Best Money Market Rates in New Jersey (NJ) - March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current New Jersey money market rates include Blue Foundry BankBlue Foundry Bank19 Park Ave, Rutherford, NJ 07070A+5.0 ★Texas Ratio: 2.56% Blue Axis Edge®Money Market at 3.85% APY, Parke BankParke Bank601 Delsea Dr, Sewell, NJ 08080A5.0 ★Texas Ratio: 6.65% Parke Select Money Market and higher at 3.75% APY, First Atlantic Federal Credit UnionFirst Atlantic Federal Credit Union468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210A+5.0 ★Texas Ratio: 4.55% Magnum Money Market (New Money Only) at 3.75% APY, Franklin BankFranklin Bank1179 Route 40, Pilesgrove, NJ 08098A+5.0 ★Texas Ratio: 2.33% Premier Business Money Market at 3.56% APY, and Apple Bank for SavingsApple Bank for Savings99 Wood Ave S, Iselin, NJ 08830A+5.0 ★Texas Ratio: 1.54% Apple Choice Money Market Account Preferred Rate at 3.55% APY.
To see how these money market rates in New Jersey compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in New Jersey (NJ) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in New Jersey and surrounding area. Last Updated and Verified: March 20, 2026
New Jersey Money Market Rate Trends
Compare local New Jersey MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — NJ Avg
1.168%
▲ 0.485 from last week
New Jersey high-yield MMA rates rose 0.485 points this week to 1.168% APY, up from 0.683% last week.
Standard MMA — NJ Avg
1.262%
▲ 0.579 from last week
New Jersey standard MMA rates rose 0.579 points this week to 1.262% APY, up from 0.683% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Money Market Rates Today in New Jersey
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Blue Foundry Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
19 Park Ave, Rutherford, NJ 07070
Blue Axis Edge®Money Market
3.85%
$100
▼
Rate3.78%
Min Deposit$100
Min Balance—
UpdatedMar 16, 2026
Details
Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
601 Delsea Dr, Sewell, NJ 08080
Parke Select Money Market and higher
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$50,000
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210
Magnum Money Market (New Money Only)
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
601 Delsea Dr, Sewell, NJ 08080
Parke Select Business Money Market and higher
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$50,000
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210
Magnum Money Market (New Money Only)
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210
Mega Money Market (New Money Only)
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Franklin Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
1179 Route 40, Pilesgrove, NJ 08098
Premier Business Money Market
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
1 S Main St, Woodstown, NJ 08098
Platinum Money Market Account
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Eligible for a preferred pricing rate bonus
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
99 Wood Ave S, Iselin, NJ 08830
Treasury Bill Indexed Money Market Account
3.55%
$0
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
1 S Main St, Woodstown, NJ 08098
Promotional Money Market Account
3.55%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
New money deposit of $10,000.
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
99 Wood Ave S, Iselin, NJ 08830
Choice Money Market Preferred
3.55%
$0
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
99 Wood Ave S, Iselin, NJ 08830
Apple Choice Money Market Account Preferred Rate
3.55%
$0
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Apple Choice Banking Program
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1 Becton Dr, Franklin Lakes, NJ 07417 1815
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$15,000+
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210
Business Money Market Account
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210
Mega Money Market (New Money Only)
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210
Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210
Magnum Money Market (New Money Only)
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
601 Delsea Dr, Sewell, NJ 08080
Parke Select Money Market to $49,999.99
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$0.01
Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
601 Delsea Dr, Sewell, NJ 08080
Parke Select Business Money Market to $49,999.99
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$0.01
Kearny Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.51%
1433 Van Houten Ave, Clifton, NJ 07013
Relationship Money Market
3.45%
$0
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Regal Bank
Institution Rating:
A+5.0 ★
570 W Mount Pleasant Ave, Livingston, NJ 07039
Premium Money Market
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Qualifying balance up to $1,000.00
Somerset Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
220 W Union Ave, Bound Brook, NJ 08805
Premium Money Market Account
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
734 Sanford Ave, Newark, NJ 07106
Money Market Accounts
3.29%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Hanover Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.19%
4400 Us Highway 9, Freehold, NJ 07728
High Value Business Money Market
3.25%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 16, 2026
Details
New money only
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 ADP Blvd, Roseland, NJ 07068
Money Market Plus Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Haddon Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.70%
201 White Horse Pike, Haddon Heights, NJ 08035
Commercial Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Crest Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
3301 Pacific Ave, Wildwood, NJ 08260
Money Market**
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Popular Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
500 Bloomfield Ave, Newark, NJ 07107
Saver Money Market
3.25%
$250,000
▼
Rate3.20%
Min Deposit$250,000
Min Balance—
UpdatedMar 15, 2026
Details
Kearny Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.51%
1433 Van Houten Ave, Clifton, NJ 07013
Relationship Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.84%
205 Hance Ave, TINTON FALLS, NJ 07724
Ultra Money Market Account
3.15%
$50,000
▼
Rate3.11%
Min Deposit$50,000
Min Balance—
UpdatedMar 15, 2026
Details
Minimum account funding of $50,000.00 with funds not currently on deposit with UTF is required to earn promotional rate. Balances up to $1,000,000 are eligible for the promotional APY, however, NCUA coverage will only apply to balances of $250,000 or less.
