Mortgage Lenders and Brokers in Goodwater, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Goodwater, Alabama mortgage lenders include Heritage South Credit UnionHeritage South Credit Union20984 AL Highway 9, Goodwater, AL 35072 6620A+5.0 ★Texas Ratio: 5.95%, Mutual Savings Credit UnionMutual Savings Credit Union1030 Lee St, Alexander City, AL 35010 2655A+5.0 ★Texas Ratio: 1.18%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Central State BankCentral State Bank9331 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 1.93%, Alabama ONE Credit UnionAlabama ONE Credit Union2549 South Blvd, Brewton, AL 36426A5.0 ★Texas Ratio: 6.53%, Truist BankTruist Bank629 E Main St, Albertville, AL 35950A+5.0 ★Texas Ratio: 2.87%, Southern Energy Credit UnionSouthern Energy Credit Union925 Quintard Ave, Anniston, AL 36201A+5.0 ★Texas Ratio: 0.41%, Valley National BankValley National Bank50 Jimmy Gould Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.76%, CSL Financial, LLCCSL Financial, LLCBirmingham, AL, and Triad Financial Services, Inc.Triad Financial Services, Inc.A+5.0 ★Texas Ratio: 1.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Goodwater, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Goodwater are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Goodwater, Alabama
Market share is the lender's share of all home loans closed in Goodwater, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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20984 AL Highway 9, Goodwater, AL 35072 6620 A+5.0 ★Texas Ratio: 5.95% |
Conventional | 1 | 3.7% | 100% | $55,000 | View |
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1030 Lee St, Alexander City, AL 35010 2655 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 1 | 3.7% | 100% | $95,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 3.7% | 33.3% | $75,000 | View |
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9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 3.7% | 100% | $95,000 | View |
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2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
Conventional | 1 | 3.7% | 50% | $45,000 | View |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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50 Jimmy Gould Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CSL Financial, LLC
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Conventional | 1 | 3.7% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 3 | 11.1% | 57.1% | $175,000 | View |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 7.4% | 100% | $95,000 | |
Peoples Mortgage Company
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Conventional, FHA | 2 | 7.4% | 100% | $145,000 | |
Stockton Mortgage Corporation
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Conventional | 2 | 7.4% | 100% | $535,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 7.4% | 100% | $170,000 | |
21St Mortgage
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Conventional | 2 | 7.4% | 12.5% | $125,000 | |
Rocket Mortgage
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Conventional | 1 | 3.7% | 50% | $55,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 3.7% | 100% | $415,000 | |
Resicentral LLC
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Conventional | 1 | 3.7% | 100% | $165,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 3.7% | 100% | $135,000 | |
Guild Mortgage Company
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Conventional | 1 | 3.7% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 3.7% | 100% | $205,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 3.7% | 100% | $415,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 3.7% | 50% | $175,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Goodwater Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Goodwater, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Goodwater? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Goodwater in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Goodwater, AL
Use these to narrow the list above. Each category shows how many Goodwater, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Goodwater, AL
Independent mortgage companies closed 74.1 percent of home loans in Goodwater, Alabama in 2025, banks 14.8 percent and credit unions 11.1 percent. CSL Financial, LLC was the largest mortgage company, Firstbank the largest bank and Heritage South Credit Union the largest credit union. Among lenders headquartered in Alabama, Heritage South Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Goodwater, AL
By home loans closed in 2025, Heritage South Credit Union was the largest mortgage lender in Goodwater, Alabama with 1 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Goodwater, Alabama in 2025, led by Movement Mortgage, LLC with 1. 2 lenders closed VA loans, led by Barrington Bank & Trust Company, N.A.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 5 credit unions closed home loans in Goodwater, Alabama in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Goodwater, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Goodwater, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Goodwater. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
