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Mortgage Lenders and Brokers in Dothan, Alabama

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Dothan, Alabama mortgage lenders include Five Star Credit UnionFive Star Credit Union674 N Oates St, Dothan, AL 36303 4530A5.0 ★Texas Ratio: 7.02%, All In Credit UnionAll In Credit Union2462 Montgomery Hwy, Dothan, AL 36303 3254, Regions BankRegions Bank2076 Ross Clark Cir, Dothan, AL 36301A+5.0 ★Texas Ratio: 4.37%, BankSouthBankSouth3251 Ross Clark Cir, Dothan, AL 36303A5.0 ★Texas Ratio: 6.18%, Servisfirst BankServisfirst Bank4801 West Main Street, Dothan, AL 36305A5.0 ★Texas Ratio: 8.75%, BankplusBankplus1263 West Main Street, Dothan, AL 36301A+5.0 ★Texas Ratio: 4.80%, SmartbankSmartbank2890 Horace Shepard Dr, Dothan, AL 36303A+5.0 ★Texas Ratio: 1.74%, Wells Fargo Bank NAWells Fargo Bank NA2999 Ross Clark Cir, Dothan, AL 36301A+5.0 ★Texas Ratio: 5.36%, Ameris BankAmeris Bank3299 Ross Clark Cir, Dothan, AL 36303A+5.0 ★Texas Ratio: 1.82%, and Friend BankFriend Bank3105 Ross Clark Cir, Dothan, AL 36303A+5.0 ★Texas Ratio: 2.49%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Dothan, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dothan are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Dothan, Alabama

