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Mortgage Lenders and Brokers in Mobile, Alabama

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Mobile, Alabama mortgage lenders include Trustmark BankTrustmark Bank3254 Dauphin St, Mobile, AL 36606A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank3950 Airport Blvd, Mobile, AL 36608A+5.0 ★Texas Ratio: 4.37%, Hancock Whitney BankHancock Whitney Bank7700 Airport Blvd, Mobile, AL 36608A+5.0 ★Texas Ratio: 3.41%, Renasant BankRenasant Bank1 N Royal St, Mobile, AL 36602A+5.0 ★Texas Ratio: 4.72%, BankplusBankplus106 Saint Francis St, Mobile, AL 36602A+5.0 ★Texas Ratio: 4.80%, Community Bank of MississippiCommunity Bank of Mississippi6587 Airport Blvd, Mobile, AL 36608A+5.0 ★Texas Ratio: 3.09%, Wells Fargo Bank NAWells Fargo Bank NA1763 Spring Hill Ave, Mobile, AL 36607A+5.0 ★Texas Ratio: 5.36%, New Horizons Credit UnionNew Horizons Credit Union622 Azalea Rd, Mobile, AL 36609 1530A+5.0 ★Texas Ratio: 2.51%, First Horizon BankFirst Horizon Bank64 N Royal St, Mobile, AL 36602A+5.0 ★Texas Ratio: 5.76%, and Servisfirst BankServisfirst Bank2 N Royal St, Mobile, AL 36602A5.0 ★Texas Ratio: 8.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Mobile, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mobile are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Mobile, Alabama

