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Mortgage Lenders and Brokers in Tuscaloosa, Alabama

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Tuscaloosa, Alabama mortgage lenders include First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, Alabama ONE Credit UnionAlabama ONE Credit Union1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404 5842A5.0 ★Texas Ratio: 6.53%, Regions BankRegions Bank1549 Mcfarland Blvd N, Tuscaloosa, AL 35406A+5.0 ★Texas Ratio: 4.37%, United Community BankUnited Community Bank1661 Mcfarland Blvd N, Tuscaloosa, AL 35406A+5.0 ★Texas Ratio: 2.97%, BankFirst Financial ServicesBankFirst Financial Services2323 Paul W Bryant Dr, Tuscaloosa, AL 35401A+5.0 ★Texas Ratio: 3.47%, FirstbankFirstbank2009 Paul W Bryant Dr, Tuscaloosa, AL 35401A5.0 ★Texas Ratio: 7.51%, Trustmark BankTrustmark Bank2330 University Blvd, Tuscaloosa, AL 35401A+5.0 ★Texas Ratio: 2.40%, Bryant BankBryant Bank1550 Mcfarland Blvd N, Tuscaloosa, AL 35406A+5.0 ★Texas Ratio: 2.46%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1130 University Blvd, Tuscaloosa, AL 35401A+5.0 ★Texas Ratio: 3.68%, and Alabama Credit UnionAlabama Credit Union909 Anna Ave, Tuscaloosa, AL 35401A+5.0 ★Texas Ratio: 5.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Tuscaloosa, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tuscaloosa are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Tuscaloosa, Alabama