Popular Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
500 Bloomfield Ave, Newark, NJ 07107
Saver Money Market
3.10%
$50,000
▼
Rate3.05%
Min Deposit$50,000
Min Balance—
UpdatedMar 15, 2026
Details
Kearny Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.51%
1433 Van Houten Ave, Clifton, NJ 07013
Relationship Money Market
3.10%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
129 Littleton Rd, Parsippany, NJ 07054 1869
Platinum Money Market
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hanover Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.19%
4400 Us Highway 9, Freehold, NJ 07728
Premium High Yield Money Market Tier 5
3.10%
$25,000
▼
Rate3.06%
Min Deposit$25,000
Min Balance—
UpdatedMar 16, 2026
Details
GSL Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
6823 Bergenline Ave, Guttenberg, NJ 07093
Super Money Market Account
3.08%
$1,500
▼
Rate3.00%
Min Deposit$1,500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum Daily Balances $100,000.00 or more
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
99 Wood Ave S, Iselin, NJ 08830
Choice Money Market
3.03%
$0
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
99 Wood Ave S, Iselin, NJ 08830
Money Market Account
3.03%
$0
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
99 Wood Ave S, Iselin, NJ 08830
Apple Choice Money Market Account
3.03%
$0
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Kearny Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.51%
1433 Van Houten Ave, Clifton, NJ 07013
Relationship Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
227 Market St, Camden, NJ 08102
Non-Profit Money Market Account Tier 4
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$250,000 - $499,999.99
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
227 Market St, Camden, NJ 08102
Non-Profit Money Market Account Tier 3
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$100,000 - $249,999.99
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
227 Market St, Camden, NJ 08102
Non-Profit Money Market Account Tier 2
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$1,000 - $99,999.99
GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
129 Littleton Rd, Parsippany, NJ 07054 1869
Better Business Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
95 Woodstown Rd, Swedesboro, NJ 08085
Money Market Plus Accounts
3.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 16, 2026
Details
2 free withdrawals monthly***
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
95 Woodstown Rd, Swedesboro, NJ 08085
Money Market Plus
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Haddon Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.70%
201 White Horse Pike, Haddon Heights, NJ 08035
Commercial Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
227 Market St, Camden, NJ 08102
Non-Profit Money Market Account
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$1,000 - $99,999.99
Kearny Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.51%
1433 Van Houten Ave, Clifton, NJ 07013
Tiered Business Money Market Tier 4
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
3 Sunset Road And Route 541, Burlington, NJ 08016
High-Yield Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Cornerstone Bank Moorestown, NJ
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
253 W Main St, Moorestown, NJ 08057
Premier Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
The Bank of Princeton
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
253 W Main St, Moorestown, NJ 08057
Premier Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Haven Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
621 Washington St, Hoboken, NJ 07030
Step-Up Money Market
3.00%
$5,000
▼
Rate2.96%
Min Deposit$5,000
Min Balance—
UpdatedMar 16, 2026
Details
Blue Foundry Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
19 Park Ave, Rutherford, NJ 07070
Blue Axis®Tiered Money Market
3.00%
$100
▼
Rate2.96%
Min Deposit$100
Min Balance—
UpdatedMar 16, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1101 White Horse Rd, Voorhees, NJ 08043
Citizens Private Client® Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Get up to 3.00% APY with preferred rates or up to 0.15% APY with standard rates
Spencer Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
611 River Dr, Elmwood Park, NJ 07407
Premium Money Market
2.90%
$10,000
▼
Rate2.86%
Min Deposit$10,000
Min Balance—
UpdatedMar 15, 2026
Details
Kearny Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.51%
1433 Van Houten Ave, Clifton, NJ 07013
Relationship Money Market
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hanover Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.19%
4400 Us Highway 9, Freehold, NJ 07728
Elite High Yield Personal Money Market
2.85%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 16, 2026
Details
GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
129 Littleton Rd, Parsippany, NJ 07054 1869
Platinum Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Manasquan Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
429 Main St, Metuchen, NJ 08840
LIQUID PLATINUM MONEY MARKET
2.85%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Hanover Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.19%
4400 Us Highway 9, Freehold, NJ 07728
Premium High Yield Money Market Tier 4
2.85%
$25,000
▼
Rate2.81%
Min Deposit$25,000
Min Balance—
UpdatedMar 16, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
100 Haddonfield Rd, Cherry Hill, NJ 08002 4402
Platinum Money Market Account
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Hanmi Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
1031 Us Highway 1 S, Edison, NJ 08837
Simple Money Market
2.80%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
$5 monthly maintenance charge waived when minimum balance requirement is met
Franklin Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
1179 Route 40, Pilesgrove, NJ 08098
Premier Business Money Market
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Liberty Savings Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.74%
660 Newark Ave, Jersey City, NJ 07306 2379
Money Market Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210
Mega Money Market (New Money Only)
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210
Magnum Money Market (New Money Only)
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Manasquan Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
429 Main St, Metuchen, NJ 08840
LIQUID PLATINUM MONEY MARKET
2.75%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Kearny Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.51%
1433 Van Houten Ave, Clifton, NJ 07013
Tiered Business Money Market Tier 3
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GARDEN SAVINGS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
129 Littleton Rd, Parsippany, NJ 07054 1869
Better Business Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1101 White Horse Rd, Voorhees, NJ 08043
Citizens Quest® Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Get up to 2.75% Annual Percentage Yield (APY) with preferred rates or up to 0.03% APY with standard rates.