Market share is the lender's share of all home loans closed in Mobile, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Trustmark Bank 5 offices in Mobile 3254 Dauphin St, Mobile, AL 36606 A+5.0 ★Texas Ratio: 2.40%	Conventional, FHA, VA, USDA, HELOC	172 +46 HELOCs	6.6%	83%	$229,534	View
Regions Bank 17 offices in Mobile 3950 Airport Blvd, Mobile, AL 36608 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, Jumbo, HELOC	112 +135 HELOCs	4.3%	64.1%	$169,642	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 6 offices in Mobile 7700 Airport Blvd, Mobile, AL 36608 A+5.0 ★Texas Ratio: 3.41%	Conventional, FHA, VA, HELOC	53 +30 HELOCs	2%	88.3%	$205,000	View
Renasant Bank 3 offices in Mobile 1 N Royal St, Mobile, AL 36602 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA, Jumbo, HELOC	48 +8 HELOCs	1.8%	85.7%	$231,875	View
Bankplus 2 offices in Mobile 106 Saint Francis St, Mobile, AL 36602 A+5.0 ★Texas Ratio: 4.80%	Conventional, FHA, VA, HELOC	33 +9 HELOCs	1.3%	100%	$291,363	View
Community Bank of Mississippi 2 offices in Mobile 6587 Airport Blvd, Mobile, AL 36608 A+5.0 ★Texas Ratio: 3.09%	Conventional, Jumbo, HELOC	30 +14 HELOCs	1.2%	94.3%	$264,000	View
Wells Fargo Bank NA 5 offices in Mobile 1763 Spring Hill Ave, Mobile, AL 36607 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	23	0.9%	56.1%	$131,956	View
New Horizons Credit Union 622 Azalea Rd, Mobile, AL 36609 1530 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	20 +23 HELOCs	0.8%	80.8%	$169,000	View
First Horizon Bank ★ 5 stars, 1 review 2 offices in Mobile 64 N Royal St, Mobile, AL 36602 A+5.0 ★Texas Ratio: 5.76%	Conventional, VA, Jumbo, HELOC	19 +18 HELOCs	0.7%	95%	$501,842	View
Servisfirst Bank 2 offices in Mobile 2 N Royal St, Mobile, AL 36602 A5.0 ★Texas Ratio: 8.75%	Conventional, FHA, Jumbo, HELOC	11 +5 HELOCs	0.4%	100%	$557,727	View
Century Bank 3 offices in Mobile 6380 Cottage Hill Rd, Mobile, AL 36609 A+5.0 ★Texas Ratio: 4.56%	Conventional	11	0.4%	80%	$180,454	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 10 offices in Mobile 321 Bel Air Blvd, Mobile, AL 36606 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	10 +83 HELOCs	0.4%	71.4%	$179,000	View
Bryant Bank 1 office in Mobile 6151 Airport Blvd, Mobile, AL 36608 A+5.0 ★Texas Ratio: 2.46%	Conventional, HELOC	3 +3 HELOCs	0.1%	75%	$228,333	View
Truist Bank ★ 1 stars, 1 review 2 offices in Mobile 41 W I65 Service Rd N, Mobile, AL 36608 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	2 +3 HELOCs	0.1%	66.7%	$310,000	View
Smartbank 1 office in Mobile 3704 Dauphin St, Mobile, AL 36608 A+5.0 ★Texas Ratio: 1.74%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$320,000	View
Origin Bank 1 office in Mobile 3700 Dauphin St, Mobile, AL 36608 A5.0 ★Texas Ratio: 6.66%	HELOC	0 +1 HELOCs	0%	n/a		View
First Federal Bank 5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80%	Conventional, FHA, VA, USDA	49	1.9%	96.1%	$235,408	View
Local Bank 2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28%	Conventional, FHA	33	1.3%	100%	$225,606	View
United Bank 164 Lindbert Avenue, Atmore, AL 36502 A+5.0 ★Texas Ratio: 2.15%	Conventional	29	1.1%	93.5%	$107,068	View
Firstbank 615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51%	Conventional, FHA	19	0.7%	86.4%	$173,421	View
JPMorgan Chase Bank, NA 185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	18 +2 HELOCs	0.7%	90%	$247,777	View
All In Credit Union 127 Dauphin St, Mobile, AL 36602 3209	Conventional, HELOC	17 +64 HELOCs	0.7%	54.5%	$169,117
River Bank & Trust 118 North Royal Street, Mobile, AL 36602 A+5.0 ★Texas Ratio: 4.39%	Conventional, Jumbo, HELOC	10 +11 HELOCs	0.4%	90.9%	$419,000	View
First Nation Bank and Trust 1275 Hillcrest Road, Mobile, AL 36608	Conventional	5	0.2%	83.3%	$215,000
United Community Bank 2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, Jumbo, HELOC	4 +1 HELOCs	0.2%	80%	$652,500	View
Fifth Third Bank, National Association 9064 Memorial Pkwy Sw, Huntsville, AL 35802 A+5.0 ★Texas Ratio: 3.22%	Conventional	3	0.1%	75%	$88,333	View
Avadian Credit Union 809 Downtowner Blvd, Mobile, AL 36609 A+5.0 ★Texas Ratio: 3.41%	Conventional, HELOC	2 +7 HELOCs	0.1%	100%	$160,000	View
Southern Energy Credit Union 150 Saint Joseph St, Mobile, AL 36602 3915 A+5.0 ★Texas Ratio: 0.41%	Conventional, HELOC	2 +4 HELOCs	0.1%	66.7%	$230,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$180,000	View
Alabama Credit Union 202 Addsco Rd, Mobile, AL 36602 8018 A+5.0 ★Texas Ratio: 5.72%	Conventional	2	0.1%	50%	$455,000	View
The Citizens Bank 301 S Edwards St, Enterprise, AL 36330 A+5.0 ★Texas Ratio: 2.99%	Conventional	2	0.1%	100%	$270,000	View
Centennial Bank 24989 State St, Elberta, AL 36530 A+5.0 ★Texas Ratio: 3.14%	Conventional	2	0.1%	100%	$195,000	View
