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Mortgage Lenders and Brokers in Hoover, Alabama

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Hoover, Alabama mortgage lenders include Regions BankRegions Bank3065 John Hawkins Pkwy, Hoover, AL 35244A+5.0 ★Texas Ratio: 4.37%, Avadian Credit UnionAvadian Credit Union1 Riverchase Pkwy S, Hoover, AL 35244 2008A+5.0 ★Texas Ratio: 3.41%, Wells Fargo Bank NAWells Fargo Bank NA1600 Montgomery Hwy, Hoover, AL 35216A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1021 1021 Marble Ter, Hoover, AL 35244A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank2750 John Hawkins Pkwy, Hoover, AL 35244A+5.0 ★Texas Ratio: 2.87%, Fifth Third Bank, National AssociationFifth Third Bank, National Association9064 Memorial Pkwy Sw, Huntsville, AL 35802A+5.0 ★Texas Ratio: 3.22%, AlaTrust Credit UnionAlaTrust Credit Union1810 Merchants Dr, Hoover, AL 35244 1005A5.0 ★Texas Ratio: 6.56%, Pinnacle BankPinnacle Bank5290 Preserve Pkwy, Hoover, AL 35244A+5.0 ★Texas Ratio: 3.04%, Jefferson Credit UnionJefferson Credit Union5261 Ross Bridge Pkwy, Hoover, AL 35226A5.0 ★Texas Ratio: 6.14%, and Huntington National BankHuntington National BankA+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Hoover, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hoover are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Hoover, Alabama

