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Mortgage Lenders and Brokers in Daphne, Alabama

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Daphne, Alabama mortgage lenders include Trustmark BankTrustmark Bank2507 Us Highway 98, Daphne, AL 36526A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank1439 Us Highway 98, Daphne, AL 36526A+5.0 ★Texas Ratio: 4.37%, Community Bank of MississippiCommunity Bank of Mississippi23797 Alabama Highway 98, Daphne, AL 36526A+5.0 ★Texas Ratio: 3.09%, Bryant BankBryant Bank1801 Us Highway 98, Daphne, AL 36526A+5.0 ★Texas Ratio: 2.46%, Renasant BankRenasant Bank1415 Us Highway 98, Daphne, AL 36526A+5.0 ★Texas Ratio: 4.72%, PNC Bank N.A.PNC Bank N.A.2211 Us Highway 98, Daphne, AL 36526A+5.0 ★Texas Ratio: 4.24%, Wells Fargo Bank NAWells Fargo Bank NA2535 Us Highway 98, Daphne, AL 36526A+5.0 ★Texas Ratio: 5.36%, Hancock Whitney BankHancock Whitney Bank1712 Us Highway 98, Daphne, AL 36526A+5.0 ★Texas Ratio: 3.41%, Merchants & Marine BankMerchants & Marine Bank27765 Us Highway 98, Daphne, AL 36526A5.0 ★Texas Ratio: 9.99%, and Pinnacle BankPinnacle Bank7050 Us Highway 90, Daphne, AL 36526A+5.0 ★Texas Ratio: 3.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Daphne, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Daphne are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Daphne, Alabama

