Peoples Independent Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Peoples Independent Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Peoples Independent Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Peoples Independent Bank CD rates. You can also compare Peoples Independent Bank savings rates, MMA rates and mortgage rates using our other rate lists. Peoples Independent Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Independent Bank? Share your experience about Peoples Independent Bank by leaving a review below, or read customer reviews before you decide to use Peoples Independent Bank. Peoples Independent Bank Texas Ratio Peoples Independent Bank's Texas Ratio is at 7.76%, which is considered excellent. The Texas Ratio for Peoples Independent Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Peoples Independent Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Peoples Independent Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 23, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Peoples Independent Bank rate data right now, check back for updates, we are adding rates all the time. Peoples Independent Bank InformationPeoples Independent Bank
121 Billy B. Dyar BoulevardBoaz, AL 35957 Marshall Established Date: 05/02/1988 FDIC Certificate #: 27233 Date of FDIC Deposit Insurance: 05/02/1988 Bank Holding Company: PEOPLES IND BANCSHARES INC How Many Domestic U.S. Offices? 9 How Many Branches are There? 9 Website: https://www.pibonline.com/
Is Peoples Independent Bank FDIC Insured? Yes
What is Peoples Independent Bank's Cert number? 27233
What is the maximum amount for insured deposits? $250,000 per holder, per account
Peoples Independent Bank FinancialsTotal Assets:
$449,260,000
Total Deposits:
$401,213,000
Equity Capital:
$33,225,000
Domestic Deposits:
$401,213,000
Net Income:
$1,984,000
Return on Assets:
1.4396%
Quarterly Return on Assets:
1.7400%
Pretax Return on Assets:
1.8615%
Pretax Quarterly Return on Assets:
1.8600%
Return on Equity:
23.5400%
Quarterly Return on Equity:
24.4600%
Common Equity Tier 1 Capital Ratio:
13.6905%
Tier 1 Risk-Based Capital Ratio:
13.6905%
Leverage Tier 1 (Core Capital) Ratio:
8.6284%
Total Risk-Based Capital Ratio (YTD):
14.3652%
Total Interest Income (YTD):
5.0864%
Headquarters:
Boaz
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Marshall
# of Offices:
9
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals E-Loan is offering one of the best CD rates for a 1 year CD. The current annual percentage yield for the 1 year certificate of deposit is 4.36%. Plus if you sign up with promotional code "times25" before December 18th you will receive a $25 bonus.
 Mortgage rates are mostly higher today thanks to 10 year bond yields heading back above 2.00%. Current mortgage rates on 30 year home mortgage loans are averaging 4.11%, an increase from yesterday’s average 30 year mortgage rate of 3.95%. Today's mortgage rates 15 year home loans are averaging 3.38%, up from yesterday’s average 15 year mortgage rate of 3.32%.
 Right now on our auto loan rates list in Chicago, Illinois, Pentagon Federal Credit Union has the best auto loan rate on 3 year new auto loans. PenFed's current 3 year rate is 2.99 percent with zero auto discount points. A 3 year auto loan in the amount of $25,000 at 2.99 percent has a monthly payment of $726.92.
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Today's 12-month CD rates can be found at 1.76%, 6-month CD rates at 4.05% and 3-month CD rates at 0.10%. Current savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 7.26%. Credit Card rates are at 16.10%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates. 
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