Market share is the lender's share of all home loans closed in Hoover, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Regions Bank 1 office in Hoover 3065 John Hawkins Pkwy, Hoover, AL 35244 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, Jumbo, HELOC	132 +201 HELOCs	6.5%	77.1%	$293,712	View
Avadian Credit Union 1 Riverchase Pkwy S, Hoover, AL 35244 2008 A+5.0 ★Texas Ratio: 3.41%	Conventional, FHA, HELOC	27 +65 HELOCs	1.3%	97.1%	$405,370	View
Wells Fargo Bank NA 1 office in Hoover 1600 Montgomery Hwy, Hoover, AL 35216 A+5.0 ★Texas Ratio: 5.36%	Conventional	22	1.1%	73.3%	$309,090	View
JPMorgan Chase Bank, NA 2 offices in Hoover 1021 1021 Marble Ter, Hoover, AL 35244 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo	16	0.8%	69.6%	$496,250	View
Truist Bank ★ 1 stars, 1 review 1 office in Hoover 2750 John Hawkins Pkwy, Hoover, AL 35244 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	10 +18 HELOCs	0.5%	100%	$502,000	View
Fifth Third Bank, National Association 1 office in Hoover 9064 Memorial Pkwy Sw, Huntsville, AL 35802 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	3	0.1%	100%	$635,000	View
AlaTrust Credit Union 1810 Merchants Dr, Hoover, AL 35244 1005 A5.0 ★Texas Ratio: 6.56%	Conventional, HELOC	2 +9 HELOCs	0.1%	66.7%	$110,000	View
Pinnacle Bank 1 office in Hoover 5290 Preserve Pkwy, Hoover, AL 35244 A+5.0 ★Texas Ratio: 3.04%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$575,000	View
Jefferson Credit Union 5261 Ross Bridge Pkwy, Hoover, AL 35226 A5.0 ★Texas Ratio: 6.14%	Conventional, HELOC	1 +1 HELOCs	0%	50%	$375,000	View
Huntington National Bank 2 offices in Hoover A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	2	0.1%	100%	$840,000	View
Firstbank 1021 Brocks Gap Pkwy, Hoover, AL 35244 A5.0 ★Texas Ratio: 7.51%	Conventional, FHA, VA, Jumbo, HELOC	67 +4 HELOCs	3.3%	97.1%	$407,238	View
Renasant Bank 1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, Jumbo, HELOC	64 +10 HELOCs	3.2%	98.5%	$395,937	View
Trustmark Bank 111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40%	Conventional, FHA, VA, Jumbo, HELOC	57 +11 HELOCs	2.8%	96.7%	$416,578	View
Southpoint Bank 1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33%	Conventional, FHA, VA, Jumbo	26	1.3%	89.7%	$438,846	View
Legacy Community Federal Credit Union 1880 Chace Dr, Hoover, AL 35244 1825 A5.0 ★Texas Ratio: 7.13%	Conventional	22	1.1%	92.9%	$255,909	View
First Federal Bank 5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80%	Conventional, FHA, VA	14	0.7%	100%	$303,571	View
First Horizon Bank ★ 5 stars, 1 review 2765 John Hawkins Pkwy, Hoover, AL 35244 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	12 +5 HELOCs	0.6%	85.7%	$675,000	View
Servisfirst Bank 5403 Highway 280, Hoover, AL 35242 A5.0 ★Texas Ratio: 8.75%	Conventional, Jumbo, HELOC	11 +12 HELOCs	0.5%	100%	$385,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, HELOC	11 +4 HELOCs	0.5%	91.7%	$313,181	View
Alabama Credit Union 2675 Valleydale Rd, Hoover, AL 35244 A+5.0 ★Texas Ratio: 5.72%	Conventional	11	0.5%	100%	$454,090	View
Central State Bank 9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93%	Conventional, Jumbo	11	0.5%	100%	$408,636	View
Liberty Mortgage Corporation 305 N Broad St, Albertville, AL 35950	Conventional	10	0.5%	100%	$315,000
Southern Energy Credit Union 4725 Chace Cir, Hoover, AL 35244 3700 A+5.0 ★Texas Ratio: 0.41%	Conventional, HELOC	8 +24 HELOCs	0.4%	88.9%	$343,750	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 5576 Grove Blvd, Hoover, AL 35226 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	7 +29 HELOCs	0.3%	50%	$343,571	View
United Community Bank 2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, HELOC	6 +10 HELOCs	0.3%	85.7%	$531,666	View
Ameris Bank ★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	6	0.3%	100%	$296,666	View
eCO Credit Union 3746 Lorna Rd, HOOVER, AL 35216 A+5.0 ★Texas Ratio: 3.69%	Conventional, HELOC	5 +1 HELOCs	0.2%	100%	$181,000	View
First Financial Bank 30966 Highway 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 4.65%	Conventional, Jumbo	4	0.2%	57.1%	$550,000	View
First Bank of Alabama 1100 Quintard Ave, Anniston, AL 36201 C+4.0 ★Texas Ratio: 26.59%	Conventional	4	0.2%	100%	$377,500	View
Smartbank 337 Airport Rd Ste A, Auburn, AL 36830 A+5.0 ★Texas Ratio: 1.74%	Conventional, FHA, Jumbo	4	0.2%	100%	$427,500	View
River Bank & Trust 3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39%	Conventional, HELOC	3 +13 HELOCs	0.1%	100%	$405,000	View
Bryant Bank 2721 John Hawkins Pkwy, Hoover, AL 35244 A+5.0 ★Texas Ratio: 2.46%	Conventional, HELOC	3 +9 HELOCs	0.1%	60%	$448,333	View
Community Bank of Mississippi 813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09%	Conventional, Jumbo, HELOC	3 +3 HELOCs	0.1%	80%	$421,666	View