Market share is the lender's share of all home loans closed in Daphne, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Trustmark Bank 1 office in Daphne 2507 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 2.40%	Conventional, FHA, VA, Jumbo, HELOC	51 +29 HELOCs	4.4%	94.4%	$354,411	View
Regions Bank 2 offices in Daphne 1439 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	46 +35 HELOCs	4%	78.8%	$263,695	View
Community Bank of Mississippi 1 office in Daphne 23797 Alabama Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 3.09%	Conventional, VA, Jumbo, HELOC	17 +9 HELOCs	1.5%	100%	$405,588	View
Bryant Bank 1 office in Daphne 1801 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 2.46%	Conventional, HELOC	8 +6 HELOCs	0.7%	88.9%	$173,750	View
Renasant Bank 1 office in Daphne 1415 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, Jumbo, HELOC	8 +5 HELOCs	0.7%	100%	$460,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Daphne 2211 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	7 +31 HELOCs	0.6%	87.5%	$415,000	View
Wells Fargo Bank NA 1 office in Daphne 2535 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	5	0.4%	100%	$245,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 1 office in Daphne 1712 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 3.41%	Conventional, Jumbo, HELOC	3 +5 HELOCs	0.3%	100%	$515,000	View
Merchants & Marine Bank 1 office in Daphne 27765 Us Highway 98, Daphne, AL 36526 A5.0 ★Texas Ratio: 9.99%	Conventional	2	0.2%	100%	$230,000	View
Pinnacle Bank 1 office in Daphne 7050 Us Highway 90, Daphne, AL 36526 A+5.0 ★Texas Ratio: 3.04%	Conventional	1	0.1%	100%	$175,000	View
United Community Bank 1 office in Daphne 1539 Us Highway 98 Ste 202, Daphne, AL 36526 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +3 HELOCs	0%	0%		View
Firstbank 615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51%	Conventional, FHA, Jumbo	24	2.1%	100%	$339,583	View
First Federal Bank 5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80%	Conventional, FHA, VA	20	1.7%	100%	$319,500	View
New Horizons Credit Union 7146 Stone Dr, Daphne, AL 36526 4825 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	12 +2 HELOCs	1%	100%	$240,833	View
First Horizon Bank ★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	10 +5 HELOCs	0.9%	100%	$776,000	View
Local Bank 2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28%	Conventional, FHA, VA	9	0.8%	100%	$361,666	View
Bankplus 1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80%	Conventional, VA, HELOC	8 +7 HELOCs	0.7%	83.3%	$353,750	View
All In Credit Union 28720 US Highway 98, Daphne, AL 36526	Conventional, HELOC	4 +4 HELOCs	0.3%	50%	$200,000
Southstate Bank, National Association ★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	4 +3 HELOCs	0.3%	100%	$852,500	View
Servisfirst Bank 2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75%	Conventional, HELOC	4 +1 HELOCs	0.3%	100%	$322,500	View
Alabama Credit Union 28509 US Highway 98, Daphne, AL 36526 7189 A+5.0 ★Texas Ratio: 5.72%	Conventional	3	0.3%	75%	$398,333	View
Truist Bank ★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, HELOC	2 +8 HELOCs	0.2%	100%	$270,000	View
River Bank & Trust 1301 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 4.39%	Conventional, HELOC	2 +6 HELOCs	0.2%	100%	$100,000	View
Southern Energy Credit Union 925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41%	Conventional, HELOC	2 +5 HELOCs	0.2%	100%	$225,000	View
BankFirst Financial Services 30966 Highway 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 3.47%	Conventional, FHA	2	0.2%	100%	$135,000	View
JPMorgan Chase Bank, NA 185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.2%	100%	$470,000	View
First Nation Bank and Trust 104 Lindberg Ave, Atmore, AL 36502	Conventional	2	0.2%	66.7%	$165,000
Smartbank 337 Airport Rd Ste A, Auburn, AL 36830 A+5.0 ★Texas Ratio: 1.74%	Conventional	2	0.2%	100%	$640,000	View
Family Security Credit Union 28651 US Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 1.16%	Conventional	1	0.1%	100%	$265,000	View
Marion Community Bank 312 1st Street North, Clanton, AL 35045 C3.8 ★Texas Ratio: 23.16%	Conventional	1	0.1%	100%	$185,000	View
AmeriFirst Bank 2694 Hilton Garden Drive, Auburn, AL 36830 A+5.0 ★Texas Ratio: 5.61%	Conventional	1	0.1%	100%	$275,000	View
First Cahawba Bank 144 Cove Ave, Gulf Shores, AL 36542 A+5.0 ★Texas Ratio: 0.96%	Conventional	1	0.1%	100%	$505,000	View
Legacy Community Federal Credit Union 810 Colonial Promenade Pkwy, Alabaster, AL 35007 A5.0 ★Texas Ratio: 7.13%	Conventional	1	0.1%	100%	$265,000	View
The Citizens Bank 301 S Edwards St, Enterprise, AL 36330 A+5.0 ★Texas Ratio: 2.99%	Conventional	1	0.1%	100%	$555,000	View
United Bank 27555 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	50%	$175,000	View
Five Star Credit Union 513 Kirkland St, Abbeville, AL 36310 2736 A5.0 ★Texas Ratio: 7.02%	Conventional	1	0.1%	100%	$165,000	View
Redstone Federal Credit Union 1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10%	HELOC	0 +1 HELOCs	0%	n/a		View
Tjc Mortgage Inc	Conventional, FHA, VA	3	0.3%	75%	$238,333