Five Star Credit Union 513 Kirkland St, Abbeville, AL 36310 2736 A5.0 ★Texas Ratio: 7.02%	Conventional	2	0.1%	100%	$365,000	View
Alabama ONE Credit Union 2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$375,000	View
Liberty Mortgage Corporation 305 N Broad St, Albertville, AL 35950	Conventional	1	0%	100%	$145,000
Acipco Federal Credit Union 1501 31st Ave N, Birmingham, AL 35207 A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0%	100%	$105,000	View
First Bank of Alabama 1100 Quintard Ave, Anniston, AL 36201 C+4.0 ★Texas Ratio: 26.59%	Conventional, Jumbo	1	0%	100%	$1,295,000	View
Bank Independent 22015 Us Highway 72, Athens, AL 35613 A+5.0 ★Texas Ratio: 1.45%	Conventional	1	0%	100%	$445,000	View
Ameris Bank ★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82%	FHA	1	0%	100%	$315,000	View
Redstone Federal Credit Union 1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10%	HELOC	0 +1 HELOCs	0%	n/a		View
America'S First Federal CU	Conventional, HELOC	6 +22 HELOCs	0.2%	100%	$176,666
Tjc Mortgage Inc	Conventional, FHA	6	0.2%	75%	$166,666
Consumer First Mortgage, Inc.	FHA	2	0.1%	66.7%	$275,000
Rocket Mortgage	Conventional, FHA, VA	265	10.2%	75.5%	$175,566
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	108 +2 HELOCs	4.2%	81.9%	$226,666
Embrace Home Loans, Inc.	Conventional, FHA, VA	95	3.7%	93.5%	$174,052
Mortgage Research Center	Conventional, FHA, VA	75	2.9%	74.5%	$236,200
Gmfs, LLC	Conventional, FHA, VA	68	2.6%	100%	$250,882
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	52 +3 HELOCs	2%	91.4%	$208,461
Cadence Bank	Conventional, FHA, VA, Jumbo, HELOC	46 +32 HELOCs	1.8%	100%	$360,652
New American Funding, LLC.	Conventional, FHA, VA, HELOC	46 +1 HELOCs	1.8%	79.3%	$172,173
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	44	1.7%	89.8%	$290,227
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	40	1.5%	86.3%	$285,250
Pennymac Loan Services LLC	Conventional, FHA, VA	39	1.5%	82%	$207,307
Stockton Mortgage Corporation	Conventional, FHA, VA	39	1.5%	90.7%	$223,461
loanDepot.com LLC	Conventional, FHA, VA, HELOC	37 +2 HELOCs	1.4%	64.4%	$139,324
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	34 +8 HELOCs	1.3%	72.5%	$195,294
Newrez LLC	Conventional, FHA, VA	33	1.3%	55%	$187,424
Kind Lending, LLC	Conventional, FHA, VA, USDA	30	1.2%	69.8%	$299,666
Nationstar Mortgage	Conventional, FHA, VA	29	1.1%	75%	$146,379
SWBC Mortgage Corporation	Conventional, FHA	28	1.1%	96.6%	$185,714
Guild Mortgage Company	Conventional, FHA, VA	27	1%	100%	$145,370
Geneva Financial LLC	Conventional, FHA, VA	27	1%	93.1%	$132,777
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	25	1%	89.3%	$241,400
Mutual of Omaha Mortgage	Conventional, FHA, USDA	23	0.9%	83.9%	$211,521
Towne Mortgage Company	Conventional, FHA, VA, USDA	22	0.8%	93.1%	$221,818
Hope Federal Credit Union A+5.0 ★Texas Ratio: 4.07%	Conventional, FHA	22	0.8%	81.5%	$136,818	View
Paramount Residential Mortgage	Conventional, FHA, VA	19	0.7%	95%	$248,684
The Loan Store, Inc	Conventional, FHA, HELOC	17 +4 HELOCs	0.7%	90%	$227,352
Amerisave Mortgage Company	Conventional, FHA, VA	17	0.7%	22.8%	$107,352
American Financial Resources LLC	Conventional, FHA, VA	16	0.6%	100%	$204,375
Mortgage Solutions of Colorado	Conventional, FHA, VA	16	0.6%	100%	$193,750
Tyndall Federal Credit Union A+5.0 ★Texas Ratio: 0.96%	Conventional, FHA, HELOC	15 +8 HELOCs	0.6%	53.6%	$85,666
Navigator Credit Union	Conventional	15	0.6%	88.2%	$153,666
Direct Mortgage Loans, LLC	Conventional, FHA, VA, USDA	15	0.6%	100%	$185,666
Carrington Mortgage Services LLC	Conventional, FHA, VA	15	0.6%	38.6%	$149,000
Keesler Federal Credit Union	Conventional, FHA, VA, HELOC	14 +9 HELOCs	0.5%	82.4%	$232,142
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	13 +1 HELOCs	0.5%	92.9%	$185,769
Movement Mortgage, LLC	Conventional, FHA	13	0.5%	93.3%	$208,076
New Day Financial, LLC.	VA	13	0.5%	50%	$155,769
Securitynational Mortgage Company	Conventional, FHA, VA, USDA	12	0.5%	85.7%	$208,333
Village Capital & Investment	FHA, VA	12	0.5%	51.9%	$264,166
Cardinal Financial Company, Li	Conventional, FHA, VA	10	0.4%	85.7%	$142,000
Fairway Independent Mort Corp	Conventional, FHA, VA	10	0.4%	83.3%	$182,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	10	0.4%	90.9%	$193,000
Fidelity Bank A5.0 ★Texas Ratio: 12.33%	Conventional, FHA	8	0.3%	100%	$181,250	View
AmeriHome Mortgage Company, LLC	Conventional, FHA	8	0.3%	81.8%	$257,500
PHH Mortgage Corporation	Conventional, FHA, VA	8	0.3%	100%	$177,500
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, FHA, VA, USDA	8	0.3%	88.9%	$238,750	View
Spring Eq, LLC	Conventional, HELOC	7 +4 HELOCs	0.3%	24.1%	$65,000
First Community Mortgage, Inc. A4.6 ★Texas Ratio: 2.08%	Conventional, FHA	7	0.3%	87.5%	$222,142	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	7	0.3%	100%	$333,571	View
