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Mortgage Lenders and Brokers in Huntsville, Alabama

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Huntsville, Alabama mortgage lenders include Redstone Federal Credit UnionRedstone Federal Credit Union4975 Bradford Dr NW Ste 200, Huntsville, AL 35805 1927A+5.0 ★Texas Ratio: 2.10%, FirstbankFirstbank401 Franklin St Se, Huntsville, AL 35801A5.0 ★Texas Ratio: 7.51%, Trustmark BankTrustmark Bank118 Jefferson St S, Huntsville, AL 35801A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions BankBuilding 3226 Redstone Arsenal, Huntsville, AL 35808A+5.0 ★Texas Ratio: 4.37%, Pinnacle BankPinnacle Bank301 Washington St Nw, Huntsville, AL 35801A+5.0 ★Texas Ratio: 3.04%, Southstate Bank, National AssociationSouthstate Bank, National Association415 Meridian St N, Huntsville, AL 35801A+5.0 ★Texas Ratio: 2.27%, Wells Fargo Bank NAWells Fargo Bank NA2754 Carl T Jones Dr Se, Huntsville, AL 35802A+5.0 ★Texas Ratio: 5.36%, Renasant BankRenasant Bank509 Drake Ave Sw, Huntsville, AL 35801A+5.0 ★Texas Ratio: 4.72%, Servisfirst BankServisfirst Bank401 Meridian St N, Huntsville, AL 35801A5.0 ★Texas Ratio: 8.75%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6275 University Dr Nw, Huntsville, AL 35806A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Huntsville, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Huntsville are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Huntsville, Alabama