Acipco Federal Credit Union 1501 31st Ave N, Birmingham, AL 35207 A+5.0 ★Texas Ratio: 0.89%	Conventional	3	0.1%	100%	$288,333	View
West Alabama Bank & Trust 4 3rd Ave Nw, Aliceville, AL 35442 A5.0 ★Texas Ratio: 7.03%	Conventional	3	0.1%	100%	$348,333	View
EvaBank 1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16%	Conventional	3	0.1%	100%	$308,333	View
Redstone Federal Credit Union 1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$390,000	View
BankFirst Financial Services 30966 Highway 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 3.47%	Conventional	2	0.1%	100%	$505,000	View
Mutual Savings Credit Union 2040 Valleydale Rd, Hoover, AL 35244 2006 A+5.0 ★Texas Ratio: 1.18%	Conventional	2	0.1%	66.7%	$370,000	View
All In Credit Union 609 Ozark Rd, Abbeville, AL 36310	Conventional, HELOC	1 +5 HELOCs	0%	100%	$395,000
CB&S Bank 1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$425,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 1712 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 3.41%	Conventional	1	0%	100%	$805,000	View
Aod Federal Credit Union 7 Frankford Ave Bldg 141, Anniston, AL 36201 4199	Conventional	1	0%	100%	$375,000
Alabama State Employees CU 1400 Woodfin Ln Ste D, Clanton, AL 35045 8746 A+5.0 ★Texas Ratio: 1.25%	Conventional	1	0%	100%	$175,000	View
BankSouth 100 N Court Sq, Abbeville, AL 36310 A5.0 ★Texas Ratio: 6.18%	Conventional	1	0%	100%	$325,000	View
Family Security Credit Union 5976 US Highway 431, Albertville, AL 35950 2008 A+5.0 ★Texas Ratio: 1.16%	Conventional	1	0%	100%	$225,000	View
Robertson Banking Company 1801 5th Ave N, Birmingham, AL 35203 A+5.0 ★Texas Ratio: 0.79%	Conventional	1	0%	100%	$315,000	View
First Nation Bank and Trust 104 Lindberg Ave, Atmore, AL 36502	Conventional	1	0%	100%	$425,000
Pinnacle Bank 5290 Preserve Pkwy, Hoover, AL 35244	Conventional	1	0%	100%	$325,000
The HomeTown Bank of Alabama 18045 State Highway 160, Cleveland, AL 35049	Conventional	1	0%	100%	$385,000
First National Bank of Pulaski 321 S Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.25%	Conventional	1	0%	100%	$705,000	View
Local Bank 2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28%	Conventional	1	0%	100%	$195,000	View
Troy Bank and Trust 6 Atlantic St, Ariton, AL 36311 A5.0 ★Texas Ratio: 7.44%	Conventional	1	0%	100%	$365,000	View
Metro City Bank 2779 Bell Rd, Montgomery, AL 36117 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0%	100%	$445,000	View
Valley National Bank 50 Jimmy Gould Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +4 HELOCs	0%	n/a		View
Alabama ONE Credit Union 2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53%	HELOC	0 +2 HELOCs	0%	0%		View
Guardian Credit Union 1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431 A+5.0 ★Texas Ratio: 5.47%	HELOC	0 +1 HELOCs	0%	n/a		View
Max Credit Union 336 N Gay St, Auburn, AL 36830 3992 A+5.0 ★Texas Ratio: 2.18%	HELOC	0 +1 HELOCs	0%	n/a		View
Tjc Mortgage Inc	Conventional, FHA, VA, Jumbo	30	1.5%	93.8%	$415,333
America'S First Federal CU	Conventional, HELOC	15 +132 HELOCs	0.7%	83.3%	$365,666
Hamilton Mortgage Corporation	Conventional	2	0.1%	66.7%	$130,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	135	6.7%	84%	$275,148
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	134 +3 HELOCs	6.6%	91.9%	$414,626
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo, HELOC	131 +1 HELOCs	6.5%	98.5%	$393,015
Union Home Mortgage Corp.	Conventional, FHA, HELOC	66 +2 HELOCs	3.3%	94.4%	$371,818
Cadence Bank	Conventional, FHA, VA, Jumbo, HELOC	62 +37 HELOCs	3.1%	97%	$558,387
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	44	2.2%	91.8%	$355,454
Pennymac Loan Services LLC	Conventional, FHA, VA	43	2.1%	88%	$339,418
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	33 +3 HELOCs	1.6%	97.2%	$311,666
Nationstar Mortgage	Conventional, FHA, VA	33	1.6%	89.2%	$210,151
Guild Mortgage Company	Conventional, FHA, VA	30	1.5%	97.1%	$342,333
The Local Lender, LLC	Conventional, FHA, VA	24	1.2%	89.3%	$376,666
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	24	1.2%	96%	$452,500	View
Assurance Financial Group, L.L.C.	Conventional, FHA, VA, HELOC	23 +1 HELOCs	1.1%	100%	$312,391
The Loan Store, Inc	Conventional, FHA, VA, Jumbo	21	1%	95.7%	$439,285
Newrez LLC	Conventional, FHA, VA, Jumbo	20	1%	77.8%	$422,500
Freedom Mortgage Corporation	Conventional, FHA, VA	19	0.9%	79.4%	$336,052
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	18 +14 HELOCs	0.9%	82.6%	$297,777
Gmfs, LLC	Conventional, FHA	17	0.8%	100%	$413,823
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	17	0.8%	86.4%	$366,176