Market share is the lender's share of all home loans closed in Dothan, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Five Star Credit Union 674 N Oates St, Dothan, AL 36303 4530 A5.0 ★Texas Ratio: 7.02%	Conventional	40	3%	83.7%	$182,500	View
All In Credit Union 2462 Montgomery Hwy, Dothan, AL 36303 3254	Conventional, HELOC	33 +108 HELOCs	2.5%	68.3%	$193,181
Regions Bank 5 offices in Dothan 2076 Ross Clark Cir, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, HELOC	33 +35 HELOCs	2.5%	47.3%	$103,787	View
BankSouth 3251 Ross Clark Cir, Dothan, AL 36303 A5.0 ★Texas Ratio: 6.18%	Conventional, Jumbo	27	2.1%	96.4%	$304,259	View
Servisfirst Bank 2 offices in Dothan 4801 West Main Street, Dothan, AL 36305 A5.0 ★Texas Ratio: 8.75%	Conventional, FHA, VA, HELOC	20 +7 HELOCs	1.5%	100%	$246,000	View
Bankplus 2 offices in Dothan 1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80%	Conventional, FHA, VA, HELOC	16 +9 HELOCs	1.2%	80%	$246,250	View
Smartbank 1 office in Dothan 2890 Horace Shepard Dr, Dothan, AL 36303 A+5.0 ★Texas Ratio: 1.74%	Conventional, FHA, VA, HELOC	13 +1 HELOCs	1%	100%	$288,846	View
Wells Fargo Bank NA 4 offices in Dothan 2999 Ross Clark Cir, Dothan, AL 36301 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	11	0.8%	73.3%	$130,454	View
Ameris Bank ★ 4 stars, 1 review 2 offices in Dothan 3299 Ross Clark Cir, Dothan, AL 36303 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, Jumbo, HELOC	9 +5 HELOCs	0.7%	100%	$286,111	View
Friend Bank 1 office in Dothan 3105 Ross Clark Cir, Dothan, AL 36303 A+5.0 ★Texas Ratio: 2.49%	Conventional	7	0.5%	77.8%	$196,428	View
MidSouth Bank 4015 W Main St, Dothan, AL 36305 A+5.0 ★Texas Ratio: 1.99%	Conventional	3	0.2%	100%	$168,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Dothan 2936 Montgomery Hwy, Dothan, AL 36303 A+5.0 ★Texas Ratio: 4.24%	FHA, VA, HELOC	2 +8 HELOCs	0.2%	66.7%	$135,000	View
Pinnacle Bank 1 office in Dothan 3680 W Main St, Dothan, AL 36305 A+5.0 ★Texas Ratio: 3.04%	Conventional	1	0.1%	100%	$345,000	View
Renasant Bank 1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA	29	2.2%	100%	$229,137	View
River Bank & Trust 1479 W Main St, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.39%	Conventional, Jumbo, HELOC	22 +21 HELOCs	1.7%	100%	$563,636	View
Avadian Credit Union 2378 W Main St, Dothan, AL 36301 A+5.0 ★Texas Ratio: 3.41%	Conventional, FHA, HELOC	15 +25 HELOCs	1.1%	93.8%	$185,000	View
Troy Bank and Trust 1315 W Main St, Dothan, AL 36301 A5.0 ★Texas Ratio: 7.44%	Conventional, Jumbo	14	1.1%	93.8%	$404,285	View
HNB First Bank 110 W Williams St, Abbeville, AL 36310 A5.0 ★Texas Ratio: 6.29%	Conventional	14	1.1%	78.9%	$160,000	View
JPMorgan Chase Bank, NA 185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA	9	0.7%	100%	$190,555	View
Trustmark Bank 111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40%	Conventional, FHA	6	0.5%	100%	$206,666	View
Southern Energy Credit Union 2220 Montgomery Hwy, Dothan, AL 36303 3200 A+5.0 ★Texas Ratio: 0.41%	Conventional, HELOC	5 +9 HELOCs	0.4%	100%	$319,000	View
First National Bank Of Hartford 524 Boll Weevil Circle, Enterprise, AL 36330 A5.0 ★Texas Ratio: 10.23%	Conventional	5	0.4%	100%	$253,000	View
Truist Bank ★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$355,000	View
Max Credit Union 336 N Gay St, Auburn, AL 36830 3992 A+5.0 ★Texas Ratio: 2.18%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$95,000	View
Redstone Federal Credit Union 1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10%	VA, HELOC	1 +1 HELOCs	0.1%	100%	$305,000	View
First Horizon Bank ★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$255,000	View
The Samson Banking Company, Inc. 105 N Commerce St, Geneva, AL 36340 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$85,000	View
Brantley Bank and Trust Company 9402 N Main St, Brantley, AL 36009 B4.5 ★Texas Ratio: 20.57%	Conventional	1	0.1%	100%	$235,000	View
Firstbank 615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51%	Conventional	1	0.1%	25%	$85,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0.1%	100%	$165,000	View
United Community Bank 2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97%	Conventional	1	0.1%	33.3%	$115,000	View
Consumer First Mortgage, Inc.	Conventional, FHA	3	0.2%	100%	$208,333
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	FHA	1	0.1%	100%	$285,000	View
Mortgage Research Center	Conventional, FHA, VA, USDA	107	8.1%	80%	$267,242
Rocket Mortgage	Conventional, FHA, VA	88	6.7%	82.9%	$190,454
Fairway Independent Mort Corp	Conventional, FHA, VA	68	5.2%	94.4%	$218,970
Movement Mortgage, LLC	Conventional, FHA, VA	64	4.9%	93.8%	$171,406
Interlinc Mortgage Services, LLC	Conventional, FHA, VA, USDA	50	3.8%	98%	$171,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	41 +1 HELOCs	3.1%	80.4%	$262,317
Pennymac Loan Services LLC	Conventional, FHA, VA	40	3%	80.8%	$199,500
Tyndall Federal Credit Union A+5.0 ★Texas Ratio: 0.96%	Conventional, FHA, VA, HELOC	28 +4 HELOCs	2.1%	75.7%	$94,285
Freedom Mortgage Corporation	Conventional, FHA, VA	23	1.8%	93.9%	$250,652
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	21 +4 HELOCs	1.6%	95.5%	$197,380
Cmg Mortgage Inc	Conventional, FHA, VA, USDA	20	1.5%	95.8%	$259,000
Union Home Mortgage Corp.	Conventional, FHA, VA, USDA	20	1.5%	100%	$175,000
Nationstar Mortgage	Conventional, FHA, VA	20	1.5%	88%	$172,500
DHI Mortgage Company, LTD.	Conventional, FHA, VA	18	1.4%	82.6%	$278,888
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	15 +1 HELOCs	1.1%	88.2%	$220,333
First State Bank of Blakely	Conventional	15	1.1%	100%	$109,000
American Financial Resources LLC	Conventional, FHA, VA	13	1%	100%	$227,307
Newrez LLC	Conventional, VA	13	1%	76.5%	$198,846
PHH Mortgage Corporation	Conventional, VA	13	1%	100%	$305,000
Equity Prime Mortgage LLC	FHA, VA, USDA	12	0.9%	100%	$190,833
Southwest Funding LP	Conventional, FHA, VA	12	0.9%	100%	$226,666
Synovus Bank	Conventional, FHA, VA, HELOC	11 +3 HELOCs	0.8%	100%	$294,090
loanDepot.com LLC	Conventional, FHA, VA, HELOC	9 +1 HELOCs	0.7%	47.6%	$190,555
AmeriHome Mortgage Company, LLC	Conventional, FHA	9	0.7%	100%	$243,888
