Liberty Savings Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Liberty Savings Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Liberty Savings Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityLiberty Savings Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Liberty Savings Federal Credit Union? Share your experience about Liberty Savings Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Liberty Savings Federal Credit Union. Overall, Liberty Savings Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Liberty Savings Federal Credit Union Liberty Savings FCU 660 Newark Ave Jersey City, NJ 07306 2379  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonSecure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Classroom Supply Visa
8.500%
Platinum Visa
15.350%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Personal Loan
12.650%
$0 - $15,000
1 - 36
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Signature Loan
10.000%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Liberty Savings Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Liberty Savings Federal Credit Union
Website: https://www.lsfcu.org
Full Time Employees: 48Part Time Employees: 7 President: Joanne Bruno CEO: Maria Solorzano Branch Locations: 4 ATM Locations: 3 Corporate Office Address:
660 Newark Ave
Jersey City, NJ 07306 2379 Phone Number: 201-659-3900 Fax Number: 201-659-7623 FinancialsTotal Assets:
132,861,966
Total Amount of Shares and Deposits:
114,556,468
Total Shares and Deposits < 1 Year:
107,538,908
Total Shares and Deposits 1 3 Years:
3,937,159
Total Shares and Deposits > 3 Years:
3,080,401
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
7,255,125
Total Uninsured Shares and Deposits > $250K (F+J):
7,255,125
Total Insured Shares and Deposits > $250K (item 17 less item K):
107,301,343
Total Interest Expense (Sum of items 6 8):
782,577
Share Certificates:
577
Number of Accounts for Share Drafts:
8,691
IRA KEOGH Accounts:
114
Number of Accounts for Regular Shares:
19,669
Non Member Deposits:
6
Money Market Shares:
374
Net Income (unless the amount is already included in Undivided Earnings):
378,102
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
9,342,715
Total Liabilities:
116,630,058
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Liberty Savings Federal Credit UnionIs a member application needed to join Liberty Savings Federal Credit Union?Yes, to access services at Liberty Savings Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Liberty Savings Federal Credit Union provides a range of mortgage and home equity products. Is Liberty Savings Federal Credit Union a safe place to deposit money?Yes, Liberty Savings Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Liberty Savings Federal Credit Union offer online and mobile banking?Most modern institutions like Liberty Savings Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.75%, 6-month CD rates at 3.28% and 3-month CD rates at 0.20%. Savings rates are at 0.15% and money market rates are at 0.60%. Mortgage rates on 30-year fixed loans are around 6.11%. Credit Card rates are at 19.74%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to 
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