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Mortgage Lenders and Brokers in Tempe, Arizona

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Tempe, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 W Elliot Rd, Tempe, AZ 85284A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1820 E Warner Rd, Tempe, AZ 85284A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.9900 S Rural Rd, Tempe, AZ 85284A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA5120 S Lakeshore Dr, Tempe, AZ 85282A+5.0 ★Texas Ratio: 5.36%, Landings Credit UnionLandings Credit Union2800 S Mill Ave, Tempe, AZ 85282A+5.0 ★Texas Ratio: 3.83%, Truwest Credit UnionTruwest Credit Union1345 W Warner Rd, Tempe, AZ 85284 2823A+5.0 ★Texas Ratio: 4.57%, PNC Bank N.A.PNC Bank N.A.725 S Rural Rd Ste 105, Tempe, AZ 85288A+5.0 ★Texas Ratio: 4.24%, BMO Harris Bank NABMO Harris Bank NA2077 S Priest Dr, Tempe, AZ 85282A+5.0 ★Texas Ratio: 3.54%, MidFirst BankMidFirst Bank787 E Elliot Rd, Tempe, AZ 85284A+5.0 ★Texas Ratio: 4.93%, and Zions Bancorporation, N.A.Zions Bancorporation, N.A.1400 E Southern Ave, Tempe, AZ 85282A+5.0 ★Texas Ratio: 3.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Tempe, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tempe are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Tempe, Arizona

