Mortgage Lenders and Brokers in Congress, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Congress, Arizona mortgage lenders include US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.101 W La Mina Ave, Ajo, AZ 85321A+5.0 ★Texas Ratio: 3.72%, Bank of America NABank of America NA39518 N Gavilan Peak Pkwy, Anthem, AZ 85086A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA41830 N Gavilan Peak Parway, Anthem, AZ 85086A+5.0 ★Texas Ratio: 5.36%, Credit Union WestCredit Union West503 W Van Buren St, Avondale, AZ 85323 1328A+5.0 ★Texas Ratio: 2.78%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, Oneaz Credit UnionOneaz Credit Union1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558A+5.0 ★Texas Ratio: 4.17%, Umb Bank NAUmb Bank NA1000 N 54th St, Chandler, AZ 85226A+5.0 ★Texas Ratio: 1.78%, Vantage West Credit UnionVantage West Credit Union2008 E Florence Blvd, Casa Grande, AZ 85122 5402A+5.0 ★Texas Ratio: 5.26%, and Glacier BankGlacier Bank3651 Highway 95, Bullhead City, AZ 86442A+5.0 ★Texas Ratio: 1.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Congress, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Congress are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Congress, Arizona
Market share is the lender's share of all home loans closed in Congress, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 50% | $125,000 | View |
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101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 66.7% | $335,000 | View |
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39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $285,000 | View |
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41830 N Gavilan Peak Parway, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 100% | $55,000 | View |
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503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78% |
Conventional | 1 | 1.2% | 100% | $55,000 | View |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
2.4% | 100% | $150,000 | |
Geneva Financial LLC
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Conventional, USDA | 2 | 2.4% | 100% | $185,000 | |
New West Lending, Inc.
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FHA | 1 | 1.2% | 100% | $275,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 1.2% | 100% | $225,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 13.4% | 92.3% | $425,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 13.4% | 91.7% | $226,818 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 7 | 8.5% | 87.5% | $223,571 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 4 | 4.9% | 100% | $420,000 | |
21St Mortgage
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Conventional | 3 | 3.7% | 75% | $191,666 | |
Village Capital & Investment
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FHA, VA | 3 | 3.7% | 75% | $351,666 | |
Newrez LLC
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FHA | 2 | 2.4% | 50% | $305,000 | |
loanDepot.com LLC
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Conventional | 2 | 2.4% | 100% | $365,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 2.4% | 100% | $200,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 2.4% | 100% | $295,000 | |
Gardner Financial Services
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Conventional | 2 | 2.4% | 100% | $335,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 2 | 2.4% | 66.7% | $180,000 | |
Mortgage Research Center
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FHA, VA | 2 | 2.4% | 100% | $375,000 | |
American Financial Resources LLC
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Conventional | 1 | 1.2% | 100% | $565,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.2% | 100% | $225,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 1.2% | 100% | $295,000 | View |
Envoy Mortgage, Ltd
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Conventional | 1 | 1.2% | 100% | $185,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.2% | 50% | $385,000 | |
Pacific Lending LLC
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FHA | 1 | 1.2% | 100% | $295,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $455,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.2% | 33.3% | $605,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 1.2% | 100% | $565,000 | |
Discover Bank
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Conventional | 1 | 1.2% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 1.2% | 100% | $355,000 | View |
Das Acquisition Company, LLC
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Conventional | 1 | 1.2% | 100% | $775,000 | |
American Financing Corporation
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FHA | 1 | 1.2% | 100% | $265,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.2% | 100% | $195,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.2% | 100% | $325,000 | View |
Mutual of Omaha Mortgage
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VA | 1 | 1.2% | 100% | $315,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.2% | 50% | $355,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 1.2% | 100% | $355,000 | View |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Congress Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Congress, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Congress? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Congress in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Congress, AZ
Use these to narrow the list above. Each category shows how many Congress, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Congress, AZ
Independent mortgage companies closed 87.8 percent of home loans in Congress, Arizona in 2025, banks 11 percent and credit unions 1.2 percent. The Loan Store, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Credit Union West the largest credit union. Among lenders headquartered in Arizona, Credit Union West led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Congress, AZ
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Congress, Arizona with 1 loans, about 1.2 percent of the market. The largest lender headquartered in Arizona was Credit Union West with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Congress, Arizona in 2025, led by Guaranteed Rate, Inc. with 2. 10 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 7 credit unions closed home loans in Congress, Arizona in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Congress, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Congress, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Congress. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