Market share is the lender's share of all home loans closed in Huntsville, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Redstone Federal Credit Union 4975 Bradford Dr NW Ste 200, Huntsville, AL 35805 1927 A+5.0 ★Texas Ratio: 2.10%	Conventional, FHA, VA, USDA, Jumbo, HELOC	266 +740 HELOCs	4.4%	86.6%	$249,097	View
Firstbank 2 offices in Huntsville 401 Franklin St Se, Huntsville, AL 35801 A5.0 ★Texas Ratio: 7.51%	Conventional, FHA, VA, USDA, Jumbo, HELOC	182 +15 HELOCs	3%	96.4%	$310,879	View
Trustmark Bank 2 offices in Huntsville 118 Jefferson St S, Huntsville, AL 35801 A+5.0 ★Texas Ratio: 2.40%	Conventional, FHA, VA, USDA, Jumbo, HELOC	158 +28 HELOCs	2.6%	97.6%	$339,240	View
Regions Bank 9 offices in Huntsville Building 3226 Redstone Arsenal, Huntsville, AL 35808 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, USDA, Jumbo, HELOC	157 +200 HELOCs	2.6%	63.7%	$194,490	View
Pinnacle Bank 4 offices in Huntsville 301 Washington St Nw, Huntsville, AL 35801 A+5.0 ★Texas Ratio: 3.04%	Conventional, FHA, HELOC	73 +5 HELOCs	1.2%	88%	$157,602	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Huntsville 415 Meridian St N, Huntsville, AL 35801 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, VA, Jumbo, HELOC	63 +18 HELOCs	1%	88.7%	$560,396	View
Wells Fargo Bank NA 3 offices in Huntsville 2754 Carl T Jones Dr Se, Huntsville, AL 35802 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA, Jumbo	50	0.8%	75.8%	$286,400	View
Renasant Bank 2 offices in Huntsville 509 Drake Ave Sw, Huntsville, AL 35801 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA, Jumbo, HELOC	47 +7 HELOCs	0.8%	90.4%	$413,085	View
Servisfirst Bank 2 offices in Huntsville 401 Meridian St N, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.75%	Conventional, FHA, Jumbo, HELOC	43 +13 HELOCs	0.7%	97.7%	$462,441	View
JPMorgan Chase Bank, NA 2 offices in Huntsville 6275 University Dr Nw, Huntsville, AL 35806 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	40 +4 HELOCs	0.7%	93.5%	$312,500	View
Local Bank 1 office in Huntsville 2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28%	Conventional, FHA, VA, Jumbo	33	0.5%	100%	$420,454	View
First National Bank of Pulaski 1 office in Huntsville 2101 Clinton Ave W, Huntsville, AL 35805 A+5.0 ★Texas Ratio: 2.25%	Conventional, FHA, VA, Jumbo	26	0.4%	100%	$313,076	View
Merit Bank 3810 Governors Drive Nw, Huntsville, AL 35805 A+5.0 ★Texas Ratio: 0.43%	Conventional, Jumbo	24	0.4%	100%	$367,916	View
Smartbank 1 office in Huntsville 300 Clinton Ave W, Huntsville, AL 35801 A+5.0 ★Texas Ratio: 1.74%	Conventional, FHA, VA, Jumbo, HELOC	21 +10 HELOCs	0.3%	95.5%	$414,523	View
United Community Bank 2 offices in Huntsville 2746 Carl T Jones Dr Se, Huntsville, AL 35802 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, VA, HELOC	19 +14 HELOCs	0.3%	73.1%	$272,368	View
Bryant Bank 2 offices in Huntsville 1804 Four Mile Post Rd Se, Huntsville, AL 35802 A+5.0 ★Texas Ratio: 2.46%	Conventional, Jumbo, HELOC	19 +7 HELOCs	0.3%	95%	$299,210	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 5 offices in Huntsville 2004 Country Club Ave Nw, Huntsville, AL 35816 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, Jumbo, HELOC	18 +54 HELOCs	0.3%	90%	$309,444	View
Truist Bank ★ 1 stars, 1 review 3 offices in Huntsville 3419 Pulaski Pike Nw, Huntsville, AL 35810 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, Jumbo, HELOC	15 +17 HELOCs	0.2%	93.8%	$345,000	View
First Horizon Bank ★ 5 stars, 1 review 2 offices in Huntsville 4700 Whitesburg Dr Sw, Huntsville, AL 35802 A+5.0 ★Texas Ratio: 5.76%	Conventional, VA, Jumbo, HELOC	12 +4 HELOCs	0.2%	92.3%	$658,333	View
North Alabama Bank 2 offices in Huntsville 220 Providence Main St Nw, Huntsville, AL 35806 A+5.0 ★Texas Ratio: 0.99%	Conventional	8	0.1%	100%	$126,250	View
Peoples Bank of Alabama 1 office in Huntsville 4245 Balmoral Dr Sw, Huntsville, AL 35801 A+5.0 ★Texas Ratio: 3.77%	Conventional	6	0.1%	87.5%	$218,333	View
North Alabama Educators Credit Union 2309 Whitesburg Dr SE, Huntsville, AL 35801 3819 A+5.0 ★Texas Ratio: 3.45%	Conventional	6	0.1%	100%	$91,666	View