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	16	0.8%	94.1%	$518,125
Mortgage Research Center	VA, Jumbo	16	0.8%	80%	$494,375
loanDepot.com LLC	Conventional, FHA, HELOC	14 +5 HELOCs	0.7%	56%	$154,285
Hunt Mortgage Corporation	Conventional, FHA, VA	14	0.7%	100%	$392,142
Stockton Mortgage Corporation	Conventional, FHA	13	0.6%	86.7%	$370,384
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	10 +11 HELOCs	0.5%	83.3%	$436,000	View
Synovus Bank	Conventional, Jumbo, HELOC	9 +30 HELOCs	0.4%	100%	$513,888
Spring Eq, LLC	Conventional, HELOC	9 +8 HELOCs	0.4%	32.1%	$95,000
New American Funding, LLC.	Conventional, FHA, HELOC	9 +1 HELOCs	0.4%	75%	$331,666
Acrisure Mortgage, LLC	Conventional, FHA	9	0.4%	90%	$368,333
Kind Lending, LLC	Conventional, FHA, VA	9	0.4%	64.3%	$422,777
American Pacific Mortgage Corporation	Conventional, FHA, VA	9	0.4%	90%	$468,333
Mutual of Omaha Mortgage	Conventional, FHA	9	0.4%	90%	$343,888
First Community Mortgage, Inc. A4.6 ★Texas Ratio: 2.08%	Conventional	8	0.4%	100%	$342,500	View
Leaderone Financial Corp.	Conventional, FHA, VA	8	0.4%	72.7%	$367,500
Amerisave Mortgage Company	Conventional, FHA, VA, HELOC	7 +1 HELOCs	0.3%	25%	$203,571
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	7	0.3%	87.5%	$380,714	View
Canopy Mortgage, LLC	Conventional, FHA	7	0.3%	100%	$352,142
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	7	0.3%	100%	$120,714	View
Ark-La-Tex Financial Services LLC	Conventional, FHA	7	0.3%	100%	$376,428
Guaranteed Rate, Inc.	Conventional, HELOC	6 +1 HELOCs	0.3%	100%	$328,333
Cmg Mortgage Inc	Conventional, VA, HELOC	6 +1 HELOCs	0.3%	100%	$453,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	6	0.3%	75%	$358,333	View
BoxCar Mortgage, LLC	Conventional, FHA, VA	6	0.3%	100%	$453,333
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	5 +2 HELOCs	0.2%	71.4%	$441,000	View
Residential Wholesale Mortgage	Conventional	5	0.2%	100%	$295,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	5	0.2%	71.4%	$359,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	5	0.2%	100%	$897,000	View
DHI Mortgage Company, LTD.	Conventional, FHA	5	0.2%	83.3%	$371,000
Angel Oak Mortgage Solutions LLC	Conventional	5	0.2%	100%	$481,000
Better Mortgage Corporation	Conventional, HELOC	4 +2 HELOCs	0.2%	40%	$372,500
Lakeview Loan Servicing, LLC	Conventional, VA	4	0.2%	41.7%	$415,000
Sage Home Loans Corporation	Conventional	4	0.2%	100%	$542,500
Envoy Mortgage, Ltd	Conventional, FHA, Jumbo	4	0.2%	100%	$525,000
Nbkc Bank	Conventional, VA	4	0.2%	83.3%	$415,000
PHH Mortgage Corporation	Conventional, FHA	4	0.2%	100%	$297,500
Filo Mortgage, LLC	Conventional, FHA	4	0.2%	100%	$320,000
First Colony Mortgage Corporat	Conventional, FHA	4	0.2%	83.3%	$265,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	4	0.2%	100%	$310,000	View
Goodleap, LLC	FHA, HELOC	3 +4 HELOCs	0.1%	100%	$271,666
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	3	0.1%	100%	$1,045,000	View
Premier Mortgage Resources, LLC	Conventional	3	0.1%	100%	$315,000
Everett Financial, Inc.	Conventional, VA	3	0.1%	100%	$451,666
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	3	0.1%	100%	$161,666	View
AdvantageFirst Lending Inc	FHA, VA	3	0.1%	100%	$451,666
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	3	0.1%	75%	$225,000	View
Discover Bank	Conventional	3	0.1%	23.1%	$65,000
First Heritage Mortgage, LLC	Conventional	3	0.1%	100%	$471,666
Delta Community Credit Union	Conventional	3	0.1%	100%	$288,333
American Internet Mortgage, Inc.	Conventional	3	0.1%	100%	$295,000
New Day Financial, LLC.	VA	3	0.1%	50%	$315,000
First Option Mortgage, LLC	Conventional, Jumbo	3	0.1%	100%	$821,666
Churchill Mortgage Corporation	Conventional	3	0.1%	100%	$518,333
Towne Mortgage Company	Conventional, FHA	3	0.1%	100%	$361,666
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	3	0.1%	75%	$668,333	View
Lower, LLC	Conventional, FHA	3	0.1%	100%	$565,000
Mortgage Investors Group A+5.0 ★Texas Ratio: 5.42%	Conventional, FHA	3	0.1%	100%	$501,666	View
Tomo Mortgage LLC	Conventional	3	0.1%	100%	$375,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	2 +9 HELOCs	0.1%	100%	$290,000	View
Pentagon Federal Credit Union	Conventional, FHA, HELOC	2 +6 HELOCs	0.1%	66.7%	$270,000
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	2	0.1%	100%	$385,000	View
Cornerstone First Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$250,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	FHA, VA	2	0.1%	100%	$315,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	2	0.1%	100%	$405,000	View
Paragon Bank A+5.0 ★Texas Ratio: 3.21%	Conventional	2	0.1%	100%	$520,000	View
Equity Prime Mortgage LLC	FHA, VA	2	0.1%	100%	$415,000
Guidance Residential, LLC	Conventional	2	0.1%	100%	$345,000
