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Mortgage Lenders and Brokers in Auburn, Alabama

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Auburn, Alabama mortgage lenders include Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Trustmark BankTrustmark Bank415 N Dean Rd, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.40%, Servisfirst BankServisfirst Bank2320 Moores Mill Rd, Auburn, AL 36830A5.0 ★Texas Ratio: 8.75%, AuburnBankAuburnBank819 E Glenn Ave Ste 110, Auburn, AL 36830A+5.0 ★Texas Ratio: 0.07%, Auburn University Credit UnionAuburn University Credit Union1290 S Donahue Dr, Auburn, AL 36832 6330A+5.0 ★Texas Ratio: 3.49%, Regions BankRegions Bank165 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank325 N Gay St, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.87%, FirstbankFirstbank815 Opelika Rd, Auburn, AL 36830A5.0 ★Texas Ratio: 7.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%, and AmeriFirst BankAmeriFirst Bank2694 Hilton Garden Drive, Auburn, AL 36830A+5.0 ★Texas Ratio: 5.61%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Auburn, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Auburn are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Auburn, Alabama

Market share is the lender's share of all home loans closed in Auburn, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Renasant Bank 1 office in Auburn 1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA, Jumbo, HELOC	79 +8 HELOCs	4.9%	98.8%	$471,708	View
Trustmark Bank 1 office in Auburn 415 N Dean Rd, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.40%	Conventional, FHA, VA, Jumbo, HELOC	78 +13 HELOCs	4.8%	100%	$388,846	View
Servisfirst Bank 1 office in Auburn 2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75%	Conventional, FHA, Jumbo, HELOC	42 +19 HELOCs	2.6%	100%	$365,952	View
AuburnBank 2 offices in Auburn 819 E Glenn Ave Ste 110, Auburn, AL 36830 A+5.0 ★Texas Ratio: 0.07%	Conventional	41	2.5%	93.2%	$197,682	View
Auburn University Credit Union 1290 S Donahue Dr, Auburn, AL 36832 6330 A+5.0 ★Texas Ratio: 3.49%	Conventional, HELOC	24 +14 HELOCs	1.5%	96%	$206,250	View
Regions Bank 1 office in Auburn 165 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, HELOC	19 +42 HELOCs	1.2%	69%	$207,631	View
Truist Bank ★ 1 stars, 1 review 1 office in Auburn 325 N Gay St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	14 +6 HELOCs	0.9%	93.3%	$412,857	View
Firstbank 1 office in Auburn 815 Opelika Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 7.51%	Conventional, Jumbo, HELOC	9 +7 HELOCs	0.6%	61.1%	$285,000	View
JPMorgan Chase Bank, NA 1 office in Auburn 185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, HELOC	8 +1 HELOCs	0.5%	90%	$428,750	View
AmeriFirst Bank 1 office in Auburn 2694 Hilton Garden Drive, Auburn, AL 36830 A+5.0 ★Texas Ratio: 5.61%	Conventional	8	0.5%	88.9%	$268,750	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Auburn 2085 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, HELOC	7 +27 HELOCs	0.4%	87.5%	$275,000	View
Smartbank 1 office in Auburn 337 Airport Rd Ste A, Auburn, AL 36830 A+5.0 ★Texas Ratio: 1.74%	Conventional, Jumbo, HELOC	5 +2 HELOCs	0.3%	100%	$555,000	View
Wells Fargo Bank NA 2 offices in Auburn 2001 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 5.36%	Conventional	4	0.2%	57.1%	$355,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Auburn 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, HELOC	3 +39 HELOCs	0.2%	60%	$291,666	View
Valley National Bank 1 office in Auburn 1946 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$55,000	View
River Bank & Trust 1192 S Donahue Dr, Auburn, AL 36832 A+5.0 ★Texas Ratio: 4.39%	Conventional, Jumbo, HELOC	94 +50 HELOCs	5.8%	97%	$184,574	View