Bankplus 1 office in Huntsville 509 Madison St Se, Huntsville, AL 35801 A+5.0 ★Texas Ratio: 4.80%	Conventional	1	0%	100%	$505,000	View
Fifth Third Bank, National Association 3 offices in Huntsville 9064 Memorial Pkwy Sw, Huntsville, AL 35802 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0%	50%	$285,000	View
Avadian Credit Union 3301 Memorial Pkwy SW, Huntsville, AL 35801 5314 A+5.0 ★Texas Ratio: 3.41%	Conventional, FHA, VA, Jumbo, HELOC	45 +26 HELOCs	0.7%	93.8%	$453,444	View
Bank Independent 225 Holmes Ave Ne Suite 100, Huntsville, AL 35801 A+5.0 ★Texas Ratio: 1.45%	Conventional, VA, Jumbo, HELOC	24 +24 HELOCs	0.4%	96.2%	$376,250	View
River Bank & Trust 401 Holmes Avenue, Huntsville, AL 35801 A+5.0 ★Texas Ratio: 4.39%	Conventional, Jumbo, HELOC	22 +9 HELOCs	0.4%	100%	$323,181	View
Southpoint Bank 1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33%	Conventional, FHA, VA	21	0.3%	100%	$210,238	View
CB&S Bank 521 Madison St Se, Huntsville, AL 35801 C3.6 ★Texas Ratio: 21.51%	Conventional, VA, USDA, HELOC	20 +20 HELOCs	0.3%	95.5%	$391,500	View
Bank of Frankewing 14226 Highway 231 431 N, Hazel Green, AL 35750 F2.7 ★Texas Ratio: 42.60%	Conventional, FHA, VA	16	0.3%	84.2%	$314,375	View
First Federal Bank 5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80%	Conventional, FHA, VA	12	0.2%	81.2%	$321,666	View
Listerhill Credit Union 22223 US 72, Athens, AL 35613 A+5.0 ★Texas Ratio: 3.96%	Conventional, Jumbo	9	0.1%	90%	$355,000	View
First Jackson Bank, Inc 50550 Al Highway 277, Bridgeport, AL 35740 A+5.0 ★Texas Ratio: 1.03%	Conventional	9	0.1%	90%	$320,555	View
Premier Bank of the South 2123 Whitesburg Dr Se, Huntsville, AL 35801 A+5.0 ★Texas Ratio: 0.00%	Conventional	6	0.1%	100%	$265,000	View
Alabama Credit Union 851 John Wright Dr, Huntsville, AL 35899 A+5.0 ★Texas Ratio: 5.72%	Conventional	5	0.1%	100%	$279,000	View
EvaBank 1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16%	Conventional	4	0.1%	45.5%	$152,500	View
Family Security Credit Union 5976 US Highway 431, Albertville, AL 35950 2008 A+5.0 ★Texas Ratio: 1.16%	Conventional	3	0%	33.3%	$178,333	View
Aod Federal Credit Union 7 Frankford Ave Bldg 141, Anniston, AL 36201 4199	Conventional	2	0%	100%	$420,000
First Metro Bank 309 W Washington St, Athens, AL 35611 A+5.0 ★Texas Ratio: 1.01%	Conventional	2	0%	100%	$175,000	View
Ameris Bank ★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82%	Conventional	2	0%	100%	$320,000	View
BankFirst Financial Services 307 Clinton Ave W, Huntsville, AL 35801 A+5.0 ★Texas Ratio: 3.47%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$285,000	View
TVA Community Credit Union 10835 Shaw Rd # BFT 2C, Athens, AL 35611 A+5.0 ★Texas Ratio: 0.70%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$345,000	View
Liberty Bank 305 N Broad St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 1.01%	Conventional	1	0%	100%	$305,000	View
Southern Energy Credit Union 925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41%	Conventional	1	0%	100%	$495,000	View
WinSouth Credit Union 3512 US Highway 431, ALBERTVILLE, AL 35950 0204 A+5.0 ★Texas Ratio: 3.81%	Conventional	1	0%	100%	$415,000	View
Citizens Bank & Trust 324 N Broad St, Albertville, AL 35950 A-4.3 ★Texas Ratio: 0.87%	Conventional	1	0%	100%	$135,000	View
First State Bank of the South, Inc 1319 Us Highway 72 E, Athens, AL 35611	Conventional	1	0%	100%	$85,000
Hamilton Mortgage Corporation	Conventional, FHA	12	0.2%	100%	$205,833
Consumer First Mortgage, Inc.	Conventional	4	0.1%	66.7%	$300,000
Tjc Mortgage Inc	Conventional, FHA, VA	4	0.1%	100%	$315,000
America'S First Federal CU	Conventional	2	0%	100%	$235,000
CSL Financial, LLC	Conventional	1	0%	100%	$65,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	487 +3 HELOCs	8%	92.2%	$373,562
Rocket Mortgage	Conventional, FHA, VA, Jumbo	480	7.9%	83.9%	$239,062
Lennar Mortgage, LLC	Conventional, FHA, VA, USDA	288	4.7%	90.9%	$319,444
Canopy Mortgage, LLC	Conventional, FHA, VA, USDA	187	3.1%	99.5%	$277,887
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	173	2.9%	91.3%	$287,890
Stockton Mortgage Corporation	Conventional, FHA, VA, USDA, Jumbo	172	2.8%	94.6%	$310,058
