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Mortgage Lenders and Brokers in Foley, Alabama

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Foley, Alabama mortgage lenders include Regions BankRegions Bank100 W Roosevelt Ave, Foley, AL 36535A+5.0 ★Texas Ratio: 4.37%, Trustmark BankTrustmark Bank699 S Mckenzie St, Foley, AL 36535A+5.0 ★Texas Ratio: 2.40%, Renasant BankRenasant Bank1207 N Mckenzie St, Foley, AL 36535A+5.0 ★Texas Ratio: 4.72%, Bryant BankBryant Bank1502 N Mckenzie St, Foley, AL 36535A+5.0 ★Texas Ratio: 2.46%, PNC Bank N.A.PNC Bank N.A.1101 N Mckenzie St, Foley, AL 36535A+5.0 ★Texas Ratio: 4.24%, Truist BankTruist Bank200 W Laurel Ave, Foley, AL 36535A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA700 S Mckenzie St, Foley, AL 36535A+5.0 ★Texas Ratio: 5.36%, Centennial BankCentennial Bank501 S Mckenzie St, Foley, AL 36535A+5.0 ★Texas Ratio: 3.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%, and FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Foley, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Foley are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Foley, Alabama

Market share is the lender's share of all home loans closed in Foley, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Regions Bank 1 office in Foley 100 W Roosevelt Ave, Foley, AL 36535 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, HELOC	30 +18 HELOCs	2.8%	76.1%	$176,000	View
Trustmark Bank 1 office in Foley 699 S Mckenzie St, Foley, AL 36535 A+5.0 ★Texas Ratio: 2.40%	Conventional, FHA, HELOC	15 +6 HELOCs	1.4%	93.8%	$298,333	View
Renasant Bank 1 office in Foley 1207 N Mckenzie St, Foley, AL 36535 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	4 +5 HELOCs	0.4%	100%	$182,500	View
Bryant Bank 1 office in Foley 1502 N Mckenzie St, Foley, AL 36535 A+5.0 ★Texas Ratio: 2.46%	Conventional, HELOC	4 +3 HELOCs	0.4%	100%	$335,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Foley 1101 N Mckenzie St, Foley, AL 36535 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +17 HELOCs	0.3%	75%	$198,333	View
Truist Bank ★ 1 stars, 1 review 1 office in Foley 200 W Laurel Ave, Foley, AL 36535 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	3 +3 HELOCs	0.3%	100%	$295,000	View
Wells Fargo Bank NA 1 office in Foley 700 S Mckenzie St, Foley, AL 36535 A+5.0 ★Texas Ratio: 5.36%	Conventional	3	0.3%	50%	$221,666	View
Centennial Bank 1 office in Foley 501 S Mckenzie St, Foley, AL 36535 A+5.0 ★Texas Ratio: 3.14%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	66.7%	$825,000	View
JPMorgan Chase Bank, NA 1 office in Foley 185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$320,000	View
Firstbank 615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51%	Conventional, FHA, VA, USDA	16	1.5%	79.2%	$246,250	View
Community Bank of Mississippi 813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09%	Conventional, HELOC	10 +6 HELOCs	0.9%	100%	$196,000	View
Local Bank 2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28%	Conventional, FHA	8	0.7%	100%	$237,500	View
United Bank 516 S Mckenzie St, Foley, AL 36535 A+5.0 ★Texas Ratio: 2.15%	Conventional	6	0.6%	85.7%	$123,333	View
Southstate Bank, National Association ★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, VA	5	0.5%	100%	$315,000	View
Ameris Bank ★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82%	Conventional	5	0.5%	100%	$279,000	View
Alabama Credit Union 211 E Laurel Ave, Foley, AL 36535 A+5.0 ★Texas Ratio: 5.72%	Conventional	4	0.4%	80%	$302,500	View
Bankplus 1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80%	Conventional, FHA	4	0.4%	100%	$345,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 1712 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 3.41%	Conventional, FHA, HELOC	3 +2 HELOCs	0.3%	100%	$178,333	View
First Cahawba Bank 144 Cove Ave, Gulf Shores, AL 36542 A+5.0 ★Texas Ratio: 0.96%	Conventional	3	0.3%	100%	$241,666	View
Avadian Credit Union 475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$215,000	View
