What are the current interest rates at GSL Savings Bank?

Current rates for GSL Savings Bank include: 12-Month CD: 2.72%, 18-Month CD: 3.56%, 24-Month CD: 3.61%, 60-Month CD: 3.14%, Savings: 0.15%, MMA: 3.00%

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GSL Savings Bank Rates & Review October 2026

Q: How many branches does GSL Savings Bank operate?

GSL Savings Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, GSL Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, GSL Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

GSL Savings Bank's top rates as of October 14, 2026 are 3.61% APY on its 24-Months Certificate of Deposit - 24-Month, 0.15% APY on savings, 3.00% APY on money market accounts, 0.15% APY on checking, and 6.50% on its Fixed Rate Mortgage Loans - Owner Occupied 10 Year, according to rates verified by MonitorBankRates. Other GSL Savings Bank CD rates include 24-Months IRA 24-Month Fixed Rate at 3.61%, 18-Months Certificate of Deposit - 18-Month at 3.56%, and 30-Months Certificate of Deposit - 30-Month at 3.56%. Other GSL Savings Bank mortgage rates include Fixed Rate Mortgage Loans - Owner Occupied 20 Year at 6.875%, Fixed Rate Mortgage Loans - Owner Occupied 15 Year at 6.875%, and Fixed Rate Mortgage Loans - Investment Property - 10 Year - 120 Months at 7.00%. MonitorBankRates evaluates the financial stability of GSL Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.31%. Rates last updated and verified on 10/14/2026.

GSL Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GSL Savings Bank? Share your experience about GSL Savings Bank by leaving a review below, or read customer reviews before you decide to use GSL Savings Bank.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.31%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

GSL Savings Bank

6823 Bergenline Ave
Guttenberg, NJ 07093

https://www.gslsavingsbank.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

GSL Savings Bank CD Rates

Product	Rate	APY	Term
Certificate of Deposit - 24 month	3.50%	3.61%	24 Months
Min Deposit $500 Min Balance $500 Details Minimum daily balance of $500.00 required to obtain APY; early withdrawal penalties may apply Last Updated 10/14/2026 Rate History 1 change since Sep 24, 2026 · 3.45% → 3.61% ▲ 0.16 pts · high 3.61% / low 3.45% Oct 3, 20263.61%▲ from 3.45% Sep 24, 20263.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
IRA 24 month Fixed Rate	3.50%	3.61%	24 Months
Min Deposit $500 Details Fixed rate IRA; $500.00 daily balance required to obtain APY Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.61% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Certificate of Deposit - 18 month	3.45%	3.56%	18 Months
Min Deposit $500 Min Balance $500 Details Minimum daily balance of $500.00 required to obtain APY; early withdrawal penalties may apply Last Updated 10/14/2026 Rate History 1 change since Sep 24, 2026 · 3.45% → 3.56% ▲ 0.11 pts · high 3.56% / low 3.45% Oct 3, 20263.56%▲ from 3.45% Sep 24, 20263.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Certificate of Deposit - 30 month	3.45%	3.56%	30 Months
Min Deposit $500 Min Balance $500 Details Minimum daily balance of $500.00 required to obtain APY; early withdrawal penalties may apply Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 3.56% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
IRA 18 month Fixed Rate	3.45%	3.56%	18 Months
Min Deposit $500 Details Fixed rate IRA; $500.00 daily balance required to obtain APY Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.56% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
IRA 30 month Fixed Rate	3.45%	3.56%	30 Months
Min Deposit $500 Details Fixed rate IRA; $500.00 daily balance required to obtain APY Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.56% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Certificate of Deposit - 12 month	3.35%	3.45%	12 Months
Min Deposit $500 Min Balance $500 Details Minimum daily balance of $500.00 required to obtain APY; early withdrawal penalties may apply Last Updated 10/14/2026 Rate History 1 change since Sep 24, 2026 · 3.25% → 3.45% ▲ 0.20 pts · high 3.45% / low 3.25% Oct 3, 20263.45%▲ from 3.25% Sep 24, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
IRA 12 month Fixed Rate	3.35%	3.45%	12 Months
Min Deposit $500 Details Fixed rate IRA; $500.00 daily balance required to obtain APY Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.45% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Certificate of Deposit - 6 month	3.25%	3.35%	6 Months
Min Deposit $500 Min Balance $500 Details Minimum daily balance of $500.00 required to obtain APY; early withdrawal penalties may apply Last Updated 10/14/2026 Rate History 1 change since Sep 24, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25% Oct 3, 20263.35%▲ from 3.25% Sep 24, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
IRA 6 month Fixed Rate	3.25%	3.35%	6 Months
Min Deposit $500 Details Fixed rate IRA; $500.00 daily balance required to obtain APY Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.35% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Certificate of Deposit - 13 month	3.15%	3.25%	13 Months
Min Deposit $500 Min Balance $500 Details Minimum daily balance of $500.00 required to obtain APY; early withdrawal penalties may apply Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Certificate of Deposit - 15 month	3.15%	3.25%	15 Months
Min Deposit $500 Min Balance $500 Details Minimum daily balance of $500.00 required to obtain APY; early withdrawal penalties may apply Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Certificate of Deposit - 60 month	3.05%	3.14%	60 Months
Min Deposit $500 Min Balance $500 Details Minimum daily balance of $500.00 required to obtain APY; early withdrawal penalties may apply Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 3.14% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Certificate of Deposit - 11 month	2.65%	2.72%	11 Months
Min Deposit $500 Min Balance $500 Details Minimum daily balance of $500.00 required to obtain APY; early withdrawal penalties may apply Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 2.72% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Certificate of Deposit - 9 month	2.55%	2.62%	9 Months
Min Deposit $500 Min Balance $500 Details Minimum daily balance of $500.00 required to obtain APY; early withdrawal penalties may apply Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 2.62% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Certificate of Deposit - 3 month	2.25%	2.30%	3 Months
Min Deposit $500 Min Balance $500 Details Minimum daily balance of $500.00 required to obtain APY; early withdrawal penalties may apply Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 2.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Certificate of Deposit - 1 Month	2.00%	2.05%	1 Month
Min Deposit $500 Min Balance $500 Details Minimum daily balance of $500.00 required to obtain APY; early withdrawal penalties may apply Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Certificate of Deposit - 7 month	1.00%	1.02%	7 Months
Min Deposit $500 Min Balance $500 Details Minimum daily balance of $500.00 required to obtain APY; early withdrawal penalties may apply Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 1.02% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%