Crest Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
3301 Pacific Ave, Wildwood, NJ 08260
Money Market**
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
100 Haddonfield Rd, Cherry Hill, NJ 08002 4402
VIP Money Market Account
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
5901 Route 42, Turnersville, NJ 08012 1497
IRA Money Markets-Traditional and Roth
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Liberty Savings Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.74%
660 Newark Ave, Jersey City, NJ 07306 2379
Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
5901 Route 42, Turnersville, NJ 08012 1497
IRA Money Markets-Traditional and Roth (S6/S12)
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210
Business Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
100 Haddonfield Rd, Cherry Hill, NJ 08002 4402
Money Market Account
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
B M S Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
1 Squibb Dr, New Brunswick, NJ 08901 1588
Money Market
2.43%
$75,000
▼
Rate2.40%
Min Deposit$75,000
Min Balance—
UpdatedMar 16, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
734 Sanford Ave, Newark, NJ 07106
Money Market Accounts
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Liberty Savings Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.74%
660 Newark Ave, Jersey City, NJ 07306 2379
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Family First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
2091 Springdale Rd, Cherry Hill, NJ 08003
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
100 Haddonfield Rd, Cherry Hill, NJ 08002 4402
Money Market Account
2.21%
$0
▼
Rate2.19%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.84%
205 Hance Ave, TINTON FALLS, NJ 07724
United Money Market Account
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
B M S Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
1 Squibb Dr, New Brunswick, NJ 08901 1588
Money Market
2.17%
$20,000
▼
Rate2.15%
Min Deposit$20,000
Min Balance—
UpdatedMar 16, 2026
Details
Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
491 Raritan St, Sayreville, NJ 08872 1442
Money Market Accounts
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210
Magnum Money Market (New Money Only)
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210
Business Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210
Mega Money Market (New Money Only)
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Central Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.47%
380 BERRY ST, WOODBRIDGE, NJ 07095
Money Market
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210
Money Market
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Ridgedale Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
124 S Ridgedale AVe, East Hanover, NJ 07936
Money Market
1.92%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
B M S Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
1 Squibb Dr, New Brunswick, NJ 08901 1588
Money Market
1.91%
$2,000
▼
Rate1.90%
Min Deposit$2,000
Min Balance—
UpdatedMar 16, 2026
Details
Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.76%
524 N Pearl St, Bridgeton, NJ 08302
Money Market
1.91%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
2200 Mount Holly Rd, Burlington, NJ 08016
Premium High-Yield Money Market Account
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
734 Sanford Ave, Newark, NJ 07106
Money Market Accounts
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
New York Times Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.44%
91 Fieldcrest Ave, Edison, NJ 08837
Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$2,500 minimum daily balance required to earn dividends.
Family First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
2091 Springdale Rd, Cherry Hill, NJ 08003
Money Market Account
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
PSE Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
472 Weston Canal Rd, Somerset, NJ 08873
Money Market Accounts
1.70%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
PSE Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
472 Weston Canal Rd, Somerset, NJ 08873
Money Markets
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
As High As
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in New Jersey and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in New Jersey. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in New Jersey
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in New Jersey.
Are Money Market accounts in New Jersey safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New Jersey up to $250,000 per depositor, per institution.
How often do MMA rates change in New Jersey?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New Jersey rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in New Jersey
Here are some of the highest money market account APYs currently available in New Jersey:
- Blue Foundry Bank
Blue Axis Edge®Money Market — 3.85% APY - Parke Bank
Parke Select Money Market and higher — 3.75% APY - First Atlantic Federal Credit Union
Magnum Money Market (New Money Only) — 3.75% APY - Franklin Bank
Premier Business Money Market — 3.56% APY - Apple Bank for Savings
Apple Choice Money Market Account Preferred Rate — 3.55% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in New Jersey. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
Cities in New Jersey