Pinnacle Bank 112 N Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 3.04%	Conventional	2	0.2%	100%	$270,000	View
First Federal Bank 5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80%	Conventional	2	0.2%	100%	$260,000	View
All In Credit Union 609 Ozark Rd, Abbeville, AL 36310	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$65,000
Redstone Federal Credit Union 1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10%	VA, HELOC	1 +1 HELOCs	0.1%	100%	$285,000	View
Valley National Bank 50 Jimmy Gould Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.76%	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$215,000	View
Southpoint Bank 1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33%	Conventional	1	0.1%	100%	$275,000	View
BankFirst Financial Services 30966 Highway 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 3.47%	Conventional	1	0.1%	100%	$335,000	View
First Horizon Bank ★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$655,000	View
New Horizons Credit Union 7146 Stone Dr, Daphne, AL 36526 4825 A+5.0 ★Texas Ratio: 2.51%	Conventional	1	0.1%	100%	$75,000	View
Servisfirst Bank 2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75%	Conventional	1	0.1%	100%	$235,000	View
Aod Federal Credit Union 7 Frankford Ave Bldg 141, Anniston, AL 36201 4199	Conventional	1	0.1%	100%	$135,000
Listerhill Credit Union 22223 US 72, Athens, AL 35613 A+5.0 ★Texas Ratio: 3.96%	Conventional	1	0.1%	100%	$255,000	View
West Alabama Bank & Trust 4 3rd Ave Nw, Aliceville, AL 35442 A5.0 ★Texas Ratio: 7.03%	Conventional	1	0.1%	100%	$225,000	View
NobleBank & Trust 646 Valley Cub Dr, Alexandria, AL 36250 A+5.0 ★Texas Ratio: 1.88%	Conventional	1	0.1%	100%	$455,000	View
The Citizens Bank 301 S Edwards St, Enterprise, AL 36330 A+5.0 ★Texas Ratio: 2.99%	Conventional	1	0.1%	100%	$295,000	View
EvaBank 1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16%	Conventional, Jumbo	1	0.1%	100%	$895,000	View
Southern Energy Credit Union 925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41%	HELOC	0 +1 HELOCs	0%	n/a		View
Tjc Mortgage Inc	FHA, VA, Jumbo	2	0.2%	100%	$640,000
Consumer First Mortgage, Inc.	FHA	1	0.1%	100%	$175,000
Cis Financial Services, Inc.	Conventional	1	0.1%	100%	$75,000
America'S First Federal CU	HELOC	0 +1 HELOCs	0%	n/a
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	159	14.7%	69.8%	$302,798
Lennar Mortgage, LLC	Conventional, FHA, VA, USDA	87	8.1%	89.7%	$256,724
Rocket Mortgage	Conventional, FHA, VA	85	7.9%	80.2%	$195,941
United Wholesale Mortgage	Conventional, FHA, VA	53	4.9%	85.9%	$298,584
DSLD Mortgage LLC	Conventional, FHA, VA	36	3.3%	94.7%	$245,277
Mortgage Research Center	Conventional, FHA, VA	32	3%	78.6%	$283,437
Freedom Mortgage Corporation	FHA, VA	21	1.9%	82.8%	$256,904
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA	21	1.9%	95.5%	$245,952	View
Nationstar Mortgage	Conventional, VA	19	1.8%	90.5%	$171,842
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	18 +6 HELOCs	1.7%	75%	$188,888
Pennymac Loan Services LLC	Conventional, FHA, VA	18	1.7%	75%	$165,000
Guild Mortgage Company	Conventional, FHA, VA	12	1.1%	77.8%	$212,500
City National Bank of Florida A5.0 ★Texas Ratio: 7.12%	Conventional, FHA, VA	12	1.1%	85.7%	$205,833	View
Synergy One Lending, Inc.	Conventional, FHA, VA	11	1%	100%	$276,818
Fairway Independent Mort Corp	Conventional, FHA, VA	11	1%	91.7%	$235,000
loanDepot.com LLC	Conventional, FHA, HELOC	10 +2 HELOCs	0.9%	83.3%	$117,000
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	10 +1 HELOCs	0.9%	100%	$222,000
New American Funding, LLC.	Conventional, FHA, VA	10	0.9%	76.9%	$216,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, FHA, VA	9	0.8%	100%	$321,666	View
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.7%	83.3%	$320,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	8	0.7%	100%	$270,000
Lower, LLC	Conventional, FHA, VA	8	0.7%	100%	$267,500
Union Home Mortgage Corp.	Conventional, FHA, VA	7	0.6%	100%	$300,714