Max Credit Union 336 N Gay St, Auburn, AL 36830 3992 A+5.0 ★Texas Ratio: 2.18%	Conventional, Jumbo, HELOC	6 +31 HELOCs	0.4%	100%	$466,666	View
MidSouth Bank 519 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 1.99%	Conventional	4	0.2%	100%	$675,000	View
First Community Bank of Central Alabama 1875 Kowaliga Rd, Eclectic, AL 36024 A4.6 ★Texas Ratio: 2.08%	Conventional, Jumbo	4	0.2%	100%	$490,000	View
Pinnacle Bank 112 N Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 3.04%	Conventional	3	0.2%	100%	$411,666	View
Central State Bank 9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93%	Conventional	3	0.2%	100%	$441,666	View
Troy Bank and Trust 2870 E University Drive, Auburn, AL 36830 A5.0 ★Texas Ratio: 7.44%	Conventional, Jumbo	3	0.2%	100%	$525,000	View
HNB First Bank 110 W Williams St, Abbeville, AL 36310 A5.0 ★Texas Ratio: 6.29%	Conventional	3	0.2%	100%	$131,666	View
Avadian Credit Union 475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$260,000	View
Southern Energy Credit Union 925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$285,000	View
CB&S Bank 1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$285,000	View
First Horizon Bank ★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76%	Conventional	2	0.1%	100%	$475,000	View
Guardian Credit Union 1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431 A+5.0 ★Texas Ratio: 5.47%	Conventional	2	0.1%	66.7%	$215,000	View
BankSouth 100 N Court Sq, Abbeville, AL 36310 A5.0 ★Texas Ratio: 6.18%	Conventional	2	0.1%	100%	$165,000	View
CCB Community Bank 225 E Three Notch St, Andalusia, AL 36420 A+5.0 ★Texas Ratio: 1.73%	Conventional	2	0.1%	100%	$555,000	View
Premier Bank of the South 30710 Us 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	100%	$80,000	View
Community Bank of Mississippi 813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09%	Conventional	2	0.1%	100%	$325,000	View
Metro Bank 35489 Ushwy 231, Ashville, AL 35953 A+5.0 ★Texas Ratio: 5.61%	Conventional	2	0.1%	100%	$105,000	View
Bankplus 1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80%	Conventional	2	0.1%	100%	$190,000	View
Traditions Bank 19 Helicon Rd, Arley, AL 35541 A5.0 ★Texas Ratio: 10.74%	Conventional	2	0.1%	100%	$205,000	View
Five Star Credit Union 513 Kirkland St, Abbeville, AL 36310 2736 A5.0 ★Texas Ratio: 7.02%	Conventional	2	0.1%	100%	$310,000	View
Ameris Bank ★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	2	0.1%	100%	$525,000	View
All In Credit Union 609 Ozark Rd, Abbeville, AL 36310	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$205,000
United Community Bank 2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$205,000	View
Alabama ONE Credit Union 2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$245,000	View
First Citizens Bank 115 Old Fort Rd W, Fort Deposit, AL 36032 A5.0 ★Texas Ratio: 9.58%	Conventional	1	0.1%	100%	$65,000	View
Bank of Frankewing 14226 Highway 231 431 N, Hazel Green, AL 35750 F2.7 ★Texas Ratio: 42.60%	FHA	1	0.1%	100%	$355,000	View
Bank of Hope 1605 Eastern Blvd, Montgomery, AL 36117 A+5.0 ★Texas Ratio: 4.07%	Conventional	1	0.1%	100%	$465,000	View
Commerceonebank 17 20th St N, Birmingham, AL 35203 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$205,000	View
Liberty Bank 305 N Broad St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 1.01%	Conventional	1	0.1%	100%	$75,000	View
Heritage South Credit Union 3553 US Hwy 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 5.95%	Conventional	1	0.1%	100%	$255,000	View
Alabama State Employees CU 1400 Woodfin Ln Ste D, Clanton, AL 35045 8746 A+5.0 ★Texas Ratio: 1.25%	Conventional	1	0.1%	100%	$235,000	View
Liberty Mortgage Corporation 305 N Broad St, Albertville, AL 35950	FHA	1	0.1%	100%	$375,000
First Bank of Alabama 1100 Quintard Ave, Anniston, AL 36201 C+4.0 ★Texas Ratio: 26.59%	Conventional	1	0.1%	100%	$245,000	View