Resicentral LLC	Conventional	2	0.1%	100%	$215,000
Deephaven Mortgage LLC	Conventional, Jumbo	2	0.1%	66.7%	$320,000
Synergy One Lending, Inc.	FHA	2	0.1%	100%	$430,000
Loyal Trust Bank	Conventional	2	0.1%	100%	$310,000
AmWest Funding Corp	Conventional	2	0.1%	100%	$320,000
Tyndall Federal Credit Union A+5.0 ★Texas Ratio: 0.96%	Conventional	2	0.1%	100%	$260,000
Sun West Mortgage Company, Inc	Conventional, FHA	2	0.1%	100%	$420,000
American Financing Corporation	FHA, VA	2	0.1%	66.7%	$190,000
Cardinal Financial Company, Li	Conventional, VA	2	0.1%	100%	$415,000
Nfm, Inc	Conventional, VA	2	0.1%	100%	$660,000
Peoples Mortgage Company	Conventional, VA	2	0.1%	100%	$380,000
Planet Home Lending, LLC	FHA, VA	2	0.1%	66.7%	$335,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	2	0.1%	100%	$565,000	View
Milend, Inc	FHA	2	0.1%	100%	$320,000
The Mortgage Firm	Conventional	2	0.1%	100%	$335,000
Saygo Home Loans, LLC	FHA	2	0.1%	100%	$335,000
Iserve Residential Lending	FHA	2	0.1%	100%	$350,000
Mortgage Solutions of Colorado	VA	2	0.1%	100%	$255,000
Citadel Servicing Corporation	Conventional	2	0.1%	100%	$695,000
Zillow Home Loans, LLC	Conventional, FHA	2	0.1%	100%	$175,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	2	0.1%	100%	$320,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	2	0.1%	100%	$565,000	View
Paramount Residential Mortgage	FHA	2	0.1%	66.7%	$415,000
Nexera Holding LLC	Conventional	2	0.1%	100%	$545,000
Plaza Home Mortgage, Inc	Conventional, FHA	2	0.1%	100%	$360,000
Village Capital & Investment	VA	2	0.1%	100%	$285,000
HomeBridge Financial Services, Inc	FHA, HELOC	1 +4 HELOCs	0%	100%	$485,000
Liberty Federal Credit Union A+5.0 ★Texas Ratio: 1.01%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$405,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$375,000	View
Keesler Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$515,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$285,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, Jumbo	1	0%	100%	$1,205,000	View
American Airlines Federal Cred	Conventional	1	0%	100%	$655,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional	1	0%	100%	$705,000	View
American Financial Resources LLC	FHA	1	0%	100%	$385,000
Royal United Mortgage LLC	Conventional	1	0%	33.3%	$55,000
Msa Mortgage, LLC	VA	1	0%	100%	$415,000
Servion	Conventional	1	0%	100%	$235,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0%	100%	$225,000	View
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 1.51%	Conventional	1	0%	100%	$155,000	View
Loanunited.Com, LLC	FHA	1	0%	50%	$105,000
Southern First Bank A+5.0 ★Texas Ratio: 3.08%	Conventional	1	0%	100%	$305,000	View
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$445,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$365,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0%	100%	$255,000
General Mortgage Capital Corporation	Conventional	1	0%	100%	$575,000
Shelter Home Mortgage, LLC	Conventional	1	0%	100%	$335,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0%	100%	$495,000	View
Michigan Mutual, Inc	VA	1	0%	100%	$125,000
Direct Lenders, LLC.	FHA	1	0%	100%	$445,000
Bayshore Mortgage Funding	Conventional	1	0%	100%	$445,000
Credit Union Mortgage Associat	Conventional	1	0%	100%	$325,000
Peoples Bank A+5.0 ★Texas Ratio: 1.17%	Conventional	1	0%	100%	$665,000	View
Citizens Equity First Credit U	Conventional	1	0%	100%	$295,000
ClearPath Lending	VA	1	0%	100%	$485,000
Citizens Savings Bank	Conventional	1	0%	100%	$255,000
Mid-Continent Funding, Inc.	VA	1	0%	100%	$295,000
Stg Mortgage Inc	FHA	1	0%	100%	$325,000
Heritage Bank & Trust	Conventional	1	0%	100%	$345,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA, Jumbo	1	0%	100%	$1,215,000	View
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0%	100%	$465,000	View
Simmons Bank A+5.0 ★Texas Ratio: 5.33%	Conventional	1	0%	100%	$245,000	View
Evolve Bank & Trust	Conventional	1	0%	100%	$465,000
Digital Federal Credit Union	Conventional	1	0%	50%	$125,000
V.I.P. Mortgage, Inc.	Conventional	1	0%	100%	$315,000
Endeavor Capital, LLC	FHA	1	0%	100%	$265,000
Purdue Federal Cu	Conventional	1	0%	100%	$525,000
1St Advantage Federal Credit U	Conventional	1	0%	100%	$445,000
Ascend Federal Credit Union	Conventional	1	0%	100%	$345,000
Carrington Mortgage Services LLC	Conventional	1	0%	18.2%	$85,000
Texana Bank	FHA	1	0%	100%	$185,000
Mason-McDuffie Mortgage Corporation	FHA	1	0%	100%	$495,000
Figure Lending LLC	HELOC	0 +13 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +7 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 4.27%	HELOC	0 +2 HELOCs	0%	n/a		View
Elements Financial Federal Cre	HELOC	0 +1 HELOCs	0%	n/a
Atlanta Postal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Hoover Mortgage Rate Trends