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	162	2.7%	88.2%	$353,209
Heritage Mortgage, LLC C-3.6 ★Texas Ratio: 31.27%	Conventional, FHA, VA	162	2.7%	100%	$299,259	View
Mortgage Research Center	Conventional, FHA, VA, Jumbo	147	2.4%	70.8%	$355,680
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	130 +29 HELOCs	2.1%	87.9%	$289,615
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	121 +12 HELOCs	2%	77.8%	$228,471
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	118	1.9%	85.2%	$278,135
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	79	1.3%	95.2%	$352,848	View
Nationstar Mortgage	Conventional, FHA, VA	64	1.1%	83.8%	$156,718
First Community Mortgage, Inc. A4.6 ★Texas Ratio: 2.08%	Conventional, FHA, VA, USDA, Jumbo	59	1%	95.7%	$321,440	View
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA, USDA	57	0.9%	57.7%	$337,807
Newrez LLC	Conventional, FHA, VA, Jumbo	54	0.9%	56.7%	$270,555
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	53 +3 HELOCs	0.9%	98.4%	$457,641
First Colony Mortgage Corporat	Conventional, FHA, VA	52	0.9%	98.4%	$331,153
New American Funding, LLC.	Conventional, FHA, VA, HELOC	50 +6 HELOCs	0.8%	82%	$276,600
Planet Home Lending, LLC	Conventional, FHA, VA, Jumbo	49	0.8%	89.1%	$352,346
Cadence Bank	Conventional, FHA, VA, Jumbo, HELOC	41 +36 HELOCs	0.7%	91.1%	$377,926
Fairway Independent Mort Corp	Conventional, FHA, VA	40	0.7%	97.6%	$295,500
Synovus Bank	Conventional, FHA, VA, Jumbo, HELOC	39 +20 HELOCs	0.6%	86.7%	$273,205
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	39	0.6%	90.9%	$212,435	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	36	0.6%	62.1%	$316,944	View
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	35 +1 HELOCs	0.6%	94.6%	$373,285
Contour Mortgage Corporation	Conventional, FHA, VA, USDA	35	0.6%	97.2%	$303,571
DSLD Mortgage LLC	Conventional, FHA, VA, USDA	35	0.6%	94.6%	$296,428
Assurance Financial Group, L.L.C.	Conventional, FHA, VA, USDA	34	0.6%	87.2%	$312,058
The Loan Store, Inc	Conventional, FHA, VA, HELOC	30 +9 HELOCs	0.5%	97.2%	$282,000
TowneBank	Conventional, FHA, VA, USDA	30	0.5%	93.8%	$304,666
Victorian Finance, LLC	Conventional, FHA, VA	27	0.4%	90%	$279,444
Amerisave Mortgage Company	Conventional, FHA, VA	25	0.4%	27.2%	$123,800
Plaza Home Mortgage, Inc	Conventional, FHA, VA, Jumbo	25	0.4%	80.6%	$376,200
Acrisure Mortgage, LLC	Conventional, FHA, VA, USDA	23	0.4%	100%	$309,782
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	23	0.4%	74.2%	$410,652
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	23	0.4%	100%	$281,521
Carrington Mortgage Services LLC	Conventional, FHA, VA	23	0.4%	48.4%	$285,434
New Day Financial, LLC.	VA	22	0.4%	53.5%	$349,545
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	21 +3 HELOCs	0.3%	87.5%	$290,714
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	20	0.3%	52.9%	$253,000
Mutual of Omaha Mortgage	Conventional, FHA, VA, Jumbo	20	0.3%	72.4%	$407,500
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA, VA	19	0.3%	100%	$327,105	View
Village Capital & Investment	FHA, VA	18	0.3%	66.7%	$386,111
Spring Eq, LLC	Conventional, HELOC	16 +7 HELOCs	0.3%	32.7%	$67,500
Goodleap, LLC	Conventional, FHA, VA, HELOC	15 +17 HELOCs	0.2%	75.9%	$208,333
Atlantic Bay Mortgage Group	Conventional, FHA, VA	15	0.2%	100%	$356,333
Gmfs, LLC	Conventional, FHA, VA, USDA	15	0.2%	96.6%	$379,666
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	14 +3 HELOCs	0.2%	77.8%	$212,142	View
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	14 +3 HELOCs	0.2%	100%	$329,285
Everett Financial, Inc.	Conventional, FHA, VA	14	0.2%	93.3%	$282,857
MortgageOne, Inc	Conventional, FHA, VA	12	0.2%	92.3%	$376,666
Equity Prime Mortgage LLC	FHA, VA	12	0.2%	85.7%	$301,666
Discover Bank	Conventional	12	0.2%	31.7%	$110,833
Pentagon Federal Credit Union	Conventional, VA, Jumbo, HELOC	11 +5 HELOCs	0.2%	57.9%	$428,636
Mortgage Solutions of Colorado	VA	11	0.2%	91.7%	$368,636
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	10 +1 HELOCs	0.2%	83.3%	$305,000
Guaranteed Rate Affinity, LLC	Conventional, VA	10	0.2%	100%	$339,000
American Financial Resources LLC	Conventional, FHA, USDA	10	0.2%	100%	$291,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional, FHA	10	0.2%	100%	$372,000	View