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	6	0.2%	28.1%	$151,666
Canopy Mortgage, LLC	Conventional, FHA, VA	6	0.2%	100%	$238,333
Equity Prime Mortgage LLC	FHA, VA	6	0.2%	66.7%	$170,000
Planet Home Lending, LLC	Conventional, FHA, VA	6	0.2%	66.7%	$258,333
BoxCar Mortgage, LLC	FHA	6	0.2%	100%	$216,666
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	6	0.2%	100%	$286,666	View
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +8 HELOCs	0.2%	85.7%	$269,000	View
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	5 +2 HELOCs	0.2%	83.3%	$205,000
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	5 +1 HELOCs	0.2%	88.9%	$265,000
Everett Financial, Inc.	Conventional, FHA, VA	5	0.2%	72.7%	$269,000
American Financial Network, Inc.	Conventional, FHA	5	0.2%	45.5%	$137,000
Click n' Close, Inc.	Conventional, FHA	5	0.2%	66.7%	$187,000
Nfm, Inc	Conventional, FHA, VA	5	0.2%	100%	$209,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	5	0.2%	83.3%	$261,000	View
Plaza Home Mortgage, Inc	Conventional, FHA, VA	5	0.2%	35.7%	$169,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	4	0.2%	62.5%	$232,500	View
Royal United Mortgage LLC	Conventional	4	0.2%	57.1%	$117,500
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	4	0.2%	100%	$185,000	View
Discover Bank	Conventional	4	0.2%	14.8%	$82,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.2%	36.4%	$247,500	View
Synovus Bank	Conventional, FHA, HELOC	3 +4 HELOCs	0.1%	100%	$108,333
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, HELOC	3 +1 HELOCs	0.1%	75%	$291,666	View
Synergy One Lending, Inc.	Conventional	3	0.1%	100%	$168,333
AdvantageFirst Lending Inc	FHA, VA	3	0.1%	42.9%	$215,000
Assurance Financial Group, L.L.C.	Conventional, FHA	3	0.1%	100%	$158,333
HomeXpress Mortgage Corp.	Conventional	3	0.1%	75%	$285,000
Michigan Mutual, Inc	Conventional, FHA, VA	3	0.1%	100%	$188,333
Success Mortgage Partners, Inc	Conventional, FHA	3	0.1%	100%	$121,666
Sun West Mortgage Company, Inc	FHA, VA	3	0.1%	75%	$158,333
Churchill Mortgage Corporation	Conventional, FHA	3	0.1%	80%	$215,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	3	0.1%	100%	$291,666	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	3	0.1%	100%	$108,333	View
Zillow Home Loans, LLC	Conventional, FHA	3	0.1%	100%	$295,000
Reliance First Capital, LLC	Conventional, FHA	3	0.1%	100%	$115,000
Goodleap, LLC	Conventional, VA, HELOC	2 +9 HELOCs	0.1%	33.3%	$125,000
HomeBridge Financial Services, Inc	FHA, HELOC	2 +8 HELOCs	0.1%	50%	$260,000
Chevron Federal Credit Union	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	66.7%	$625,000
Arc Home LLC	Conventional	2	0.1%	100%	$165,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	2	0.1%	40%	$150,000	View
Cornerstone First Mortgage, LLC	Conventional	2	0.1%	100%	$335,000
Servion	FHA, VA	2	0.1%	100%	$185,000
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	2	0.1%	100%	$285,000	View
Nbkc Bank	VA	2	0.1%	100%	$355,000
Acrisure Mortgage, LLC	FHA	2	0.1%	100%	$265,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 1.51%	Conventional	2	0.1%	45.5%	$145,000	View
City National Bank of Florida A5.0 ★Texas Ratio: 7.12%	FHA, VA	2	0.1%	100%	$250,000	View
Flat Branch Mortgage, Inc.	Conventional, FHA	2	0.1%	100%	$205,000
Weichert Financial Services	Conventional	2	0.1%	100%	$305,000
Southeast Mortgage of Georgia, Inc.	Conventional, FHA	2	0.1%	100%	$55,000
Waterstone Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$395,000
Castle & Cooke Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$175,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	100%	$160,000	View
Endeavor Capital, LLC	Conventional, FHA	2	0.1%	100%	$165,000
Lower, LLC	FHA, VA	2	0.1%	66.7%	$215,000
RBC Bank (Georgia), N.A.	Conventional	2	0.1%	100%	$545,000
Compass Mortgage, Inc.	FHA	2	0.1%	100%	$195,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	0.1%	100%	$825,000	View
PenAir Credit Union	FHA, HELOC	1 +4 HELOCs	0%	50%	$175,000
Valon Mortgage	Conventional, HELOC	1 +2 HELOCs	0%	33.3%	$205,000
American Airlines Federal Cred	Conventional, HELOC	1 +1 HELOCs	0%	100%	$175,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	50%	$195,000
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0%	16.7%	$145,000
Gulf Coast Bank and Trust	FHA, HELOC	1 +1 HELOCs	0%	100%	$155,000
EMM Loans LLC	Conventional	1	0%	50%	$145,000
Genisys Credit Union	Conventional	1	0%	100%	$105,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	1	0%	100%	$1,255,000	View
Panorama Mortgage Group, LLC	FHA	1	0%	100%	$165,000
Regent Bank A5.0 ★Texas Ratio: 13.71%	Conventional	1	0%	100%	$155,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0%	100%	$225,000	View
The Peoples Bank A+5.0 ★Texas Ratio: 0.48%	Conventional	1	0%	100%	$185,000	View
