | |
American Financial Resources LLC
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Conventional, FHA, VA | 5 | 1.9% | 83.3% | $305,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.5% | 80% | $220,000 | |
American Financial Network, Inc.
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Conventional, FHA | 4 | 1.5% | 80% | $267,500 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 3 | 1.1% | 100% | $195,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 3 | 1.1% | 100% | $185,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.1% | 100% | $425,000 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 1.1% | 75% | $458,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 1.1% | 50% | $321,666 | |
Mortgage Research Center
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VA | 3 | 1.1% | 75% | $461,666 | |
Newrez LLC
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FHA, USDA | 2 | 0.8% | 66.7% | $345,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.8% | 50% | $395,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 0.8% | 66.7% | $405,000 | |
AdvantageFirst Lending Inc
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Conventional, FHA | 2 | 0.8% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.68% |
Conventional, FHA | 2 | 0.8% | 50% | $135,000 | View |
Mutual of Omaha Mortgage
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FHA, VA | 2 | 0.8% | 100% | $230,000 | |
21St Mortgage
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Conventional | 2 | 0.8% | 100% | $305,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.8% | 100% | $220,000 | |
Village Capital & Investment
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FHA | 2 | 0.8% | 100% | $280,000 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 33.3% | $375,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 33.3% | $235,000 | |
Primelending
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FHA | 1 | 0.4% | 100% | $315,000 | |
Goodleap, LLC
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VA | 1 | 0.4% | 100% | $285,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.4% | 100% | $375,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $305,000 | |
MortgageOne, Inc
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FHA | 1 | 0.4% | 100% | $255,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.4% | 50% | $295,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.4% | 100% | $245,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.4% | 100% | $485,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 50% | $75,000 | |
Synergy One Lending, Inc.
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VA | 1 | 0.4% | 100% | $435,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.4% | 100% | $365,000 | |
ClearPath Lending
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Conventional | 1 | 0.4% | 100% | $365,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.4% | 100% | $345,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 100% | $355,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.33% |
Conventional | 1 | 0.4% | 50% | $115,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
Geo-Corp, Inc.
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FHA | 1 | 0.4% | 100% | $345,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $405,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.4% | 100% | $485,000 | |
Texana Bank
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Conventional | 1 | 0.4% | 100% | $325,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Tonopah Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Tonopah, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Tonopah? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tonopah in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Tonopah, AZ
Use these to narrow the list above. Each category shows how many Tonopah, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Tonopah, AZ
Independent mortgage companies closed 90.4 percent of home loans in Tonopah, Arizona in 2025, banks 7.3 percent and credit unions 2.3 percent. NOVA Financial & Investment Corporation was the largest mortgage company, Bell Bank the largest bank and Desert Financial Credit Union the largest credit union. Among lenders headquartered in Arizona, Desert Financial Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Tonopah, AZ
By home loans closed in 2025, Bell Bank was the largest mortgage lender in Tonopah, Arizona with 4 loans, about 1.5 percent of the market. The largest lender headquartered in Arizona was Desert Financial Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Tonopah, Arizona, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 77.9 percent, against a 82.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Tonopah, Arizona in 2025, led by United Wholesale Mortgage with 26. 21 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 9 credit unions closed home loans in Tonopah, Arizona in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tonopah, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tonopah, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tonopah. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