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0.2%	100%	$505,000	View
America'S First Federal CU	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$555,000
Consumer First Mortgage, Inc.	Conventional	1	0.1%	100%	$85,000
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	118	10.2%	70.2%	$368,983
Rocket Mortgage	Conventional, FHA, VA, Jumbo	102	8.8%	83.3%	$258,235
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	58 +1 HELOCs	5%	85.7%	$360,172
RMC Home Mortgage, LLC	Conventional, FHA, VA	32	2.8%	100%	$360,937
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	26 +11 HELOCs	2.2%	86.7%	$338,846
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	24	2.1%	89.7%	$295,833
Mortgage Research Center	VA	23	2%	79.3%	$370,217
DSLD Mortgage LLC	Conventional, FHA, VA	22	1.9%	78.6%	$325,000
Nationstar Mortgage	Conventional, FHA, VA	20	1.7%	87.5%	$153,500
Freedom Mortgage Corporation	Conventional, FHA, VA	19	1.6%	95.5%	$273,947
Cadence Bank	Conventional, VA, Jumbo, HELOC	16 +9 HELOCs	1.4%	88.9%	$365,000
Newrez LLC	Conventional, FHA, VA	15	1.3%	71.4%	$268,333
Tyndall Federal Credit Union A+5.0 ★Texas Ratio: 0.96%	Conventional, FHA, HELOC	14 +5 HELOCs	1.2%	73.7%	$95,000
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	14	1.2%	93.3%	$323,571
Gmfs, LLC	Conventional, FHA, VA	13	1.1%	100%	$316,538
Kind Lending, LLC	Conventional, FHA, VA	12	1%	60%	$414,166
loanDepot.com LLC	Conventional, FHA, VA, HELOC	11 +3 HELOCs	0.9%	68.8%	$306,818
Movement Mortgage, LLC	Conventional, FHA, Jumbo	11	0.9%	100%	$520,454
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, FHA, VA	10	0.9%	100%	$326,000	View
Amerisave Mortgage Company	Conventional, FHA, VA	8	0.7%	44.4%	$131,250
Guild Mortgage Company	Conventional, FHA, VA	8	0.7%	72.7%	$231,250
Navigator Credit Union	Conventional, Jumbo	8	0.7%	100%	$318,750
Stockton Mortgage Corporation	Conventional, FHA	8	0.7%	100%	$308,750
Nations Direct Mortgage, LLC	Conventional, FHA	8	0.7%	88.9%	$237,500
Lower, LLC	Conventional, FHA, VA	8	0.7%	80%	$301,250
Fairway Independent Mort Corp	Conventional, FHA	8	0.7%	100%	$228,750
Nbkc Bank	Conventional, VA	7	0.6%	87.5%	$435,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	7	0.6%	77.8%	$372,142
New American Funding, LLC.	Conventional, FHA, VA	7	0.6%	100%	$322,142
Spring Eq, LLC	Conventional, HELOC	6 +2 HELOCs	0.5%	35.3%	$65,000
Mutual of Omaha Mortgage	Conventional, FHA, VA, HELOC	6 +1 HELOCs	0.5%	85.7%	$370,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	6	0.5%	66.7%	$225,000	View
CrossCountry Mortgage, LLC	Conventional, VA	6	0.5%	100%	$336,666
Mortgage Solutions of Colorado	Conventional, FHA, VA	6	0.5%	85.7%	$368,333
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	6	0.5%	77.8%	$248,333	View
Carrington Mortgage Services LLC	Conventional, FHA, VA	6	0.5%	66.7%	$168,333
The Loan Store, Inc	Conventional, FHA, HELOC	5 +3 HELOCs	0.4%	71.4%	$217,000
Cornerstone First Mortgage, LLC	Conventional, FHA, VA, Jumbo	5	0.4%	100%	$559,000
Guaranteed Rate, Inc.	Conventional, FHA, VA	5	0.4%	100%	$295,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	FHA, VA	5	0.4%	100%	$429,000	View
Union Home Mortgage Corp.	Conventional, FHA, VA	5	0.4%	71.4%	$345,000
Nfm, Inc	Conventional, FHA, VA	5	0.4%	100%	$287,000
Prosperity Home Mortgage, LLC	Conventional, VA	5	0.4%	83.3%	$321,000
Lakeview Loan Servicing, LLC	VA	4	0.3%	38.5%	$350,000
American Financial Network, Inc.	Conventional, FHA, VA	4	0.3%	100%	$215,000
Cmg Mortgage Inc	Conventional, FHA, VA	4	0.3%	100%	$310,000
City National Bank of Florida A5.0 ★Texas Ratio: 7.12%	Conventional, FHA, VA	4	0.3%	80%	$305,000	View
Planet Home Lending, LLC	FHA, VA	4	0.3%	80%	$377,500
Embrace Home Loans, Inc.	Conventional, FHA	4	0.3%	80%	$240,000
Compass Mortgage, Inc.	Conventional, FHA, VA	4	0.3%	100%	$322,500
Paramount Residential Mortgage	Conventional, VA	4	0.3%	100%	$377,500
Loan Simple, Inc.	Conventional, FHA	4	0.3%	100%	$205,000
Village Capital & Investment	FHA, VA	4	0.3%	100%	$270,000
PenAir Credit Union	Conventional, HELOC	3 +3 HELOCs	0.3%	37.5%	$108,333
Keesler Federal Credit Union	Conventional, FHA, HELOC	3 +2 HELOCs	0.3%	100%	$268,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.3%	100%	$411,666	View
Deephaven Mortgage LLC	Conventional, Jumbo	3	0.3%	60%	$1,031,666
AdvantageFirst Lending Inc	Conventional, FHA, VA	3	0.3%	75%	$371,666
Discover Bank	Conventional	3	0.3%	23.1%	$85,000
Securitynational Mortgage Company	Conventional, FHA	3	0.3%	100%	$271,666
Cardinal Financial Company, Li	FHA, VA	3	0.3%	100%	$378,333
Better Mortgage Corporation	Conventional, VA	3	0.3%	75%	$375,000
Plaza Home Mortgage, Inc	Conventional, FHA	3	0.3%	75%	$208,333
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +4 HELOCs	0.2%	100%	$475,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$455,000	View
Residential Wholesale Mortgage	Conventional	2	0.2%	100%	$280,000
Primary Residential Mortgage, INC.	Conventional, VA	2	0.2%	100%	$285,000
Everett Financial, Inc.	FHA, VA	2	0.2%	100%	$265,000
Sage Home Loans Corporation	Conventional, VA	2	0.2%	100%	$640,000
Equity Prime Mortgage LLC	VA, USDA	2	0.2%	40%	$420,000