Market share is the lender's share of all home loans closed in Tempe, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 7 offices in Tempe 315 W Elliot Rd, Tempe, AZ 85284 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	39 +3 HELOCs	2.6%	97.5%	$445,512	View
Bank of America NA 3 offices in Tempe 1820 E Warner Rd, Tempe, AZ 85284 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	14 +22 HELOCs	0.9%	87.5%	$695,714	View
US Bank, N.A. 2 offices in Tempe 9900 S Rural Rd, Tempe, AZ 85284 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	10 +9 HELOCs	0.7%	76.9%	$281,000	View
Wells Fargo Bank NA 3 offices in Tempe 5120 S Lakeshore Dr, Tempe, AZ 85282 A+5.0 ★Texas Ratio: 5.36%	Conventional	9	0.6%	69.2%	$357,222	View
Landings Credit Union 2800 S Mill Ave, Tempe, AZ 85282 A+5.0 ★Texas Ratio: 3.83%	Conventional, HELOC	8 +3 HELOCs	0.5%	62.5%	$250,000	View
Truwest Credit Union 1345 W Warner Rd, Tempe, AZ 85284 2823 A+5.0 ★Texas Ratio: 4.57%	Conventional, HELOC	6 +15 HELOCs	0.4%	87.5%	$428,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Tempe 725 S Rural Rd Ste 105, Tempe, AZ 85288 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, HELOC	5 +8 HELOCs	0.3%	83.3%	$393,000	View
BMO Harris Bank NA 1 office in Tempe 2077 S Priest Dr, Tempe, AZ 85282 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	3 +5 HELOCs	0.2%	75%	$365,000	View
MidFirst Bank 2 offices in Tempe 787 E Elliot Rd, Tempe, AZ 85284 A+5.0 ★Texas Ratio: 4.93%	Conventional	3	0.2%	100%	$251,666	View
Zions Bancorporation, N.A. 1 office in Tempe 1400 E Southern Ave, Tempe, AZ 85282 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +12 HELOCs	0%	0%		View
Umb Bank NA 1 office in Tempe 980 E Baseline Rd, Tempe, AZ 85283 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +7 HELOCs	0%	0%		View
Alerus Financial NA 1 office in Tempe 1640 S Stapley Dr Ste 105, Mesa, AZ 85204 A+5.0 ★Texas Ratio: 3.32%	HELOC	0 +1 HELOCs	0%	n/a		View
Peoples Mortgage Company	Conventional, FHA, VA	13	0.9%	92.9%	$361,153
Arizona Financial Credit Union 13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69%	Conventional, FHA, HELOC	24 +25 HELOCs	1.6%	82.9%	$125,000	View
Oneaz Credit Union 840 E Southern Ave, Tempe, AZ 85282 A+5.0 ★Texas Ratio: 4.17%	Conventional, HELOC	15 +15 HELOCs	1%	76.2%	$335,000	View
Bell Bank 1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, Jumbo, HELOC	15 +4 HELOCs	1%	88.2%	$444,333	View
Desert Financial Credit Union 1245 E Broadway Rd, Tempe, AZ 85282 A+5.0 ★Texas Ratio: 2.04%	Conventional, HELOC	13 +221 HELOCs	0.9%	68.4%	$288,846	View
Arizona Central Credit Union 4455 S Rural Rd, Tempe, AZ 85282 A5.0 ★Texas Ratio: 8.52%	Conventional, HELOC	5 +5 HELOCs	0.3%	55.6%	$279,000	View
AERO Federal Credit Union 9845 S Priest Dr, Tempe, AZ 85284 3606 A+5.0 ★Texas Ratio: 0.72%	Conventional	5	0.3%	100%	$59,000	View
Armed Forces Bank, N.A. 52035 Arizona Street, Fort Huachuca, AZ 85670 A+5.0 ★Texas Ratio: 4.81%	Conventional	3	0.2%	100%	$551,666	View
Copper State Credit Union 3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49%	Conventional	3	0.2%	80%	$51,666	View
Sunflower Bank, N.A. 355 E Germann Rd, Gilbert, AZ 85297 A5.0 ★Texas Ratio: 10.77%	Conventional	3	0.2%	100%	$528,333	View
Bokf NA 901 Dobson, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, Jumbo, HELOC	2 +4 HELOCs	0.1%	100%	$705,000	View
Credit Union West 503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78%	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$160,000	View
Bankers Trust Company 4555 E Mayo Blvd, Phoenix, AZ 85050 A+5.0 ★Texas Ratio: 2.48%	Conventional	2	0.1%	100%	$585,000	View
Flagstar Bank NA 4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11%	Conventional	2	0.1%	66.7%	$180,000	View
KS StateBank 5110 N Central Ave, Phoenix, AZ 85012 B+4.8 ★Texas Ratio: 16.89%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$125,000	View
TrustBank 4903 S Alma School Rd, Chandler, AZ 85248 A5.0 ★Texas Ratio: 13.67%	Conventional	1	0.1%	100%	$335,000	View
Vantage West Credit Union 2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0.1%	100%	$285,000	View
First Credit Union 1232 E Baseline Rd, Tempe, AZ 85283 A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0.1%	66.7%	$295,000	View
Unison Bank 1835 E Pecos Rd, Gilbert, AZ 85295 A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0.1%	40%	$95,000	View
Academy Bank, N.A. 12900 W Thunderbird Rd, El Mirage, AZ 85335 A+5.0 ★Texas Ratio: 5.08%	Conventional, Jumbo	1	0.1%	100%	$845,000	View
First Ciitizens Bank and Trust 2480 S Gilbert Rd, Chandler, AZ 85286 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$465,000	View
SunWest Federal Credit Union 121 E Birch Ave, Flagstaff, AZ 86001 A+5.0 ★Texas Ratio: 2.68%	Conventional	1	0.1%	50%	$25,000	View
The Loan Store, Inc	Conventional, HELOC	55 +9 HELOCs	3.6%	92.3%	$374,454
V.I.P. Mortgage, Inc.	Conventional, FHA, VA, Jumbo	22	1.4%	100%	$438,636
NOVA Financial & Investment Corporation	Conventional, FHA	15	1%	93.8%	$390,333
Homeowners Financial Group, LLC	Conventional	6	0.4%	100%	$508,333
Altitude Financial Corporation	Conventional, Jumbo	3	0.2%	100%	$875,000
Geneva Financial LLC	Conventional, FHA	3	0.2%	100%	$315,000
Saygo Home Loans, LLC	Conventional, FHA	3	0.2%	100%	$341,666
Champions Funding, LLC	Conventional, Jumbo	3	0.2%	100%	$518,333
Oaktree Funding Corp	Conventional, VA, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$580,000
Starboard Financial Management, LLC	Conventional, FHA	2	0.1%	100%	$200,000
New West Lending, Inc.	Conventional	1	0.1%	100%	$195,000
Fisher Financial Group, Incorporated	Conventional	1	0.1%	100%	$565,000
Valon Mortgage	HELOC	0 +3 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	233 +10 HELOCs	15.3%	89.4%	$426,030
Rocket Mortgage	Conventional, FHA, VA, Jumbo	204	13.4%	86.5%	$312,009