First Cahawba Bank 144 Cove Ave, Gulf Shores, AL 36542 A+5.0 ★Texas Ratio: 0.96%	Conventional	1	0.1%	100%	$65,000	View
The Samson Banking Company, Inc. 105 N Commerce St, Geneva, AL 36340 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$205,000	View
Brantley Bank and Trust Company 9402 N Main St, Brantley, AL 36009 B4.5 ★Texas Ratio: 20.57%	Conventional	1	0.1%	100%	$215,000	View
Alabama Credit Union 351 24th St N, Birmingham, AL 35203 3836 A+5.0 ★Texas Ratio: 5.72%	Conventional	1	0.1%	100%	$125,000	View
First Federal Bank 5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80%	Conventional	1	0.1%	100%	$365,000	View
First National Bank of Pulaski 321 S Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.25%	Conventional	1	0.1%	100%	$355,000	View
The Exchange Bank of Alabama 7170 6th Ave, Altoona, AL 35952 A+5.0 ★Texas Ratio: 0.17%	Conventional	1	0.1%	100%	$255,000	View
EvaBank 1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16%	Conventional	1	0.1%	100%	$45,000	View
Redstone Federal Credit Union 1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10%	HELOC	0 +2 HELOCs	0%	n/a		View
AlaTrust Credit Union 1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56%	HELOC	0 +1 HELOCs	0%	n/a		View
Tjc Mortgage Inc	Conventional, FHA	4	0.2%	100%	$285,000
Consumer First Mortgage, Inc.	Conventional	1	0.1%	100%	$225,000
America'S First Federal CU	HELOC	0 +1 HELOCs	0%	n/a
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	158 +6 HELOCs	9.8%	100%	$394,367
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	80 +1 HELOCs	5%	78.3%	$268,875
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	72	4.5%	93.5%	$376,388
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	65	4%	34.4%	$219,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	52 +2 HELOCs	3.2%	88.1%	$392,500
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	50 +1 HELOCs	3.1%	96.2%	$365,200
Guild Mortgage Company	Conventional, FHA, VA, USDA	46	2.9%	100%	$304,347
AmeriHome Mortgage Company, LLC	Conventional, FHA	44	2.7%	97.8%	$386,818
EMM Loans LLC	Conventional, FHA, VA, Jumbo	38	2.4%	97.5%	$325,263
Filo Mortgage, LLC	Conventional, FHA, VA	22	1.4%	95.8%	$394,545
DHI Mortgage Company, LTD.	Conventional, FHA	21	1.3%	84.6%	$327,380
Nationstar Mortgage	Conventional, FHA, VA	20	1.2%	100%	$164,500
Cadence Bank	Conventional, VA, HELOC	19 +11 HELOCs	1.2%	100%	$340,263
Movement Mortgage, LLC	Conventional, FHA, VA	19	1.2%	100%	$228,684
Canopy Mortgage, LLC	Conventional, FHA, VA	18	1.1%	100%	$394,444
21St Mortgage	Conventional	18	1.1%	72%	$103,333
PHH Mortgage Corporation	Conventional, VA	17	1.1%	94.7%	$362,058
Freedom Mortgage Corporation	Conventional, FHA, VA	16	1%	85.7%	$341,250
Newrez LLC	Conventional, FHA, VA	15	0.9%	71.4%	$294,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	13 +7 HELOCs	0.8%	81.2%	$246,538
Mortgage Research Center	Conventional, FHA, VA	13	0.8%	76.5%	$381,923
Keystone Funding, Inc	Conventional, VA	11	0.7%	92.9%	$388,636
Fairway Independent Mort Corp	Conventional, VA	10	0.6%	90.9%	$366,000
The Loan Store, Inc	Conventional, HELOC	9 +1 HELOCs	0.6%	100%	$436,111
New American Funding, LLC.	Conventional, FHA, VA, Jumbo	9	0.6%	75%	$341,666
loanDepot.com LLC	Conventional, FHA, Jumbo, HELOC	7 +2 HELOCs	0.4%	50%	$192,142
Synovus Bank	Conventional, Jumbo, HELOC	7 +1 HELOCs	0.4%	87.5%	$600,714
Lakeview Loan Servicing, LLC	Conventional, FHA, VA, Jumbo	7	0.4%	57.1%	$285,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	7	0.4%	100%	$419,285	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	7	0.4%	100%	$543,571	View
Spring Eq, LLC	Conventional, HELOC	6 +5 HELOCs	0.4%	43.8%	$95,000
Kind Lending, LLC	Conventional, FHA, VA	6	0.4%	85.7%	$275,000
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	6	0.4%	100%	$416,666
Nbkc Bank	Conventional, VA	5	0.3%	100%	$477,000