GSL Savings Bank Savings Rates

Product	Rate	APY
Holiday Club	0.25%	0.25%
Min Deposit $2 Min Balance $2 Details Min Daily Balance to Avoid Fees: $0.00; Monthly Service Charge: $0.00; Holiday Club Accounts are paid simple interest Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
IRA Savings Account Variable Rate	0.15%	0.15%
Min Deposit $50 Details Variable rate; may change at any time at institution's discretion Last Updated 10/14/2026 Rate History No change since Oct 3, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Passbook Savings	0.15%	0.15%
Min Deposit $50 Min Balance $50 Details Min Daily Balance to Avoid Fees: $50.00; Monthly Service Charge: $5.00; Interest compounded continuously and paid monthly Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Statement Savings	0.15%	0.15%
Min Deposit $100 Min Balance $50 Details Min Daily Balance to Avoid Fees: $50.00; Monthly Service Charge: $5.00; Interest compounded continuously and paid monthly Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%

GSL Savings Bank Money Market Rates

Product	Rate	APY
Super Money Market Account	2.92%	3.00%
Min Deposit $1,500 Min Balance $100,000 Details Balance: $100,000.00 or more; Min Daily Balance For Interest: $100.00; Min Daily Balance to Avoid Fees: $1,500.00; Monthly Service Charge: $15.00 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Super Money Market Account	0.25%	0.25%
Min Deposit $1,500 Min Balance $1,500 Details Balance: $1,500.00 - $99,999.99; Min Daily Balance For Interest: $100.00; Min Daily Balance to Avoid Fees: $1,500.00; Monthly Service Charge: $15.00 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Super Money Market Account	0.15%	0.15%
Min Deposit $1,500 Min Balance $100 Details Balance: $100.00 - $1,499.99; Min Daily Balance For Interest: $100.00; Min Daily Balance to Avoid Fees: $1,500.00; Monthly Service Charge: $15.00 Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%

GSL Savings Bank Checking Rates

Product	Rate	APY	View More
N.O.W Interest Checking	0.15%	0.15%
Min Deposit $100 Min Balance $100 Details Min Daily Balance to Avoid Fees: $500.00; Monthly Service Charge: $10.00 Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%

GSL Savings Bank Mortgage Rates

Product	Rate	Points	APR	Term
Fixed Rate Mortgage Loans - Owner Occupied 10 Year	6.50%	0%	6.669%	120 months
Details Fixed Rate, Owner Occupied, No Points; Max LTV 80%; Jumbo loans over $832,750.00 add .50% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 6.67% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Fixed Rate Mortgage Loans - Owner Occupied 20 Year	6.875%	0%	6.972%	240 months
Details Fixed Rate, Owner Occupied, No Points; Max LTV 80%; Jumbo loans over $832,750.00 add .50% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 6.97% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Fixed Rate Mortgage Loans - Owner Occupied 15 Year	6.875%	0%	6.996%	180 months
Details Fixed Rate, Owner Occupied, No Points; Max LTV 80%; Jumbo loans over $832,750.00 add .50% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Fixed Rate Mortgage Loans - Owner Occupied 30 Year	7.25%	0%	7.326%	360 months
Details Fixed Rate, Owner Occupied, No Points; Max LTV 80%; Jumbo loans over $832,750.00 add .50% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.33% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%