Fairway Independent Mort Corp	Conventional, FHA, VA	38	2.5%	95%	$415,526
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	28 +1 HELOCs	1.8%	100%	$442,142
Nationstar Mortgage	Conventional, FHA, VA	28	1.8%	76.9%	$266,428
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	27	1.8%	75%	$406,851
Guild Mortgage Company	Conventional, FHA, VA	24	1.6%	96.2%	$357,916
Freedom Mortgage Corporation	Conventional, FHA, VA	21	1.4%	91.3%	$408,333
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	21	1.4%	80.8%	$464,523	View
loanDepot.com LLC	Conventional, VA, Jumbo, HELOC	18 +3 HELOCs	1.2%	62.1%	$336,666
Union Home Mortgage Corp.	Conventional, FHA, HELOC	16 +1 HELOCs	1%	94.1%	$437,500
Primelending	Conventional, FHA, VA	16	1%	100%	$345,000
Zillow Home Loans, LLC	Conventional, FHA	16	1%	90%	$361,875
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	15 +7 HELOCs	1%	94.7%	$444,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	14 +8 HELOCs	0.9%	87.5%	$358,571
New American Funding, LLC.	Conventional, FHA, VA, HELOC	14 +2 HELOCs	0.9%	93.3%	$255,714
Newrez LLC	Conventional, VA	14	0.9%	70%	$345,714
Provident Funding Associates	Conventional	14	0.9%	93.3%	$433,571
Movement Mortgage, LLC	Conventional, HELOC	13 +1 HELOCs	0.9%	100%	$424,230
American Financial Resources LLC	Conventional, FHA	13	0.9%	93.3%	$366,538
American Pacific Mortgage Corporation	Conventional, FHA	13	0.9%	92.9%	$361,153
Paramount Residential Mortgage	Conventional, Jumbo	12	0.8%	92.3%	$535,833
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	11 +1 HELOCs	0.7%	78.6%	$393,181
Mutual of Omaha Mortgage	Conventional, FHA, Jumbo	11	0.7%	80%	$410,454
Spring Eq, LLC	Conventional, HELOC	9 +7 HELOCs	0.6%	40.9%	$101,666
Waterstone Mortgage Corporation	Conventional	8	0.5%	100%	$327,500
Direct Mortgage Loans, LLC	Conventional, FHA, VA, Jumbo	8	0.5%	100%	$546,250
Mortgage Research Center	FHA, VA	8	0.5%	90%	$382,500
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA	8	0.5%	88.9%	$480,000	View
Lakeview Loan Servicing, LLC	Conventional, FHA, VA, Jumbo	7	0.5%	43.8%	$380,714
Canopy Mortgage, LLC	Conventional	7	0.5%	100%	$439,285
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA	7	0.5%	87.5%	$307,857	View
Stg Mortgage Inc	Conventional	7	0.5%	100%	$412,142
Lower, LLC	Conventional	7	0.5%	70%	$375,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	7	0.5%	88.9%	$242,142	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, VA	6	0.4%	100%	$558,333	View
Guaranteed Rate Affinity, LLC	Conventional, FHA	6	0.4%	100%	$410,000
Sage Home Loans Corporation	Conventional	6	0.4%	85.7%	$411,666
Loanunited.Com, LLC	Conventional, FHA, VA	6	0.4%	85.7%	$405,000
Amerisave Mortgage Company	Conventional	6	0.4%	27.3%	$131,666
Credit Human Federal Credit Un	Conventional	6	0.4%	83.3%	$106,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	6	0.4%	100%	$388,333	View
Nexera Holding LLC	Conventional	6	0.4%	100%	$360,000
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	5 +1 HELOCs	0.3%	100%	$467,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	5	0.3%	100%	$683,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	5	0.3%	83.3%	$407,000
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, HELOC	4 +4 HELOCs	0.3%	66.7%	$155,000
Cornerstone First Mortgage, LLC	Conventional, FHA	4	0.3%	100%	$387,500
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, VA	4	0.3%	100%	$517,500	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	4	0.3%	80%	$447,500	View
Envoy Mortgage, Ltd	Conventional, FHA	4	0.3%	80%	$512,500
Triad Financial Services, Inc.	Conventional	4	0.3%	52.4%	$102,500
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	4	0.3%	100%	$397,500
Securitynational Mortgage Company	Conventional, FHA	4	0.3%	80%	$312,500
Efinity Financial LLC	Conventional, FHA	4	0.3%	100%	$395,000
T2 Financial LLC	Conventional, FHA	4	0.3%	100%	$450,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo	4	0.3%	100%	$665,000	View
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional	4	0.3%	57.1%	$77,500
Citadel Servicing Corporation	Conventional, Jumbo	4	0.3%	100%	$525,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional	4	0.3%	66.7%	$70,000	View
Carrington Mortgage Services LLC	FHA, VA	4	0.3%	57.1%	$360,000
Tomo Mortgage LLC	Conventional	4	0.3%	100%	$342,500
HomeBridge Financial Services, Inc	Conventional, VA, HELOC	3 +5 HELOCs	0.2%	100%	$708,333
Better Mortgage Corporation	Conventional, HELOC	3 +5 HELOCs	0.2%	100%	$411,666
Goodleap, LLC	Conventional, FHA, VA, HELOC	3 +4 HELOCs	0.2%	80%	$285,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	3	0.2%	100%	$455,000
Nbkc Bank	Conventional, VA, Jumbo	3	0.2%	100%	$811,666
Kind Lending, LLC	Conventional, Jumbo	3	0.2%	75%	$995,000
Filo Mortgage, LLC	Conventional	3	0.2%	100%	$338,333
First State Bank of St Charles	Conventional, Jumbo	3	0.2%	100%	$778,333
JMJ Financial Group Inc.	Conventional	3	0.2%	100%	$541,666
Planet Home Lending, LLC	Conventional	3	0.2%	100%	$345,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	3	0.2%	100%	$328,333
FirstBank	Conventional, Jumbo	3	0.2%	100%	$1,278,333
Nations Direct Mortgage, LLC	Conventional	3	0.2%	100%	$308,333
Summit Funding.Inc	Conventional, FHA	3	0.2%	75%	$355,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	3	0.2%	100%	$328,333	View
Ark-La-Tex Financial Services LLC	Conventional	3	0.2%	100%	$345,000
Evo Home Loans, LLC dba Epiq Lending	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$345,000
Home Mortgage Advisors, LLC	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$410,000
Arc Home LLC	Conventional, Jumbo	2	0.1%	100%	$915,000
Southwest Airlines FCU	Conventional	2	0.1%	100%	$70,000
Cliffco, Inc.	Conventional	2	0.1%	100%	$455,000
Equity Prime Mortgage LLC	FHA, VA	2	0.1%	100%	$520,000