Mortgage Solutions of Colorado	Conventional, FHA, VA	7	0.6%	100%	$290,714
Ark-La-Tex Financial Services LLC	FHA, VA	7	0.6%	100%	$309,285
Canopy Mortgage, LLC	Conventional, FHA	6	0.6%	100%	$221,666
Acrisure Mortgage, LLC	FHA, VA	6	0.6%	100%	$290,000
American Financial Network, Inc.	Conventional, FHA, USDA	6	0.6%	100%	$181,666
Nations Lending Corporation	Conventional, FHA, VA, USDA	6	0.6%	100%	$326,666
Stockton Mortgage Corporation	Conventional, FHA, VA	6	0.6%	100%	$331,666
21St Mortgage	Conventional	6	0.6%	24%	$163,333
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	5	0.5%	100%	$263,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 1.51%	Conventional	5	0.5%	40%	$123,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, VA	5	0.5%	100%	$279,000	View
Cardinal Financial Company, Li	Conventional, FHA	5	0.5%	62.5%	$195,000
PenAir Credit Union	Conventional, HELOC	4 +11 HELOCs	0.4%	41.7%	$72,500
Cadence Bank	Conventional, HELOC	4 +9 HELOCs	0.4%	80%	$265,000
First Community Mortgage, Inc. A4.6 ★Texas Ratio: 2.08%	Conventional, FHA	4	0.4%	100%	$222,500	View
Newrez LLC	Conventional, FHA, VA	4	0.4%	55.6%	$187,500
Nbkc Bank	Conventional, VA	4	0.4%	100%	$330,000
CrossCountry Mortgage, LLC	Conventional	4	0.4%	100%	$315,000
Kind Lending, LLC	FHA, VA	4	0.4%	80%	$327,500
Amerisave Mortgage Company	Conventional	4	0.4%	26.7%	$50,000
Discover Bank	Conventional	4	0.4%	36.4%	$62,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.4%	57.1%	$305,000	View
Acopia, LLC	Conventional, FHA	4	0.4%	100%	$227,500
Prosperity Home Mortgage, LLC	Conventional, FHA	4	0.4%	80%	$380,000
American Financial Resources LLC	Conventional, VA, USDA	3	0.3%	100%	$251,666
Everett Financial, Inc.	Conventional	3	0.3%	100%	$368,333
AmeriHome Mortgage Company, LLC	FHA, VA	3	0.3%	100%	$301,666
Deephaven Mortgage LLC	Conventional, Jumbo	3	0.3%	100%	$675,000
American Financing Corporation	Conventional, FHA	3	0.3%	75%	$168,333
New Day Financial, LLC.	VA	3	0.3%	30%	$315,000
Gardner Financial Services	Conventional, FHA	3	0.3%	100%	$165,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	3	0.3%	100%	$241,666	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.3%	100%	$245,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	3	0.3%	100%	$291,666	View
Village Capital & Investment	FHA, VA	3	0.3%	50%	$278,333
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$300,000	View
Guaranteed Rate, Inc.	FHA, VA, HELOC	2 +1 HELOCs	0.2%	100%	$325,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	2	0.2%	66.7%	$245,000	View
Coastal Loans, LLC	VA	2	0.2%	100%	$335,000
RMC Home Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$255,000
Lakeview Loan Servicing, LLC	Conventional, FHA	2	0.2%	42.9%	$255,000
AdvantageFirst Lending Inc	FHA	2	0.2%	66.7%	$280,000
Securitynational Mortgage Company	FHA	2	0.2%	100%	$405,000
Nfm, Inc	Conventional	2	0.2%	66.7%	$185,000
Embrace Home Loans, Inc.	FHA, USDA	2	0.2%	100%	$325,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.2%	100%	$250,000	View
Milend, Inc	Conventional, FHA	2	0.2%	66.7%	$255,000
Gulf Winds Credit Union	Conventional	2	0.2%	100%	$60,000
The Loan Store, Inc	Conventional	2	0.2%	100%	$275,000
Nations Direct Mortgage, LLC	VA	2	0.2%	66.7%	$335,000
Compass Mortgage, Inc.	VA, Jumbo	2	0.2%	100%	$690,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.2%	100%	$255,000	View
Paramount Residential Mortgage	FHA, USDA	2	0.2%	100%	$270,000
Carrington Mortgage Services LLC	Conventional	2	0.2%	20%	$185,000
Spring Eq, LLC	Conventional, HELOC	1 +2 HELOCs	0.1%	9.1%	$65,000
Valon Mortgage	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$275,000
Arc Home LLC	Conventional	1	0.1%	100%	$535,000
EMM Loans LLC	FHA	1	0.1%	100%	$505,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	50%	$155,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$475,000	View
Cornerstone Bank A5.0 ★Texas Ratio: 12.96%	Conventional	1	0.1%	100%	$275,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0.1%	50%	$205,000	View
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$65,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$275,000	View