Market share is the lender's share of all home loans closed in Tuscaloosa, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
First Federal Bank 2 offices in Tuscaloosa 5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80%	Conventional, FHA, VA, USDA, Jumbo	321	16.6%	95.6%	$274,003	View
Alabama ONE Credit Union 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404 5842 A5.0 ★Texas Ratio: 6.53%	Conventional, HELOC	90 +71 HELOCs	4.7%	87.4%	$171,666	View
Regions Bank 6 offices in Tuscaloosa 1549 Mcfarland Blvd N, Tuscaloosa, AL 35406 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, Jumbo, HELOC	85 +64 HELOCs	4.4%	67.9%	$252,176	View
United Community Bank 1 office in Tuscaloosa 1661 Mcfarland Blvd N, Tuscaloosa, AL 35406 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, VA, USDA, HELOC	53 +9 HELOCs	2.7%	88.5%	$275,377	View
BankFirst Financial Services 1 office in Tuscaloosa 2323 Paul W Bryant Dr, Tuscaloosa, AL 35401 A+5.0 ★Texas Ratio: 3.47%	Conventional, FHA, VA, Jumbo, HELOC	51 +11 HELOCs	2.6%	100%	$351,470	View
Firstbank 1 office in Tuscaloosa 2009 Paul W Bryant Dr, Tuscaloosa, AL 35401 A5.0 ★Texas Ratio: 7.51%	Conventional, FHA, VA, Jumbo, HELOC	35 +6 HELOCs	1.8%	74.2%	$374,428	View
Trustmark Bank 1 office in Tuscaloosa 2330 University Blvd, Tuscaloosa, AL 35401 A+5.0 ★Texas Ratio: 2.40%	Conventional, FHA, VA, Jumbo, HELOC	32 +8 HELOCs	1.7%	100%	$346,875	View
Bryant Bank 2 offices in Tuscaloosa 1550 Mcfarland Blvd N, Tuscaloosa, AL 35406 A+5.0 ★Texas Ratio: 2.46%	Conventional, HELOC	31 +23 HELOCs	1.6%	93.9%	$384,032	View
JPMorgan Chase Bank, NA 1 office in Tuscaloosa 1130 University Blvd, Tuscaloosa, AL 35401 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	23 +2 HELOCs	1.2%	92.6%	$434,565	View
Alabama Credit Union 909 Anna Ave, Tuscaloosa, AL 35401 A+5.0 ★Texas Ratio: 5.72%	Conventional, Jumbo	23	1.2%	82.1%	$298,913	View
Smartbank 2 offices in Tuscaloosa 230 Mcfarland Cir N, Tuscaloosa, AL 35406 A+5.0 ★Texas Ratio: 1.74%	Conventional, FHA, Jumbo, HELOC	15 +8 HELOCs	0.8%	94.4%	$565,000	View
Renasant Bank 1 office in Tuscaloosa 2518 University Blvd, Tuscaloosa, AL 35401 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, Jumbo, HELOC	12 +2 HELOCs	0.6%	100%	$531,666	View
Local Bank 205 Mcfarland Cir N, Tuscaloosa, AL 35406 A5.0 ★Texas Ratio: 8.28%	Conventional, VA, USDA	9	0.5%	100%	$348,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Tuscaloosa 630 University Blvd E, Tuscaloosa, AL 35401 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	7 +18 HELOCs	0.4%	77.8%	$242,142	View
Wells Fargo Bank NA 2 offices in Tuscaloosa 1427 Greensboro Ave, Tuscaloosa, AL 35401 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	6	0.3%	66.7%	$263,333	View
Pinnacle Bank 2 offices in Tuscaloosa 6800 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 3.04%	Conventional	1	0.1%	100%	$155,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Tuscaloosa 3610 Mcfarland Blvd E, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	50%	$315,000	View
West Alabama Bank & Trust 7680 Highway 69 S, Tuscaloosa, AL 35405 A5.0 ★Texas Ratio: 7.03%	Conventional, Jumbo	26	1.3%	96.4%	$205,769	View
Central State Bank 9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93%	Conventional	15	0.8%	100%	$287,666	View
Robertson Banking Company 1400 Greensboro Ave, Tuscaloosa, AL 35401 A+5.0 ★Texas Ratio: 0.79%	Conventional	14	0.7%	100%	$155,000	View
CB&S Bank 1806 6th St Ste 200, Tuscaloosa, AL 35401 C3.6 ★Texas Ratio: 21.51%	Conventional, Jumbo, HELOC	7 +6 HELOCs	0.4%	100%	$509,285	View
Investar Bank 120 Big Valley Dr, Alexandria, AL 36250 A+5.0 ★Texas Ratio: 5.42%	Conventional	5	0.3%	83.3%	$265,000	View
First Bank of Alabama 1100 Quintard Ave, Anniston, AL 36201 C+4.0 ★Texas Ratio: 26.59%	Conventional	5	0.3%	100%	$315,000	View
First Horizon Bank ★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo	4	0.2%	100%	$352,500	View
Avadian Credit Union 475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41%	Conventional, HELOC	3 +3 HELOCs	0.2%	100%	$448,333	View
First State Bank of the South, Inc 1319 Us Highway 72 E, Athens, AL 35611	Conventional	3	0.2%	75%	$271,666
Southern Energy Credit Union 630 15th St, Tuscaloosa, AL 35401 4737 A+5.0 ★Texas Ratio: 0.41%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$145,000	View
Bank Independent 22015 Us Highway 72, Athens, AL 35613 A+5.0 ★Texas Ratio: 1.45%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$210,000	View
First National Bank 31900 1st Ave Nw, Carbon Hill, AL 35549	Conventional	2	0.1%	100%	$70,000
Southstate Bank, National Association ★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA	2	0.1%	100%	$240,000	View