Resicentral LLC	Conventional, FHA	2	0.1%	66.7%	$365,000
Deephaven Mortgage LLC	Conventional	2	0.1%	100%	$250,000
Wallick and Volk, Inc.	Conventional	2	0.1%	100%	$335,000
American Financial Network, Inc.	FHA	2	0.1%	50%	$365,000
Discover Bank	Conventional	2	0.1%	12.5%	$65,000
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 2.68%	Conventional, FHA	2	0.1%	100%	$465,000	View
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$240,000
Network Capital Funding Corporation	Conventional, FHA	2	0.1%	100%	$340,000
Bank of Colorado	Conventional, Jumbo	2	0.1%	100%	$830,000
Calcon Mutual Mortgage LLC	Conventional, FHA	2	0.1%	100%	$640,000
Hometown Equity Mortgage, LLC	Conventional, Jumbo	2	0.1%	50%	$995,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	2	0.1%	100%	$755,000	View
Mortgage Solutions of Colorado	Conventional, FHA	2	0.1%	100%	$285,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	100%	$425,000
Alliant Credit Union	Conventional, Jumbo, HELOC	1 +5 HELOCs	0.1%	100%	$1,025,000
Global Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$415,000
Boeing Employees' Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$195,000
Firefighters First Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$605,000
Nuvision Federal Credit Union	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$335,000
First Horizon Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76%	FHA	1	0.1%	100%	$475,000	View
Keypoint Credit Union	Conventional	1	0.1%	100%	$395,000
Msu Federal Credit Union	Conventional	1	0.1%	100%	$265,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$295,000
Neighborhood Loans, Inc	Conventional	1	0.1%	25%	$15,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$275,000
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	Conventional	1	0.1%	100%	$485,000	View
MortgageOne, Inc	Conventional, Jumbo	1	0.1%	100%	$1,005,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$355,000
Central Bank A+5.0 ★Texas Ratio: 2.72%	Conventional	1	0.1%	100%	$795,000	View
Amerant Mortgage LLC	Conventional	1	0.1%	100%	$535,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0.1%	100%	$285,000	View
Bridgeway Lending Partners, LLC	Conventional	1	0.1%	100%	$355,000
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$355,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$205,000	View
AmWest Funding Corp	Conventional	1	0.1%	100%	$705,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$465,000
Obsidian Financial Services	Conventional	1	0.1%	100%	$325,000
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$425,000
Sfmc, LP	Conventional	1	0.1%	100%	$465,000
City 1st Mortgage Services, LC	Conventional	1	0.1%	100%	$445,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$415,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$515,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0.1%	100%	$425,000	View
East Coast Capital Corp.	Conventional	1	0.1%	100%	$245,000
Flat Branch Mortgage, Inc.	Conventional	1	0.1%	100%	$715,000
Bay Equity LLC	Conventional	1	0.1%	100%	$315,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$375,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$225,000
Ameritrust Mortgage Corporation	Conventional	1	0.1%	100%	$335,000
Nfm, Inc	Conventional	1	0.1%	100%	$765,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$205,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$595,000
New Day Financial, LLC.	VA	1	0.1%	50%	$325,000
Premier Lending Inc.	FHA	1	0.1%	100%	$325,000
Evergreen Moneysource Mortgage Company	Conventional	1	0.1%	100%	$235,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$255,000	View
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	1	0.1%	100%	$475,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$275,000	View
Nations Lending Corporation	Conventional, Jumbo	1	0.1%	100%	$1,285,000
Franklin Loan Corporation	FHA	1	0.1%	100%	$365,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$315,000
Old Plank Trail Community Bank, N.A. A+5.0 ★Texas Ratio: 2.48%	Conventional, Jumbo	1	0.1%	100%	$2,005,000	View
United Mortgage Corp. A5.0 ★Texas Ratio: 9.27%	FHA	1	0.1%	100%	$375,000	View
Uif Corporation	Conventional	1	0.1%	100%	$305,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$335,000	View
Keystone Funding, Inc	FHA	1	0.1%	100%	$435,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$695,000
Thrivent Federal Credit Union	Conventional	1	0.1%	100%	$75,000
1st Security Bank of Washington A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.1%	100%	$305,000	View
Compass Mortgage, Inc.	Conventional	1	0.1%	100%	$495,000
Deerwood Bank A+5.0 ★Texas Ratio: 4.01%	Conventional	1	0.1%	100%	$235,000	View
21St Mortgage	Conventional	1	0.1%	16.7%	$65,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	33.3%	$55,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$105,000	View
Baycoast Bank A5.0 ★Texas Ratio: 12.75%	Conventional	1	0.1%	100%	$35,000	View
Old Second National Bank A5.0 ★Texas Ratio: 6.17%	Conventional	1	0.1%	100%	$45,000	View
Cake Mortgage Corp.	FHA	1	0.1%	100%	$505,000
Star One Credit Union A5.0 ★Texas Ratio: 10.59%	Conventional	1	0.1%	100%	$345,000	View
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$365,000
Figure Lending LLC	HELOC	0 +20 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +3 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	0%
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Trustone Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Connexus Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Mission Loans, LLC	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Notre Dame Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Canandaigua National Bank & Trust A5.0 ★Texas Ratio: 7.08%	HELOC	0 +1 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Tempe Mortgage Rate Trends