Daily average mortgage rates for Alabama compared with the national average, updated every evening.

30-Year Fixed AL Avg

7.159%

▲ 0.056 vs 7 days ago

15-Year Fixed AL Avg

6.723%

▲ 0.014 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Hoover, Alabama

Looking for mortgage lenders near me or mortgage brokers near me in Hoover? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hoover in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Hoover, AL

Use these to narrow the list above. Each category shows how many Hoover, AL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 111 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 80 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 36 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 79 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 55 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 33 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AL 40 lenders headquartered in Alabama, the closest thing to a mortgage lender near you

Who Lends in Hoover, AL

Independent mortgage companies closed 57.9 percent of home loans in Hoover, Alabama in 2025, banks 35.2 percent and credit unions 6.9 percent. Liberty Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Avadian Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 132 loans.

57.9%

Mortgage companies

35.2%

Banks

6.9%

Credit unions

12%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.

More Alabama Mortgage Lender Pages

All Alabama lenders 790 lenders Huntsville 310 lenders Mobile 230 lenders Montgomery 208 lenders Tuscaloosa 212 lenders Birmingham 194 lenders Auburn 201 lenders Athens 171 lenders Dothan 154 lenders Daphne 186 lenders Foley 186 lenders Phenix City 125 lenders Decatur 153 lenders

Frequently Asked Questions About Mortgage Lenders in Hoover, AL

Who is the largest mortgage lender in Hoover, AL?

By home loans closed in 2025, Regions Bank was the largest mortgage lender in Hoover, Alabama with 132 loans, about 6.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Hoover, AL have the highest approval rates?

Among lenders with meaningful volume in Hoover, Alabama, Renasant Bank approved the highest share of completed applications in 2025 at 98.5 percent, against a 86.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Hoover, AL mortgage lenders offer FHA, VA and USDA loans?

79 lenders closed FHA loans in Hoover, Alabama in 2025, led by United Wholesale Mortgage with 35. 55 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Hoover, AL lender list?

Yes. 80 banks and 36 credit unions closed home loans in Hoover, Alabama in 2025, alongside 111 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Hoover, AL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Hoover, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hoover, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hoover. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.