Princeton Mortgage Corporation	Conventional, FHA, VA	10	0.2%	70.6%	$247,000
Zillow Home Loans, LLC	Conventional, FHA, VA	10	0.2%	80%	$283,000
Hope Federal Credit Union A+5.0 ★Texas Ratio: 4.07%	Conventional, FHA	10	0.2%	83.3%	$199,000	View
Tomo Mortgage LLC	Conventional	10	0.2%	100%	$425,000
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	9 +26 HELOCs	0.1%	90%	$412,777	View
Better Mortgage Corporation	Conventional, FHA, HELOC	9 +2 HELOCs	0.1%	60%	$296,111
Sage Home Loans Corporation	Conventional	9	0.1%	87.5%	$405,000
Nbkc Bank	Conventional, VA	9	0.1%	100%	$375,000
Towne Mortgage Company	Conventional, FHA, VA	9	0.1%	100%	$315,000
Mortgage Investors Group A+5.0 ★Texas Ratio: 5.42%	Conventional	9	0.1%	100%	$375,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	9	0.1%	81.8%	$345,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, FHA, VA	8	0.1%	100%	$435,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	8	0.1%	90%	$645,000	View
HomeBridge Financial Services, Inc	Conventional, VA, Jumbo, HELOC	7 +3 HELOCs	0.1%	66.7%	$442,142
PHH Mortgage Corporation	Conventional, VA	7	0.1%	77.8%	$523,571
Loanunited.Com, LLC	Conventional, VA	7	0.1%	87.5%	$417,857
Guild Mortgage Company	Conventional, FHA, VA	7	0.1%	100%	$290,714
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA, VA	7	0.1%	100%	$437,857	View
Cardinal Financial Company, Li	Conventional, FHA, VA	7	0.1%	100%	$233,571
Churchill Mortgage Corporation	Conventional, FHA	7	0.1%	100%	$229,285
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	7	0.1%	100%	$473,571	View
Wolfe Financial Inc	Conventional, FHA, VA	7	0.1%	100%	$316,428
Wilson Bank and Trust A+5.0 ★Texas Ratio: 4.75%	Conventional, FHA, VA	7	0.1%	100%	$455,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	7	0.1%	87.5%	$306,428	View
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	7	0.1%	100%	$356,428
Primelending	Conventional, FHA, VA	6	0.1%	75%	$391,666
AdvantageFirst Lending Inc	FHA, VA	6	0.1%	66.7%	$361,666
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA, Jumbo	6	0.1%	100%	$265,000	View
Homeowners Financial Group, LLC	Conventional, FHA, VA	6	0.1%	85.7%	$288,333
American Pacific Mortgage Corporation	Conventional, FHA	6	0.1%	100%	$288,333
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	6	0.1%	100%	$401,666
21St Mortgage	Conventional	6	0.1%	40%	$111,666
Sun West Mortgage Company, Inc	FHA, VA	5	0.1%	70%	$407,000
Justice Federal Credit Union	Conventional	5	0.1%	100%	$313,000
First Continental Mortgage, Ltd.	Conventional, FHA	5	0.1%	100%	$293,000
Hunt Mortgage Corporation	Conventional, FHA	5	0.1%	83.3%	$213,000
Florida Capital Bank, N.A	Conventional, VA	5	0.1%	100%	$301,000
Royal United Mortgage LLC	Conventional	4	0.1%	66.7%	$85,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, VA	4	0.1%	100%	$210,000	View
Nfm, Inc	Conventional, VA	4	0.1%	100%	$270,000
Pike Creek Mortgage Services, Inc.	Conventional, VA	4	0.1%	100%	$365,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	4	0.1%	100%	$957,500	View
Nations Direct Mortgage, LLC	Conventional, FHA	4	0.1%	100%	$385,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, VA	4	0.1%	80%	$332,500	View
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional	3	0%	75%	$261,666	View
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	3	0%	100%	$201,666
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA, VA	3	0%	60%	$408,333	View
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 1.51%	Conventional	3	0%	50%	$138,333	View
Filo Mortgage, LLC	Conventional, FHA, VA	3	0%	100%	$288,333
Synergy One Lending, Inc.	Conventional, VA, USDA	3	0%	100%	$221,666
ClearPath Lending	VA	3	0%	100%	$425,000
Acu	Conventional	3	0%	100%	$278,333
T2 Financial LLC	FHA	3	0%	100%	$275,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	3	0%	60%	$605,000	View
Geneva Financial LLC	Conventional, FHA, VA	3	0%	100%	$305,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	3	0%	100%	$455,000	View
Endeavor Capital, LLC	FHA	3	0%	100%	$178,333
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	2 +8 HELOCs	0%	100%	$320,000	View