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	9	0.7%	100%	$239,444	View
Village Capital & Investment	VA	9	0.7%	66.7%	$255,000
New Day Financial, LLC.	VA	8	0.6%	61.5%	$215,000
Guild Mortgage Company	Conventional, FHA, VA	7	0.5%	100%	$179,285
Towne Mortgage Company	Conventional, FHA, USDA	7	0.5%	90.9%	$215,000
Peoplessouth Bank	Conventional, HELOC	6 +7 HELOCs	0.5%	100%	$196,666
Guaranteed Rate, Inc.	Conventional, FHA, VA	6	0.5%	100%	$251,666
Amerisave Mortgage Company	Conventional, FHA	6	0.5%	25%	$95,000
Onward Home Mortgage, LLC	Conventional, FHA, VA	6	0.5%	85.7%	$225,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	6	0.5%	85.7%	$260,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA, VA	6	0.5%	100%	$235,000	View
American Pacific Mortgage Corporation	FHA, VA	6	0.5%	66.7%	$148,333
Royal United Mortgage LLC	Conventional, VA	5	0.4%	83.3%	$113,000
Planet Home Lending, LLC	Conventional, FHA, VA	5	0.4%	100%	$159,000
21St Mortgage	Conventional	5	0.4%	27.8%	$123,000
Plaza Home Mortgage, Inc	Conventional, FHA, VA	5	0.4%	45.5%	$169,000
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	5	0.4%	100%	$225,000
Zippy Loans, LLC	Conventional	4	0.3%	100%	$32,500
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.3%	44.4%	$235,000
Kind Lending, LLC	Conventional, FHA, VA	4	0.3%	66.7%	$210,000
Sun West Mortgage Company, Inc	Conventional, FHA, VA	4	0.3%	85.7%	$192,500
Geneva Financial LLC	Conventional, FHA, VA	4	0.3%	100%	$187,500
Mortgage Solutions of Colorado	FHA, VA	4	0.3%	100%	$257,500
Mutual of Omaha Mortgage	FHA	4	0.3%	62.5%	$117,500
New American Funding, LLC.	Conventional, FHA, VA	4	0.3%	57.1%	$105,000
Goodleap, LLC	Conventional, FHA, VA, HELOC	3 +1 HELOCs	0.2%	50%	$115,000
AdvantageFirst Lending Inc	FHA, VA	3	0.2%	75%	$245,000
Michigan Mutual, Inc	VA	3	0.2%	100%	$291,666
American Financing Corporation	Conventional, FHA, VA	3	0.2%	30.8%	$211,666
Churchill Mortgage Corporation	Conventional, FHA, VA	3	0.2%	75%	$178,333
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.2%	100%	$255,000	View
First Community Mortgage, Inc. A4.6 ★Texas Ratio: 2.08%	Conventional, FHA	2	0.2%	100%	$190,000	View
Primelending	Conventional, VA	2	0.2%	100%	$630,000
Everett Financial, Inc.	FHA	2	0.2%	100%	$135,000
American Financial Network, Inc.	FHA	2	0.2%	100%	$250,000
Assurance Financial Group, L.L.C.	Conventional, FHA	2	0.2%	100%	$70,000
Discover Bank	Conventional	2	0.2%	20%	$65,000
Cardinal Financial Company, Li	Conventional, VA	2	0.2%	100%	$275,000
BoxCar Mortgage, LLC	Conventional	2	0.2%	100%	$390,000
Milend, Inc	Conventional, VA	2	0.2%	50%	$190,000
Stockton Mortgage Corporation	FHA, VA	2	0.2%	50%	$175,000
Prosperity Home Mortgage, LLC	FHA, VA	2	0.2%	66.7%	$160,000
Lower, LLC	VA, Jumbo	2	0.2%	66.7%	$630,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.2%	75%	$365,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional	2	0.2%	10.3%	$135,000
Tomo Mortgage LLC	Conventional	2	0.2%	100%	$375,000
Pentagon Federal Credit Union	VA, HELOC	1 +4 HELOCs	0.1%	33.3%	$395,000
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$125,000	View
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	33.3%	$205,000	View
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$65,000
HomePromise Corporation	VA	1	0.1%	33.3%	$215,000
Primary Residential Mortgage, INC.	FHA	1	0.1%	100%	$265,000
Gold Star Mortgage Financial Group, Corporation	VA	1	0.1%	100%	$325,000
MortgageOne, Inc	VA	1	0.1%	100%	$335,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$195,000
Nbkc Bank	Conventional	1	0.1%	100%	$85,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA	1	0.1%	33.3%	$185,000	View
Pilgrim Mortgage LLC	Conventional	1	0.1%	100%	$315,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$465,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$305,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$185,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$265,000
ClearPath Lending	VA	1	0.1%	100%	$255,000
Nfm, Inc	Conventional	1	0.1%	100%	$275,000
Stg Mortgage Inc	FHA	1	0.1%	100%	$145,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$35,000
Land Home Financial Services,	Conventional	1	0.1%	100%	$145,000
Southeast Mortgage of Georgia, Inc.	Conventional	1	0.1%	100%	$195,000
Credence Funding Corporation	VA	1	0.1%	100%	$285,000
Suncoast Credit Union	Conventional	1	0.1%	100%	$115,000
Embrace Home Loans, Inc.	Conventional	1	0.1%	100%	$225,000
T2 Financial LLC	Conventional	1	0.1%	100%	$155,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$365,000	View
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$355,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$245,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	50%	$155,000	View
Nasa Federal Credit Union	Conventional	1	0.1%	100%	$85,000
First South Farm Credit, ACA	Conventional	1	0.1%	100%	$45,000
Guardian Bank A+5.0 ★Texas Ratio: 5.47%	Conventional	1	0.1%	100%	$45,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$255,000	View
Better Mortgage Corporation	FHA	1	0.1%	50%	$245,000
Gulf Coast Bank and Trust	Conventional	1	0.1%	100%	$275,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	VA	1	0.1%	100%	$535,000	View
Nations Direct Mortgage, LLC	FHA	1	0.1%	100%	$185,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$145,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA	1	0.1%	50%	$235,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	50%	$315,000	View
Southwest Stage Funding LLC	Conventional	1	0.1%	100%	$115,000
Gmfs, LLC	FHA	1	0.1%	100%	$315,000
Eagle Bank and Trust Company A+5.0 ★Texas Ratio: 1.39%	Conventional	1	0.1%	100%	$225,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	VA	1	0.1%	25%	$305,000	View
Carrington Mortgage Services LLC	FHA	1	0.1%	23.1%	$75,000
Reliance First Capital, LLC	FHA	1	0.1%	100%	$195,000
Texana Bank	VA	1	0.1%	100%	$315,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$185,000
Spring Eq, LLC	Conventional	1	0.1%	9.1%	$35,000
Royal Credit Union	Conventional	1	0.1%	100%	$185,000
Lendage, LLC dba Achieve Loans	HELOC	0 +7 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +5 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Dothan Mortgage Rate Trends