The Exchange Bank of Alabama 7170 6th Ave, Altoona, AL 35952 A+5.0 ★Texas Ratio: 0.17%	Conventional	2	0.1%	100%	$410,000	View
Traditions Bank 19 Helicon Rd, Arley, AL 35541 A5.0 ★Texas Ratio: 10.74%	Conventional	2	0.1%	100%	$340,000	View
Max Credit Union 336 N Gay St, Auburn, AL 36830 3992 A+5.0 ★Texas Ratio: 2.18%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$295,000	View
Community Bank of Mississippi 813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$345,000	View
Southpoint Bank 1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33%	Conventional	1	0.1%	100%	$215,000	View
Guardian Credit Union 1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431 A+5.0 ★Texas Ratio: 5.47%	Conventional	1	0.1%	100%	$225,000	View
Servisfirst Bank 2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75%	Conventional	1	0.1%	100%	$275,000	View
Century Bank 861 Edwards Ave, Fairhope, AL 36532 A+5.0 ★Texas Ratio: 4.56%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
Liberty Bank 305 N Broad St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 1.01%	Conventional	1	0.1%	100%	$225,000	View
First Financial Bank 2323 Paul W Bryant Dr, Tuscaloosa, AL 35401 A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0.1%	50%	$215,000	View
River Bank & Trust 1300 Greensboro Ave, Tuscaloosa, AL 35401 A+5.0 ★Texas Ratio: 4.39%	Conventional	1	0.1%	50%	$125,000	View
Liberty Mortgage Corporation 305 N Broad St, Albertville, AL 35950	Conventional	1	0.1%	100%	$205,000
Listerhill Credit Union 22223 US 72, Athens, AL 35613 A+5.0 ★Texas Ratio: 3.96%	Conventional	1	0.1%	100%	$145,000	View
Alabama Central Credit Union 1121 Veterans Memorial Pkwy, Tuscaloosa, AL 35404 A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	33.3%	$55,000	View
Peoples Bank of Alabama 7473 Us Highway 431, Albertville, AL 35950 A+5.0 ★Texas Ratio: 3.77%	Conventional	1	0.1%	100%	$165,000	View
First Southern Bank 1720 Us Highway 431, Boaz, AL 35957 F1.0 ★Texas Ratio: 85.21%	Conventional	1	0.1%	100%	$95,000	View
First Nation Bank and Trust 104 Lindberg Ave, Atmore, AL 36502	Conventional	1	0.1%	100%	$145,000
First Metro Bank 309 W Washington St, Athens, AL 35611 A+5.0 ★Texas Ratio: 1.01%	Conventional	1	0.1%	100%	$165,000	View
Legacy Community Federal Credit Union 810 Colonial Promenade Pkwy, Alabaster, AL 35007 A5.0 ★Texas Ratio: 7.13%	Conventional	1	0.1%	100%	$215,000	View
AlaTrust Credit Union 1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56%	Conventional	1	0.1%	100%	$655,000	View
First National Bank of Pulaski 321 S Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.25%	Conventional	1	0.1%	100%	$125,000	View
Redstone Federal Credit Union 1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10%	Conventional	1	0.1%	100%	$155,000	View
Merit Bank 3810 Governors Drive Nw, Huntsville, AL 35805 A+5.0 ★Texas Ratio: 0.43%	Conventional	1	0.1%	100%	$155,000	View
Peoples Banik of Greensboro 1402 State St, Greensboro, AL 36744 C+3.4 ★Texas Ratio: 11.21%	Conventional	1	0.1%	100%	$115,000	View
EvaBank 1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16%	Conventional	1	0.1%	100%	$95,000	View
Five Star Credit Union 513 Kirkland St, Abbeville, AL 36310 2736 A5.0 ★Texas Ratio: 7.02%	Conventional	1	0.1%	100%	$795,000	View
Ameris Bank ★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$445,000	View
All In Credit Union 609 Ozark Rd, Abbeville, AL 36310	HELOC	0 +3 HELOCs	0%	n/a
Consumer First Mortgage, Inc.	Conventional, FHA	6	0.3%	75%	$271,666
Hamilton Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$100,000
Cis Financial Services, Inc.	FHA	2	0.1%	100%	$190,000
Tjc Mortgage Inc	VA	1	0.1%	100%	$275,000
America'S First Federal CU	HELOC	0 +4 HELOCs	0%	n/a
Movement Mortgage, LLC	Conventional, FHA, VA, USDA, HELOC	128 +2 HELOCs	6.6%	98.6%	$211,640
Rocket Mortgage	Conventional, FHA, VA	88	4.5%	65.9%	$213,863
Cadence Bank	Conventional, FHA, VA, USDA, Jumbo, HELOC	63 +22 HELOCs	3.3%	90%	$561,031
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	49 +2 HELOCs	2.5%	72.9%	$257,040
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	47	2.4%	71.2%	$308,829
Pennymac Loan Services LLC	Conventional, FHA, VA	36	1.9%	75.5%	$208,611
Freedom Mortgage Corporation	Conventional, FHA, VA	26	1.3%	93.9%	$278,461
Mortgage Research Center	Conventional, VA	26	1.3%	59.1%	$293,076
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 1.51%	Conventional	23	1.2%	59.4%	$121,956	View
Stockton Mortgage Corporation	Conventional, FHA, VA	23	1.2%	92%	$203,260
Peoples Mortgage Company	Conventional, FHA, USDA	19	1%	95%	$242,368