Amerisave Mortgage Company	Conventional, FHA, VA	5	0.3%	33.3%	$195,000
Union Home Mortgage Corp.	Conventional, VA	5	0.3%	83.3%	$405,000
Peoples Mortgage Company	Conventional, FHA	5	0.3%	100%	$249,000
First South Farm Credit, ACA	Conventional	5	0.3%	100%	$255,000
Assurance Financial Group, L.L.C.	Conventional, FHA	4	0.2%	100%	$205,000
New Day Financial, LLC.	VA, Jumbo	4	0.2%	80%	$447,500
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	4	0.2%	100%	$270,000	View
Mutual of Omaha Mortgage	FHA, VA	4	0.2%	100%	$485,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.2%	100%	$120,000	View
Sierra Pacific Mortgage Co. Inc	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$191,666
First Community Mortgage, Inc. A4.6 ★Texas Ratio: 2.08%	Conventional, FHA, VA	3	0.2%	100%	$248,333	View
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	3	0.2%	100%	$305,000	View
BankSouth Mortgage Company LLC A5.0 ★Texas Ratio: 6.18%	Conventional	3	0.2%	100%	$251,666	View
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 1.51%	Conventional	3	0.2%	50%	$125,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	3	0.2%	42.9%	$421,666	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	3	0.2%	100%	$588,333	View
Colony Bank A+5.0 ★Texas Ratio: 4.01%	Conventional	3	0.2%	100%	$541,666	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	3	0.2%	100%	$885,000	View
Carrington Mortgage Services LLC	Conventional, FHA	3	0.2%	66.7%	$85,000
Leaderone Financial Corp.	Conventional, FHA	3	0.2%	100%	$208,333
Tomo Mortgage LLC	Conventional	3	0.2%	75%	$358,333
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +7 HELOCs	0.1%	100%	$275,000	View
Guaranteed Rate, Inc.	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$395,000
Everett Financial, Inc.	Conventional, FHA	2	0.1%	100%	$95,000
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$420,000
Equity Prime Mortgage LLC	VA, USDA	2	0.1%	100%	$395,000
Deephaven Mortgage LLC	Conventional	2	0.1%	66.7%	$355,000
AmWest Funding Corp	Conventional	2	0.1%	100%	$420,000
American Financing Corporation	Conventional, VA	2	0.1%	100%	$225,000
First Colony Mortgage Corporat	Conventional	2	0.1%	100%	$155,000
Southeast Mortgage of Georgia, Inc.	Conventional	2	0.1%	100%	$250,000
Planet Home Lending, LLC	Conventional, VA	2	0.1%	100%	$255,000
Stockton Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$430,000
Heritage Mortgage, LLC C-3.6 ★Texas Ratio: 31.27%	Conventional, FHA	2	0.1%	100%	$360,000	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	2	0.1%	100%	$465,000	View
Southwest Stage Funding LLC	Conventional	2	0.1%	80%	$140,000
Keesler Federal Credit Union	Conventional	2	0.1%	100%	$315,000
Plaza Home Mortgage, Inc	FHA	2	0.1%	50%	$245,000
Top Flite Financial, Inc.	FHA	2	0.1%	100%	$270,000
Tower Federal Credit Union A+5.0 ★Texas Ratio: 4.27%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$35,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	VA, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,345,000	View
Baxter Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$315,000
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$455,000
Bank of England A5.0 ★Texas Ratio: 6.45%	FHA	1	0.1%	100%	$275,000	View
Interlinc Mortgage Services, LLC	VA	1	0.1%	100%	$525,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$95,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$375,000	View
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	1	0.1%	100%	$105,000
Guaranteed Rate Affinity, LLC	VA	1	0.1%	100%	$605,000
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	1	0.1%	100%	$2,005,000	View
Liberty Federal Credit Union A+5.0 ★Texas Ratio: 1.01%	Conventional	1	0.1%	100%	$165,000	View
American Financial Resources LLC	Conventional	1	0.1%	100%	$655,000
Primelending	FHA	1	0.1%	100%	$395,000
