Mortgage Lenders and Brokers in Arley, Alabama
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Arley, Alabama mortgage lenders include Traditions BankTraditions Bank19 Helicon Rd, Arley, AL 35541A5.0 ★Texas Ratio: 10.74%, BankFirst Financial ServicesBankFirst Financial Services6141 County Road 41, Arley, AL 35541A+5.0 ★Texas Ratio: 3.47%, Premier Bank of the SouthPremier Bank of the South30710 Us 278, Addison, AL 35540A+5.0 ★Texas Ratio: 0.00%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Listerhill Credit UnionListerhill Credit Union22223 US 72, Athens, AL 35613A+5.0 ★Texas Ratio: 3.96%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Pinnacle BankPinnacle Bank112 N Jefferson St, Athens, AL 35611A+5.0 ★Texas Ratio: 3.04%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, and CB&S BankCB&S Bank1901 E Glenn Ave, Auburn, AL 36830C3.6 ★Texas Ratio: 21.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Arley, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Arley are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Arley, Alabama
Market share is the lender's share of all home loans closed in Arley, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Arley 19 Helicon Rd, Arley, AL 35541 A5.0 ★Texas Ratio: 10.74% |
Conventional, Jumbo | 14 | 9.2% | 93.3% | $380,714 | View |
|
1 office in Arley 6141 County Road 41, Arley, AL 35541 A+5.0 ★Texas Ratio: 3.47% |
Conventional, Jumbo, HELOC | 4 +3 HELOCs |
2.6% | 100% | $610,000 | View |
|
30710 Us 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 8 | 5.3% | 100% | $78,750 | View |
|
55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +4 HELOCs |
2.6% | 57.1% | $225,000 | View |
|
22223 US 72, Athens, AL 35613 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 4 | 2.6% | 100% | $245,000 | View |
|
5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 3 | 2% | 100% | $188,333 | View |
|
1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $545,000 | View |
|
112 N Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 2 | 1.3% | 100% | $1,315,000 | View |
|
111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 2 | 1.3% | 100% | $490,000 | View |
|
1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $405,000 | View |
|
★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.7% | 100% | $375,000 | View |
|
2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.7% | 100% | $465,000 | View |
|
★ 4 stars, 3 reviews 1712 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 3.41% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,105,000 | View |
|
4205 Balmoral Dr Sw, Huntsville, AL 35801 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.7% | 100% | $385,000 | View |
|
1501 31st Ave N, Birmingham, AL 35207 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
|
309 W Washington St, Athens, AL 35611 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.7% | 100% | $455,000 | View |
|
500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
|
351 24th St N, Birmingham, AL 35203 3836 A+5.0 ★Texas Ratio: 5.72% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
|
615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.7% | 66.7% | $505,000 | View |
|
324 N Broad St, Albertville, AL 35950 A-4.3 ★Texas Ratio: 0.87% |
Conventional, Jumbo | 1 | 0.7% | 100% | $845,000 | View |
|
9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
|
6 Atlantic St, Ariton, AL 36311 A5.0 ★Texas Ratio: 7.44% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,245,000 | View |
|
22015 Us Highway 72, Athens, AL 35613 A+5.0 ★Texas Ratio: 1.45% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
|
925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Hamilton Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $375,000 | |
CSL Financial, LLC
|
Conventional | 1 | 0.7% | 100% | $125,000 | |
America'S First Federal CU
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 13 | 8.6% | 82.4% | $216,538 | |
Rocket Mortgage
|
Conventional, FHA | 9 | 5.9% | 71.4% | $247,222 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 6 | 3.9% | 100% | $171,666 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 3.3% | 100% | $293,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 5 | 3.3% | 55.6% | $121,000 | |
Churchill Mortgage Corporation
|
Conventional, Jumbo | 4 | 2.6% | 100% | $512,500 | |
|
A+5.0 ★Texas Ratio: 1.01% |
Conventional, Jumbo | 3 | 2% | 100% | $891,666 | View |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 2% | 100% | $241,666 | |
21St Mortgage
|
Conventional | 3 | 2% | 44.4% | $88,333 | |
Synovus Bank
|
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $395,000 | |
Cadence Bank
|
Conventional, Jumbo | 2 | 1.3% | 66.7% | $775,000 | |
American Portfolio Mortgage Corporation
|
Conventional | 2 | 1.3% | 100% | $395,000 | |
Newrez LLC
|
Conventional | 2 | 1.3% | 100% | $220,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional, VA, Jumbo | 2 | 1.3% | 100% | $915,000 | View |
Mortgage Research Center
|
VA, Jumbo | 2 | 1.3% | 100% | $580,000 | |
Mutual of Omaha Mortgage
|
Conventional | 2 | 1.3% | 100% | $620,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 1.3% | 100% | $790,000 | View |
|
A+5.0 ★Texas Ratio: 5.42% |
Conventional | 2 | 1.3% | 100% | $255,000 | View |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $175,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $285,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.7% | 100% | $585,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.7% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.7% | 100% | $755,000 | View |
Movement Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $715,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $515,000 | |
Homestead Funding Corp.
|
Conventional | 1 | 0.7% | 100% | $365,000 | |
Union Home Mortgage Corp.
|
VA | 1 | 0.7% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.7% | 100% | $615,000 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $155,000 | View |
Freedom Mortgage Corporation
|
VA | 1 | 0.7% | 100% | $225,000 | |
The Local Lender, LLC
|
Conventional | 1 | 0.7% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.7% | 100% | $665,000 | View |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
Stockton Mortgage Corporation
|
Conventional | 1 | 0.7% | 50% | $325,000 | |
Towne Mortgage Company
|
Conventional | 1 | 0.7% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,045,000 | View |
Better Mortgage Corporation
|
Conventional, Jumbo | 1 | 0.7% | 100% | $1,105,000 | |
New American Funding, LLC.
|
Conventional, Jumbo | 1 | 0.7% | 100% | $895,000 | |
Lower, LLC
|
Conventional | 1 | 0.7% | 100% | $535,000 | |
Ascend Federal Credit Union
|
Conventional, Jumbo | 1 | 0.7% | 100% | $1,295,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.7% | 100% | $545,000 | View |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.7% | 50% | $145,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Arley Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Arley, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Arley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Arley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Arley, AL
Use these to narrow the list above. Each category shows how many Arley, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Arley, AL
Independent mortgage companies closed 46.7 percent of home loans in Arley, Alabama in 2025, banks 43.4 percent and credit unions 9.9 percent. Hamilton Mortgage Corporation was the largest mortgage company, Traditions Bank the largest bank and Listerhill Credit Union the largest credit union. Among lenders headquartered in Alabama, Traditions Bank led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Arley, AL
By home loans closed in 2025, Traditions Bank was the largest mortgage lender in Arley, Alabama with 14 loans, about 9.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Arley, Alabama in 2025, led by Guild Mortgage Company with 4. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 11 credit unions closed home loans in Arley, Alabama in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Arley, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Arley, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Arley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
