Best Money Market Rates in Manasquan, New Jersey - July 2026

No Commitments. Withdraw anytime. The more you deposit, the higher your rate. New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender. Annual Percentage Yield (APY) shown is accurate as of 12/15/2025. This is a limited time offer and may be discontinued without prior notice. Offer good for the initial term only. CD is automatically renewed for a 3-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $1,000,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. IRA eligible. Additional restrictions may apply.

Standard rates; Must have a Citizens Private Client® Checking account.

No Commitments. Withdraw anytime. The more you deposit, the higher your rate. New Money Only Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender. Annual Percentage Yield (APY) shown is accurate as of 12/15/2025. This is a limited time offer and may be discontinued without prior notice. Offer good for the initial term only. CD is automatically renewed for a 3-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $1,000,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. IRA eligible. Additional restrictions may apply.

Standard rates; Requires a Citizens Quest® Checking account.

Standard rates; Monthly maintenance fees $0 or $10; Keep a minimum daily balance of at least $2,500 to waive the fee.

Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.

For a deposit balance of $50,000 or greater

As High As

New Money

New Money

For a deposit balance up to $49,999.99

A higher balance means a better rate--plus check-writing privileges AND no fees.

As Low As

New money only. Variable rate product. Daily balances at or below $24,999.99 earn an APY of 1.50%. No check writing privileges.

As high as

Tier 5: If your daily balance is $500,000.00 or more you will earn an interest rate of 3.06% with a 3.10% APY. No monthly maintenance fees. Easy transfers. No charge for mobile banking, online banking & eStatements.

Annual Percentage Yield (APY) is effective as of July 11, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.

Rates subject to change. Click for details.

Minimum account funding of $50,000.00 with funds not currently on deposit with UTF is required to earn promotional rate. Balances up to $1,000,000 are eligible for the promotional APY, however, NCUA coverage will only apply to balances of $250,000 or less. Offer may change or end at any time without notice. Fees may reduce earnings. Additional restrictions may apply. See website for further details.

Special APY requires $50,000 minimum balance.

For daily balances of $0.01 to $49,999.99, the APY* is 1.50%. For daily balances of $50,000 or more, the APY* is 3.00%.

Minimum Daily Balances $100,000.00 or more

MM $500,000 and above

Tier 4: If your daily balance is $250,000.00 up to $499,999.99 you will earn an interest rate of 2.81% with a 2.85% APY. No monthly maintenance fees. Easy transfers. No charge for mobile banking, online banking & eStatements.

Projected Rates for February 2026. Rate is not guaranteed.

Projected Rates for February 2026. Rate is not guaranteed.

MM $250,000 to $499,999

Projected Rates for February 2026. Rate is not guaranteed.

MM $100,000 - $249,999

The posted APY (Annual Percentage Yield) is as of 5/1/2026 and is subject to change at any time. APY for balances of $1,000 - $9,999.99 = 0.25%; $10,000 - $24,999 = 1.45%; $25,000 - $9,999,999 = 2.05%. Advertised rates and APYs are offered at the credit union's discretion and may change daily. Actual earnings may vary. Balances up to $9,999,999 are eligible for the promotional APY, however, NCUA coverage will only apply to balances of $250,000 or less. Offer may change or end at any time without notice. Fees may reduce earnings. Additional restrictions may apply. See website for further details.

Annual Percentage Yield

MM $50,000 - $99,999

Projected Rates for February 2026. Rate is not guaranteed.

1.50% $100,000+

The posted APY (Annual Percentage Yield) is as of 5/1/2026 and is subject to change at any time. APY for balances of $1,000 - $9,999.99 = 0.25%; $10,000 - $24,999 = 1.45%; $25,000 - $9,999,999 = 2.05%. Advertised rates and APYs are offered at the credit union's discretion and may change daily. Actual earnings may vary. Balances up to $9,999,999 are eligible for the promotional APY, however, NCUA coverage will only apply to balances of $250,000 or less. Offer may change or end at any time without notice. Fees may reduce earnings. Additional restrictions may apply. See website for further details.

$50,000+