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional	1	0.1%	100%	$235,000	View
Greenstate Credit Union	Conventional	1	0.1%	100%	$435,000
Gold Star Mortgage Financial Group, Corporation	FHA	1	0.1%	100%	$525,000
Affordable Mortgage Advisors	VA	1	0.1%	100%	$505,000
MortgageOne, Inc	FHA	1	0.1%	100%	$295,000
Gvc Mortgage, Inc.	Conventional	1	0.1%	100%	$215,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$145,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$115,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	VA	1	0.1%	50%	$405,000	View
Climate First Bank A+5.0 ★Texas Ratio: 1.15%	Conventional	1	0.1%	100%	$295,000	View
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$345,000
Pilgrim Mortgage LLC	VA	1	0.1%	100%	$275,000
Buena Vista National Bank A+5.0 ★Texas Ratio: 2.34%	Conventional	1	0.1%	100%	$115,000	View
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0.1%	100%	$315,000	View
Credit Union Financial Services, LLC	Conventional	1	0.1%	100%	$325,000
Vantage West Credit Union	Conventional	1	0.1%	100%	$235,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$165,000	View
Homestead Funding Corp.	Conventional	1	0.1%	100%	$175,000
HomeBridge Financial Services, Inc	VA	1	0.1%	100%	$265,000
Tyndall Federal Credit Union A+5.0 ★Texas Ratio: 0.96%	Conventional	1	0.1%	100%	$45,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$185,000
AAFMAA Mortgage Services LLC	VA	1	0.1%	100%	$305,000
First Commerce Credit Union A+5.0 ★Texas Ratio: 0.58%	Conventional	1	0.1%	100%	$25,000	View
Navigator Credit Union	Conventional	1	0.1%	100%	$175,000
Credit Human Federal Credit Un	Conventional	1	0.1%	50%	$65,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$255,000
Flat Branch Mortgage, Inc.	VA	1	0.1%	100%	$745,000
Legends Bank A+5.0 ★Texas Ratio: 0.00%	FHA	1	0.1%	100%	$355,000	View
Great Southern Bank A+5.0 ★Texas Ratio: 1.55%	Conventional	1	0.1%	100%	$275,000	View
First Colony Mortgage Corporat	VA	1	0.1%	100%	$395,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$275,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$395,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$185,000
Alltru Federal Credit Union	Conventional	1	0.1%	100%	$185,000
Southeast Mortgage of Georgia, Inc.	VA	1	0.1%	50%	$275,000
Atlantic Bay Mortgage Group	VA	1	0.1%	100%	$355,000
Loanpeople, LLC	Conventional	1	0.1%	100%	$165,000
Planters Bank, Inc. A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$265,000	View
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$215,000
Academy Bank, N.A. A+5.0 ★Texas Ratio: 5.08%	VA	1	0.1%	100%	$325,000	View
Community Mortgage Corporation	Conventional	1	0.1%	100%	$805,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$165,000
New Story Lending LLC	Conventional	1	0.1%	100%	$145,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$255,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	100%	$195,000	View
Mission Loans, LLC	Conventional	1	0.1%	100%	$205,000
University Bank A+5.0 ★Texas Ratio: 3.82%	VA	1	0.1%	100%	$285,000	View
Zillow Home Loans, LLC	Conventional	1	0.1%	50%	$165,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$245,000	View
Right Start Mortgage, Inc	FHA	1	0.1%	100%	$325,000
Broadway National Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0.1%	100%	$505,000	View
Southwest Stage Funding LLC	Conventional	1	0.1%	66.7%	$195,000
Gmfs, LLC	VA	1	0.1%	100%	$245,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	16.7%	$175,000
Texana Bank	VA	1	0.1%	100%	$305,000
Plaza Home Mortgage, Inc	FHA	1	0.1%	50%	$245,000
Goprime Mortgage, Inc.	VA	1	0.1%	100%	$465,000
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$505,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$305,000	View
Hometrust Mortgage Company	VA	1	0.1%	100%	$265,000
Figure Lending LLC	HELOC	0 +10 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +2 HELOCs	0%	n/a		View
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Foley Mortgage Rate Trends