Southwest Funding LP	Conventional, FHA, VA	18	0.9%	100%	$195,000
Nfm, Inc	Conventional, FHA, VA	17	0.9%	94.4%	$230,294
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	16 +7 HELOCs	0.8%	66.7%	$236,875
Synovus Bank	Conventional, FHA, Jumbo, HELOC	15 +7 HELOCs	0.8%	68.2%	$286,333
CrossCountry Mortgage, LLC	Conventional, FHA, HELOC	15 +3 HELOCs	0.8%	100%	$273,000
Reliance First Capital, LLC	Conventional, FHA, VA, USDA	15	0.8%	100%	$239,666
Equity Prime Mortgage LLC	FHA, VA, USDA	14	0.7%	60.9%	$240,714
Lennar Mortgage, LLC	Conventional, FHA, VA, USDA	14	0.7%	66.7%	$236,428
Nationstar Mortgage	Conventional, VA	13	0.7%	65%	$143,461
21St Mortgage	Conventional	12	0.6%	40.5%	$136,666
First Community Mortgage, Inc. A4.6 ★Texas Ratio: 2.08%	Conventional, FHA, VA, USDA	11	0.6%	91.7%	$285,909	View
Newrez LLC	Conventional, FHA, VA	11	0.6%	45.8%	$225,000
loanDepot.com LLC	Conventional, FHA	11	0.6%	52.2%	$152,272
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	10	0.5%	100%	$400,000	View
Carrington Mortgage Services LLC	Conventional, FHA	10	0.5%	52%	$125,000
Amerisave Mortgage Company	Conventional, FHA, VA	9	0.5%	18.8%	$172,777
Union Home Mortgage Corp.	Conventional	9	0.5%	100%	$321,666
Lendlo Mortgage, LLC	Conventional, FHA	8	0.4%	88.9%	$225,000
New American Funding, LLC.	Conventional, FHA, VA	8	0.4%	66.7%	$228,750
Vanderbilt Mortgage and Finance, Inc	Conventional	8	0.4%	7.9%	$97,500
Guild Mortgage Company	Conventional, FHA, VA	7	0.4%	100%	$242,142
Spring Eq, LLC	Conventional, HELOC	6 +1 HELOCs	0.3%	54.5%	$78,333
Acrisure Mortgage, LLC	FHA, VA	6	0.3%	100%	$351,666
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	6	0.3%	100%	$470,000	View
Fairway Independent Mort Corp	Conventional, FHA	6	0.3%	100%	$241,666
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	5 +4 HELOCs	0.3%	100%	$415,000	View
Cardinal Financial Company, Li	Conventional, FHA, VA	5	0.3%	100%	$165,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	5	0.3%	100%	$369,000	View
Prosperity Home Mortgage, LLC	Conventional, VA	5	0.3%	83.3%	$285,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	4 +1 HELOCs	0.2%	66.7%	$230,000	View
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.2%	36.4%	$205,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	4	0.2%	66.7%	$142,500	View
First Colony Mortgage Corporat	Conventional, FHA	4	0.2%	80%	$350,000
Towne Mortgage Company	Conventional, FHA	4	0.2%	100%	$337,500
The Loan Store, Inc	Conventional	4	0.2%	100%	$277,500
Gmfs, LLC	Conventional	4	0.2%	100%	$477,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.2%	100%	$282,500	View
Village Capital & Investment	FHA, VA	4	0.2%	61.1%	$202,500
American Financial Resources LLC	FHA	3	0.2%	75%	$221,666
AmeriHome Mortgage Company, LLC	FHA, VA	3	0.2%	75%	$278,333
United Trust Bank	VA	3	0.2%	75%	$198,333
Southern Bancorp Bank A5.0 ★Texas Ratio: 8.01%	Conventional	3	0.2%	71.4%	$231,666	View
Discover Bank	Conventional	3	0.2%	28.6%	$71,666
American Financing Corporation	Conventional, VA	3	0.2%	50%	$218,333
Nations Lending Corporation	Conventional, FHA, VA	3	0.2%	75%	$148,333
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.2%	100%	$338,333	View
Milend, Inc	Conventional, FHA	3	0.2%	60%	$235,000
Mortgage Solutions of Colorado	VA	3	0.2%	100%	$375,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	3	0.2%	100%	$665,000	View
Lower, LLC	Conventional, FHA, VA	3	0.2%	42.9%	$391,666
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.2%	80%	$268,333	View
Guaranty Bank & Trust Company A-5.0 ★Texas Ratio: 14.15%	Conventional	2	0.1%	100%	$375,000	View
Liberty Federal Credit Union A+5.0 ★Texas Ratio: 1.01%	Conventional, FHA	2	0.1%	66.7%	$250,000	View
Guaranteed Rate, Inc.	Conventional, Jumbo	2	0.1%	100%	$860,000
Royal United Mortgage LLC	Conventional	2	0.1%	66.7%	$170,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	2	0.1%	100%	$130,000	View
American Financial Network, Inc.	FHA	2	0.1%	40%	$235,000
ClearPath Lending	VA	2	0.1%	100%	$520,000
Geneva Financial LLC	Conventional	2	0.1%	100%	$190,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.1%	40%	$310,000	View
Atlantic Bay Mortgage Group	Conventional	2	0.1%	100%	$235,000
Planet Home Lending, LLC	FHA	2	0.1%	100%	$235,000
American Pacific Mortgage Corporation	FHA	2	0.1%	100%	$150,000
CU Community, LLC	Conventional	2	0.1%	100%	$85,000
Better Mortgage Corporation	Conventional	2	0.1%	66.7%	$270,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.1%	100%	$135,000
Zillow Home Loans, LLC	Conventional	2	0.1%	100%	$300,000
Mutual of Omaha Mortgage	Conventional, VA	2	0.1%	33.3%	$380,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, VA	2	0.1%	100%	$325,000	View
