Mortgage Lenders and Brokers in Highland Lakes, Alabama
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Highland Lakes, Alabama mortgage lenders include Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Truist BankTruist Bank629 E Main St, Albertville, AL 35950A+5.0 ★Texas Ratio: 2.87%, Southern Energy Credit UnionSouthern Energy Credit Union925 Quintard Ave, Anniston, AL 36201A+5.0 ★Texas Ratio: 0.41%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%, and PNC Bank N.A.PNC Bank N.A.10745 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Highland Lakes, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Highland Lakes are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Highland Lakes, Alabama
Market share is the lender's share of all home loans closed in Highland Lakes, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 11 +12 HELOCs |
7.1% | 82.4% | $288,636 | View |
|
615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, HELOC | 7 +2 HELOCs |
4.5% | 100% | $517,857 | View |
|
1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional | 3 | 1.9% | 100% | $488,333 | View |
|
111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 3 | 1.9% | 100% | $425,000 | View |
|
★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +3 HELOCs |
1.3% | 100% | $470,000 | View |
|
925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 2 +2 HELOCs |
1.3% | 100% | $250,000 | View |
|
185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $615,000 | View |
|
1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 1.3% | 100% | $485,000 | View |
|
500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.3% | 100% | $300,000 | View |
|
★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +6 HELOCs |
0.6% | 100% | $525,000 | View |
|
1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $625,000 | View |
|
2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $175,000 | View |
|
★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
|
14226 Highway 231 431 N, Hazel Green, AL 35750 F2.7 ★Texas Ratio: 42.60% |
FHA | 1 | 0.6% | 100% | $375,000 | View |
|
286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
|
112 N Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
|
3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 1 | 0.6% | 100% | $635,000 | View |
Liberty Mortgage Corporation
305 N Broad St, Albertville, AL 35950 |
Conventional | 1 | 0.6% | 100% | $425,000 | |
|
1030 Lee St, Alexander City, AL 35010 2655 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
|
1501 31st Ave N, Birmingham, AL 35207 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
|
121 Billy B Dyar Boulevard, Boaz, AL 35957 A+5.0 ★Texas Ratio: 1.40% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
|
5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
|
50 Jimmy Gould Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
|
9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.6% | 100% | $355,000 | View |
|
475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
|
813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
All In Credit Union
609 Ozark Rd, Abbeville, AL 36310 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tjc Mortgage Inc
|
Conventional, VA | 2 | 1.3% | 100% | $540,000 | |
America'S First Federal CU
|
Conventional, HELOC | 1 +8 HELOCs |
0.6% | 100% | $415,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, Jumbo | 16 | 10.4% | 100% | $423,750 | |
Rocket Mortgage
|
Conventional, VA | 11 | 7.1% | 81.2% | $380,454 | |
Cadence Bank
|
Conventional, Jumbo, HELOC | 5 +5 HELOCs |
3.2% | 100% | $545,000 | |
Union Home Mortgage Corp.
|
Conventional | 5 | 3.2% | 100% | $415,000 | |
United Wholesale Mortgage
|
Conventional | 4 | 2.6% | 80% | $430,000 | |
Newrez LLC
|
Conventional, VA | 4 | 2.6% | 100% | $420,000 | |
loanDepot.com LLC
|
Conventional, VA | 4 | 2.6% | 100% | $197,500 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +2 HELOCs |
1.9% | 75% | $331,666 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 3 | 1.9% | 100% | $278,333 | |
Movement Mortgage, LLC
|
Conventional | 3 | 1.9% | 100% | $458,333 | |
Assurance Financial Group, L.L.C.
|
Conventional | 3 | 1.9% | 100% | $575,000 | |
Lower, LLC
|
Conventional | 3 | 1.9% | 100% | $558,333 | |
Goodleap, LLC
|
FHA, VA | 2 | 1.3% | 100% | $230,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 1.3% | 100% | $455,000 | View |
Acrisure Mortgage, LLC
|
Conventional | 2 | 1.3% | 100% | $505,000 | |
AmWest Funding Corp
|
Conventional | 2 | 1.3% | 100% | $265,000 | |
Spring Eq, LLC
|
Conventional | 2 | 1.3% | 100% | $75,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $225,000 | View |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.6% | 100% | $585,000 | View |
|
A4.6 ★Texas Ratio: 2.08% |
Conventional | 1 | 0.6% | 100% | $545,000 | View |
Primelending
|
Conventional | 1 | 0.6% | 100% | $555,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.6% | 66.7% | $695,000 | |
Canopy Mortgage, LLC
|
FHA | 1 | 0.6% | 100% | $475,000 | |
|
A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.6% | 100% | $525,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
Pennymac Loan Services LLC
|
Conventional | 1 | 0.6% | 50% | $295,000 | |
Guild Mortgage Company
|
VA | 1 | 0.6% | 100% | $745,000 | |
HomeXpress Mortgage Corp.
|
Conventional, Jumbo | 1 | 0.6% | 100% | $1,175,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.6% | 100% | $395,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.6% | 100% | $405,000 | |
Ameritrust Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $605,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.6% | 100% | $765,000 | |
The Local Lender, LLC
|
Conventional | 1 | 0.6% | 100% | $495,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.6% | 100% | $595,000 | View |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.6% | 100% | $495,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.6% | 100% | $145,000 | |
Towne Mortgage Company
|
VA | 1 | 0.6% | 100% | $485,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $525,000 | |
Logan Finance Corporation
|
Conventional | 1 | 0.6% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.6% | 100% | $755,000 | View |
Prosperity Home Mortgage, LLC
|
Conventional, Jumbo | 1 | 0.6% | 100% | $975,000 | |
1St Advantage Federal Credit U
|
Conventional | 1 | 0.6% | 100% | $535,000 | |
Gmfs, LLC
|
Conventional | 1 | 0.6% | 100% | $435,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.6% | 100% | $265,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.6% | 100% | $745,000 | |
Synovus Bank
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Highland Lakes Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Highland Lakes, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Highland Lakes? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Highland Lakes in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Highland Lakes, AL
Use these to narrow the list above. Each category shows how many Highland Lakes, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Highland Lakes, AL
Independent mortgage companies closed 55.8 percent of home loans in Highland Lakes, Alabama in 2025, banks 37 percent and credit unions 7.1 percent. Liberty Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Southern Energy Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Highland Lakes, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Highland Lakes, Alabama with 11 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Highland Lakes, Alabama in 2025, led by Bank of Frankewing with 1. 9 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 12 credit unions closed home loans in Highland Lakes, Alabama in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Highland Lakes, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Highland Lakes, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Highland Lakes. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