Daily average mortgage rates for Alabama compared with the national average, updated every evening.

30-Year Fixed AL Avg

7.159%

▲ 0.056 vs 7 days ago

15-Year Fixed AL Avg

6.723%

▲ 0.014 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Foley, Alabama

Looking for mortgage lenders near me or mortgage brokers near me in Foley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Foley in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Foley, AL

Use these to narrow the list above. Each category shows how many Foley, AL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 108 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 66 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 20 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 67 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 64 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 8 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 5 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AL 24 lenders headquartered in Alabama, the closest thing to a mortgage lender near you

Who Lends in Foley, AL

Independent mortgage companies closed 73.8 percent of home loans in Foley, Alabama in 2025, banks 22.2 percent and credit unions 4 percent. Tjc Mortgage Inc was the largest mortgage company, Regions Bank the largest bank and Alabama Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 30 loans.

73.8%

Mortgage companies

22.2%

Banks

Credit unions

25%

FHA loans

18%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.

More Alabama Mortgage Lender Pages

All Alabama lenders 790 lenders Huntsville 310 lenders Mobile 230 lenders Montgomery 208 lenders Hoover 215 lenders Tuscaloosa 212 lenders Birmingham 194 lenders Auburn 201 lenders Athens 171 lenders Dothan 154 lenders Daphne 186 lenders Phenix City 125 lenders Decatur 153 lenders

Frequently Asked Questions About Mortgage Lenders in Foley, AL

Who is the largest mortgage lender in Foley, AL?

By home loans closed in 2025, Regions Bank was the largest mortgage lender in Foley, Alabama with 30 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Foley, AL have the highest approval rates?

Among lenders with meaningful volume in Foley, Alabama, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 89.7 percent, against a 78.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Foley, AL mortgage lenders offer FHA, VA and USDA loans?

67 lenders closed FHA loans in Foley, Alabama in 2025, led by DHI Mortgage Company, LTD. with 75. 64 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Foley, AL lender list?

Yes. 66 banks and 20 credit unions closed home loans in Foley, Alabama in 2025, alongside 108 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Foley, AL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Foley, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Foley, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Foley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.