Resicentral LLC	Conventional	2	0.2%	100%	$395,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	2	0.2%	100%	$390,000	View
Sun West Mortgage Company, Inc	Conventional, FHA	2	0.2%	100%	$210,000
Click n' Close, Inc.	FHA	2	0.2%	66.7%	$370,000
New Day Financial, LLC.	VA	2	0.2%	50%	$375,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.2%	100%	$310,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	2	0.2%	100%	$765,000	View
Nations Lending Corporation	Conventional, FHA	2	0.2%	100%	$155,000
Towne Mortgage Company	FHA	2	0.2%	100%	$255,000
Zillow Home Loans, LLC	Conventional	2	0.2%	100%	$200,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	VA	2	0.2%	100%	$450,000	View
Hometrust Mortgage Company	FHA, VA	2	0.2%	100%	$310,000
HomeBridge Financial Services, Inc	VA, HELOC	1 +3 HELOCs	0.1%	50%	$335,000
Synovus Bank	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$235,000
Gulf Winds Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$45,000
Arc Home LLC	Conventional	1	0.1%	100%	$465,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$285,000	View
First Community Mortgage, Inc. A4.6 ★Texas Ratio: 2.08%	Conventional	1	0.1%	33.3%	$185,000	View
American Financial Resources LLC	VA	1	0.1%	100%	$295,000
Primelending	VA	1	0.1%	100%	$755,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$405,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$225,000
Paragon Bank A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$405,000	View
SWBC Mortgage Corporation	FHA	1	0.1%	100%	$365,000
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	1	0.1%	100%	$255,000	View
Success Lending, LLC	Conventional	1	0.1%	100%	$225,000
Canopy Mortgage, LLC	FHA	1	0.1%	100%	$335,000
MortgageOne, Inc	Conventional	1	0.1%	50%	$275,000
Acrisure Mortgage, LLC	FHA	1	0.1%	100%	$365,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$285,000
Fed Ex Employees Credit Association	Conventional	1	0.1%	100%	$25,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA	1	0.1%	50%	$255,000	View
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 1.51%	Conventional	1	0.1%	50%	$85,000	View
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$615,000
Pilgrim Mortgage LLC	VA	1	0.1%	100%	$375,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	100%	$495,000	View
United Trust Bank	VA	1	0.1%	100%	$335,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$415,000
Capital City Home Loans, LLC A+5.0 ★Texas Ratio: 2.55%	Conventional	1	0.1%	100%	$405,000	View
Synergy One Lending, Inc.	FHA	1	0.1%	100%	$445,000
PriorityOne Bank A5.0 ★Texas Ratio: 12.03%	FHA	1	0.1%	100%	$285,000	View
Eustis Mortgage Corp	Conventional	1	0.1%	100%	$285,000
Assurance Financial Group, L.L.C.	FHA	1	0.1%	100%	$445,000
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$545,000
BOM Bank A5.0 ★Texas Ratio: 6.40%	Conventional, Jumbo	1	0.1%	100%	$1,785,000	View
First State Mortgage Services	Conventional	1	0.1%	100%	$195,000
Credit Union Mortgage Associat	Conventional	1	0.1%	100%	$195,000
American Financing Corporation	FHA	1	0.1%	14.3%	$345,000
United Premier Funding LLC	Conventional	1	0.1%	100%	$165,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$455,000
Triad Bank A+5.0 ★Texas Ratio: 1.51%	Conventional	1	0.1%	100%	$895,000	View
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$625,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	50%	$245,000
Meade County Bank	Conventional	1	0.1%	100%	$255,000
Southeast Mortgage of Georgia, Inc.	FHA	1	0.1%	100%	$215,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$375,000	View
NBH Bank A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.1%	100%	$655,000	View
Suncoast Credit Union	Conventional	1	0.1%	100%	$135,000
BoxCar Mortgage, LLC	FHA	1	0.1%	100%	$135,000
New Story Lending LLC	FHA	1	0.1%	100%	$275,000
Baxter Credit Union	Conventional	1	0.1%	66.7%	$705,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$735,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$205,000	View
The Mortgage Firm	VA	1	0.1%	100%	$525,000
Financial Federal Bank A+5.0 ★Texas Ratio: 0.53%	Conventional	1	0.1%	100%	$255,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	VA	1	0.1%	100%	$565,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$325,000	View
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$95,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$605,000	View
Geneva Financial LLC	FHA	1	0.1%	100%	$375,000
Florida Capital Bank, N.A	VA	1	0.1%	100%	$295,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$605,000	View
Mortgage Investors Group A+5.0 ★Texas Ratio: 5.42%	Conventional	1	0.1%	100%	$375,000	View
United Nations Federal CU	Conventional	1	0.1%	100%	$475,000
21St Mortgage	Conventional	1	0.1%	8.3%	$65,000
Reliance First Capital, LLC	FHA	1	0.1%	100%	$325,000
Texana Bank	Conventional	1	0.1%	100%	$575,000
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Goodleap, LLC	HELOC	0 +3 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +3 HELOCs	0%	0%
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	HELOC	0 +1 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Daphne Mortgage Rate Trends