Daily average mortgage rates for Arizona compared with the national average, updated every evening.

30-Year Fixed AZ Avg

7.415%

▲ 0.058 vs 7 days ago

15-Year Fixed AZ Avg

6.885%

▲ 0.031 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Tempe, Arizona

Looking for mortgage lenders near me or mortgage brokers near me in Tempe? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tempe in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Tempe, AZ

Use these to narrow the list above. Each category shows how many Tempe, AZ lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 135 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 57 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 37 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 63 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 32 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 34 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AZ 26 lenders headquartered in Arizona, the closest thing to a mortgage lender near you

Who Lends in Tempe, AZ

Independent mortgage companies closed 77 percent of home loans in Tempe, Arizona in 2025, banks 15 percent and credit unions 8.1 percent. Peoples Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Landings Credit Union the largest credit union. Among lenders headquartered in Arizona, Landings Credit Union led with 8 loans.

77%

Mortgage companies

15%

Banks

8.1%

Credit unions

10%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.

More Arizona Mortgage Lender Pages

All Arizona lenders 836 lenders Phoenix 477 lenders Mesa 396 lenders Tucson 262 lenders Surprise 289 lenders Buckeye 263 lenders Gilbert 308 lenders San Tan Valley 268 lenders Peoria 291 lenders Chandler 292 lenders Scottsdale 366 lenders Glendale 252 lenders Goodyear 252 lenders

Frequently Asked Questions About Mortgage Lenders in Tempe, AZ

Who is the largest mortgage lender in Tempe, AZ?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Tempe, Arizona with 39 loans, about 2.6 percent of the market. The largest lender headquartered in Arizona was Landings Credit Union with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Tempe, AZ have the highest approval rates?

Among lenders with meaningful volume in Tempe, Arizona, The Loan Store, Inc approved the highest share of completed applications in 2025 at 92.3 percent, against a 84 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Tempe, AZ mortgage lenders offer FHA, VA and USDA loans?

63 lenders closed FHA loans in Tempe, Arizona in 2025, led by United Wholesale Mortgage with 34. 32 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Tempe, AZ lender list?

Yes. 57 banks and 37 credit unions closed home loans in Tempe, Arizona in 2025, alongside 135 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Tempe, AZ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Tempe, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tempe, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tempe. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.