Consumer Real Estate Finance Co DBA Society Mortgage	VA	1	0%	20%	$175,000
Guaranteed Rate Affinity, LLC	Conventional	1	0%	100%	$135,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0%	100%	$1,245,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0%	100%	$145,000	View
Primelending	Conventional	1	0%	100%	$305,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$165,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0%	100%	$205,000	View
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	FHA	1	0%	100%	$35,000	View
First Bank A+5.0 ★Texas Ratio: 2.49%	Conventional	1	0%	100%	$265,000	View
Atlantic Union Bank A+5.0 ★Texas Ratio: 2.51%	Conventional	1	0%	100%	$205,000	View
Singing River Federal C.U.	Conventional	1	0%	100%	$765,000
Sage Home Loans Corporation	Conventional	1	0%	100%	$255,000
Norwich Commercial Group Inc	FHA	1	0%	100%	$135,000
Guidance Residential, LLC	Conventional	1	0%	50%	$205,000
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	FHA	1	0%	100%	$275,000	View
Pilgrim Mortgage LLC	Conventional	1	0%	100%	$245,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0%	66.7%	$405,000	View
United Trust Bank	VA	1	0%	100%	$215,000
Resicentral LLC	Conventional	1	0%	100%	$105,000
Southern Bancorp Bank A5.0 ★Texas Ratio: 8.01%	Conventional	1	0%	100%	$195,000	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	VA	1	0%	100%	$205,000	View
AmWest Funding Corp	Conventional	1	0%	100%	$195,000
Intercoastal Mortgage, LLC	Conventional	1	0%	100%	$725,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0%	100%	$175,000	View
Oceanside Mortgage Company	FHA	1	0%	100%	$125,000
American Financing Corporation	FHA	1	0%	33.3%	$185,000
ClearPath Lending	VA	1	0%	100%	$195,000
Legends Bank A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$355,000	View
First Heritage Mortgage, LLC	VA	1	0%	100%	$305,000
Greenbox Loans	Conventional	1	0%	100%	$195,000
Stg Mortgage Inc	FHA	1	0%	100%	$205,000
First Community Credit Union A4.6 ★Texas Ratio: 2.08%	Conventional	1	0%	100%	$165,000	View
Thomasville National Bank	Conventional	1	0%	100%	$405,000
Transportation Federal Credit Union	Conventional	1	0%	100%	$85,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	100%	$565,000	View
Atlantic Bay Mortgage Group	Conventional	1	0%	100%	$135,000
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	FHA	1	0%	100%	$235,000	View
Nations Lending Corporation	VA	1	0%	100%	$165,000
T2 Financial LLC	USDA	1	0%	50%	$105,000
FineMark National Bank & Trust	Conventional, Jumbo	1	0%	100%	$1,325,000
First Citizens National Bank	Conventional	1	0%	100%	$175,000
Community First National Bank A+5.0 ★Texas Ratio: 1.41%	Conventional	1	0%	100%	$485,000	View
Sierra Pacific Mortgage Co. Inc	VA	1	0%	100%	$205,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0%	100%	$125,000	View
Milend, Inc	FHA	1	0%	50%	$165,000
Gulf Winds Credit Union	Conventional	1	0%	100%	$265,000
The Mortgage Firm	FHA	1	0%	100%	$445,000
Great Plains National Bank	Conventional	1	0%	100%	$535,000
Harvesters Federal Credit Union	Conventional	1	0%	100%	$155,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0%	100%	$105,000	View
Uif Corporation	Conventional	1	0%	100%	$255,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0%	100%	$275,000	View
Genway Home Mortgage, Inc.	FHA	1	0%	100%	$165,000
Citadel Servicing Corporation	Conventional	1	0%	100%	$265,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0%	100%	$705,000	View
TowneBank	VA	1	0%	100%	$315,000
Nationwide Mortgage Bankers, Inc.	FHA	1	0%	100%	$235,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	VA	1	0%	100%	$275,000	View
1St Advantage Federal Credit U	Conventional, Jumbo	1	0%	100%	$875,000
Staunton Financial Inc	VA	1	0%	100%	$265,000
Thrivent Bank	Conventional	1	0%	100%	$35,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0%	50%	$295,000	View
21St Mortgage	Conventional	1	0%	28.6%	$135,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0%	5.6%	$95,000
Texana Bank	FHA	1	0%	100%	$265,000
Loan Simple, Inc.	FHA	1	0%	50%	$195,000
Top Flite Financial, Inc.	FHA	1	0%	100%	$195,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0%	50%	$335,000	View
Hometrust Mortgage Company	FHA	1	0%	100%	$175,000
First State Bank A5.0 ★Texas Ratio: 10.01%	Conventional	1	0%	100%	$205,000	View
Figure Lending LLC	HELOC	0 +25 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +13 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +9 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +4 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
PriorityOne Bank A5.0 ★Texas Ratio: 12.03%	HELOC	0 +1 HELOCs	0%	n/a		View
Delta Community Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
First American Bank A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	0%		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Mobile Mortgage Rate Trends