Polaris Home Funding Corp.	FHA	2	0%	100%	$150,000
Arc Home LLC	Conventional	2	0%	100%	$575,000
American Portfolio Mortgage Corporation	Conventional, VA	2	0%	100%	$450,000
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	2	0%	100%	$145,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	2	0%	100%	$435,000	View
Residential Wholesale Mortgage	Conventional	2	0%	100%	$290,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	2	0%	100%	$360,000	View
Greenstate Credit Union	Conventional	2	0%	100%	$505,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, Jumbo	2	0%	100%	$690,000	View
All Credit Considered Mortgage, Inc.	Conventional	2	0%	100%	$320,000
Guidance Residential, LLC	Conventional	2	0%	100%	$180,000
United Trust Bank	VA	2	0%	100%	$290,000
Deephaven Mortgage LLC	Conventional	2	0%	100%	$140,000
Capital City Home Loans, LLC A+5.0 ★Texas Ratio: 2.55%	Conventional, VA	2	0%	100%	$355,000	View
American Financial Network, Inc.	Conventional	2	0%	40%	$465,000
Citizens Tri County Bank ★ 5 stars, 1 review A5.0 ★Texas Ratio: 7.54%	Conventional	2	0%	100%	$215,000	View
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	2	0%	100%	$140,000	View
Intercoastal Mortgage, LLC	Conventional, VA	2	0%	100%	$315,000
Click n' Close, Inc.	Conventional, FHA	2	0%	66.7%	$180,000
American Financing Corporation	Conventional	2	0%	18.2%	$100,000
Mid-Continent Funding, Inc.	VA	2	0%	100%	$275,000
Real Genius LLC	Conventional	2	0%	100%	$275,000
American Internet Mortgage, Inc.	Conventional	2	0%	100%	$270,000
Nations Lending Corporation	Conventional, FHA	2	0%	100%	$260,000
Mortgage Equity Partners LLC	Conventional, FHA	2	0%	100%	$610,000
Milend, Inc	Conventional	2	0%	40%	$120,000
Acopia, LLC	Conventional	2	0%	100%	$370,000
BrightStar Credit Union	Conventional, VA	2	0%	100%	$285,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	2	0%	100%	$370,000	View
V.I.P. Mortgage, Inc.	Conventional	2	0%	100%	$250,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0%	50%	$95,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0%	66.7%	$270,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0%	100%	$130,000	View
Lower, LLC	Conventional	2	0%	66.7%	$405,000
Angel Oak Mortgage Solutions LLC	Conventional	2	0%	100%	$380,000
Texana Bank	VA	2	0%	100%	$325,000
Loan Simple, Inc.	FHA, USDA	2	0%	100%	$245,000
Top Flite Financial, Inc.	Conventional, FHA	2	0%	100%	$260,000
Leaderone Financial Corp.	VA	2	0%	100%	$315,000
Valon Mortgage	FHA, HELOC	1 +5 HELOCs	0%	100%	$285,000
Mission Loans, LLC	Conventional, HELOC	1 +2 HELOCs	0%	100%	$105,000
Communityamerica Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$415,000
Interlinc Mortgage Services, LLC	FHA	1	0%	100%	$315,000
Georgia'S Own Credit Union	Conventional	1	0%	100%	$305,000
Genisys Credit Union	Conventional	1	0%	100%	$735,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$805,000	View
Premier Mortgage Resources, LLC	Conventional	1	0%	100%	$285,000
Zippy Loans, LLC	Conventional	1	0%	100%	$75,000
Alameda Mortgage Corporation	Conventional	1	0%	100%	$355,000
Liberty Federal Credit Union A+5.0 ★Texas Ratio: 1.01%	Conventional	1	0%	100%	$545,000	View
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0%	100%	$1,035,000	View
Neighborhood Loans, Inc	Conventional	1	0%	11.8%	$5,000
Atlantic Coast Mortgage, LLC	Conventional	1	0%	100%	$215,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$265,000	View
Paragon Bank A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0%	100%	$315,000	View
SWBC Mortgage Corporation	Conventional	1	0%	100%	$245,000
Servion	FHA	1	0%	100%	$265,000
Atlantic Union Bank A+5.0 ★Texas Ratio: 2.51%	Conventional	1	0%	100%	$255,000	View
Fidelity Bank A5.0 ★Texas Ratio: 12.33%	Conventional	1	0%	100%	$75,000	View
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0%	100%	$665,000	View
Go Mortgage, LLC	Conventional	1	0%	100%	$375,000
Envoy Mortgage, Ltd	FHA	1	0%	100%	$225,000
Orchard Mortgage, LLC	Conventional	1	0%	100%	$385,000
Allied Mortgage Group, Inc	Conventional	1	0%	100%	$415,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0%	100%	$365,000	View
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	USDA	1	0%	100%	$355,000	View