Hunt Mortgage Corporation	Conventional	2	0.1%	100%	$415,000
Southwest Stage Funding LLC	Conventional	2	0.1%	75%	$135,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	2	0.1%	100%	$300,000	View
Ark-La-Tex Financial Services LLC	FHA	2	0.1%	100%	$185,000
Leaderone Financial Corp.	FHA	2	0.1%	50%	$205,000
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.1%	100%	$905,000	View
Valon Mortgage	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$155,000
Pentagon Federal Credit Union	VA, HELOC	1 +2 HELOCs	0.1%	100%	$205,000
Signature Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$25,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$325,000	View
Zippy Loans, LLC	Conventional	1	0.1%	50%	$25,000
First Missouri State Bank of Cape County	Conventional	1	0.1%	100%	$615,000
Cliffco, Inc.	Conventional, Jumbo	1	0.1%	100%	$965,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$385,000
Primelending	Conventional	1	0.1%	100%	$305,000
German American Bank A+5.0 ★Texas Ratio: 1.93%	Conventional	1	0.1%	100%	$155,000	View
Atlantic Coast Mortgage, LLC	VA	1	0.1%	100%	$315,000
Goodleap, LLC	FHA	1	0.1%	100%	$165,000
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$265,000
Everett Financial, Inc.	VA	1	0.1%	100%	$525,000
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$455,000
Citizens National Bank of Meridian	Conventional	1	0.1%	100%	$635,000
Kind Lending, LLC	USDA	1	0.1%	25%	$275,000
Loansteady LLC	Conventional	1	0.1%	100%	$255,000
Liberty Bank A+5.0 ★Texas Ratio: 1.01%	FHA	1	0.1%	100%	$305,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$395,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$205,000
Princeton Mortgage Corporation	FHA	1	0.1%	100%	$255,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$505,000	View
Directions Equity, LLC	Conventional	1	0.1%	100%	$255,000
Assurance Financial Group, L.L.C.	Conventional	1	0.1%	100%	$135,000
First Financial Bank A5.0 ★Texas Ratio: 10.05%	Conventional	1	0.1%	100%	$175,000	View
Shelter Home Mortgage, LLC	Conventional	1	0.1%	100%	$545,000
Cmg Mortgage Inc	Conventional	1	0.1%	100%	$245,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$145,000
Success Mortgage Partners, Inc	FHA	1	0.1%	100%	$275,000
Weichert Financial Services	Conventional	1	0.1%	100%	$475,000
Service Federal Credit Union	Conventional	1	0.1%	100%	$255,000
Citizens 1st Bank, Tyler TX A+5.0 ★Texas Ratio: 1.81%	Conventional	1	0.1%	100%	$535,000	View
Delta Community Credit Union	Conventional	1	0.1%	100%	$555,000
Stg Mortgage Inc	Conventional	1	0.1%	100%	$95,000
New Day Financial, LLC.	VA	1	0.1%	50%	$545,000
Shoreham Bank	FHA	1	0.1%	100%	$5,000
Land Home Financial Services,	Conventional	1	0.1%	100%	$105,000
Southeast Mortgage of Georgia, Inc.	Conventional	1	0.1%	100%	$315,000
Beeline Loans, Inc.	Conventional	1	0.1%	100%	$315,000
Credence Funding Corporation	VA	1	0.1%	100%	$255,000
Churchill Mortgage Corporation	FHA	1	0.1%	100%	$205,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$445,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	50%	$255,000	View
First Ciitizens Bank and Trust A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	50%	$205,000	View
First South Farm Credit, ACA	Conventional	1	0.1%	100%	$105,000
Evolve Bank & Trust	Conventional	1	0.1%	100%	$555,000
Victorian Finance, LLC	FHA	1	0.1%	100%	$255,000
Interstate Home Loan Center, Inc.	Conventional	1	0.1%	100%	$145,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$315,000
Endeavor Capital, LLC	FHA	1	0.1%	100%	$165,000
TowneBank	Conventional	1	0.1%	100%	$185,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$235,000	View
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$685,000
Chambers Bank A+5.0 ★Texas Ratio: 1.59%	Conventional	1	0.1%	100%	$325,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$175,000	View
Hope Federal Credit Union A+5.0 ★Texas Ratio: 4.07%	Conventional	1	0.1%	100%	$105,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$265,000
Mortgage Investors Group A+5.0 ★Texas Ratio: 5.42%	Conventional	1	0.1%	100%	$575,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$505,000	View
Plaza Home Mortgage, Inc	Conventional	1	0.1%	50%	$435,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$85,000
Focus Bank A+5.0 ★Texas Ratio: 5.82%	Conventional	1	0.1%	100%	$575,000	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	1	0.1%	50%	$985,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$355,000
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	HELOC	0 +1 HELOCs	0%	n/a		View
Baxter Credit Union	HELOC	0 +1 HELOCs	0%	50%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Tuscaloosa Mortgage Rate Trends

