Best Money Market Rates in Farmingdale, New Jersey (NJ) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Farmingdale, New Jersey and the surrounding area money market deposit account rates include Healthcare Employees Federal Credit UnionHealthcare Employees Federal Credit UnionA+5.0 ★Texas Ratio: 1.88% Money Market Account at 4.07% APY, Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% Citizens Quest® Money Market at 3.75% APY, Parke BankParke BankA5.0 ★Texas Ratio: 6.65% Parke Select Personal or Business Money Market at 3.75% APY, First Atlantic Federal Credit UnionFirst Atlantic Federal Credit UnionA+5.0 ★Texas Ratio: 4.34% Magnum Money Market (New Money Only) at 3.75% APY, and Blue Foundry BankBlue Foundry BankA+5.0 ★Texas Ratio: 2.56% Blue Axis Edge®Money Market at 3.70% APY. Money market rates as of May 23, 2026 according to verified data from MonitorBankRates.
Farmingdale is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the New Jersey area are available to Farmingdale residents, with money market rates as high as 4.07% APY from Healthcare Employees Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Farmingdale, New Jersey and surrounding area. Last Updated and Verified: May 23, 2026
Compare the Best Money Market Rates Today in Farmingdale, New Jersey & the Surrounding Area
APY of 3.75% for a deposit balance of $50,000 or greater; Fees may reduce earnings.
As High As
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Money Market Offer: Earn up to 3.60% APY!* For six months when you become a new member and open a Flex Money Market or Business Money Market account!
Money Market Offer: Earn up to 3.60% APY!* For six months when you become a new member and open a Flex Money Market or Business Money Market account!
Preferred Rate
Apple Choice Banking Program
New money deposit of $10,000.
APY of 3.50% for a deposit balance up to $49,999.99; Fees may reduce earnings.
$1,000,000.00 and over
$15,000+
A higher balance means a better rate--plus check-writing privileges AND no fees.
A higher balance means a better rate--plus check-writing privileges AND no fees.
up to
New money only.
$500,000.00 - $999,999.99
Balance of $25,000 required to earn stated APY. Rates subject to change.
Qualifying balance up to $50,000.00
Annual Percentage Yield (APY) is effective as of May 21, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
2 free withdrawals monthly; Money Market Plus accounts are only available for new money, or funds that have not been on deposit with 1166 Federal Credit Union in the last 30 days.
$250,000.00 - $499,999.99
2 free withdrawals monthly
Minimum account funding of $50,000.00 with funds not currently on deposit with UTF is required to earn promotional rate. Balances up to $1,000,000 are eligible for the promotional APY, however, NCUA coverage will only apply to balances of $250,000 or less. Offer may change or end at any time without notice. Fees may reduce earnings. Additional restrictions may apply. See website for further details.
Minimum Daily Balances $100,000.00 or more
Rate is not guaranteed
$100,000.00 - $249,999.99
which is 70% of the indexed rate
Rate is not guaranteed
Rate is not guaranteed
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Farmingdale, NJ Money Market Rate Trends
Compare local Farmingdale, NJ money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield MMA rates currently average 3.320% APY.
New Jersey standard MMA rates rose 0.066 points over the past 7 days to 0.734% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Farmingdale, New Jersey money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Farmingdale, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Farmingdale, New Jersey. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Farmingdale, New Jersey
What is a Money Market Account (MMA)?
Are Money Market accounts in Farmingdale, New Jersey safe?
How often do MMA rates change in Farmingdale, New Jersey?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Farmingdale, New Jersey?
Best Money Market Rates in Farmingdale, New Jersey
- Healthcare Employees Federal Credit Union
Money Market Account — 4.07% APY - Citizens Bank
Citizens Quest® Money Market — 3.75% APY - Parke Bank
Parke Select Personal or Business Money Market — 3.75% APY - First Atlantic Federal Credit Union
Magnum Money Market (New Money Only) — 3.75% APY - Blue Foundry Bank
Blue Axis Edge®Money Market — 3.70% APY
Farmingdale, New Jersey Rates & Resources