Daily average mortgage rates for Alabama compared with the national average, updated every evening.

30-Year Fixed AL Avg

7.159%

▲ 0.056 vs 7 days ago

15-Year Fixed AL Avg

6.723%

▲ 0.014 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Mobile, Alabama

Looking for mortgage lenders near me or mortgage brokers near me in Mobile? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mobile in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Mobile, AL

Use these to narrow the list above. Each category shows how many Mobile, AL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 120 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 91 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 31 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 115 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 77 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 10 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 17 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AL 24 lenders headquartered in Alabama, the closest thing to a mortgage lender near you

Who Lends in Mobile, AL

Independent mortgage companies closed 60.1 percent of home loans in Mobile, Alabama in 2025, banks 33.5 percent and credit unions 6.4 percent. Liberty Mortgage Corporation was the largest mortgage company, Trustmark Bank the largest bank and New Horizons Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 112 loans.

60.1%

Mortgage companies

33.5%

Banks

6.4%

Credit unions

31%

FHA loans

13%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.

More Alabama Mortgage Lender Pages

All Alabama lenders 790 lenders Huntsville 310 lenders Montgomery 208 lenders Hoover 215 lenders Tuscaloosa 212 lenders Birmingham 194 lenders Auburn 201 lenders Athens 171 lenders Dothan 154 lenders Daphne 186 lenders Foley 186 lenders Phenix City 125 lenders Decatur 153 lenders

Frequently Asked Questions About Mortgage Lenders in Mobile, AL

Who is the largest mortgage lender in Mobile, AL?

By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Mobile, Alabama with 172 loans, about 6.6 percent of the market. The largest lender headquartered in Alabama was Regions Bank with 112 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Mobile, AL have the highest approval rates?

Among lenders with meaningful volume in Mobile, Alabama, Gmfs, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 76.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Mobile, AL mortgage lenders offer FHA, VA and USDA loans?

115 lenders closed FHA loans in Mobile, Alabama in 2025, led by Rocket Mortgage with 67. 77 lenders closed VA loans, led by Mortgage Research Center, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Mobile, AL lender list?

Yes. 91 banks and 31 credit unions closed home loans in Mobile, Alabama in 2025, alongside 120 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Mobile, AL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Mobile, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mobile, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mobile. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.