Dart Bank	Conventional	1	0%	100%	$265,000
Liberty Bank A+5.0 ★Texas Ratio: 1.01%	Conventional	1	0%	100%	$305,000	View
Tower Federal Credit Union A+5.0 ★Texas Ratio: 4.27%	Conventional	1	0%	100%	$115,000	View
Resicentral LLC	Conventional	1	0%	100%	$265,000
Southern Bancorp Bank A5.0 ★Texas Ratio: 8.01%	Conventional	1	0%	50%	$105,000	View
Orion Federal Credit Union A5.0 ★Texas Ratio: 6.66%	Conventional	1	0%	100%	$705,000	View
Data Mortgage, Inc	FHA	1	0%	100%	$335,000
AmWest Funding Corp	Conventional	1	0%	100%	$515,000
Onward Home Mortgage, LLC	Conventional	1	0%	100%	$445,000
HomeXpress Mortgage Corp.	Conventional	1	0%	33.3%	$685,000
Tyndall Federal Credit Union A+5.0 ★Texas Ratio: 0.96%	Conventional	1	0%	100%	$65,000
Success Mortgage Partners, Inc	Conventional	1	0%	100%	$295,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0%	100%	$425,000
AAFMAA Mortgage Services LLC	VA	1	0%	100%	$465,000
City 1st Mortgage Services, LC	VA	1	0%	100%	$505,000
Los Angeles Police FCU	Conventional	1	0%	100%	$195,000
Credit Union Mortgage Associat	Conventional	1	0%	100%	$305,000
New Wave Lending Group Inc	Conventional	1	0%	100%	$365,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0%	100%	$335,000	View
Credit Human Federal Credit Un	Conventional	1	0%	44.4%	$105,000
East Coast Capital Corp.	Conventional	1	0%	100%	$185,000
VanDyk Mortgage Corporation	Conventional	1	0%	100%	$615,000
Securitynational Mortgage Company	FHA	1	0%	100%	$275,000
SIRVA Mortgage, Inc.	Conventional	1	0%	100%	$205,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0%	100%	$315,000
Service Federal Credit Union	VA	1	0%	100%	$345,000
Elements Financial Federal Cre	Conventional	1	0%	100%	$345,000
Tennessee Valley Federal C U	Conventional	1	0%	100%	$175,000
Calcon Mutual Mortgage LLC	Conventional	1	0%	100%	$155,000
Fairwinds Credit Union	Conventional	1	0%	100%	$405,000
Delta Community Credit Union	Conventional	1	0%	50%	$405,000
Southeast Mortgage of Georgia, Inc.	Conventional	1	0%	100%	$265,000
First National Bank Texas A4.7 ★Texas Ratio: 3.20%	VA	1	0%	100%	$465,000	View
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	VA	1	0%	100%	$275,000	View
Credence Funding Corporation	VA	1	0%	100%	$335,000
Altra Federal Credit Union	Conventional	1	0%	100%	$275,000
Waterstone Mortgage Corporation	VA	1	0%	100%	$425,000
Planters Bank, Inc. A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0%	100%	$135,000	View
BoxCar Mortgage, LLC	Conventional	1	0%	50%	$365,000
Hometown Equity Mortgage, LLC	FHA	1	0%	100%	$335,000
Lendsure Mortgage Corp.	Conventional	1	0%	100%	$625,000
Together Credit Union	Conventional	1	0%	100%	$155,000
Community Mortgage Corporation	Conventional	1	0%	100%	$215,000
Community First National Bank A+5.0 ★Texas Ratio: 1.41%	Conventional	1	0%	100%	$265,000	View
Sierra Pacific Mortgage Co. Inc	VA	1	0%	100%	$465,000
Peoples Bank A+5.0 ★Texas Ratio: 3.39%	Conventional, Jumbo	1	0%	100%	$815,000	View
First Ciitizens Bank and Trust A5.0 ★Texas Ratio: 7.72%	Conventional	1	0%	100%	$265,000	View
First South Farm Credit, ACA	Conventional, Jumbo	1	0%	100%	$1,055,000
Southeast First National Bank A+5.0 ★Texas Ratio: 0.13%	Conventional	1	0%	100%	$105,000	View
Uif Corporation	Conventional	1	0%	100%	$455,000
Willamette Valley Bank A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0%	100%	$385,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0%	100%	$265,000	View
Colony Bank A+5.0 ★Texas Ratio: 4.01%	VA	1	0%	100%	$575,000	View
Legacy Home Loans, LLC	Conventional	1	0%	100%	$295,000
Citadel Servicing Corporation	Conventional	1	0%	100%	$725,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	1	0%	100%	$465,000	View
Northrop Grumman Federal Credit Union	Conventional	1	0%	100%	$185,000
Nmsi, Inc.	Conventional	1	0%	100%	$215,000
Compass Mortgage, Inc.	Conventional	1	0%	100%	$195,000
Bank3	FHA	1	0%	100%	$265,000
Southwest Stage Funding LLC	FHA	1	0%	100%	$245,000
Commercial Bank & Trust Company	Conventional	1	0%	100%	$155,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	1	0%	100%	$875,000	View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Huntsville Mortgage Rate Trends