GSL Savings Bank Home Equity & HELOC

Product	Rate	Points	APR	Term
HELOC 15 YEAR TERM	7.00%	0%	7.122%	180 months
Details Home Equity Line of Credit; Minimum monthly principal payment is $100.00 plus finance charges; Rate is equal to the Prime Rate as published in the Wall Street Journal, adjusted monthly; floor 5%, maximum 10% Last Updated 10/14/2026 Rate History No change since Oct 1, 2026 · 7.12% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Home Equity Fixed H/E - 20 YEAR TERM	7.125%	0%	7.223%	20 YEAR
Details Fixed Rate Home Equity Loan; Monthly Payment Per $1,000 Borrowed: $7.82 for 240 months; Application Fee: $500; Loan amount maximum $500,000; Available to New Jersey residents only Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 7.22% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
HELOC Invest 15 YEAR TERM	7.50%	0%	7.623%	180 months
Details HELOC Investment Rate is equal to Prime Rate + .50% as published in the Wall Street Journal, adjusted monthly Last Updated 10/14/2026 Rate History No change since Oct 1, 2026 · 7.62% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%

GSL Savings Bank Other Rates

Product	Rate	Points	APY/APR	Term
Fixed Rate Mortgage Loans - Investment Property - 10 Year - 120 Months	7.00%	0%	7.17%	120 months
Details Fixed Rate, Investment Property, No Points; Investment Max LTV 75% Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 7.17% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Fixed Rate Mortgage Loans - Investment Property - 15 Year - 180 Months	7.25%	0%	7.373%	180 months
Details Fixed Rate, Investment Property, No Points; Investment Max LTV 75% Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 7.37% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Fixed Rate Mortgage Loans - Investment Property - 20 Year - 240 Months	7.375%	0%	7.474%	240 months
Details Fixed Rate, Investment Property, No Points; Investment Max LTV 75% Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 7.47% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
GSL Money Maker Account	-	-	4.03%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000.00 or more; Min Daily Balance For Interest: $100.00; Min Daily Balance to Avoid Fees: $1,000.00; Monthly Service Charge: $15.00 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 4.03% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
GSL Money Maker Account	2.45%	-	2.52%
Min Deposit $1,000 Min Balance $1,500 Details Balance: $1,500.00 - $24,999.99; Min Daily Balance For Interest: $100.00; Min Daily Balance to Avoid Fees: $1,000.00; Monthly Service Charge: $15.00 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 2.52% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
GSL Money Maker Account	0.15%	-	0.15%
Min Deposit $1,000 Min Balance $0 Details Balance: $0.00 - $1,499.99; Min Daily Balance For Interest: $100.00; Min Daily Balance to Avoid Fees: $1,000.00; Monthly Service Charge: $15.00 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%
Rent Security	0.15%	-	0.15%
Min Deposit $50 Min Balance $50 Details Min Daily Balance to Avoid Fees: $50.00; Monthly Service Charge: $5.00; Interest compounded continuously and paid monthly Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.31%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

GSL Savings Bank’s Texas Ratio rose from 0.29% in Q3 2023 to 2.31% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$151M	2.31%	5.0	A+
March 31, 2026	$156M	4.53%	5.0	A+
December 31, 2025	$149M	4.81%	5.0	A+
September 30, 2025	$157M	4.82%	5.0	A+
June 30, 2025	$163M	4.85%	4.9	A
March 31, 2025	$161M	4.83%	5.0	A+
December 31, 2024	$156M	8.08%	5.0	A
September 30, 2024	$166M	0.28%	5.0	A+
June 30, 2024	$159M	0.29%	5.0	A+
March 31, 2024	$159M	0.28%	5.0	A+
December 31, 2023	$152M	0.28%	5.0	A+
September 30, 2023	$138M	0.29%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for GSL Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather GSL Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with GSL Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name GSL Savings Bank

FDIC Certificate # 28708

Address 6823 Bergenline Ave, Guttenberg, NJ 07093 · Hudson

Website https://www.gslsavingsbank.com

Established 19070101

FDIC Insurance Date 19890809

Domestic Offices 2

Total Branches 2

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.31%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.2470%

Return on Equity (ROE) 3.3000%

Non-Performing Loans (NPL) 0.18%

Total Assets $151,205,000

Total Deposits $120,419,000

Equity Capital $11,534,000

Net Income $188,000

Headquarters Guttenberg

Total Branches and Offices 2

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

GSL Savings Bank earned the Verified Healthy badge

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Frequently Asked Questions About GSL Savings Bank

How many branches does GSL Savings Bank operate?

GSL Savings Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, GSL Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, GSL Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does GSL Savings Bank offer online and mobile banking?

Most modern institutions like GSL Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gslsavingsbank.com.