Daily average mortgage rates for Alabama compared with the national average, updated every evening.

30-Year Fixed AL Avg

7.159%

▲ 0.056 vs 7 days ago

15-Year Fixed AL Avg

6.723%

▲ 0.014 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Daphne, Alabama

Looking for mortgage lenders near me or mortgage brokers near me in Daphne? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Daphne in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Daphne, AL

Use these to narrow the list above. Each category shows how many Daphne, AL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 103 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 72 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 22 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 74 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 71 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 16 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AL 23 lenders headquartered in Alabama, the closest thing to a mortgage lender near you

Who Lends in Daphne, AL

Independent mortgage companies closed 63.4 percent of home loans in Daphne, Alabama in 2025, banks 29.3 percent and credit unions 7.3 percent. Tjc Mortgage Inc was the largest mortgage company, Trustmark Bank the largest bank and New Horizons Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 46 loans.

63.4%

Mortgage companies

29.3%

Banks

7.3%

Credit unions

21%

FHA loans

21%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.

More Alabama Mortgage Lender Pages

All Alabama lenders 790 lenders Huntsville 310 lenders Mobile 230 lenders Montgomery 208 lenders Hoover 215 lenders Tuscaloosa 212 lenders Birmingham 194 lenders Auburn 201 lenders Athens 171 lenders Dothan 154 lenders Foley 186 lenders Phenix City 125 lenders Decatur 153 lenders

Frequently Asked Questions About Mortgage Lenders in Daphne, AL

Who is the largest mortgage lender in Daphne, AL?

By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Daphne, Alabama with 51 loans, about 4.4 percent of the market. The largest lender headquartered in Alabama was Regions Bank with 46 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Daphne, AL have the highest approval rates?

Among lenders with meaningful volume in Daphne, Alabama, Trustmark Bank approved the highest share of completed applications in 2025 at 94.4 percent, against a 81.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Daphne, AL mortgage lenders offer FHA, VA and USDA loans?

74 lenders closed FHA loans in Daphne, Alabama in 2025, led by DHI Mortgage Company, LTD. with 50. 71 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Daphne, AL lender list?

Yes. 72 banks and 22 credit unions closed home loans in Daphne, Alabama in 2025, alongside 103 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Daphne, AL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Daphne, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Daphne, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Daphne. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.