Mortgage Lenders and Brokers in Cave Creek, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cave Creek, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5355 E Carefree Hwy, Cave Creek, AZ 85331A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA29425 N Cave Creek Rd, Cave Creek, AZ 85331A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA28215 N Tatum Blvd, Cave Creek, AZ 85331A+5.0 ★Texas Ratio: 3.54%, Bank of America NABank of America NA29822 N Cave Creek Rd, Cave Creek, AZ 85331A+5.0 ★Texas Ratio: 4.14%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.101 W La Mina Ave, Ajo, AZ 85321A+5.0 ★Texas Ratio: 3.72%, Oneaz Credit UnionOneaz Credit Union1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558A+5.0 ★Texas Ratio: 4.17%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, and Truwest Credit UnionTruwest Credit Union1990 W Elliot Rd, Chandler, AZ 85224 1816A+5.0 ★Texas Ratio: 4.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cave Creek, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cave Creek are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cave Creek, Arizona
Market share is the lender's share of all home loans closed in Cave Creek, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Cave Creek 5355 E Carefree Hwy, Cave Creek, AZ 85331 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 3.5% | 100% | $722,500 | View |
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1 office in Cave Creek 29425 N Cave Creek Rd, Cave Creek, AZ 85331 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 2.7% | 100% | $588,333 | View |
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2 offices in Cave Creek 28215 N Tatum Blvd, Cave Creek, AZ 85331 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.8% | 66.7% | $1,175,000 | View |
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1 office in Cave Creek 29822 N Cave Creek Rd, Cave Creek, AZ 85331 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.9% | 100% | $445,000 | View |
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1 office in Cave Creek 101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
2.7% | 100% | $921,666 | View |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
2.7% | 100% | $1,031,666 | View |
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13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.8% | 100% | $1,295,000 | View |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
Conventional, Jumbo, HELOC | 1 +6 HELOCs |
0.9% | 100% | $1,325,000 | View |
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1990 W Elliot Rd, Chandler, AZ 85224 1816 A+5.0 ★Texas Ratio: 4.57% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $395,000 | View |
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2480 S Gilbert Rd, Chandler, AZ 85286 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,665,000 | View |
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1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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4555 E Mayo Blvd, Phoenix, AZ 85050 A+5.0 ★Texas Ratio: 2.48% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1640 S Stapley Dr Ste 105, Mesa, AZ 85204 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
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Conventional, Jumbo | 4 | 3.5% | 100% | $802,500 | |
V.I.P. Mortgage, Inc.
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Conventional, Jumbo | 3 | 2.7% | 100% | $885,000 | |
Homeowners Financial Group, LLC
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,525,000 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 19 +1 HELOCs |
16.8% | 86.4% | $529,736 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 17 | 15% | 89.5% | $466,764 | |
Guild Mortgage Company
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Conventional | 4 | 3.5% | 100% | $640,000 | |
Cornerstone First Mortgage, LLC
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Conventional, Jumbo | 2 | 1.8% | 100% | $1,595,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 2 | 1.8% | 100% | $840,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.8% | 100% | $640,000 | |
Union Home Mortgage Corp.
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Conventional, Jumbo | 2 | 1.8% | 100% | $805,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.9% | 50% | $105,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $775,000 | View |
Southwest Airlines FCU
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Conventional | 1 | 0.9% | 100% | $25,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.9% | 100% | $525,000 | |
Primelending
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Conventional | 1 | 0.9% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.9% | 100% | $805,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.9% | 100% | $775,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.9% | 100% | $675,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.9% | 100% | $315,000 | |
Newrez LLC
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Conventional | 1 | 0.9% | 100% | $765,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $455,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $635,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.9% | 100% | $585,000 | |
Loansteady LLC
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,085,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.9% | 100% | $375,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 50% | $75,000 | |
Mayo Employees Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $295,000 | |
First State Bank of St Charles
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Conventional, Jumbo | 1 | 0.9% | 100% | $875,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Ideal Home Loans LLC
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Conventional | 1 | 0.9% | 100% | $425,000 | |
Evo Home Loans, LLC dba Epiq Lending
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Conventional | 1 | 0.9% | 100% | $445,000 | |
Click n' Close, Inc.
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,765,000 | |
Legend Lending Corporation
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,765,000 | |
Provident Funding Associates
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Conventional | 1 | 0.9% | 100% | $655,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $285,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $275,000 | |
Agwest Farm Credit, Flca
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Conventional, Jumbo | 1 | 0.9% | 100% | $855,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $795,000 | |
Mutual of Omaha Mortgage
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,125,000 | |
Lower, LLC
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Conventional | 1 | 0.9% | 100% | $655,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.9% | 100% | $605,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.9% | 100% | $705,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.9% | 100% | $545,000 | |
Carrington Mortgage Services LLC
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,695,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.9% | 50% | $655,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,505,000 | View |
Connexus Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Summit Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
FirstBank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Blaze Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Cave Creek Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cave Creek, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Cave Creek? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cave Creek in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cave Creek, AZ
Use these to narrow the list above. Each category shows how many Cave Creek, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Cave Creek, AZ
Independent mortgage companies closed 72.6 percent of home loans in Cave Creek, Arizona in 2025, banks 19.5 percent and credit unions 8 percent. The Loan Store, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Oneaz Credit Union the largest credit union. Among lenders headquartered in Arizona, Oneaz Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cave Creek, AZ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Cave Creek, Arizona with 4 loans, about 3.5 percent of the market. The largest lender headquartered in Arizona was Oneaz Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 12 credit unions closed home loans in Cave Creek, Arizona in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cave Creek, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cave Creek, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cave Creek. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