Daily average mortgage rates for Alabama compared with the national average, updated every evening.

30-Year Fixed AL Avg

7.159%

▲ 0.056 vs 7 days ago

15-Year Fixed AL Avg

6.723%

▲ 0.014 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Tuscaloosa, Alabama

Looking for mortgage lenders near me or mortgage brokers near me in Tuscaloosa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tuscaloosa in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Tuscaloosa, AL

Use these to narrow the list above. Each category shows how many Tuscaloosa, AL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 111 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 86 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 24 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 67 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 52 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 12 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 22 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AL 45 lenders headquartered in Alabama, the closest thing to a mortgage lender near you

Who Lends in Tuscaloosa, AL

Independent mortgage companies closed 42.8 percent of home loans in Tuscaloosa, Alabama in 2025, banks 49.4 percent and credit unions 7.8 percent. Liberty Mortgage Corporation was the largest mortgage company, First Federal Bank the largest bank and Alabama ONE Credit Union the largest credit union. Among lenders headquartered in Alabama, First Federal Bank led with 321 loans.

42.8%

Mortgage companies

49.4%

Banks

7.8%

Credit unions

23%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.

More Alabama Mortgage Lender Pages

All Alabama lenders 790 lenders Huntsville 310 lenders Mobile 230 lenders Montgomery 208 lenders Hoover 215 lenders Birmingham 194 lenders Auburn 201 lenders Athens 171 lenders Dothan 154 lenders Daphne 186 lenders Foley 186 lenders Phenix City 125 lenders Decatur 153 lenders

Frequently Asked Questions About Mortgage Lenders in Tuscaloosa, AL

Who is the largest mortgage lender in Tuscaloosa, AL?

By home loans closed in 2025, First Federal Bank was the largest mortgage lender in Tuscaloosa, Alabama with 321 loans, about 16.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Tuscaloosa, AL have the highest approval rates?

Among lenders with meaningful volume in Tuscaloosa, Alabama, BankFirst Financial Services approved the highest share of completed applications in 2025 at 100 percent, against a 76.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Tuscaloosa, AL mortgage lenders offer FHA, VA and USDA loans?

67 lenders closed FHA loans in Tuscaloosa, Alabama in 2025, led by First Federal Bank with 94. 52 lenders closed VA loans, led by First Federal Bank, and 12 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Tuscaloosa, AL lender list?

Yes. 86 banks and 24 credit unions closed home loans in Tuscaloosa, Alabama in 2025, alongside 111 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Tuscaloosa, AL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Tuscaloosa, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tuscaloosa, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tuscaloosa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.