Daily average mortgage rates for Alabama compared with the national average, updated every evening.

30-Year Fixed AL Avg

7.159%

▲ 0.056 vs 7 days ago

15-Year Fixed AL Avg

6.723%

▲ 0.014 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Huntsville, Alabama

Looking for mortgage lenders near me or mortgage brokers near me in Huntsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Huntsville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Huntsville, AL

Use these to narrow the list above. Each category shows how many Huntsville, AL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 161 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 101 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 38 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 119 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 127 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 21 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 51 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AL 34 lenders headquartered in Alabama, the closest thing to a mortgage lender near you

Who Lends in Huntsville, AL

Independent mortgage companies closed 63.6 percent of home loans in Huntsville, Alabama in 2025, banks 27.7 percent and credit unions 8.7 percent. Hamilton Mortgage Corporation was the largest mortgage company, Firstbank the largest bank and Redstone Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Redstone Federal Credit Union led with 266 loans.

63.6%

Mortgage companies

27.7%

Banks

8.7%

Credit unions

17%

FHA loans

23%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.

More Alabama Mortgage Lender Pages

All Alabama lenders 790 lenders Mobile 230 lenders Montgomery 208 lenders Hoover 215 lenders Tuscaloosa 212 lenders Birmingham 194 lenders Auburn 201 lenders Athens 171 lenders Dothan 154 lenders Daphne 186 lenders Foley 186 lenders Phenix City 125 lenders Decatur 153 lenders

Frequently Asked Questions About Mortgage Lenders in Huntsville, AL

Who is the largest mortgage lender in Huntsville, AL?

By home loans closed in 2025, Redstone Federal Credit Union was the largest mortgage lender in Huntsville, Alabama with 266 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Huntsville, AL have the highest approval rates?

Among lenders with meaningful volume in Huntsville, Alabama, Heritage Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 84.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Huntsville, AL mortgage lenders offer FHA, VA and USDA loans?

119 lenders closed FHA loans in Huntsville, Alabama in 2025, led by Lennar Mortgage, LLC with 98. 127 lenders closed VA loans, led by United Wholesale Mortgage, and 21 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Huntsville, AL lender list?

Yes. 101 banks and 38 credit unions closed home loans in Huntsville, Alabama in 2025, alongside 161 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Huntsville, AL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Huntsville, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Huntsville, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Huntsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.