Daily average mortgage rates for Alabama compared with the national average, updated every evening.

30-Year Fixed AL Avg

7.159%

▲ 0.056 vs 7 days ago

15-Year Fixed AL Avg

6.723%

▲ 0.014 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Dothan, Alabama

Looking for mortgage lenders near me or mortgage brokers near me in Dothan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dothan in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Dothan, AL

Use these to narrow the list above. Each category shows how many Dothan, AL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 93 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 54 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 12 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 69 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 71 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 6 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 5 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AL 18 lenders headquartered in Alabama, the closest thing to a mortgage lender near you

Who Lends in Dothan, AL

Independent mortgage companies closed 63.9 percent of home loans in Dothan, Alabama in 2025, banks 24.8 percent and credit unions 11.3 percent. Consumer First Mortgage, Inc. was the largest mortgage company, Regions Bank the largest bank and Five Star Credit Union the largest credit union. Among lenders headquartered in Alabama, Five Star Credit Union led with 40 loans.

63.9%

Mortgage companies

24.8%

Banks

11.3%

Credit unions

21%

FHA loans

25%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.

More Alabama Mortgage Lender Pages

All Alabama lenders 790 lenders Huntsville 310 lenders Mobile 230 lenders Montgomery 208 lenders Hoover 215 lenders Tuscaloosa 212 lenders Birmingham 194 lenders Auburn 201 lenders Athens 171 lenders Daphne 186 lenders Foley 186 lenders Phenix City 125 lenders Decatur 153 lenders

Frequently Asked Questions About Mortgage Lenders in Dothan, AL

Who is the largest mortgage lender in Dothan, AL?

By home loans closed in 2025, Five Star Credit Union was the largest mortgage lender in Dothan, Alabama with 40 loans, about 3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Dothan, AL have the highest approval rates?

Among lenders with meaningful volume in Dothan, Alabama, Interlinc Mortgage Services, LLC approved the highest share of completed applications in 2025 at 98 percent, against a 79.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Dothan, AL mortgage lenders offer FHA, VA and USDA loans?

69 lenders closed FHA loans in Dothan, Alabama in 2025, led by Fairway Independent Mort Corp with 31. 71 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Dothan, AL lender list?

Yes. 54 banks and 12 credit unions closed home loans in Dothan, Alabama in 2025, alongside 93 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Dothan, AL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Dothan, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dothan, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dothan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.