Mortgage Lenders and Brokers in Picture Rocks, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Picture Rocks, Arizona mortgage lenders include Pima Federal Credit UnionPima Federal Credit Union1417 E Elliot Road, Gilbert, AZ 85233A+5.0 ★Texas Ratio: 3.94%, BMO Harris Bank NABMO Harris Bank NA1160 S Watson Rd, Buckeye, AZ 85326A+5.0 ★Texas Ratio: 3.54%, Oneaz Credit UnionOneaz Credit Union1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558A+5.0 ★Texas Ratio: 4.17%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, First National Bank TexasFirst National Bank Texas2840 Highway 95, Bullhead City, AZ 86442A4.7 ★Texas Ratio: 3.20%, SunWest Federal Credit UnionSunWest Federal Credit Union121 E Birch Ave, Flagstaff, AZ 86001A+5.0 ★Texas Ratio: 2.68%, Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, Credit Union WestCredit Union West503 W Van Buren St, Avondale, AZ 85323 1328A+5.0 ★Texas Ratio: 2.78%, Vantage West Credit UnionVantage West Credit Union2008 E Florence Blvd, Casa Grande, AZ 85122 5402A+5.0 ★Texas Ratio: 5.26%, and Hughes Federal Credit UnionHughes Federal Credit Union971 W Wetmore Rd, Tucson, AZ 85705 1551A-4.9 ★Texas Ratio: 15.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Picture Rocks, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Picture Rocks are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Picture Rocks, Arizona
Market share is the lender's share of all home loans closed in Picture Rocks, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1417 E Elliot Road, Gilbert, AZ 85233 A+5.0 ★Texas Ratio: 3.94% |
Conventional | 2 | 0.9% | 100% | $250,000 | View |
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1160 S Watson Rd, Buckeye, AZ 85326 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $345,000 | View |
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1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $765,000 | View |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 20% | $55,000 | View |
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2840 Highway 95, Bullhead City, AZ 86442 A4.7 ★Texas Ratio: 3.20% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
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121 E Birch Ave, Flagstaff, AZ 86001 A+5.0 ★Texas Ratio: 2.68% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
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13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.5% | 100% | $515,000 | View |
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503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
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2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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971 W Wetmore Rd, Tucson, AZ 85705 1551 A-4.9 ★Texas Ratio: 15.97% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
NOVA Financial & Investment Corporation
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Conventional, FHA, VA | 24 | 11.3% | 83.3% | $271,250 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA, VA | 9 | 4.2% | 100% | $289,444 | |
Altitude Financial Corporation
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Conventional, FHA | 5 | 2.4% | 100% | $269,000 | |
Peoples Mortgage Company
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Conventional, FHA | 5 | 2.4% | 100% | $223,000 | |
The Loan Store, Inc
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Conventional, VA, HELOC | 4 +1 HELOCs |
1.9% | 100% | $275,000 | |
Southwest Stage Funding LLC
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Conventional, FHA | 2 | 0.9% | 50% | $215,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 17 +1 HELOCs |
8% | 77.3% | $344,411 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 16 | 7.5% | 94.1% | $279,375 | |
Guild Mortgage Company
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Conventional, FHA, VA | 13 | 6.1% | 100% | $340,384 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
5.2% | 84.6% | $182,272 | |
Rocket Mortgage
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Conventional, FHA | 11 | 5.2% | 68.8% | $197,727 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 8 | 3.8% | 66.7% | $262,500 | |
21St Mortgage
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Conventional | 7 | 3.3% | 70% | $195,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 6 | 2.8% | 85.7% | $290,000 | |
American Financial Resources LLC
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FHA | 5 | 2.4% | 100% | $279,000 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 2.4% | 55.6% | $281,000 | |
Equity Prime Mortgage LLC
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FHA | 5 | 2.4% | 83.3% | $265,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 5 | 2.4% | 83.3% | $257,000 | |
Mortgage Research Center
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FHA, VA | 5 | 2.4% | 71.4% | $285,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.9% | 62.5% | $242,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 1.4% | 75% | $265,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.4% | 66.7% | $238,333 | |
Village Capital & Investment
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FHA, VA | 3 | 1.4% | 60% | $178,333 | |
Nations Lending Corporation
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FHA, VA | 2 | 0.9% | 66.7% | $185,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 0.9% | 100% | $225,000 | |
New American Funding, LLC.
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FHA | 2 | 0.9% | 40% | $220,000 | |
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A5.0 ★Texas Ratio: 8.33% |
FHA, HELOC | 1 +1 HELOCs |
0.5% | 33.3% | $205,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $305,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.5% | 50% | $255,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 75% | $35,000 | |
Global Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $525,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 16.7% | $175,000 | |
Synergy One Lending, Inc.
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VA | 1 | 0.5% | 100% | $225,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.5% | 100% | $195,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Efinity Financial LLC
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FHA | 1 | 0.5% | 100% | $255,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0.5% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
Direct Mortgage Loans, LLC
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FHA | 1 | 0.5% | 100% | $315,000 | |
Empeople Credit Union
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $685,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.5% | 50% | $55,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.5% | 100% | $265,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 50% | $265,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.78% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Idaho Central Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Picture Rocks Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Picture Rocks, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Picture Rocks? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Picture Rocks in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Picture Rocks, AZ
Use these to narrow the list above. Each category shows how many Picture Rocks, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Picture Rocks, AZ
Independent mortgage companies closed 92.9 percent of home loans in Picture Rocks, Arizona in 2025, banks 2.4 percent and credit unions 4.7 percent. NOVA Financial & Investment Corporation was the largest mortgage company, BMO Harris Bank NA the largest bank and Pima Federal Credit Union the largest credit union. Among lenders headquartered in Arizona, Pima Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Picture Rocks, AZ
By home loans closed in 2025, Pima Federal Credit Union was the largest mortgage lender in Picture Rocks, Arizona with 2 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Picture Rocks, Arizona in 2025, led by NOVA Financial & Investment Corporation with 13. 17 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 14 credit unions closed home loans in Picture Rocks, Arizona in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Picture Rocks, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Picture Rocks, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Picture Rocks. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
