Mortgage Lenders and Brokers in Black Canyon City, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Black Canyon City, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, Umb Bank NAUmb Bank NA1000 N 54th St, Chandler, AZ 85226A+5.0 ★Texas Ratio: 1.78%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, Copper State Credit UnionCopper State Credit Union3428 W Anthem Way, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.49%, BMO Harris Bank NABMO Harris Bank NA1160 S Watson Rd, Buckeye, AZ 85326A+5.0 ★Texas Ratio: 3.54%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.101 W La Mina Ave, Ajo, AZ 85321A+5.0 ★Texas Ratio: 3.72%, PNC Bank N.A.PNC Bank N.A.2840 Highway 95, Bullhead City, AZ 86442A+5.0 ★Texas Ratio: 4.24%, AERO Federal Credit UnionAERO Federal Credit Union18301 N 79th Ave, Glendale, AZ 85308A+5.0 ★Texas Ratio: 0.72%, and Glacier BankGlacier Bank3651 Highway 95, Bullhead City, AZ 86442A+5.0 ★Texas Ratio: 1.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Black Canyon City, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Black Canyon City are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Black Canyon City, Arizona
Market share is the lender's share of all home loans closed in Black Canyon City, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
1.3% | 100% | $298,333 | View |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
Conventional, HELOC | 2 +7 HELOCs |
0.9% | 40% | $400,000 | View |
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1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $225,000 | View |
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3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $220,000 | View |
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3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 2 | 0.9% | 100% | $35,000 | View |
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1160 S Watson Rd, Buckeye, AZ 85326 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 50% | $665,000 | View |
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101 W La Mina Ave, Ajo, AZ 85321 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $335,000 | View |
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★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $145,000 | View |
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18301 N 79th Ave, Glendale, AZ 85308 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
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3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
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1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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39518 N Gavilan Peak Pkwy, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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901 Dobson, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Shea Mortgage Inc.
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Conventional, VA, Jumbo | 17 | 7.5% | 100% | $454,411 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA, VA | 8 | 3.5% | 100% | $287,500 | |
The Loan Store, Inc
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Conventional, HELOC | 4 +1 HELOCs |
1.8% | 80% | $355,000 | |
Homeowners Financial Group, LLC
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Conventional, VA | 4 | 1.8% | 100% | $447,500 | |
NOVA Financial & Investment Corporation
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Conventional, VA | 3 | 1.3% | 100% | $325,000 | |
Peoples Mortgage Company
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Conventional, FHA | 3 | 1.3% | 100% | $285,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.4% | 100% | $245,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 9.2% | 79.3% | $297,857 | |
Rocket Mortgage
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Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
8.3% | 77.8% | $244,473 | |
Mortgage Research Center
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VA | 9 | 3.9% | 75% | $301,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 8 | 3.5% | 100% | $332,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 7 | 3.1% | 70% | $296,428 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 2.6% | 75% | $251,666 | |
loanDepot.com LLC
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Conventional, VA, Jumbo, HELOC | 5 +1 HELOCs |
2.2% | 83.3% | $447,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 1.8% | 100% | $377,500 | |
Paramount Residential Mortgage
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Conventional, FHA, Jumbo | 4 | 1.8% | 100% | $462,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 1.3% | 100% | $358,333 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 3 | 1.3% | 100% | $208,333 | |
American Pacific Mortgage Corporation
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Conventional | 3 | 1.3% | 100% | $455,000 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 3 | 1.3% | 100% | $271,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.3% | 75% | $308,333 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 1.3% | 100% | $501,666 | View |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.9% | 100% | $465,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.9% | 40% | $125,000 | |
Movement Mortgage, LLC
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FHA | 2 | 0.9% | 100% | $255,000 | |
PHH Mortgage Corporation
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VA, Jumbo | 2 | 0.9% | 66.7% | $730,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.9% | 28.6% | $60,000 | |
Synergy One Lending, Inc.
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Conventional | 2 | 0.9% | 100% | $445,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.9% | 66.7% | $130,000 | |
American Financial Network, Inc.
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FHA, VA | 2 | 0.9% | 100% | $305,000 | |
Nqm Funding, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $155,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.9% | 66.7% | $385,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 2 | 0.9% | 100% | $840,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.9% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.9% | 100% | $430,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $345,000 | |
Alliant Credit Union
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.4% | 100% | $335,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $375,000 | |
Primelending
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Conventional | 1 | 0.4% | 33.3% | $55,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA, Jumbo | 1 | 0.4% | 100% | $805,000 | View |
Equity Prime Mortgage LLC
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VA | 1 | 0.4% | 100% | $375,000 | |
United Trust Bank
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FHA | 1 | 0.4% | 100% | $225,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.4% | 50% | $445,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Intercap Lending Inc
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,035,000 | |
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A5.0 ★Texas Ratio: 8.52% |
Conventional | 1 | 0.4% | 100% | $645,000 | View |
Click n' Close, Inc.
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FHA | 1 | 0.4% | 100% | $315,000 | |
American Financing Corporation
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Conventional | 1 | 0.4% | 33.3% | $235,000 | |
ClearPath Lending
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VA | 1 | 0.4% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 9.78% |
FHA | 1 | 0.4% | 33.3% | $335,000 | |
Greenbox Loans
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.4% | 100% | $115,000 | |
Efinity Financial LLC
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Conventional | 1 | 0.4% | 100% | $295,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 2.90% |
VA | 1 | 0.4% | 100% | $425,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Nations Lending Corporation
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VA | 1 | 0.4% | 100% | $265,000 | |
T2 Financial LLC
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FHA | 1 | 0.4% | 100% | $435,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $535,000 | |
Gardner Financial Services
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FHA | 1 | 0.4% | 100% | $355,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $565,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 50% | $155,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $235,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 33.3% | $275,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Veritas Funding, LLC
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VA | 1 | 0.4% | 50% | $335,000 | |
Lower, LLC
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FHA | 1 | 0.4% | 100% | $255,000 | |
Wescom Central Credit Union
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Conventional | 1 | 0.4% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 7.43% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $715,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.4% | 100% | $415,000 | View |
Village Capital & Investment
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VA | 1 | 0.4% | 33.3% | $375,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank of Colorado
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.33% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Black Canyon City Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Black Canyon City, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Black Canyon City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Black Canyon City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Black Canyon City, AZ
Use these to narrow the list above. Each category shows how many Black Canyon City, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Black Canyon City, AZ
Independent mortgage companies closed 83.3 percent of home loans in Black Canyon City, Arizona in 2025, banks 11.8 percent and credit unions 4.8 percent. Shea Mortgage Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Desert Financial Credit Union the largest credit union. Among lenders headquartered in Arizona, Desert Financial Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Black Canyon City, AZ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Black Canyon City, Arizona with 3 loans, about 1.3 percent of the market. The largest lender headquartered in Arizona was Desert Financial Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Black Canyon City, Arizona in 2025, led by United Wholesale Mortgage with 6. 22 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 14 credit unions closed home loans in Black Canyon City, Arizona in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Black Canyon City, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Black Canyon City, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Black Canyon City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