Goodleap, LLC	Conventional	1	0.1%	100%	$195,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$715,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$295,000	View
SWBC Mortgage Corporation	Conventional	1	0.1%	100%	$215,000
Acrisure Mortgage, LLC	FHA	1	0.1%	100%	$295,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$415,000
Climate First Bank A+5.0 ★Texas Ratio: 1.15%	Conventional	1	0.1%	100%	$645,000	View
Loanunited.Com, LLC	VA	1	0.1%	50%	$475,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$365,000	View
Oconee State Bank B4.5 ★Texas Ratio: 21.44%	Conventional	1	0.1%	100%	$155,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$445,000	View
Direct Lenders, LLC.	Conventional	1	0.1%	100%	$355,000
Advisors Mortgage Group, LLC	Conventional	1	0.1%	100%	$345,000
Sun West Mortgage Company, Inc	VA	1	0.1%	100%	$335,000
Flint Community Bank B+4.7 ★Texas Ratio: 18.53%	Conventional	1	0.1%	100%	$315,000	View
Credit Human Federal Credit Un	Conventional	1	0.1%	11.1%	$145,000
Acu	Conventional, Jumbo	1	0.1%	100%	$1,255,000
Uwharrie Bank A+5.0 ★Texas Ratio: 0.72%	Conventional	1	0.1%	100%	$255,000	View
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$335,000
The Peoples Bank of Georgia	Conventional	1	0.1%	100%	$155,000
Delta Community Credit Union	Conventional	1	0.1%	100%	$455,000
Land Home Financial Services,	Conventional	1	0.1%	100%	$85,000
Premier Lending Inc.	Conventional	1	0.1%	100%	$505,000
First Peoples Bank A+5.0 ★Texas Ratio: 0.79%	Conventional, Jumbo	1	0.1%	100%	$1,415,000	View
The Paducah Bank and Trust Company A+5.0 ★Texas Ratio: 1.48%	Conventional	1	0.1%	100%	$165,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$185,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	50%	$315,000	View
T2 Financial LLC	Conventional	1	0.1%	100%	$685,000
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$295,000
Together Credit Union	Conventional	1	0.1%	100%	$285,000
First Citizens National Bank	Conventional	1	0.1%	100%	$175,000
Simmons Bank A+5.0 ★Texas Ratio: 5.33%	Conventional	1	0.1%	100%	$295,000	View
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$405,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$335,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$165,000	View
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$225,000	View
Milend, Inc	FHA	1	0.1%	100%	$175,000
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$325,000
Member First Mortgage, LLC	FHA	1	0.1%	33.3%	$95,000
Acopia, LLC	Conventional	1	0.1%	100%	$215,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$225,000	View
Pike Creek Mortgage Services, Inc.	FHA	1	0.1%	100%	$425,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.1%	100%	$1,005,000
TowneBank	Conventional	1	0.1%	100%	$255,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$395,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$235,000
Republic Bank & Trust A+5.0 ★Texas Ratio: 2.91%	Conventional	1	0.1%	100%	$395,000	View
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	100%	$345,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	100%	$505,000	View
Gmfs, LLC	Conventional	1	0.1%	100%	$355,000
Paramount Residential Mortgage	VA	1	0.1%	100%	$745,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$655,000	View
Gershman Investment Corp.	Conventional	1	0.1%	100%	$265,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$565,000	View
Village Capital & Investment	VA	1	0.1%	33.3%	$515,000
Figure Lending LLC	HELOC	0 +17 HELOCs	0%	n/a
Peoplessouth Bank	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	HELOC	0 +2 HELOCs	0%	0%		View
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Signature Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Ithink Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Nasa Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Notre Dame Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Auburn Mortgage Rate Trends

Daily average mortgage rates for Alabama compared with the national average, updated every evening.

30-Year Fixed AL Avg

7.159%

▲ 0.056 vs 7 days ago

15-Year Fixed AL Avg

6.723%

▲ 0.014 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Auburn, Alabama

Looking for mortgage lenders near me or mortgage brokers near me in Auburn? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Auburn in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Auburn, AL

Use these to narrow the list above. Each category shows how many Auburn, AL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 93 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 94 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 51 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 49 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 28 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AL 43 lenders headquartered in Alabama, the closest thing to a mortgage lender near you

Who Lends in Auburn, AL

Independent mortgage companies closed 60.3 percent of home loans in Auburn, Alabama in 2025, banks 35.6 percent and credit unions 4 percent. Liberty Mortgage Corporation was the largest mortgage company, Renasant Bank the largest bank and Auburn University Credit Union the largest credit union. Among lenders headquartered in Alabama, Servisfirst Bank led with 42 loans.

60.3%

Mortgage companies

35.6%

Banks

Credit unions

10%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.

More Alabama Mortgage Lender Pages

All Alabama lenders 790 lenders Huntsville 310 lenders Mobile 230 lenders Montgomery 208 lenders Hoover 215 lenders Tuscaloosa 212 lenders Birmingham 194 lenders Athens 171 lenders Dothan 154 lenders Daphne 186 lenders Foley 186 lenders Phenix City 125 lenders Decatur 153 lenders

Frequently Asked Questions About Mortgage Lenders in Auburn, AL

Who is the largest mortgage lender in Auburn, AL?

By home loans closed in 2025, Renasant Bank was the largest mortgage lender in Auburn, Alabama with 79 loans, about 4.9 percent of the market. The largest lender headquartered in Alabama was Servisfirst Bank with 42 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Auburn, AL have the highest approval rates?

Among lenders with meaningful volume in Auburn, Alabama, Trustmark Bank approved the highest share of completed applications in 2025 at 100 percent, against a 84 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Auburn, AL mortgage lenders offer FHA, VA and USDA loans?

51 lenders closed FHA loans in Auburn, Alabama in 2025, led by Cmg Mortgage Inc with 23. 49 lenders closed VA loans, led by Cmg Mortgage Inc, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Auburn, AL lender list?

Yes. 94 banks and 29 credit unions closed home loans in Auburn, Alabama in 2025, alongside 93 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Auburn, AL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Auburn, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Auburn, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Auburn. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.